Archive

Deposit Unlock, a mortgage scheme that allows new build buyers to purchase with a 5% deposit, has launched nationally with 17...

Recent property market analysis by London lettings and estate agent, Benham and Reeves have found that staging your home during the...

In July 2020 the stamp duty holiday was kickstarted by chancellor Rishi Sunak. It gave first-time buyers and home movers up...

A snag is a slight issue or defect in a property that occurs once building work has been completed. A broken,...

This mortgage roundup highlights the latest updates and features from the UK’s leading lenders, from custom-build mortgage products and holiday let mortgages,...

Nisha Vaidya, mortgage expert at Uswitch, explains how homeowners can use low-interest rates to their advantage and help make their mortgage more...

Bective, the sales, lettings and property management company, recently revealed how superstitions around the number 13 often lead to homebuyers paying less for properties. Traditionally it is considered to...

New research by the estate agent comparison site, GetAgent, has revealed how much money the UK government lost as a result...

The mortgage roundup column returns to bring you the latest news on mortgage products coming to the market, featuring Furness Building...

A new study from equity release lender more2life has uncovered the UK regions where using equity release to fund a house...

Market estate agency comparison website GetAgent.co.uk recently revealed how the stamp duty holiday has made house prices difficult for the first-time...

New research from estate agent comparison site, GetAgent.co.uk has found out which street names have proved the most popular with homebuyers across...

House prices have continued to rise throughout the year, making it increasingly challenging for first-time buyers to join the property ladder. UK...

Research by an estate agent comparison site has found that the cost of homeownership has climbed by a great margin. GetAgent looked...

James Andrews, senior personal finance editor at money.co.uk, offers up top tips on how those planning to purchase a home with...

Research by GetAgent has revealed how asking prices across many areas of the property market tumbled in the wake of the...

West One Loans’ buy-to-let (BTL) division has released new products to meet increased demand in the market. The raft of new product...

Across England and Wales, many homebuyers have made use of the stamp duty holiday. The land tax discount encouraged many to...

Tennis is undoubtedly one of the most popular sports in the United Kingdom. Whether watching television, live streaming online or physically...

The pandemic and subsequent lockdowns have impacted UK employees in a major way, with more than a third (36%) aged 18-34...

Ahead of the Queen’s Birthday this weekend, estate and lettings agent, Barrows and Forrester researched the sold prices of properties with...

New research from GetAgent has revealed which areas of the property market in England and Wales are seeing homes sell the...

Despite market delays, over half a million homebuyers in England are set to benefit from the stamp duty holiday to the...

According to new research from estate agents Purplebricks, 43% of today’s first-time buyers (FTBs) have fully funded their own deposit. While...

Last week Thursday (May 13) marked one year since the property market in England reopened after being hit with lockdown restrictions. Ascend...

Mortgage technology provider Twenty7Tec has completed an APPLY integration with Accord. The move will enable users of CloudTwenty7 to seamlessly submit applications...

Some areas of the UK market have seen house price growth slow substantially, suggesting they could be in for a rough...

LiveMore has announced a reduction of its standard fixed rates from five-year up to lifetime. Launched last week, the seven, 10 and...

The latest government Help to Buy (H2B) scheme could benefit over a half of all new-build homebuyers to get a foot...

Newbury Building Society has introduced a GoGreen Reward incentive to its self-build mortgage to encourage homebuilders to make conscious sustainable choices. The...

Savings made during lockdown have allowed some borrowers to reduce their debt commitments, with a record £17.6 billion of mortgages repaid...

The total value of new mortgages set to be handed out in the coming months reached its highest level since 2007...

The time it’s taking for first-time buyers (FTBs) to save for their first home has grown by three years in some...

Residential transactions across England and Wales fell by 41% in 2020 when compared to the previous year despite a boost in...

The Nottingham has rolled out a new five-year fixed product as an option for people looking to remortgage in light of...

The current stamp duty holiday has already saved homebuyers an estimated £817 million, with the potential to reach £1.5 billion before...

Almost one in three UK adults intended to buy a home in 2020, but only a third managed to progress their...

