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The likely banning of self cert mortgages will of course solve all of the problems that we are currently facing in the Uk at the moment.If you beleive this you should see a doctor and have your head examined.This country is in th eworst financial mess in its history and the mian cause was the actions of dubiuos and slick bankers who have robbed future generations of a secure financial future.Greeed by banks, indecison by rating agencies and woeful goverement actions will take geneartions to correct.Baning self cert mortgages will harm many self emploed people who have started new companies.the choice availabe for soembody with 1 years accounts is woeful.the regulators hopefully will see that self cert mortgages are fine if both broker and lender carry out their due diligence.hopefully ense wil prevail,but dont bank on it View profile
Left Nat West Easter 04 after 25 years of service. Despite tough times in this industry, it was the best decision of my life. I have always made looking after the client the number one priority but that was becoming very difficult in the bank.
My other big interests are cricket and hill walking. I am lucky enough to be life long single and with my mortgage repaid years ago, I can be very relaxed about earnings. Being single means you cultivate your friends which has given me a formidable client base.
I am 51 and will probably be in a position to retire by 55 but would not wish to as I enjoy it.
I believe passionately in the value of independent brokers but am pessimistic about long term survival of the industry.
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Joint Equity provides a privately funded shared home ownership option for buyers and investors.
Joint Equity provides higher returns with lower risk than Buy to Let and is the only real ethical investment opportunity that benefits the investor and the home owner.
www.jointequity.co.uk View profile
My day job is publishing IntroducerToday as well as www.investortoday.co.uk which is a web site aimed to empower amateur and professional investors alike by offering the tools to take control of their own portfolio!
Traditionally Mortgage Advisers and IFA’s don't really talk to each other to share ideas or to even do business together. Well we hope to change all that with the UK's first business community for all mortgage advisers and IFA’s.
Introducer members club – your chance to voice your opinions and ideas.
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My Business Recovery and Insolvency practice specialises in working with SME's and sole traders throughout the UK so if anyone needs help or advice please contact me - we also pay for referrals. View profile