Archive

The property finance industry is rapidly changing. Everyone who’s part of it wants to know where we are heading, what’s working...

‘Interest-only loans’ have maintained their place in the top five most searched-for criteria in August after making their very first appearance...

Fluent for Advisers has reported an increase in home improvement secured loan requests from introducers. The latest second-charge figures for June from...

Some 77% of lenders believe the number of loans they broker will increase, showing a positive outlook for the future of...

Mortgage and protection network HLPartnership has announced new dates and venues in September for later life lending seminars. Following its successful spring...

Both the volume and value of flexible payments from pensions has hit a new high, according to Moneyfacts. Data from the money...

Paragon’s buy-to-let switch and further advance product ranges have been refreshed for portfolio and non-portfolio landlords. The products include a range of...

The Mortgage Lender (TML) has been appointed to the panel of specialist mortgage desk Master Private Finance. Launched by mortgage and protection...

Property investment company Cogress has launched its Innovative Finance ISA (‘IFISA’) in a move to diversify IFISA-eligible bonds. With a minimum investment...

Bridging and development finance lender Roma Finance has launched a five-year mortgage to allow investors to purchase or refinance investment property. Through...

Knight Frank Finance has launched a later life finance team, making it the first major player in the property sector to...

Privately-owned specialist mortgage and finance brokerage, City Finance Brokers, has announced the addition of Simon Kelly to its network. The appointment of...

Mortgage Business Expo (MBE) London, taking place on October 16, will feature a keynote presentation by the Bank of England (BoE). Rob...

The World Green Building Council (WorldGBC) Europe network has launched a new report to support the growth of the market so...

Pure Commercial Finance saved a multimillion-pound development by sourcing £2.5 million of funding in just three days. The client, an experienced property...

Paragon is expanding its specialist buy-to-let mortgage range with new short-term finance products for property acquisition and refurbishment. The products are designed...

Bridging loan interest rates fell to the lowest level in Q1 2019, according to the latest data from Bridging Trends. It found...

Asset management specialist Spicerhaart Corporate Sales has joined forces with fact-finding experts Excel and UK law firm TLT to create an...

New research by Kensington Mortgages has revealed that interest-only mortgages are a significant problem in the financial system. The specialist mortgage lender...

Paragon has updated its buy-to-let mortgage products for spring 2019. The restored range includes a choice of two and five-year fixed rate...

LendInvest has secured funding of up to £200 million from HSBC UK to bring further capital to its platform. With this new...

Manchester-based bridging and development finance lender, Roma Finance, has secured institutional funding for a medium-term mortgage product. The five-year buy-to-let mortgage is...

Buy-to-let mortgage specialist TBMC has launched its new website for intermediaries. Through the website, users can now maximise the potential of the tools...

First-time buyers (FTBs) saw their completion rate for mortgage offers through intermediaries reach a three-year high of 89% in Q4 2018. That...

Shawbrook Bank and the newest addition to its ‘Strategic Partner’ panel, Sirius Property Finance, helped an experienced investor to remortgage nine...

Hinckley & Rugby Building Society is the first UK lender to go live with an innovative digital system developed in Denmark. Developed...

Yellow Stone Finance has launched a referral service for intermediaries to place commercial property and business funding cases for brokers who...

Nearly a third (32%) of current mortgage holders, which equates to approximately 4 million people, may have to re-evaluate their finances...

The emergence of new digital tools and services is becoming an increasing driver of intermediary mortgage business, according to Intermediary Mortgage...

Mint Bridging has announced that it will consider the acquisition of Amicus Property Finance’s entire loan book. Following the news that Amicus...

A Brexit ‘uncertainty effect’ is washing over UK mortgage brokers after the largest drop in business volumes in more than two...

A staggering £15.4 billion of annual interest is being paid by mortgage borrowers sitting on their lenders’ standard variable rate (SVR),...

The mortgage industry is failing to keep up with modern borrowers, according to a new study conducted by Together. It revealed that...

Average property prices in the three months to October were 1.5% higher than in the same three months a year ago,...

