With the quick-fire mortgage rate cuts which characterised the past month now slipping into the rear-view mirror, the latest changes from TSB show today’s more confused picture.

At the end of last week TSB made changes to its residential, buy to let, product transfer and additional borrowing ranges.

In residential range, it increased rates at the weekend across its two- and five-year fixed first-time buyer and house purchase products, from 85 to 90 per cent loan to value with a £995 fee.

It also increased its two-year fixed remortgage – available up to 75 per cent LTV – by 0.20 per cent.

However in its BTL range, TSB cut its two- and five-year fixed house purchase, and its five-year fixed remortgage rates, by up to 0.50 per cent.

Now product transfers – TSB residential two-year fixed rate, available to 75 per cent LTV increased 0.20 per cent but its buy to let five-year fix reduced by up to 0.50 per cent.

As part of its additional borrowing offering, TSB has increased its residential two-year fixed rate available up to 75 per cent LTV by 0.20 per cent – but it’s reduced its buy to let five-year fixed by up to 0.50 per cent.

Meanwhile the Halifax and NatWest have gone for increases over the weekend.

Halifax has lifted interest rates on some purchase, remortgage and product transfer deals by 0.25 percentage points.

NatWest has also announced increases to some  loans by 0.05 to 0.11 percentage points on a range of its two- and five-year fixed deals for new customers.

The banks followed HSBC, which increased the cost on some deals last week, although it decreased rates on some other deals at the same time.