My bank pays me negligible interest – Where can I put my money to...

Clients’ questions like the above are becoming increasingly pressing as it becomes clear that bank deposit interest rates will stay very low for many months to come.

Now there is an answer for your clients who are seeking a good return, plus safety.

An exceptional 6% annual interest, fully secured, is currently available for your clients.

Introducers receive 1% introduction fees, plus 1% renewal fees every year.

Your immediate thought, naturally, is to ask how such a good return can be possible. The answer is that banks currently have very little money to lend to businesses because of the credit crunch, so businesses are required to borrow from lenders such as Secured Bridging Finance Limited (‘SBF’). Because of the huge demand for SBF’s bridging loans, SBF is willing to borrow from your clients at 6% per annum, to re-lend to their business clients at higher interest rates.

Your clients’ loans are fully secured. Your clients’ money goes directly from your client to Chancery Solicitors where it is held in a special escrow account. Only when Chancery Solicitors have received from SBF’s solicitors the first and only charge (mortgage) entirely in favour of your client over the bridging loan borrower’s property (which must be in England or Wales) will Chancery Solicitors release your client’s money, or any part of it from escrow directly to the solicitors of the bridging loan borrower.

SBF lends a maximum of 75% of property values as certified by independent leading firms of chartered surveyors. SBF lends for a maximum of six months. For the value of your clients’ security to become marginal, values would have to plummet by more than a further 25% in only six months. A further value collapse of such magnitude and rapidity is unthinkable. Millions of house and commercial property owners would refuse to pay their mortgage interest. Banks and building societies would be irretrievably ruined and unable to return their depositors’ money. Hyper-inflation as in pre-war Germany would result, impoverishing tens of millions of people and businesses. We may safely ignore the impossibility of a 25% value collapse in only six months.

The security of your clients’ loans includes (1) their loans are at no time held by SBF, but are held by Chancery Solicitors in escrow, (2) your clients receive the first and only legal charge (mortgage) over property in England and Wales only, (3) the 25% value safety margin certified by leading independent firms of chartered surveyors, (4) six-month maximum bridging loan terms, and (5) in an inconceivable event of default, your clients’ entitlement to SBF’s assets and equity capital exceeding £1 million.

Your clients’ loans are therefore fully secured and safe.

Your clients will be delighted to learn that you can arrange to exchange their negligible interest from their bank into 6% annual interest with safety.

The 6% annual interest, fully secured, with a 1% fee for you every year, is a superb win/win combination for your clients and for you.

Full details and application forms are available at: www.sbfinfo.co.uk

Secured Bridging Finance Limited welcomes enquiries from clients, or their solicitors or financial advisers. Please telephone Catherine Lister, director, at: 01672 841060 or e-mail her at: applications@sbfinvestments.com