The number of landlords looking to remortgage has now reached an all-time high, according to a survey by Paragon. Its Financial Adviser...

Tougher lending rules are surfacing after the expansion of the Bank of Mum and Dad (BOMAD) into one of the UK’s...

James Alexander, co-founder and former chief executive officer of Zopa, has been confirmed as the keynote speaker at The Finance Professional...

Assetz Capital has agreed a deal with Connect for Intermediaries to be the first network that it distributes its products through. The...

The Bank of Mum and Dad is now seeking financial advice and guidance, according to new research from Key. The independent equity...

Homeowners are ageing at a faster rate than the UK population as developments in post-retirement lending put a strain on the...

The Finance Property Show will return for its fifth year and will feature almost 100 lenders and providers. Known as one of...

Legal & General Home Finance has announced a new 5-year partnership agreement with Virgin Money. The alliance will see the retirement lender...

Steve Olejnik has been appointed managing director of Mortgages for Business. Taking over from David Whittaker (who set up the independent brokerage...

The national month-on-month figures for new listings ‘for sale’ reached 9.4%, while the amount of properties sold sat at 6.2% in...

Over three quarters (76%) of first-time buyers’ mortgage applications via intermediaries resulted in a completion in Q1 2018, the highest number...

Historically second charge mortgages or secured loans as they are also known were seen as a last chance option for a...

TMA Club has welcomed Masthaven, the specialist lending bank, to its lender panel to provide a broad range of products to...

Lenders must say what they mean and mean what they say! And that includes not offering a silly low monthly rate...

Specialist lending brand Keystone Property Finance has reduced all rates across its classic range. The cost of a two-year fixed rate at...

Alternative Bridging recently completed a £15 million loan to fund Millingate’s development of Brockhurst Gate Retail Park – its largest loan...

Demand for five-year fixed rate remortgages has fallen to the lowest level since July 2017, according to conveyancing service provider LMS. The...

A round of crowdfunding by digital start-up Property Master that started in January has already beaten its £250,000 target. The start-up uses...

The majority (74%) of mortgage applications via intermediaries for first-time buyers resulted in a completion during Q4 2017, according to the...

The Northview Group – which consists of the Kensington, New Street and Acenden brands – has announced the appointment of Mark...

Specialist finance provider Together recorded strong progress and record lending volumes in the quarter to 31 December 2017, with its loan...

TMA Club has bolstered its panel of specialist packagers and master brokers, giving advisers access to a range of second charge...

A new wave of residential products is being introduced to help mortgage brokers secure the best solution for their clients. Following the...

Together has joined forces with Paradigm Mortgage Services to extend its specialist finance offering to members of the mortgage club. Paradigm provides...

Kent Reliance has announced three new appointments, which it says will help it cope with increased demand from brokers. The firm, which...

Commercial Trust Limited is urging landlords to speak with specialist buy-to-let mortgage broker firms as many are considering remortgaging options once...

Together has announced partnerships with mortgage club SimplyBiz Mortgages and broker network Personal Touch. SimplyBiz Mortgages – which was founded in 2002...

Nationwide is the latest building society to join the Equity Release Council (The Council) following its introduction to the lifetime mortgage...

Specialist property finance lender LendInvest has announced its new buy-to-let (BTL) loan products for the specialist lending market. Targeted at professional property...

The number of visitors for the Finance Professional Show (FP Show) were up 13% on the 2016 event with over 2,000...

Castle Trust Capital has introduced a number of changes to its Development Finance offering and doubled its maximum loan size. The lending...

Specialist lender Keystone Property Finance has upgraded its classic range, doubling the number of products on offer. These changes come after the...

New research estimates that it takes the average home mover six months to complete the entire process.  Believed to be an industry...

Keystone Property Finance has announced the upgrade of its criteria for portfolio and non-portfolio landlords. The buy-to-let lending brand has increased the...

The latest ‘bubble alert’ from One 77 Mortgages found lending in March 2017 was in decline compared to March last year...

Fresh data from UK Finance has found that borrowing and lending for house sales increased in both value and volume in...

Mortgage Brain has strengthened its integrated second charge sourcing capability by expanding the Master Brokers accessible to network companies, as well...

