Clydesdale and Yorkshire Banks have launched new lower mortgage rates with a number of market-leading products.

The competitive rates include a selection of fixed and fee-offer mortgages, aimed at those taking their first step onto the property ladder through to those re-mortgaging or moving home.

As part of their continued support for first time buyers the Banks are offering a selection of mortgages which offer a £250 cashback, no funds transfer fee and one free valuation.

These include a three-year fixed 95% LTV mortgage at 4.49% and a three-year fixed 90% LTV mortgage at 3.09%.

Clydesdale and Yorkshire Bank have also lowered rates for existing homeowners with a range of mortgages to suit different needs and circumstances.

Deals include a two-year fixed 90% LTV mortgage at 2.89%, which has no arrangement fee, and a five-year fixed 90% LTV at 3.39%.