Archive

Specialist lender Hodge has joined forces with Propflo, a PropTech startup, to help customers make their properties more energy-efficient and environmentally...

An analysis of government house price data by business consultancy Hargreaves Lansdown suggests the typical mortgage term for a first time...

A new report reveals the latest trends  in UK lending and borrowing, compiled by lending software company Lenvi. The most notable trends include...

Fall throughs are costing sellers some £909m a year - and that’s even on recent muted sales figures. Home Sale Pack has...

Shared ownership has failed to deliver an affordable route to home ownership for too many and for too long, says a...

A think tank is urging the UK government to initiate mortgage market reforms to promote higher home ownership. The Social Market Foundation...

Fewer people are concerned about paying their mortgage and fewer believe mortgage affordability is a barrier to home buying.  That’s the verdict...

New data from Zoopla suggests that the housing market is becoming buoyant despite widespread uncertainty over the exact direction of mortgage...

The estate agents’ trade body has made the unexpected move of calling on banks to cut mortgage rates. Rates are typically decided...

Downsizers across England and Wales could unlock an average £305,090 by moving from a four bed to a two bed home,...

The true cost of stamp duty is two thirds greater than the tax itself because it obliges buyers to spend far...

A specialist lender claims that first-time buyers could see annual mortgage costs climb by £398 per year, while landlords suffer a...

Lenders’ trade body UK Finance wants the government to use next month’s Budget to announce a new Help to Buy scheme...

Global intelligence company Pepper Advantage, which has a portfolio of over 100,000 UK residential mortgages, says there’s been a dramatic increase...

Respected estate agency and property consultancy Savills is warning that house prices may dip in 2024. In the run-up to Christmas it...

New research from Aldermore suggests that some 55 per cent of prospective first time buyers are currently seeking to raise a...

Despite a sharp fall in the number of homes bought by landlords in 2023, the number of limited companies set up...

There are growing fears that the hoped-for Bank of England base rate cut this spring - the first off possibly several...

Shawbrook has become the first bank in the UK to offer limited companies the ability to remortgage using the digital conveyancing...

Bank of England governor Andrew Bailey is warning that ‘future shocks’ may yet derail economic recovery. In a session with MPs at...

Awareness of green mortgages is dipping among buyers, according to new research. Almost two thirds of mortgage advisers say their clients have...

High end estate agency Savills has issued an update on prime markets in and around London and south east England. And it...

Monthly interest costs have surged by 283 per cent since 2021 for landlords using interest-only mortgages, research shows. Octane Capital compared rates...

Three high street lenders - Virgin Money, TSB and Skipton Building Society - have joined the commitment to offer mortgages on...

Falling swap rates - already falling over the past month - have dropped further following better-than-expected inflation news, triggering speculation over...

UK Finance has published its housing and mortgage market forecasts for 2024 and 2025 together with projections for 2023 full year numbers. Key figures for 2023 In...

Many landlords say they’re set to expand investments in 2024 despite facing up to 80 per cent higher costs in the...

Cases of buy-to-let arrears have doubled in a single year, according to a new analysis. The research, from Octane Capital, analysed quarterly...

Knight Frank says a reduction in mortgage costs as early as February - or perhaps more likely in Q2 next year...

The Nationwide wants greater government support for first-time buyers as rising costs delay owning a home. As one of the UK’s biggest...

First time buyers aged 18 to 34 are primarily relying on advice from family and friends rather than a broker for support on the homebuying process, according to Coventry for...

The chief executive of Winkworth estate agency chain says this week’s Autumn Statement must see the reinstatement of Mortgage Interest Tax...

The first time buyer economy, comprised of lending and spending, will reach £74.1 billion by 2025, according to research by Coventry...

The equity release market has seen growth for the first time in 12 months with quarterly increases in both new customers...

The Bank of England has held base rate at 5.25 per cent, with most analysts saying this is likely to be...

The Bank of England is expected to hold base rate at 5.25 per cent this week with many analysts expecting this...

Jo Breeden, managing director of Crystal Specialist Finance, writes: In his recent speech, the Prime Minister scrapped the proposed changes to EPC...

A range informal media briefings on behalf of the UK government suggest that an extension of the current mortgage guarantee scheme...

Landlords in the UK are paying 40 per cent more mortgage interest than in August 2022, which equates to an extra...

Skipton Building Society has made what some brokers call an “unprecedented move” by offering rates for existing borrowers switching products starting...

It’s now the tenth week that average rates of dropped, as the slow but steady downward trend of fixed-mortgage rates continues.  As...

A consumer platform claims almost half of Londoners’ income goes on their mortgage or rent, with a third saying they pay...

There’s been a backlash from the mortgage industry following Prime Minister Rishi Sunak’s Eco U-turn last week.  In recent months a growing...

Brokers are warning that dramatic council ‘effective bankruptcies’ will increase local residents’ tax bills and so hurt mortgage affordability. This follows the...

The jury is out as to whether there will be a rate rise this week when the Bank of England Monetary...

The impact of higher interest rates isn’t felt equally across the country, according to data from the Halifax. Despite recording one of...

UK Finance’s latest Household Finance Review - for the second quarter of this year - lifts the lid on mortgages. The headlines...

Brokers are wanting that the recent Rightmove asking price index does not mean that sellers are necessarily in a position to...

High interest rates are worsening the affordability issues at play in the housing market, the Halifax admits. It says that downward pressure...

UK mortgage customers are turning to fixed rates and lump-sum payments as interest rates rise, according to new research by Butterfield...

There is speculation that the recent spate of figures from the UK economy may prompt a war between mortgage providers as...