After a successful seminar program last year, Mortgage Business Expo (MBE) has announced another buy-to-let (BTL) seminar program in partnership with...

The value of specialist mortgage lenders’ annual lending has increased 19% per year since 2009, according to a new report from...

Digital mortgage lender Landbay has totalled £6.31 million lent across 31 mortgage products, leading to a record month of buy-to-let (BTL)...

Property lender, LendInvest, has launched the first LendInvest Broker Property Development Course in partnership with the National Association of Commercial Finance...

Specialist lender, Together, has issued £275 million to support the successful completion of its debut public residential mortgage-backed security (RMBS) transaction. Credit-rating...

Specialist lender Pepper Homeloans has announced that it will change its name to Pepper Money and will also be launching a...

Approximately 1,000 advisers have now passed the RQF Level 4 certificate in Advanced Mortgage Advice, according to The Society of Mortgage...

The Mortgage Hut is aiming to meet growing customer demand for complex property loans by launching a new bridging and commercial...

The imminent Prudential Regulation Authority (PRA) changes grant brokers and advisors more opportunity to provide guidance for buy-to-let landlords who are struggling...

Freedom Finance has urged UK families to examine their finances after revealing that an average mortgage bill could increase more than...

The Mortgage Hut has seen a year on year rise of 30% in mortgage applications in August despite the traditional seasonal...

Landlords are being urged to remortgage in order to prepare for the reformed buy-to-let lending criteria due to be introduced in...

Shawbrook’s Residential Mortgages team announced that it has lowered the fixed and variable rates on its 55 Plus Interest-Only Mortgage. With interest-only...

The Association of Short Term Lenders has announced the first two speakers - Lorna O’Brien of the Financial Conduct Authority (FCA)...

The number of mortgages in arrears has declined in the second quarter (Q2) of this year, being the lowest level since...

Legal & General Home Finance has become the biggest provider of lifetime mortgages in the first half of this year (H1). The...

Castle Trust Capital has announced the implementation of its PRA Phase 2 changes, which require a specialist approach to underwriting for...

Roma Finance, the Manchester-based bridging lender, has announced its most successful half year to 30 June 2017. Four of the six months...

Amicus Property Finance recently announced that it has appointed three new senior underwriters with long-standing banking experience. Alan Dorrington, Mark Heckles and...

The commercial and private client practice, JPC Law, has now joined the ranks as an associate member of the Association of...

Mike Thompson has been appointed to the role of Legal & General’s Operations Director for its lifetime mortgage business. Before joining Legal...

Buy-to-let mortgage lender Landbay has announced that it has refreshed its product range aimed at both amateur and professional landlords, reducing...

The range and number of mortgage products now available is almost at the same level as before the financial crisis. This is...

The Moneyfacts Group has announced the finalists for its awards ceremony, taking place on June 6 in the Pavilion at the...

Daniel Bailey, an independent mortgage adviser from North Derbyshire, has bagged one of the financial industry’s most prestigious awards. Bailey, director of...

Registration for the Mortgage Business Expo (MBE) Leeds is now open for brokers, IFAs and financial intermediaries. Organisers report that stands have...

Specialist mortgage lender Magellan Homeloans has announced that it will distribute its product range via Black Book Finance. Launched last November, Black...

A fall in the mean average value of leads from SMEs in the first six weeks of 2017 seems to suggest...

In response to last week's Housing White Paper, mortgage management firm Computershare Loan Services has urged the government to make sure...

Furness Building Society has made another new appointment, this time announcing Philip McLelland as non-executive director.  McLelland, a commercial finance director with...

The £15 million supplementary levy imposed on mortgage brokers by the Financial Services Compensation Scheme (FSCS) will hit the best-qualified brokers...

The appointment of Matthew Dobson as Finance Director has been announced by Furness Building Society. Dobson, who has over 15 years of...

Online mortgage lender LendInvest has launched a new refurbishment finance product.  The finance solution is aimed at property investors who want to...

An announcement has been made by Legal & General Mortgage Club about the extension of its partnership with Ipswich Building Society.  To...

