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KEYWORD "Market" - 101 RESULTS
Analysis shows long term rebalancing housing market

The average volume of UK properties listed for sale month-on-month rose by 58% in 2023 compared to a year previously, underscoring...

27 March 2024

From: Breaking News

Massive importance of Private Rental Sector revealed in new report

Some of the biggest names in the trade, lending and advisory sectors have produced a report outlining the vast significance that...

27 March 2024

From: Breaking News

Mortgage Reforms urged to boost Home Ownership

A think tank is urging the UK government to initiate mortgage market reforms to promote higher home ownership. The Social Market Foundation...

27 March 2024

From: Breaking News

Building Society defends using humans, not algorithms, to decide mortgages

Leek Building Society has used its annual report and publication of accounts to mount a stout defence of its methodology regarding...

25 March 2024

From: Breaking News

Rates Continue to Fluctuate Across Mortgage Sectors

Since the start of September 2023, the average two-year fixed rate has fallen from 6.70% to 5.76% and the average five-year...

25 March 2024

From: Breaking News

Growing Mortgage Arrears set off alarm bells for leading analyst

New Mortgage Lenders and Administrators statistics for Q4 2023 paint a very worrying picture of the mortgage market. That’s the view of...

20 March 2024

From: Breaking News

New analysis shows busiest cities for buyers in today’s housing market

Analysis from estate agency Yopa reveals that while the London market may be the worst performing in terms of house prices, it...

20 March 2024

From: Breaking News

Stamp Duty and Inheritance Tax blamed for downsizing slump

A buying agency says stamp duty is one of the biggest obstacles to a healthy housing market driven. Recoco Property Search says...

20 March 2024

From: Breaking News

Tide Is Turning: fewer people worried about mortgage repayment costs

Fewer people are concerned about paying their mortgage and fewer believe mortgage affordability is a barrier to home buying.  That’s the verdict...

20 March 2024

From: Breaking News

Analysts unsure whether RICS housing market optimism is justified

The latest housing market snapshot from the Royal Institution of Chartered Surveyors shows the number of buyers has risen for the...

18 March 2024

From: Breaking News

Housing market buoyancy shows mortgage costs not a deterrent

New data from Zoopla suggests that the housing market is becoming buoyant despite widespread uncertainty over the exact direction of mortgage...

13 March 2024

From: Breaking News

Tech-boost for Dutch-style mortgage provider entering the market

April Mortgages has struck a deal for new technology to help it introduce Dutch-style loans into the UK. The new mortgage type...

11 March 2024

From: Breaking News

Budget Day - Rightmove pours cold water on 99% mortgage idea

Rightmove says the housing market needs a more innovative mortgage initiative than the 99 per cent idea floated by the government. The...

06 March 2024

From: Breaking News

Agents impatient with mortgage lenders despite better news on sales

The estate agents’ trade body has made the unexpected move of calling on banks to cut mortgage rates. Rates are typically decided...

06 March 2024

From: Breaking News

Just Mortgages reports soaring interest in emerging new build sector

Shared ownership has given the new-build division at national brokerage Just Mortgages a bumper start to 2024. New build leads and enquiries...

06 March 2024

From: Breaking News

Was Halifax rate reduction just a cynical marketing ploy?

Last week Halifax - previously an outlier amongst major lenders - announced it was raising rates, following the likes of Santander,...

04 March 2024

From: Breaking News

BTL fixed rates plummet as product choice rises again

The buy to let mortgage sector has seen fixed rates fall to their lowest point since September 2022, according to analysis...

04 March 2024

From: Breaking News

Innovative new trackers aim at buy to let and development investors

Hampshire Trust Bank has launched a limited edition two year discounted Flex tracker across its buy to let and semi-commercial offerings....

04 March 2024

From: Breaking News

FCA launches working group to probe interest-only mortgages

The Financial Conduct Authority is working with 12 lenders and administrators to probe the interest-only mortgage market. The number of IO and...

28 February 2024

From: Breaking News

Downsizers can unlock housing market and upsize their retirement plans

Downsizers across England and Wales could unlock an average £305,090 by moving from a four bed to a two bed home,...