Specialist short-term lender Hope Capital has launched a brand-new range of bridging loans specifically designed for borrowers undertaking property refurbishment projects. The...

Specialist lender Together has confirmed it will continue lending despite tougher restrictions as the UK enters another national lockdown. England was plunged...

For a number of years now, HM Land Registry (Land Registry) has been one of the most innovative and forward-thinking government...

Over the last ten years, the mortgage market in the UK has changed significantly. Alongside increased regulation of the industry, stricter...

Specialist development lender Puma Property Finance has bolstered its nationwide presence with the relocation of one of its managers, Paul Murphy,...

Hope Capital has launched the ‘seventies collection’, which comprises two new bridging loan products. The HOPE 70 products offer a low rate...

The Mortgage Lender has increased its loan-to-value (LTV) for capital-raising landlords from 65% to 75% on all remortgage products. The rise means...

Clarion Events, Mortgage Business Expo’s parent company, has drafted a programme of enhanced safety measures to reduce the risk caused by...

Kent Reliance for Intermediaries, part of the specialist lending and retail savings group OneSavings Bank plc, has launched a new large...

Swansea Building Society has joined up with the direct-to-lender mortgage club Brilliant Solutions to open up access to a wider range...

First 4 Bridging (F4B) has extended its services to the North West of England with the appointment of Simon Bancroft as...

Utilising just 41.4% of Britain’s empty homes could house the homeless, according to research by estate agent comparison website, GetAgent.co.uk. Shelter estimates...

Brexit has caused UK house price growth to half since June 2016, according to property management company Apropos. The digital platform, designed...

The Financial Intermediary & Broker Association (FIBA) is asking members to consider the Bank of England’s (BoE’s) warning about lenders cutting...

With the outcome of Brexit hanging in the balance, ‘Leave’ voting areas have recorded higher average house price increases than ‘Remain’...

The time it takes to sell a home across UK cities has hit a three-year high, according to Zoopla. Its September UK...

The property finance industry is rapidly changing. Everyone who’s part of it wants to know where we are heading, what’s working...

Both the volume and value of flexible payments from pensions has hit a new high, according to Moneyfacts. Data from the money...

Less than 5% of tracker rate mortgages are available on the market, which reflects the current ‘lack of appetite’ for variable...

Privately-owned specialist mortgage and finance brokerage, City Finance Brokers, has announced the addition of Simon Kelly to its network. The appointment of...

Mortgage Business Expo (MBE) London, taking place on October 16, will feature a keynote presentation by the Bank of England (BoE). Rob...

Pure Retirement has announced the launch of its new product suite for advisers, named the Heritage range. The product, which is available...

Over-55s now make up nearly 200,000 owner occupier housing transactions in England each year, according to the latest study from the...

Data from Moneyfacts UK found the average two-year fixed rate at max 95% loan-to-value (LTV) is at a record low, while...

First-time buyers and existing homeowners capitalised on low rates across the market in October, according to fresh research from e.surv. Its latest...

Average property prices in the three months to October were 1.5% higher than in the same three months a year ago,...

Castle Trust has appointed Charissa Chang as business development manager (BDM) for the North. With over 17 years of experience working at...

First-time buyers and others with small deposits took a greater share of the market last month than in August, according to...

The Intermediary Mortgage Lenders Association (IMLA) is urging government to provide clarity around the future of the Help to Buy Equity...

Pepper Money has finalised the terms to acquire 100% of the second charge lender, Optimum Credit Ltd. The purchase will see Pepper...

Bluestone Mortgages has announced the launch of its new Help to Buy range which will cover the England and London schemes. Available...

The national month-on-month figures for new listings ‘for sale’ reached 9.4%, while the amount of properties sold sat at 6.2% in...

Furness Building Society has appointed Alasdair McDonald as head of intermediaries McDonald has over 25 years of experience in the financial services...

Metro Bank has announced that from April 5 it will expand its mortgage business into Scotland both direct and via brokers. Scottish...

Kensington Mortgages and New Street Mortgages have announced a successful market launch into Scotland. While Kensington now offers an extensive range of...