Mortgage affordability is increasing for first-time buyers, home movers and remortgagors, according to the latest index from Mortgage Advice Bureau (MAB). The...

A relaunch of its mortgage proposition has been carried out by finance company Castle Trust. The relaunch includes a glossy new...

Bridging finance lender Roma Finance is launching a special 0.75% bridging rate until Valentine's Day. The firm has announced a special time-bound...

The adviser community has offered broad support to the merits of a standalone equity release qualification, according to a joint survey...

Buy-to-let mortgages are becoming increasingly hard to secure, new research has revealed. The majority of brokers surveyed in the latest Broker...

Specialist lender Precise Mortgages has launched its lowest-ever bridging rates of 0.54% per month. Aimed at standard and light refurbishment deals up...

Rob Lankey has been appointed Interim CEO of the National Association of Commercial Finance Brokers (NACFB). The Interim CEO will take over...

A few handfuls of Introducer Today readers will have joined us (and 750 others) at our 2016 Industry Awards ceremony on...

Some five hundred mortgage professionals have completed the Level 4 Certificate in Advanced Mortgage Advice since its launch two years ago,...

Two businesses have announced that they have entered into a strategic partnership to offer Sharia-compliant mortgage alternatives. The partnership is designed to...

Over a third of brokers working in the property finance sector have said they think builders and developers will find it...

Data published this week by the Resolution Foundation confirms the continuation of the downward trend in home ownership in the UK.  Since 2003...

The NACFB’s annual survey results aren’t in yet but there is one prediction I feel I can safely make. The total business...

The NACFB is sometimes perceived as being an Association of commercial mortgage brokers and asset finance brokers, forgetting the other 20%...

Back in 1980 I took out my first mortgage to buy a flat in Birmingham. The flat was very affordable and...

Paragon Mortgages has updated its buy-to-let product range for professional landlords and unveiled six new products. The range includes two-year fixed rate products...

Almost four out of 10 finance brokers enjoyed a busy start to 2016 but most rate the economic outlook as "fair" rather...

Lenders remain positive about prospects for the buy-to-let market despite the Chancellor's tax crackdown. This is despite the fact that most expect the market to...

Tesco Bank has announced plans to increase the number of intermediaries offering its mortgages. Customers can now access Tesco’s range of mortgages...

The National Association of Commercial Finance Brokers (NACFB) is counting down the last month before throwing open the doors to its...

Brightstar has announced that its specialist sourcing system and case management tool EasySource will launch for intermediaries shortly. The system, sponsored by...

New research shows that mortgage fees are starting to increase with the average fee increasing by £40 in the last six...

The latest edition of the Bank of England’s Money and Credit Figures show mortgage lending was strong in the first quarter...

Brokers and lenders are celebrating a "bumper month" which saw borrowing in March 64% higher than one year earlier. Gross mortgage borrowing...

Buy-to-let landlords have announced a new summit as part of their crowdfunding campaign to abolish the Chancellor George Osborne's tax grab. The...

Private Finance is recruiting experienced mortgage brokers and support staff to develop its association with Strutt & Parker. The two have worked...

Buy-to-let lenders continue to slash their mortgage rates helping landlords offset Chancellor George Osborne's tax crackdown on property investing. The average two-year...

Keystone Buy to Let Mortgages has “refreshed” its name to Keystone Property Finance to reflect the wider choice of finance it...

There has been a surge in three-year fixed rate mortgages with number of deals on the market rising 16% in the last...

The Council of Mortgage Lenders (CML) has warned against further intervention in the buy-to-let market as the forthcoming tax crackdown looks...

Paragon Mortgages has begun accepting applications for consumer buy-to-let via its sister brand Mortgage Trust. The buy-to-let specialist’s online application system is...

There has been a sharp rise in "mortgage freebies" as lenders increasingly compete on incentive packages rather than just price. New research...

The Bridgebank Capital Group has launched a new commercial investment product, focused on enhancing the value of commercial property through the...

Kent Reliance has launched a new mortgage proposition for one-year self-employed professionals. The specialist mortgage lender for intermediaries bolstered its proposition for...