28 February 2024

From: Breaking News

Halifax throws “a massive mortgage curveball” defying rivals

Halifax moved entirely in the opposite direction to its rivals at the very end of last week, cutting rates instead of...

26 February 2024

From: Breaking News

Most Rates Up Again - optimism plummets amongst brokers and analysts

It’s been a torrid time for rates, going back up for HSBC, Santander, TSB, Virgin Money, NatWest and many other mainstream...

26 February 2024

From: Breaking News

Coupling Up - why so many mortgage applicants are duos

A property agency has analysed the lending and housing markets to work out why so many mortgage applicants are couples. Benham and...

21 February 2024

From: Breaking News

Two year fixes fall by fastest rate since 2022 - Moneyfacts

Average mortgage rates on the overall two- and five-year fixed rate deals have now been falling for six consecutive months. The overall...

19 February 2024

From: Breaking News

Specialist lender Cohort Capital hits bridging milestone

After reaching the milestone of £250m in 2022, specialist lender Cohort Capital increased originations by 60 per cent in 2023 to...

19 February 2024

From: Breaking News

It’s Back! Confidence returns to the mortgage market says IMLA

The latest Mortgage Market Tracker report from the Intermediary Mortgage Lenders Association reveals that confidence has returned to the mortgage market,...

14 February 2024

From: Breaking News

First Time Buyers aged 50-plus “one of fastest growing sectors”

There were 12,000 first time buyers over the age of 50 in the UK in 2022, the latest figures available. This means that...

14 February 2024

From: Breaking News

Virgin Money sees long-term mortgage improvements despite recent dip

High street bank Virgin Money UK says there is light at the end of the tunnel for mortgages and the housing...

14 February 2024

From: Breaking News

Octane Capital issues a brutal warning on mortgage rates

By Jonathan Samuels, chief executive of specialist property lender Octane Capital, writes: The Bank of England’s decision to hold interest rates on...

14 February 2024

From: Breaking News

FinTech platform slashes charges to mortgage advisers for a second time

Unbiased, a platform for connecting with prospective clients, has slashed charges it imposes on mortgage advisers for a second consecutive month. Unbiased...

12 February 2024

From: Breaking News

Falling house prices and big mortgages – three major risks

Business consultancy Hargreaves Lansdown has identified three major risks associated with the current market, characterised by falling house prices and larger...

07 February 2024

From: Breaking News

House builders back Labour for long term construction growth

A Knight Frank survey of 50 house builders shows a staggering 70 per cent support for Labour to win the next...

07 February 2024

From: Breaking News

Finance houses buddy up to provide Sharia-compliant residential loans

Access Financial Services has partnered with Nomo Bank to offer Sharia-compliant property finance for UK rental and residential property. The products address...

07 February 2024

From: Breaking News

Commercial property lending forecast to soar in next four years

There are clear signs the commercial property market is adjusting to today’s high interest rate environment according to specialist lender Together. Its...

05 February 2024

From: Breaking News

Mortgage Market Bounce drives housing market recovery

The number of mortgages offered to home buyers went up from 49,300 in November to 50,500 in December, against the normal...

05 February 2024

From: Breaking News

Halifax explains why most first time buyer applications are in joint names

Almost two thirds of first time buyers mortgage completions are in joint names (with two or more people), according to the...

05 February 2024

From: Breaking News

House prices fragile but sentiment amongst buyers very strong - Savills

Respected estate agency and property consultancy Savills is warning that house prices may dip in 2024. In the run-up to Christmas it...

31 January 2024

From: Breaking News

Lender revamps lending criteria for high-skilled foreign nationals

MPowered Mortgages is changing its lending criteria for Tier 2, high-skilled foreign nationals across its range of products. It says this forms part...

31 January 2024

From: Breaking News

Just Mortgages reveals details of its leadership programme

National brokerage Just Mortgages has opened nominations for its new leadership programme, which it claims is “designed to find and develop...

31 January 2024

From: Breaking News

First Time Buyers seek larger deposits - help may be on the way

New research from Aldermore suggests that some 55 per cent of prospective first time buyers are currently seeking to raise a...