The Mortgage Alliance (TMA) has announced the launch of its Base Rate Hub for its advisers following the recent base rate...

Specialist property finance lender LendInvest has announced its new buy-to-let (BTL) loan products for the specialist lending market. Targeted at professional property...

Borrowers are still opting for variable mortgages despite the Bank of England base rate increase, new figures from Yorkshire Building Society...

Yorkshire Building Society has seen a surge in fixed rate mortgage applications from borrowers ahead of a potential Bank of England...

The latest ‘bubble alert’ from One 77 Mortgages found lending in March 2017 was in decline compared to March last year...

Specialist lender, Together, has issued £275 million to support the successful completion of its debut public residential mortgage-backed security (RMBS) transaction. Credit-rating...

Freedom Finance has urged UK families to examine their finances after revealing that an average mortgage bill could increase more than...

TMA Mortgage Club (TMA) has announced a two-year fixed rate of 2.49%, which will be available to appointed representatives of the...

Specialist lender Bluestone Mortgages has announced the appointment of Steve Seal as director of sales and distribution as part of its...

Landlords are being urged to remortgage in order to prepare for the reformed buy-to-let lending criteria due to be introduced in...

The Association of Short Term Lenders has announced the first two speakers - Lorna O’Brien of the Financial Conduct Authority (FCA)...

Castle Trust Capital has announced the implementation of its PRA Phase 2 changes, which require a specialist approach to underwriting for...

The latest property renovation hotspots list revealed that Barking and Dagenham is the top location for an increase in renovation applications...

The Mortgage Lender, known also as TML, has this week announced 12 new hires across its business. One key appointment is Laura...

Accord Mortgages has launched a new tracker mortgage with no early repayment charges. The lender says this new product will give borrowers...

A fall in the mean average value of leads from SMEs in the first six weeks of 2017 seems to suggest...

Mortgage borrowers in Scotland are the most proactive when it comes to switching products, according to new research. A YouGov study, commissioned...

An assortment of new fixed-rate mortgages across all its LTV ranges has been launched by Teachers Building Society. Teachers Building Society, which,...

Homeowners remortgaged for an average of £15,000 more in 2016 than they did two years ago, with 57% of remortgage cases...

Two new five year fixed-rate buy-to-let products have been launched by Furness for Intermediaries, strengthening the firm's product range and its...

The latest product data analysis from Mortgage Brain has revealed that recent predictions about potential increases in mortgage costs are starting...

The UK House Price Index for November 2016 revealed an annual price rise of 6.7%, taking the overall average property value...

Just over two months since the Bank of England cut the base interest rate to 0.25%, an array of lenders are...

Following the Bank of England's decision to cut the base rate to 0.25%, a fifth of 18 to 34 year-olds could...

Tipton has launched a new shared ownership range, including mortgages available throughout England and Wales up to 90% of the share...

Data published this week by the Resolution Foundation confirms the continuation of the downward trend in home ownership in the UK.  Since 2003...

New research carried out by Legal & General has revealed that brokers in Scotland are more confident about the future of...

The NACFB’s annual survey results aren’t in yet but there is one prediction I feel I can safely make. The total business...

Despite intense speculation that interest rates would be cut, the Bank of England has confirmed that its base rate will remain...

Teachers Building Society has announced the launch of a Help to Buy mortgage which will be discounted for two years. The new...

Back in 1980 I took out my first mortgage to buy a flat in Birmingham. The flat was very affordable and...

Specialist lender Pepper Homeloans have added Ryan Brailsford to their team as Regional Development Manager for the North. Brailsford, whose role involves...

House prices in British seaside towns have increased by an average £440 every month for the last decade, new figures show. Prices...

Fraudsters attacking the conveyancing sector, successfully stealing large sums of money from homebuyers, are making national headlines at a depressing rate....

Nine out 10 borrowers are opting to fix their mortgages despite little sign of forthcoming base rate hike. Historically low mortgage interest...

Furness Building Society has launched a new first-time buyer mortgage charging 3.50% to 95% LTV. There is no product fee on the two-year...

