Lender Kensington Mortgages has revealed details of a new range of loans aimed at landlords.

The company said it was removing minimum income requirements for existing buy-to-let borrowers while introducing new mortgages at up to 65% loan-to-value (LTV) with rates from 3.39%.

Kensington added it was launching a limited-distribution 80% LTV product through certain networks. This is available from 4.29% a year.

Steve Griffiths, head of sales and distribution at Kensington, said: “At Kensington, our lending decisions are made by experienced underwriters, not a credit score, and this is true for our buy-to-let mortgages too.

“This means we can take a common sense approach to a landlord’s circumstances, including their portfolio size and income, as well as the property in which they are investing.

“In particular we feel that professional landlords who derive their total income from their property portfolio have limited options currently and we are keen increase our presence in this channel.

“With these latest changes we are stepping up our game in buy-to-let, providing new options for brokers and their landlord clients.”

Kensington has also announced improvements to its range of residential mortgages, with the introduction of a number of new five-year fixed-rate deals as well as new LTV bandings.