The number of high-LTV deals aimed at first-time buyers is almost back at pre-financial crisis levels. Mortgages at 90% and 95% LTV...

Quantum by Bridgebank Capital has completed a £5.4 million short term loan advance to an international, high net worth investor; with...

Each time I find something interesting in the data the National Association of Commercial Finance Brokers (NACFB) collects as a by-product...

The mortgage market has started 2016 "with a bang" as gross mortgage lending rose 21% year-on-year. Lending hit £17.9 billion in January,...

The number of offset mortgage deals on the market has fallen to a five-year low, new research suggests. And the decline is...

Headline mortgage rates have hit an all-time low but rising arrangement fees mean that deals aren't always as cheap as they...

Quantum by Bridgebank Capital has completed a £10.95 million short term loan advance against a portfolio of prime London properties, part...

Interest rates on buy-to-let mortgages continue to drop as lenders tempt landlords rushing to beat the stamp duty surcharge deadline. New figures from...

First-time buyer numbers fell nearly 5% in December as the traditional winter cooling hit the UK property market. Some 26,600 buyers took...

Finding mortgage finance will be the biggest challenge for amateur landlords in future, according to broker Private Finance. It warned that the...

Lenders shrugged off rumours of a base rate hike and continued to cut mortgage rates at the end of last year. Fixed...

A steep rise in debt since last summer 2015 has put more households under financial pressure, new research shows. Income and saving...

More than nine out of 10 buy-to-let investors are set to lose money within five years due to forthcoming tax changes,...

A growing number of tenants are now seriously behind on their rent, new figures show. The number who were more than two...

2015 will be remembered as the year time mortgage price war reached "boiling point", as lenders battled for borrowers. The result was...

Buy-to-let enjoyed another strong month in October with a 7% jump in lending and 5% rise in remortgages. But property experts warn...

Yorkshire Building Society has just launched a new two-year fixed rate mortgage priced at 3.68% until 31 January 2018. This deal is...

Business Secretary Sajid Javid promised 2016 would be a year of dialling back the bureaucracy. The government, he said, is committed...

Buy-to-let is in the line of fire again with reports that officials at the Basel Committee are looking to get tough on...

Life is getting easier for first-time buyers as barriers to homeownership fall and government schemes help more climb on the property...

The Bridgebank Capital Group has in recent weeks completed near on £35 million of loan advances, primarily as a result of...

One in three mortgage holders have no idea what rate of interest they are paying, new research shows. This is despite growing...

New figures show that the UK tax rate on buy-to-let investments is already higher than in many other countries, even before Chancellor George...

Second charge mortgage lending is set to top £1 billion this year with £93 million worth of monthly secured lending in...

Mortgage lenders are increasingly using freebies to attract customers as it gets harder to compete on price. The number of mortgage products...

The interest-only time bomb is set to explode as almost three-quarters of affected borrowers fear they may not be able to repay their loan. Some...

Landlords seem to be under attack from all sides of the political divide, as Chancellor George Osborne buy-to-let tax crackdown proceeds...

The true cost of the lowest-price mortgages on the market is "frightening", according to new research from Moneyfacts.co.uk. It said too many...

Mortgage lending is enjoying its best spell for seven years after surging 12% year-on-year to £61.4 billion in the third quarter. The...

Specialist mortgage lender Masthaven Finance has applied to become a bank offering home loans and fixed-interest savings. It has now submitted its banking...

Two new sets of figures published today show that September was another buoyant month for the housing market. There was a 20% year-on-year...

A new report from the Bank of England shows that approvals of loans for house purchases hit a 2015 high in...

How much money does a small business need to borrow? “We’re looking into the idea of taking out a loan,” they...

Potential increases in the Bank of England base rate and knock-on effects on mortgage costs should not worry most homeowners, a...

Jerrold Holdings has launched itself as a new financial services group offering niche mortgages under the brand Together. The specialist lender will...

New research suggests that now is the perfect time to remortgage as more products hit the market and rates fall significantly. As...

Two thirds of potential homebuyers have been left in the dark by new mortgage affordability rules, research reveals. Some 35% of potential...

