Accord is reducing its mortgages for customers with a 10% deposit by up to 0.25%.
The intermediary-only lender, part of Yorkshire Building Society Group, says it wants to help more first-time buyers get onto the property ladder.
It has cut its five-year fixed rate mortgages for customers with a 90% LTV by up to 0.25% and its two-year fixed rates for 90% LTV customers by 0.10%.
Highlights include a two-year fixed rate of 3.39% with a £345 product fee and five-year fixed rate at 3.94%, with an £845 product fee.
David Robinson, national intermediary sales manager for Accord Mortgages, said: “We think it is important to ensure that first-time buyers have access to competitive rates, which is why we’ve taken the decision to cut rates for the 90% LTV bracket.
“We hope they will prove popular with brokers with customers who have smaller deposits and are looking for a new mortgage.”