Increases in buy-to-let lenders’ stress test levels should not be viewed as an ‘Armageddon moment’ for the sector, an industry expert...

The price of the average home in London broke through the £600,000 price barrier in April for the first time, Home values in...

The average cost of tracker mortgages is on the increase as the result of falling demand from borrowers, according to Moneyfacts.co.uk. The...

The latest edition of the Bank of England’s Money and Credit Figures show mortgage lending was strong in the first quarter...

SearchFlow, property intelligence specialists, has partnered with Decision First to offer an unrivalled service to protect conveyancers and homebuyers from the...

Buy-to-let landlords enjoyed total annual returns of 12.2% over the last year helped by the flurry of purchases in the run-up...

Single first-time buyers and couples can significantly cut the time it takes to save for a deposit by moving back in...

The Bank of England’s monetary policy committee has held interest rates again with a unanimous 9-0 vote yesterday and experts say there is...

The housing market is facing a “climate of uncertainty” as the UK waves goodbye to buy-to-let boom, according to the Royal...

The joint crackdown on buy-to-let by Chancellor George Osborne and the Bank of England is deterring just 14% of landlords from...

Brokers have welcomed latest Bank of England statistics that show a jump in mortgage approvals in February. The increase was partly down to...

Mortgage brokers and property experts are warning that the latest attempt to dampen the buy-to-let market could backfire. The Bank of England...

UK house prices continue to accelerate increasing by 7.9% in the year to January, up from 6.7% in December. Prices were driven...

Single first-time buyers and England and Wales need 13 years to save for a deposit - rising to his 46 years...

The average price of a property coming to market in England and Wales has passed £300,000 for the first time. Asking prices...

The pace of house price growth has doubled due to a boom in buy-to-let sales ahead of April's stamp duty surcharge, new...

House purchase values rose 20% in the final quarter of 2015 yet there was also a worrying drop in higher-LTV lending. The...

The average buy-to-let investor could make a loss of £325 a year if the Bank of England lifted interest rates by...

Kent Reliance has launched a new mortgage proposition for one-year self-employed professionals. The specialist mortgage lender for intermediaries bolstered its proposition for...

The rush to complete buy-to-let purchases before April has driven mortgage approvals to a two-year high, property experts say. The number of...

House prices leapt by 2.5% in January to mark the biggest monthly upswing for 14 years, Land Registry figures show. The average...

Gross mortgage lending surged 38% in the past year to hit £13.6 billion last month, the highest figure for nearly eight...

The North/South divide in house price expectations has now widened to record levels, new figures show. Households in all UK regions perceive...

The ability to buy an average home in England and Wales improved everywhere last year except in the South East. First-time buyers...

Time is running out to escape the stamp duty surcharge on buy-to-let properties and second homes and the cost of failure is...

Britain is becoming a nation of "forever renters" as the lifetime cost of renting exceeds £50,000, driving home ownership out of reach...

Fears of an affordability crisis are likely to grow as new figures show property prices increasing at twice the pace of...

Access to the mortgage market is widening as lenders rediscover their appetite for higher-LTV lending. Lenders have partly been encouraged by Government...

Buy-to-let rents are growing strongly outside Greater London with an average increase of 5.5% over the last year. Rents in the South-East grew fastest...

Chancellor George Osborne's stamp duty reforms are proving expensive for the Treasury wiping £620 million off its revenues last year, new figures...

The Bank of England voted to hold interest rates by 9-0 yesterday which means they will stay at 0.5% for a full seven...

New figures show the housing market defying the traditional seasonal slowdown in December as mortgage approvals hit a two-year high. The number of...

Lenders shrugged off rumours of a base rate hike and continued to cut mortgage rates at the end of last year. Fixed...

The prospect of a base rate hike has receded even further after Bank of England governor Mark Carney said now is...

Mortgage rates look set to remain unchanged this year as the Bank of England held base rates once again yesterday. Analysts have pushed back...

House prices in England and Wales have risen by nearly £18,000 in the last year, an average rise of nearly £1,500...

Britons are unprepared for rising mortgage rates even though nearly three-quarters would see their monthly repayments rise if the base rate...