Legal & General’s new Ignite platform has seen a rise of 53 per cent in one month for broker searches for...

The Bank of England’s latest stress test of the financial system suggests that UK's eight largest lenders could survive a worst...

Research published by the Home Builders Federation shows that the new homes owners will save an average of £135 on monthly...

Nationwide says the sharp rise in the costs of mortgages is causing a "significant drag" on the housing market - but...

Fleet Mortgages is offering landlord borrowers £1,000 cashback if they improve the Energy Performance Certificate of the property to a C...

There’s almost complete unanimity amongst analysts that this week will see yet another Bank of England base rate rise - and...

The Intermediary Mortgage Lenders Association wants the government to give additional support to landlords It says the cumulative effects of regulatory and...

A leading analyst is warning that a remortgage nightmare lies await in the second half of 2023. Sarah Coles of business consultancy...

Nationwide Building Society has launched a new Home Energy Efficiency Tool to coincide with the debut of new green loan products. The...

After the latest rise in Bank of England Base Rate, mortgage lenders are offering new products to help those struggling to...

The latest market analysis by specialist property lending experts, Octane Capital, reveals that recent uncertainty in the property market during the...

The Bank of England last week hiked interest rates by 0.5 percentage points - pushing the benchmark rate to 4% up...

Mortgage holders swallowed another bitter pill last week when the Bank of England raised interest rates for the tenth consecutive time. The...

The Monetary Policy Committee of the Bank of England meets on Thursday with the market expecting them to announce 0.5% raise...

The latest sentiment survey by Knight Frank saw the demand for electric vehicle charging points continue, and 35% of respondents rating...

Capricorn Financial Consultancy has released its market expectations for 2023, predicting that the UK mortgage market will have to acclimatise to...

A possible surge in defaults due to economic headwinds should result in lenders reviewing their loan books and underlying security, according...

There has been a a sharp increase in the number of property fall-throughs, according to House Buyer Bureau. Their latest industry index...

A national brokerage has warned there is a danger of a shortfall in protection cover for borrowers. Just Mortgages claims there is 'a business and...

House Buyer Bureau reveal that transactions could drop by 17% in spring 2023 next year. The property purchasing specialist claim that the...

Estate agent comparison site, GetAgent.co.uk, claims that after purchasing a property the average homebuyer pays £76,000 during the initial year. In some...

It was announced yesterday that companies regulated by the Council for Licensed Conveyancers (CLC) will not face any rise in application fees, licence fees...

A new market analysis from Ocasa, the specialist rental platform, warns that the average rent bill could reach as much as...

Mortgage experts, Revolution Brokers, claim that landlords hoping to reduce void periods by investing in a buy-to-let within high-demand areas will pay...

Luxury asset short-term lender, Suros Capital, has reportedly been seeing an increase in buoyant new business with its loan book now...

New research by specialist property lending experts, Octane Capital, shows that monthly mortgage payments could increase by £300 each month.  Homebuyers coming to...

Not the best news for the property sector, as the latest research by Revolution Brokers, shows that the monthly cost of...

The latest market analysis by Unlatch, the new home sales progression and aftercare platform for developers and housebuilders, reveals where Birmingham’s...

The rental market looks to be returning to good health with a significant reduction in void periods and costs compared to...

As governmental changes sweep through the nation, countless elements within the property sector have been affected, including mortgages. Market analysis by specialist...

There seems to be some light at the end of the tunnel for UK citizens regarding tax as research from RIFT...

Pressure amongst tenants has been mounting as fuel, household bills, and everyday essentials have hit eye-watering costs. New research by Shawnbrook shows...

New findings by Revolution Brokers reveal exactly how much more money homeowners and buyers can expect to pay for their mortgage...

An interesting notion to contemplate has recently been dissected by the estate agent comparison site, GetAgent.co.uk, which looked at what the...

According to new research by online brokerage service, Revolution Brokers, the energy price cap increase set to begin in October will...

The colder months are already creeping up on the nation which means that doing some patchwork around the house could make...

Rental property maintenance is essential to keep the home in good condition. Setting aside time for inspections, upgrades, and repairs to...

Amidst the soaring cost-of-living research by Warwick Estates reveals that homebuyers could save £1,200 a year by purchasing a new-build home...

Every day on the news we hear more and more about the ever-mounting cost-of-living in the UK, and households are now...

Deposits for property purchases typically cost 10-15% of the value of the home and saving for one can be particularly challenging, especially for...

PEXA has announced that Hinckley & Rugby Building Society and Shawbrook Bank will be the first lenders to transact remortgage cases...

The proportion of disposable household income required to cover average mortgage repayments is 27.6% so far in 2022 – the highest...

New research by estate and lettings agent, Barrows and Forrester, uncovered the interest rates that homebuyers with a 50-year mortgage are...

It’s no secret that rogue tenants lead to significant financial losses, and is felt in bulk by the landlord, yet research...

This week’s mortgage roundup involves a month of firsts and milestones, with Proportunity and BuildLoan launching UK-first products for buyers. Meanwhile,...

Estate agent comparison site, GetAgent.co.uk recently analysed annual house price growth across all the major UK music festival locations. Up 44% in...

Last week (June 16), the Bank of England increased the base rate by 0.25%, up from 1.00% to 1.25%. In response, Moneyfacts.co.uk...

The average stamp duty payment on buy-to-let (BTL) homes has increased by £11,848 in England, and almost 1,000% higher than that...

The Prime Minister used a housing speech in Blackpool yesterday to outline plans for a wide-ranging review of the mortgage market and housing...