The UK’s first bank built exclusively for mobile has extended its Digital Mortgage Range. Atom Bank has launched a two year 75% LTV rate to complement the more competitive rates across its product range. 

The new two year product, which is for purchase and remortgage at 75% LTV, is available with a rate of 1.29% and a fee of £900. 

The improved rates on current products include a two year 60% LTV at 1.59% (no fee), a two year 75% LTV at 1.29% (with £900 fee), a two year 75% LTV at 1.69% (no fee), a five year 75% LTV at 2.24% (no fee), a five year 80% LTV at 2.14% (with £900 fee), and a five year 80% LTV at 2.39% (no fee).

The new products will join Atom Bank’s existing Digital Mortgage range, first launched in December last year. They are available through selected independent mortgage advisers. 

Atom’s wider range of residential lending is now available for purchase, re-mortgage, first-time-buyers, self-employed people, contractors, retirees, shared ownership homes and new-build properties.

“We are delighted to be expanding our range of products and to be improving our rates so soon after launching the new proposition,” Maria Harris, Atom’s Director of Retail Mortgages, said.

She added: “The partnership with our carefully selected intermediary partners is also going from strength to strength, with customers being given the very best service and advice when choosing a mortgage. Our ultimate aim is to help people get the right financial products for them, and to have the best experience along the way.”