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Skipton cuts residential fixed rates

Skipton Building Society has launched a revised range of two and five-year fixed rate residential mortgages with rates lowered by up to 0.17%.

All purchase and remortgage two and five-year fixes include a free valuation.

These new products are available via all intermediaries, as well as the Skipton Direct customer service centre and branches.


Purchase products include a fee-free two-year fix charging 2.88% to 90% LTV and a fee-free five-year fix at 3.04% to 85% LTV.

Remortgage products include a two-year fix at 1.55% to 60% LTV with £995 fee, and five-year fixes at 2.25% to 60% LTV and 3.32% to 90% LTV, with fees of £1,995 and £995 respectively.

Kris Brewster, Skipton’s head of products, said: “By lowering rates across most of our two and five-year fixed rate residential mortgages we are offering even better value to new buyers and those wishing to remortgage.

“We continue to offer fee and rate options to suit a number of different borrower requirements.”

Criteria applicable to all of the above products

Early repayment charges of 2/1% until 30/09/18 for two-year fixes and 5/5/4/3/2% until 30/09/21 for five-year fixes.

Overpayments of up to 10% per annum allowed without penalty.

Free standard legals and valuations for remortgages.


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