Buy-to-let market remains viable investment as RRA brings certainty, claims mortgage broker

Buy-to-let market remains viable investment as RRA brings certainty, claims mortgage broker


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Property investment activity and confidence remain high, despite the impact of the Renters’ Rights Act, which instead brings transparency and certainty for landlord investors, says Jodi Spreadbury, senior mortgage and protection broker at The Mortgage Broker.

She claimed that after a lull in activity in recent years, interest in buy-to-let investment has increased over the past 18 months.

“Investing in property is not a decision people take lightly. Typically, investors are professionals with substantial savings looking for a strong, reliable investment. Property remains a straightforward asset: rental yields are transparent, and the investment’s performance is clear,” she said.

A more consistent market

She attributed the rise in interest to greater market certainty now that the rules are clear. “With a more consistent market and growing confidence, property investment is once again attracting attention. The sector has navigated various tax changes, tenancy reforms – now fully confirmed and implemented – and more stable interest rates. Overall, confidence in the market remains high.”

Spreadbury said that the RRA wasn’t putting off either new or more experienced landlords and instead would drive improvements that would make the market even more attractive for investment.

No one wants a ‘bad’ investment. That’s why securing both quality properties and responsible tenants is crucial. The RRA supports this by protecting tenants’ rights while encouraging landlords to maintain well-cared-for homes.”

“Landlords typically choose to sell their properties only when the investment no longer fits their financial plans or objectives, not arbitrarily.”

A focus on EPC investment

Ahead of stricter Energy Performance Certificate (EPC) regulations, some landlords are instead prioritising improving their existing properties to meet the new standards rather than acquiring further stock. For those still acquiring, Spreadbury said the focus should be on acquiring and maintaining quality properties with high EPC ratings to comply with regulations and attract reliable, long-term tenants.

“As confidence grows, now is an excellent time to explore investment opportunities,” she said.

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