29 January 2024

From: Breaking News

Negative effects of mortgages on housing market “overstated” - claim

The negative effects of higher mortgage rates on affordability were overestimated throughout 2023 with house prices having dropped one one to...

29 January 2024

From: Breaking News

New Homes 2024 Market Insight from Knight Frank

Leading agency Knight Frank says demand for new homes is generally robust, dependent upon the location and pricing.  It says its regional...

24 January 2024

From: Breaking News

Shock government figure means likely delays to first rate cut

There are growing fears that the hoped-for Bank of England base rate cut this spring - the first off possibly several...

22 January 2024

From: Breaking News

First Time Buyers may get 25 year fixed term mortgages under Labour

Shadow Chancellor Rachel Reeves says first time buyers could benefit from a "revolution in home ownership" with 25-year fixed-rate mortgages. Reeves says...

22 January 2024

From: Breaking News

No more progress chasing for lenders, pledges HM Land Registry

HM Land Registry says it’s working with mortgage lenders to ensure they will no longer need to chase conveyancers for updates...

22 January 2024

From: Breaking News

Promising start to 2024 House Buying Prospects - Rightmove

The average price of property coming onto the market for sale rises by 1.3 per cent (equivalent to £4,571 for an...

22 January 2024

From: Breaking News

Choice of Mortgage Deals on the rise as rates dip

The UK’s residential mortgage market has started 2024 with the biggest choice of products for prospective borrowers in over 15 years. A...

17 January 2024

From: Breaking News

Webinar for brokers operating in commercial property market

Property lender Together is holding its third webinar for brokers in its Chalk Live series, offering new educational content along with...

17 January 2024

From: Breaking News

Bank of England chief warns of ‘future shocks’ derailing recovery

Bank of England governor Andrew Bailey is warning that ‘future shocks’ may yet derail economic recovery. In a session with MPs at...

15 January 2024

From: Breaking News

Lenders sacrifice profits for volume as rates fall yet again

The war between rival mortgage lenders continues with Halifax late last week undertaking its second re-price of the year (and it’s...

15 January 2024

From: Breaking News

First Time Buyers and mortgages - new study shows the help they get

A high proportion of first time buyers take advantage of some form of assistance when purchasing their initial home. That’s the verdict...

15 January 2024

From: Breaking News

Building Society warns it may stop lending on holiday lets

A building society says it is considering ending its policy of lending to buyers of holiday lets. Martese Carton, the director of...

10 January 2024

From: Breaking News

Nationwide’s Warning - no housing market rebound likely in 2024

There’s no prospect of a rapid recovery for the housing market in 2024 despite some green shoots appearing. The warning comes from...

10 January 2024

From: Breaking News

It takes six weeks to arrange mortgage - claim

A property-focussed law firm claims it takes a whole working day to obtain a Mortgage In Principle and up to six...

10 January 2024

From: Breaking News

Demand for Mortgages Soars as rates war draws in applicants

Latest Bank of England data released in recent days shows net mortgage approvals for house purchases rose from 47,900 in October...

08 January 2024

From: Breaking News

New Mortgage Platform aims to grab share of growing investor market

Two organisations have joined forces to create a new platform dedicated to providing holiday let mortgages. Holiday Cottage Handbook Financial Services claims...

08 January 2024

From: Breaking News

Housing Market Kicks Off 2024 with strong demand, according to Rightmove

A record number of sellers came to market on Boxing Day 2023 according to Rightmove. The 26 per cent increase in new...

08 January 2024

From: Breaking News

Crackdown on Property Sector Corruption announced by government

The government has launched a consultation setting out plans to improve the transparency of land trust information. Land ownership through a trust...

08 January 2024

From: Breaking News

Tories float plan for more long-term mortgages to boost house buying

The Conservatives are working on a series of schemes to help first time buyers to be unveiled at the Budget in...

03 January 2024

From: Breaking News

Buy To Let Turning A Corner? Confidence grows says mortgage chief

Some 74 per cent of residential buy to let landlords feel confident about the performance of the property market over the...

