Kensington Mortgages has cut its residential range rates by up to 0.40% and selected buy-to-let products by up to 0.20%.
Its select range now starts from 2.49% at 75% LTV and 2.99% at 85% LTV as part of the reductions, with the two-year fixed rates reduced by 0.20%.
The five-year residential fixed rate at 85% LTV also sees reductions of 0.40% to 3.79%. Meanwhile, more cuts across its two-year fixed range include 0.30% to 2.64% (75% LTV) and 2.74% at 80% LTV.
All rate reductions are available until January 12 2018.
Steve Griffiths, director of sales & distribution at the Northview Group, said that Kensington is providing highly competitive rates for real life lending solutions, despite the recent rate rise by the Bank of England.
He commented: “Whether our customers are self-employed, contractors, or have complex income streams, we are committed to offering a variety of competitive products to meet changing demands and needs of our clients.”
Changes have also been made on its residential large loans proposition, with rates starting from 2.39% with zero completion fee on the one-year fixed option, and cuts of 0.30% and 0.40% across its New Build ranges.