Mortgage brokers and independent financial advisors can carry out passport and driving licence checks digitally from their phone with the launch of a new identity verification (IDV) service on Click2Check’s online digital compliance platform.
The new feature means that mortgage clients no longer need to manually share paperwork with their brokers and advisors, saving both time and effort and improving fraud protection and compliance with Know Your Customer (KYC) rules and anti-money laundering (AML) requirements.
Click2Check’s IDV service uses identity verification technology from Mitek to carry out a real-time liveness check of clients, which allows it to automatically detect forged IDs, impersonation attempts and fraudulent applications.
Tackling a rise in fraudulent applications
This is particularly important given a recent rise in mortgage identity fraud. According to the 2026 Fraudscape report from Cifas, its members filed 242,003 cases of identity fraud in 2025, accounting for 54% of all filings. Of these 43 related to mortgage applications, a 43% increase from 2024.
The integration of IDV directly into Click2Check’s platform eliminates the need for manual checks or multiple third-party tools to assess a client’s identification and financial status.
David Jones, director at Click2Check, said the new integration should improve fraud detection.
“Manual ID checks rely heavily on staff training and judgement and it’s increasingly difficult to spot forgeries as the technology used to create them becomes ever more sophisticated,” he said.
“Our IDV service is a seamless, secure and frictionless process. Advisers can certify a client’s legitimacy within minutes, prior to providing any advice. They can see exactly what the lender will see and be certain they are taking an FCA-compliant and best practice approach to client verification as well as combating fraudulent activity.”