Estate agents report a surge in investors looking to buy property before the new buy-to-let stamp duty surcharge comes into force. The...

The besieged buy-to-let sector has enjoyed a rare piece of good news as a new study says landlords are displaying "considerable financial...

Mortgage approvals for house purchases rose again in November as the market defied a seasonal winter slowdown. Loan approvals for house purchases...

The number of first-time buyers rose by almost a quarter in 2015 despite growing fears that they are being squeezed out...

The Bank of England is in no rush to raise interest rates next year, rate setter Martin Weale has said. He said...

The Treasury has launched a consultation on giving the Bank of England more powers to control buy-to-let and could introduce new lending...

More than 200 Britons are becoming property millionaires every single day taking the total to more than 600,000. There were 75,796 new British...

The crackdown on buy-to-let has already begun as banks voluntarily tighten their lending rules ahead of official action. Bank of England governor Mark...

The IMF has warned that the UK's unbalanced housing market could threaten future economic growth. It said the UK economy is on...

Buy-to-let is in the line of fire again with reports that officials at the Basel Committee are looking to get tough on...

House prices in England and Wales jumped £16,446 in the last year to hit a new record high of £290,640. This is...

The typical home buyer approximately £4,500 better-off due to last year’s stamp duty changes. Chancellor George Osborne reformed the “slab system” of...

The number of home repossessions fell 45% across England and Wales over the last year as the economy recovered. The gap between...

Chancellor George Osborne isn't alone in launching an attack on buy-to-let, Bank of England governor Mark Carney is also muscling in on the act. Carney...

New Land Registry figures showed house prices in England and Wales rising a healthy 5.6% in the year to October, taking...

The UK may be in deflation but this has had little impact on buy-to-let rents which leapt by 4.7% over the...

November has seen the smallest seasonal drop in new seller asking prices since 2011, setting the scene for higher prices in...

Two new sets of figures published today showing the housing market firing on all cylinders into the autumn. House in England and...

The Help to Buy mortgage guarantee scheme has boosted both first-time buyer lending and higher-LTV mortgages, new figures show. The number of...

Chancellor George Osborne is under attack by critics who claim his recent stamp duty overhaul which has hit property sales and slashed revenues from...

The mortgage industry faces months or years of the increasingly tiresome "will they, won't they" interest rate hike game after a...

The total property wealth of over-55s in England will double to almost £2.5 trillion by 2035, according to new research by Age...

Just Mortgages has launched a specialist new homes division.  The New Homes Division will cover the whole of England and Wales, launching with...

A dip in the number of mortgage approvals for house purchases in September was offset by a sharp rise in remortgaging. The Bank...

The average London house price has leapt 9.6% in a year to £499,997 as the capital's market springs back to life. This reverses the recent...

Mortgage approvals leapt 24% in the year to September driven by a resurgence in remortgaging. Remortgages jumped 40% over the year, against...

Brokers have criticised Chancellor George Osborne's hint that the Bank of England will be given new powers to regulate the buy-to-let...

Buy-to-let investors in England and Wales enjoyed total returns of nearly 10% in the past year, new figures show. Landlords saw gross rental...

Specialist mortgage lender Masthaven Finance has applied to become a bank offering home loans and fixed-interest savings. It has now submitted its banking...

Latest figures show UK house prices slowed in the year to August with annual growth of 5.2%. That is unchanged from July,...

NatWest Intermediary Solutions has reduced its loan-to-income (LTI) maximums for mortgage applications up to 85% LTV. It has reduced its maximum LTI...

Mortgage brokers could see business levels decline as the prospect of an early base rate hike recedes. Fears that the Bank of...

Last month was the strongest September for home sales since 2007 as the property market enjoyed an Indian summer. The growth was largely...

HSBC has announced a reduction in a wide range of home loan rates. The bank has cut the cost of a...

Figures published yesterday by Nationwide Building Society show the widening gap between in property values in London and the South-east and...

A new report from the Bank of England shows that approvals of loans for house purchases hit a 2015 high in...