Fleet Mortgages has launched a new standard buy-to-let product with a limited tranche of funding. The new product is a two-year fixed...

Record low fixed rate mortgages may already be a thing of the past as lenders start pulling rates. New research from Moneyfacts.co.uk suggests...

Five-year fixed rates are the latest mortgage battleground with HSBC and Leeds Building Society both launching market-leading rates. This shows that lenders...

Homeowners rushed to remortgage in July amid signs that fixed-rate mortgages are now starting to creep up in price. Remortgaging jumped 29%...

Tax specialists have urged buy-to-let landlords affected by Chancellor George Osborne’s tax crackdown to act now to ensure their sums still...

Buy-to-let landlords are gearing up to offload their properties after waking up to the impact of Chancellor George Osborne's recent tax...

The National Association of Commercial Finance Brokers (NACFB) is holding an interim conference to support the next set of changes that...

The Personal Finance Society (PFS) is urging advisers to contribute to the Treasury's Financial Advice Market Review. It said this is a...

August has seen a spike in the number of mortgage deals as buyers look to snap up cheap loans before interest...

Landlords are struggling to cash in on the buy-to-let boom because of growing difficulties getting mortgage finance, new research has found. One...

Repossession rates have fallen to another new low but brokers warn that will quickly reverse when interest rates finally start rising. Repossessions...

First-time buyers are £2,000 better off thanks to a sharp drop in rates on 95% LTV mortgages over the past two...

A London mortgage broker who evaded almost £115,000 in corporation tax by lying about his company profits has been sentenced for...

Mortgage regulators have given buy-to-let investors an unfair advantage over residential buyers and the balance needs to be redressed, a broker has claimed. Independent...

As mortgages plunge to record lows borrowers no longer have to pay more for the security of a fixed rate. The difference...

The Treasury has recently proposed that a new type of Isa will be launched that’s dedicated solely to peer-to-peer funding. This is...

First-time buyers accounted for nearly half of all mortgage-financed house purchases in the first half of this year. New figures from Halifax show they...

Almost one third of borrowers who remortgaged in May increased the size of their mortgage to release cash for spending or...

A large majority of asset finance brokers say that they have found it difficult to gain authorisation from the Financial Conduct...

The number of fee-free mortgages has quadrupled in the last five years and could shortly break the 1,000 mark, new figures...

It wasn’t exactly springtime in Paris, but our day in Brussels at the start of May was nonetheless a welcome trip...

The Forum of Private Business (FPB) has reported that nearly two thirds of businesses are operating with cash reserves of under...

The British Bankers’ Association is working on a project that ensures small businesses won’t be left out in the cold. Banks will...

Bending over backwards to help borrowers A lot of Introducer Today readers will already be aware of the recent FCA ruling on...

Large loans: a user’s guide For those with less experience handling large loans, they can at first be a daunting prospect. This...

The private story behind public relations. When the NACFB’s members look back at how we’ve focused so much on the press, and...

Recent figures show that the UK is currently facing a housing shortage, with the lowest number of properties available for sale...

Quantum by Bridgebank Capital have completed a £1.2 million short term loan advance for a successful property professional, based in the...

Recent research has revealed that more than half of landlords are looking to expand their property portfolio in 2015. This is...

Suite Properties is a firm specialising in buying and selling property in a dynamic and fast-paced industry. For different reasons, many people...

Recent surveys showed UK rental prices have hit a record high and it shows no slowing down. According to the figures, landlords...

The number of buy-to-let mortgages increased sharply in the first month following Chancellor George Osborne's pension freedom revolution. The choice of deals has...

The National Association of Commercial Finance s (NACFB) attracted a record 1,700 attendees to last week's Expo. Registrations were up 26% on...

The property market shrugged off pre-election jitters to jump 1% in April, according to Nationwide. Experts say the housing market is now "a...

Lazy lenders are charging the over-50s more for their mortgages because of their age, according to new research from Saga Personal...

Improve mortgage affordability is helping borrowers on lower incomes to climb the property ladder. Mortgage applications surged 18% in March in response to...