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Kent Reliance for Intermediaries launches new large loan residential range

Kent Reliance for Intermediaries, part of the specialist lending and retail savings group OneSavings Bank plc, has launched a new large loan residential property range.

To further support its intermediary broker partners, the product range will be available on loans between £1 million and £3 million – up to a maximum of 75% loan-to-value (LTV) on two and five-year terms.

Rates are from 3.65%, with revert rates tracking the Bank of England’s base rate.


The new range will particularly appeal to clients for whom the following circumstances may apply:

  • Interest-only available
  • Purchase of first or second residential home subject to income
  • Purchase and let to buy applications considered
  • Up to four applicants
  • Needs the expertise of a specialist lender

Adrian Moloney, group sales director at OneSavings Bank, says that during these difficult times, it’s important to appreciate and understand ‘the diversity of lending applications’ such as those with non-standard income streams.

“Every department, from sales, underwriting and completions, to our in-house valuation team, have the expertise and knowledge to deal with cases of all shapes and sizes,” he adds.

“These cases, which are quite often turned away by mainstream lenders, give us the opportunity to showcase what we do best which is to offer a flexible approach to lending through our specialist manual underwriting coupled with a strong understanding of the market.”

“This allows us to properly consider each case on its own merits, match our products to the broker’s requirements and work with them to get their cases over the line.”


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