03 January 2024

From: Breaking News

Prime Housing Market - Confidence creeps back into mortgaged sector

High end estate agency Savills has issued an update on prime markets in and around London and south east England. And it...

03 January 2024

From: Breaking News

More Lenders offer Mortgages on Homes hit with Building Safety issues

Three high street lenders - Virgin Money, TSB and Skipton Building Society - have joined the commitment to offer mortgages on...

03 January 2024

From: Breaking News

Swap Rate falls trigger speculation of early 2024 rate cut

Falling swap rates - already falling over the past month - have dropped further following better-than-expected inflation news, triggering speculation over...

27 December 2023

From: Breaking News

Mortgage Rates lead to fewer moves from London in 2023

The number of Londoners leaving the capital to move elsewhere in Britain dropped back sharply in 2023, following two years of...

27 December 2023

From: Breaking News

Brokers Speak Out - key industry issues for 2024

Crystal Specialist Finance has conducted its Annual Survey with over 10,000 brokers for the second year running. The point is to see...

20 December 2023

From: Breaking News

2024 - forecasts on lending, buy to let, arrears and possessions

UK Finance has published its housing and mortgage market forecasts for 2024 and 2025 together with projections for 2023 full year numbers. Key figures for 2023 In...

20 December 2023

From: Breaking News

Falling swap rates indicate lower mortgage rates - eventually

Mortgage rates are predicted to fall next year as lenders take advantage of cheaper funding, after figures show that average swap...

20 December 2023

From: Breaking News

Alarm Bells Ring as mortgage arrears shoot upwards

The Bank of England says there was £18.8 billion of mortgage borrowing in arrears in the third quarter of this year. That’s...

20 December 2023

From: Breaking News

Five-day roadshow begins for self-employed advisers

National brokerage Just Mortgages hits the road in the New Year with roadshows to support its self-employed advisers. The in-person events are...

20 December 2023

From: Breaking News

Twenty straight weeks of small but important rate drops

Since the peak in July, the average five year fixed mortgage rate has reduced from 6.11 to 5.07 per cent while...

18 December 2023

From: Breaking News

Interest Rates - year ends on optimistic note as brokers hope for better 2024

With the Bank of England maintaining base rate - as expected - at 5.25 per cent, the broker community ends 2023...

18 December 2023

From: Breaking News

Going Green - more eco-mortgages on the market now than a year ago

More lenders have green mortgage deals on the market now compared to a year ago, according to the Mortgage Advice Bureau. Some...

18 December 2023

From: Breaking News

Two year fixed rate mortgages sub-6%: A housing market boom?

Two-year fixed rate mortgages have dipped below six per cent for the first time since June this year. Back in June there...

18 December 2023

From: Breaking News

Landlords to expand portfolios in 2024 despite huge increase in costs

Many landlords say they’re set to expand investments in 2024 despite facing up to 80 per cent higher costs in the...

18 December 2023

From: Breaking News

Buy To Let arrears double in 12 months

Cases of buy-to-let arrears have doubled in a single year, according to a new analysis. The research, from Octane Capital, analysed quarterly...

13 December 2023

From: Breaking News

Unpredictable interest rates could spell upheaval for housing market

A new survey - going against the trend of other housing market studies - suggests that house prices could rise six...

13 December 2023

From: Breaking News

Saga launches mortgage service in bid to be ‘over 50s one stop shop’

Saga, the provider of products and services for the over-50s, has teamed up with digital broker Tembo to launch Saga Mortgages. The...

11 December 2023

From: Breaking News

Plea to lenders to understand more complex mortgage applicants

Some 40 per cent of self-employed individuals think lenders need to be more understanding when it comes to those with complex...

11 December 2023

From: Breaking News

Grinch! No Christmas cheer in Q3 UK Finance sentiment survey

There’s been a sharp decline in household financial confidence in the UK according to the latest UK Finance sentiment survey. The Q3...

11 December 2023

From: Breaking News

Mortgage industry’s low LTVs blamed for homes being empty

Low loan to value ratios from mortgage lenders are leaving an estimated 90,000 new build homes empty across the UK as...

