Specialist mortgage package and distributor Atom has announced a new relationship with Kensington Mortgages.

Dale Jannels, managing director at Atom, which stands for All Types of Mortgages, said: “For those of us who have been in the industry a long time, Kensington have always been a well-known brand in the specialist arena. 

“To rekindle relationships with the specialist packager community shows their intent to establish themselves as a ‘go to’ lender when it comes to complex and specialist mortgages.

“Atom is grateful to be one of a few that can offer a fantastic 90% LTV product, which takes Kensington’s approach to individual underwriting to customers with smaller deposits.

“This is excellent news for brokers who have clients who are self-employed, contractors or have historic credit difficulties.”

Product highlights include rates from 4.89%, no credit scoring, specialist products for the self-employed, and 100% bonus acceptable for the employed.

It also offers completion fee-free products, and free valuation and free legals on some products. 

Steve Griffiths, head of sales and distribution at Kensington Mortgages, said: “Specialist distributors like AToM provide an important service for brokers who are looking for a simple way of sourcing and placing their more complex cases.

“This is a really important partnership for us and we are looking forward to working together to promote our core range, 90% LTV product and future proposition developments.

“There is plenty of opportunity out there to provide more options for brokers and their clients and this is the start of a very exciting journey.”