Barclays continues push to sub-4% mortgages 

Barclays continues push to sub-4% mortgages 


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Barclays has expanded its range of sub-4% mortgages following its latest product refresh, bringing six additional products including options for existing customers.

Barclays was the first lender to go sub-4% in April and the latest changes apply across residential purchase, remortgage and reward ranges, with the largest single rate cut at 33bps.

Residential

Purchase Only

•                     3.98% Premier 2 Yr Fixed  £899 product fee, 60% LTV, Min loan £5k, Max loan £2m, will decrease to 3.91%

•                     3.99% 2 Yr Fixed  £899 product fee, 60% LTV, Min loan £5k, Max loan £2m, will decrease to 3.92%

•                     4.24% 2 Yr Fixed  £0 product fee, 60% LTV, Min loan £5k, Max loan £2m, will decrease to 4.18%

•                     4.12% Premier 2 Yr Fixed  £899 product fee, 75% LTV, Min loan £5k, Max loan £2m, will decrease to 3.98%

•                     4.13% 2 Yr Fixed  £899 product fee, 75% LTV, Min loan £5k, Max loan £2m, will decrease to 3.99%

•                     4.33% 2 Yr Fixed  £0 product fee, 75% LTV, Min loan £5k, Max loan £2m, will decrease to 4.27%

•                     4.49% 2 Yr Fixed  £899 product fee, 85% LTV, Min loan £5k, Max loan £2m, will decrease to 4.25%

•                     4.68% 2 Yr Fixed  £0 product fee, 85% LTV, Min loan £5k, Max loan £2m, will decrease to 4.45%

•                     4.18% 5 Yr Fixed  £0 product fee, 60% LTV, Min loan £5k, Max loan £2m, will decrease to 4.15%

•                     3.99% 5 Yr Fixed  £899 product fee, 60% LTV, Min loan £5k, Max loan £2m, will decrease to 3.93%

•                     3.98% Premier 5 Yr Fixed  £899 product fee, 60% LTV, Min loan £5k, Max loan £2m, will decrease to 3.92%

•                     4.36% 5 Yr Fixed  £899 product fee, 85% LTV, Min loan £5k, Max loan £2m, will decrease to 4.28%

•                     4.46% 5 Yr Fixed  £0 product fee, 85% LTV, Min loan £5k, Max loan £2m, will decrease to 4.37%

•                     4.14% Green Home 2 Yr Fixed  £0 product fee, 60% LTV, Min loan £5k, Max loan £2m, will decrease to 4.08%

•                     4.23% Green Home 2 Yr Fixed  £0 product fee, 75% LTV, Min loan £5k, Max loan £2m, will decrease to 4.17%

•                     4.39% Green Home 2 Yr Fixed  £899 product fee, 85% LTV, Min loan £5k, Max loan £2m, will decrease to 4.15%

•                     3.89% Green Home 5 Yr Fixed  £899 product fee, 60% LTV, Min loan £5k, Max loan £2m, will decrease to 3.83%

•                     4.26% Green Home 5 Yr Fixed  £899 product fee, 85% LTV, Min loan £5k, Max loan £2m, will decrease to 4.18%

Remortgage

•                     4.20% Premier 2 Yr Fixed  £999 product fee, 60% LTV, Min loan £5k, Max loan £2m, will decrease to 3.95%

•                     4.21% 2 Yr Fixed  £999 product fee, 60% LTV, Min loan £5k, Max loan £2m, will decrease to 3.96%

•                     4.52% 2 Yr Fixed  £999 product fee, 75% LTV, Min loan £5k, Max loan £2m, will decrease to 4.19%

•                     4.60% Great Escape™ 2 Yr Fixed  £0 product fee, 60% LTV, Min loan £50k, Max loan £2m, will decrease to 4.37%

•                     4.89% Great Escape™ 2 Yr Fixed  £0 product fee, 75% LTV, Min loan £50k, Max loan £2m, will decrease to 4.62%

•                     4.12% Premier 5 Yr Fixed  £999 product fee, 60% LTV, Min loan £5k, Max loan £2m, will decrease to 3.95%

•                     4.13% 5 Yr Fixed  £999 product fee, 60% LTV, Min loan £5k, Max loan £2m, will decrease to 3.96%

•                     4.20% 5 Yr Fixed  £999 product fee, 75% LTV, Min loan £5k, Max loan £2m, will decrease to 4.09%

•                     4.30% Great Escape™ 5 Yr Fixed  £0 product fee, 60% LTV, Min loan £50k, Max loan £2m, will decrease to 4.15%

•                     4.32% Great Escape™ 5 Yr Fixed  £0 product fee, 75% LTV, Min loan £50k, Max loan £2m, will decrease to 4.27%

Existing Customer Reward Range: Existing product decreases

Residential

  • 4.06% EMC Reward 2 Year Fixed £999 product fee, 60% LTV, Min loan £1k, Max loan £2m, will decrease to 3.95%
  • 4.36% EMC Reward 2 Year Fixed £0 product fee, 60% LTV, Min loan £1k, Max loan £2m, will decrease to 4.30%
  • 4.26% EMC Reward 2 Year Fixed £999 product fee, 75% LTV, Min loan £1k, Max loan £2m, will decrease to 4.18%
  • 3.98% EMC Reward 5 Year Fixed £999 product fee, 60% LTV, Min loan £1k, Max loan £2m, will decrease to 3.95%
  • 4.16% EMC Reward 5 Year Fixed £999 product fee, 75% LTV, Min loan £1k, Max loan £2m, will decrease to 4.08%
  • 4.25% EMC Reward 5 Year Fixed £0 product fee, 75% LTV, Min loan £1k, Max loan £2m, will decrease to 4.20%
  • 4.66% EMC Reward 5 Year Fixed £0 product fee, 85% LTV, Min loan £1k, Max loan £2m, will decrease to 4.64%
  • 4.75% EMC Reward 10 Year Fixed £749 product fee, 75% LTV, Min loan £1k, Max loan £2m, will decrease to 4.65%
  • 4.21% EMC Reward 2 Year Fixed £1999 product fee, 70% LTV, Min loan £2m, Max loan £10m, will decrease to 4.15%
  • 4.22% EMC Reward 5 Year Fixed £1999 product fee, 70% LTV, Min loan £2m, Max loan £10m, will decrease to 4.09%
  • 4.36% Rate Switch only EMC Reward 2 Year Fixed £1999 product fee, Over 70% LTV, Min loan £2m, Max loan £10m, will decrease to 4.29%
  • 4.37% Rate Switch only EMC Reward 5 Year Fixed £1999 product fee, Over 70% LTV, Min loan £2m, Max loan £10m, will decrease to 4.28%

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