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Halifax cuts FTB and homemover rates

Halifax has reduced product rates on its first-time buyer and homemover mortgages by up to 0.31%. 

Rates on its two-year fixed rate for first-time buyers and home movers now start at 3.98% to 85-90% LTV with a £495 fee. 

Its five-year fix for first-time buyer and home moves has been reduced by 0.30% with rates from 4.69%, again, with a £495 fee.


Craig McKinlay, mortgages director at Halifax, said: “In addition to our current £500 cashback offer, these rate reductions will further support first-time buyers trying to buy their first home and home movers who are looking to move up the housing ladder.

“Halifax is committed to providing great service and competitive products to our customers.”

The deals include the lender’s £500 cashback offer, launched on 9 March, which is available to all first-time buyers and homemovers who apply for a qualifying mortgage between 9 March and 3 May 2015.

The £500 will be paid as cashback to customers through their conveyancer when the mortgage completes.


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