Barclays has expanded its range of sub-4% mortgages following its latest product refresh, bringing six additional products including options for existing customers.
Barclays was the first lender to go sub-4% in April and the latest changes apply across residential purchase, remortgage and reward ranges, with the largest single rate cut at 33bps.
Residential
Purchase Only
• 3.98% Premier 2 Yr Fixed £899 product fee, 60% LTV, Min loan £5k, Max loan £2m, will decrease to 3.91%
• 3.99% 2 Yr Fixed £899 product fee, 60% LTV, Min loan £5k, Max loan £2m, will decrease to 3.92%
• 4.24% 2 Yr Fixed £0 product fee, 60% LTV, Min loan £5k, Max loan £2m, will decrease to 4.18%
• 4.12% Premier 2 Yr Fixed £899 product fee, 75% LTV, Min loan £5k, Max loan £2m, will decrease to 3.98%
• 4.13% 2 Yr Fixed £899 product fee, 75% LTV, Min loan £5k, Max loan £2m, will decrease to 3.99%
• 4.33% 2 Yr Fixed £0 product fee, 75% LTV, Min loan £5k, Max loan £2m, will decrease to 4.27%
• 4.49% 2 Yr Fixed £899 product fee, 85% LTV, Min loan £5k, Max loan £2m, will decrease to 4.25%
• 4.68% 2 Yr Fixed £0 product fee, 85% LTV, Min loan £5k, Max loan £2m, will decrease to 4.45%
• 4.18% 5 Yr Fixed £0 product fee, 60% LTV, Min loan £5k, Max loan £2m, will decrease to 4.15%
• 3.99% 5 Yr Fixed £899 product fee, 60% LTV, Min loan £5k, Max loan £2m, will decrease to 3.93%
• 3.98% Premier 5 Yr Fixed £899 product fee, 60% LTV, Min loan £5k, Max loan £2m, will decrease to 3.92%
• 4.36% 5 Yr Fixed £899 product fee, 85% LTV, Min loan £5k, Max loan £2m, will decrease to 4.28%
• 4.46% 5 Yr Fixed £0 product fee, 85% LTV, Min loan £5k, Max loan £2m, will decrease to 4.37%
• 4.14% Green Home 2 Yr Fixed £0 product fee, 60% LTV, Min loan £5k, Max loan £2m, will decrease to 4.08%
• 4.23% Green Home 2 Yr Fixed £0 product fee, 75% LTV, Min loan £5k, Max loan £2m, will decrease to 4.17%
• 4.39% Green Home 2 Yr Fixed £899 product fee, 85% LTV, Min loan £5k, Max loan £2m, will decrease to 4.15%
• 3.89% Green Home 5 Yr Fixed £899 product fee, 60% LTV, Min loan £5k, Max loan £2m, will decrease to 3.83%
• 4.26% Green Home 5 Yr Fixed £899 product fee, 85% LTV, Min loan £5k, Max loan £2m, will decrease to 4.18%
Remortgage
• 4.20% Premier 2 Yr Fixed £999 product fee, 60% LTV, Min loan £5k, Max loan £2m, will decrease to 3.95%
• 4.21% 2 Yr Fixed £999 product fee, 60% LTV, Min loan £5k, Max loan £2m, will decrease to 3.96%
• 4.52% 2 Yr Fixed £999 product fee, 75% LTV, Min loan £5k, Max loan £2m, will decrease to 4.19%
• 4.60% Great Escape™ 2 Yr Fixed £0 product fee, 60% LTV, Min loan £50k, Max loan £2m, will decrease to 4.37%
• 4.89% Great Escape™ 2 Yr Fixed £0 product fee, 75% LTV, Min loan £50k, Max loan £2m, will decrease to 4.62%
• 4.12% Premier 5 Yr Fixed £999 product fee, 60% LTV, Min loan £5k, Max loan £2m, will decrease to 3.95%
• 4.13% 5 Yr Fixed £999 product fee, 60% LTV, Min loan £5k, Max loan £2m, will decrease to 3.96%
• 4.20% 5 Yr Fixed £999 product fee, 75% LTV, Min loan £5k, Max loan £2m, will decrease to 4.09%
• 4.30% Great Escape™ 5 Yr Fixed £0 product fee, 60% LTV, Min loan £50k, Max loan £2m, will decrease to 4.15%
• 4.32% Great Escape™ 5 Yr Fixed £0 product fee, 75% LTV, Min loan £50k, Max loan £2m, will decrease to 4.27%
Existing Customer Reward Range: Existing product decreases
Residential
- 4.06% EMC Reward 2 Year Fixed £999 product fee, 60% LTV, Min loan £1k, Max loan £2m, will decrease to 3.95%
- 4.36% EMC Reward 2 Year Fixed £0 product fee, 60% LTV, Min loan £1k, Max loan £2m, will decrease to 4.30%
- 4.26% EMC Reward 2 Year Fixed £999 product fee, 75% LTV, Min loan £1k, Max loan £2m, will decrease to 4.18%
- 3.98% EMC Reward 5 Year Fixed £999 product fee, 60% LTV, Min loan £1k, Max loan £2m, will decrease to 3.95%
- 4.16% EMC Reward 5 Year Fixed £999 product fee, 75% LTV, Min loan £1k, Max loan £2m, will decrease to 4.08%
- 4.25% EMC Reward 5 Year Fixed £0 product fee, 75% LTV, Min loan £1k, Max loan £2m, will decrease to 4.20%
- 4.66% EMC Reward 5 Year Fixed £0 product fee, 85% LTV, Min loan £1k, Max loan £2m, will decrease to 4.64%
- 4.75% EMC Reward 10 Year Fixed £749 product fee, 75% LTV, Min loan £1k, Max loan £2m, will decrease to 4.65%
- 4.21% EMC Reward 2 Year Fixed £1999 product fee, 70% LTV, Min loan £2m, Max loan £10m, will decrease to 4.15%
- 4.22% EMC Reward 5 Year Fixed £1999 product fee, 70% LTV, Min loan £2m, Max loan £10m, will decrease to 4.09%
- 4.36% Rate Switch only EMC Reward 2 Year Fixed £1999 product fee, Over 70% LTV, Min loan £2m, Max loan £10m, will decrease to 4.29%
- 4.37% Rate Switch only EMC Reward 5 Year Fixed £1999 product fee, Over 70% LTV, Min loan £2m, Max loan £10m, will decrease to 4.28%
