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Fee-free and high LTV products launched by Hinckley & Rugby

Hinckley & Rugby Building Society has launched two new fee-free high LTV mortgages.

The fix then discount products are completely fee-free and are available at up to 95 and 90% LTV.

The rate is fixed for the first two years and then reverts to a discount for the next three years.


The 95% LTV mortgage charges a fixed 3.39% and then 3.99%, a 1.65 discount off the Society’s SVR.

The 90% LTV mortgage is fixed at 2.29% before also reverting to 3.99%.

With both mortgages there are no ERCs and valuations are free up to a value of £1 million. Both are available via the Society’s Privileged Partners and direct.

“Our fixed then discount five year products have found great appeal in the market and these fee-free versions are an outstanding innovation,” comments Hinckley & Rugby head of intermediary sales, Carolyn Thornley-Yates.

“We now have more options for borrowers with smaller deposits, as these new mortgages complement our existing range of products with fees payable but a lower charging rate.”


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