Fears that the Bank of England will soon raise the base rate from its all-time low is driving a rise in...

Property price inflation has fallen back slightly to 4.2% a year in England and Wales, according to the latest figures from...

The Bank of England has ruled out intervention in the UK buy-to-let market despite fears that its growth could pose a...

Potential increases in the Bank of England base rate and knock-on effects on mortgage costs should not worry most homeowners, a...

UK house prices rose by 5.2% over the last year helped by the return of the first-time buyer. The annual pace of...

The prospect of an interest rate hike in the UK may be closer than markets realise, according to a Bank of...

The rental market is still booming with rents rising by 10.5% over the last year, although the rate of growth has...

Lenders have launched another round of "best ever" mortgage rates as the prospect of a Bank of England base rate hike recedes further...

One in five older people are considering downsizing but are being put off by a lack of homes and the cost...

House prices now cost six times income even in the most affordable regions of England and Wales as the affordability crisis worsens. In...

Landlords with standard buy-to-let properties will lose money when interest rates start rising, new research shows. This would be a double blow...

Bank of England governor Mark Carney has said interest rates are likely to increase despite the deflationary impact of the Chinese...

Brokers are buzzing with confidence after new figures showed the mortgage market enjoyed its best July for seven years. Gross mortgage lending...

Rents across England and Wales have hit a fresh high after a record surge in July, new figures show. The average rent...

The Bank of England has dropped another hint that interest rates are set to rise with departing policy maker David Miles...

Yesterday's shock rise in core inflation could bring forward the date of the first Bank of England base rate hike, analysts...

Last month was the strongest July for home sales since 2007 with a rise of 13% on June to 90,000. This is the first time...

Buy-to-let rental income has surged ahead of both inflation and house price growth to hit an average of £977 a month. The...

Brokers and analysts don't expect base rates to rise until at least 2016 after the Bank of England held base rates...

New figures suggest that mortgage rates are continuing to fall despite growing expectations of a base rate hike. There was a further...

The average property in England and Wales cost a record 8.8 times local earnings last year, new official figures show. And it topped 10...

Lenders have started to push up the cost of their mortgage deals as the Bank of England moves a step closer to the first base...

Property sales in prime central London property sales have been hit by stamp duty reforms with no sign of an immediate recovery. In...

Talk of an affordability crisis appears overblown as homes are now more affordable than in 1997, new research suggests. A combination of falling...

Mortgage rates continue to fall despite reports that lenders are already pulling their cheapest deals in advance of the first Bank...

House prices in England and Wales hit a post-crisis high in June with the average price rising to £181,619. That finally tops...

Official figures showing GDP rose a robust 0.7% in the second quarter will add to pressure on the Bank of England...

Lenders have started to withdraw their best mortgage deals in advance of the anticipated hike in base rates, threatening rising costs across the...

House price growth in the UK's leading cities is set to hit 10% this year as the market recovery continues. The Hometrack UK...

The Bank of England could be handed new powers to restrict buy-to-let lending and curb the property boom. Chancellor George Osborne is...

Brokers are urging borrowers to remortgage as the age of record low mortgage rates draws to a close. Last week, Bank of England governor...

The income received by landlords is increasing at its fastest-ever rate, according to new research. The latest Buy-to-Let Index from the Your...

The government and the Bank of England must not put too much of the blame for a lack of housing supply...

Demand for mortgage lending has risen to its highest level since the end of 2013, new figures from the Bank of...

The Bank of England is facing criticism for recent comments which warned of the dangers to the UK economy of the...

A lack of affordable homes in England’s rural areas has resulted in young people and families being priced out of the...

Prices of properties near the main site of the 2012 London Olympics are increasing at twice the average rate in the...

The Bank of England has warned that the booming buy-to-let market poses a threat to the financial stability of the UK. It...

Brokers have welcomed the absence of fresh controls on residential borrowing in latest Bank of England Financial Stability Report. That is in...

The number of remortgages grew strongly in May as homeowners took advantage of rising house prices and the lender price war...

Brokers have welcomed new official figures showing that house prices in England and Wales are within a whisker of their all-time high. House...