06 December 2023

From: Breaking News

Demand for Family Homes keeping Prime London market active says agency

A growing appetite amongst buyers for family homes is helping to drive London’s high value prime market, an agency claims.  Benham and...

06 December 2023

From: Breaking News

Surge in Homes Coming To Market for Boxing Day Bonanza

There’s been a 46 per cent increase in ‘for sale’ stock hitting the market as sellers look forward to a Boxing...

04 December 2023

From: Breaking News

It’s Been a Boom Month for Fixed Deals and Incentives

Lenders are offering more fixed deals with incentives since the start of last month - November - but analysis by Moneyfactscompare...

04 December 2023

From: Breaking News

Rightmove launching its first broker mortgage product

Rightmove is launching its first broker product, which will allow customers to access mortgage advice through the property website.   The portal,...

04 December 2023

From: Breaking News

Falling mortgage costs could trigger 2024 housing bounce - claim

Knight Frank says a reduction in mortgage costs as early as February - or perhaps more likely in Q2 next year...

29 November 2023

From: Breaking News

OBR warns house prices to fall further before market recovery

The Office for Budget Responsibility - part of the Treasury but operating independently of government - is forecasting house prices to...

29 November 2023

From: Breaking News

New Build Market in 2024 - a mortgage industry perspective

A new analysis of the new build housing market for next year suggests that eventually there will be a bounce, triggered...

29 November 2023

From: Breaking News

More help for first time buyers needed now, says leading mortgage lender

The Nationwide wants greater government support for first-time buyers as rising costs delay owning a home. As one of the UK’s biggest...

29 November 2023

From: Breaking News

Nationwide’s slashed rates means price war goes on to end of year

Nationwide has reduced selected mortgage rates by up to 0.43 per cent across its New Business, Switcher, Additional Borrowing, Existing Customers...

27 November 2023

From: Breaking News

Opportunity for Brokers as first timers rely on family and friends

First time buyers aged 18 to 34 are primarily relying on advice from family and friends rather than a broker for support on the homebuying process, according to Coventry for...

27 November 2023

From: Breaking News

Cost of living crisis triggers wildly diverse Mortgage product demand

New data from Legal & General - based on searches to its Ignite platform - suggests a diverse mortgage market during...

22 November 2023

From: Breaking News

Pressure on Hunt to deliver mortgage help for landlords this week

Following analysis of its 2023 buy to let mortgage market data, Twenty7tec has reported a significant fall in searches for buy...

20 November 2023

From: Breaking News

Lender warns rates must drop further and faster to boost housing market

The Mortgage Lander is warning that mortgages rates will need to come down more, and faster, to really kick-start the housing...

20 November 2023

From: Breaking News

Mortgage Interest Tax Relief must be reinstated - agency boss speaks out

The chief executive of Winkworth estate agency chain says this week’s Autumn Statement must see the reinstatement of Mortgage Interest Tax...

20 November 2023

From: Breaking News

Buy-to-let landlords reduce borrowing amidst rising rates

The nation’s landlords are responding to higher levels of mortgage interest rates by cutting their borrowing. The research comes from specialist property...

15 November 2023

From: Breaking News

Are lawyers holding up housing transactions?

Some 45 per cent of homebuyers cited in a survey say slow property lawyer response time is a key pain point...

15 November 2023

From: Breaking News

Brokers’ advice crucial for first time buyers says new report

The first time buyer economy, comprised of lending and spending, will reach £74.1 billion by 2025, according to research by Coventry...

08 November 2023

From: Breaking News

Dire borrowing and credit data from Bank of England

There’s been an alarming set of figures in the Bank of England’s latest Money and Credit report, which relates to September. Net...

08 November 2023

From: Breaking News

Equity Release begins long haul back to normal market conditions

The equity release market has seen growth for the first time in 12 months with quarterly increases in both new customers...

08 November 2023

From: Breaking News

Single First-Time Buyers cannot afford 75% of homes using Mortgage Guarantee Scheme

Rightmove claims that single first-time buyers on an average salary and with a 5.0 per cent deposit could not afford three-quarters...

06 November 2023

From: Breaking News

25 June 2015

From: Video Articles

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