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KEYWORD "Mortgage Market" - 100 RESULTS
Interest Rate and Labour Tax worries hit prime property market

Price growth in high-value prime areas has been put on hold given uncertainty surrounding the General Election, according to the latest...

08 July 2024

From: Breaking News

Mortgage Roadshow back in top gear this autumn

Mortgage Brain’s Mortgage Vision roadshow is back this autumn. The mortgage technology provider is heading to new locations with an expanded line-up...

08 July 2024

From: Breaking News

Mortgage-backed transactions still far below normal

Mortgage-backed housing sales volumes over the last three months are still some 49% below this time last year. A new analysis by...

01 July 2024

From: Breaking News

Mortgage Lending plummets to 30-month low - but Better To Come

Total mortgage lending sat at just £50.5 billion during the first quarter of 2024, the lowest level seen since interest rates...

24 June 2024

From: Breaking News

Lender returns to 95% mortgage market with new deals

After a brief absence for what it calls “operational reasons” the Suffolk Building Society has returned to the 95% market with...

12 June 2024

From: Breaking News

Mortgage market will see off General Election instability - expert's view

The mortgage market is resilient enough to endure temporary political uncertainty created by next month’s General Election. That’s the view of Jonathan...

10 June 2024

From: Breaking News

Lenders start to pull high LTV mortgage products

Despite a more subdued period for the mortgage market, analysis by Moneyfacts shows a handful of lenders pulled higher loan-to-value deals.   Last...

05 June 2024

From: Breaking News

First Time Buyer loan applications soar - now biggest sector of mortgage market

Applications from first time buyers have grown by 33% so far this year with FTBs now making up a higher proportion...

03 June 2024

From: Breaking News

Building Societies' mortgage lending booms ahead of banks

Building societies' mortgage balances grew in the six months between October 2023 and March 2024, when they had declined across the...

03 June 2024

From: Breaking News

Interest Rate impact on Mortgages - a six month analysis

Interest rates for borrowers have shown mixed signs of both rises and falls over the past six months. Moneyfactscompare has analysed...

13 May 2024

From: Breaking News

Base Rate Held Again - what this really means for mortgages this summer

Bank of England base rate has been held at 5.25% - where it has been for nine months. The Bank’s monetary policy...

13 May 2024

From: Breaking News

Building Societies target first time buyers with affordability issues

Research from independent mortgage monitor Moneyfactscompare suggests that building societies are working hard to support first-time buyers, for whom affordability has...

09 May 2024

From: Breaking News

Just Mortgages launches its latest Broker Academy

Just Mortgages, one of the UK’s largest mortgage brokerages, is hosting its second broker academy of the year. The programme caters to...

24 April 2024

From: Breaking News

Revealed - the latest trends in UK lending and borrowing

A new report reveals the latest trends  in UK lending and borrowing, compiled by lending software company Lenvi. The most notable trends include...

17 April 2024

From: Breaking News

Wealthier Home Movers Undeterred by General Election

The majority of buyers and sellers in the prime housing market will not be deterred by the upcoming General Election, claims...

17 April 2024

From: Breaking News

Over 120,000 borrowers slash payments via Mortgage Charter

Monthly payments on some 123,000 home loan accounts were cut in the first eight months of the government’s Mortgage Charter.   The...

15 April 2024

From: Breaking News

Mortgage Reforms urged to boost Home Ownership

A think tank is urging the UK government to initiate mortgage market reforms to promote higher home ownership. The Social Market Foundation...

27 March 2024

From: Breaking News

Growing Mortgage Arrears set off alarm bells for leading analyst

New Mortgage Lenders and Administrators statistics for Q4 2023 paint a very worrying picture of the mortgage market. That’s the view of...

20 March 2024

From: Breaking News

FCA launches working group to probe interest-only mortgages

The Financial Conduct Authority is working with 12 lenders and administrators to probe the interest-only mortgage market. The number of IO and...

28 February 2024

From: Breaking News

Most Rates Up Again - optimism plummets amongst brokers and analysts

It’s been a torrid time for rates, going back up for HSBC, Santander, TSB, Virgin Money, NatWest and many other mainstream...

26 February 2024

From: Breaking News

It’s Back! Confidence returns to the mortgage market says IMLA

The latest Mortgage Market Tracker report from the Intermediary Mortgage Lenders Association reveals that confidence has returned to the mortgage market,...

14 February 2024

From: Breaking News

Octane Capital issues a brutal warning on mortgage rates

By Jonathan Samuels, chief executive of specialist property lender Octane Capital, writes: The Bank of England’s decision to hold interest rates on...

14 February 2024

From: Breaking News

FinTech platform slashes charges to mortgage advisers for a second time

Unbiased, a platform for connecting with prospective clients, has slashed charges it imposes on mortgage advisers for a second consecutive month. Unbiased...

12 February 2024

From: Breaking News

Mortgage Market Bounce drives housing market recovery

The number of mortgages offered to home buyers went up from 49,300 in November to 50,500 in December, against the normal...

05 February 2024

From: Breaking News

Lender revamps lending criteria for high-skilled foreign nationals

MPowered Mortgages is changing its lending criteria for Tier 2, high-skilled foreign nationals across its range of products. It says this forms part...

31 January 2024

From: Breaking News

Negative effects of mortgages on housing market “overstated” - claim

The negative effects of higher mortgage rates on affordability were overestimated throughout 2023 with house prices having dropped one one to...

29 January 2024

From: Breaking News

Choice of Mortgage Deals on the rise as rates dip

The UK’s residential mortgage market has started 2024 with the biggest choice of products for prospective borrowers in over 15 years. A...

17 January 2024

From: Breaking News

Tories float plan for more long-term mortgages to boost house buying

The Conservatives are working on a series of schemes to help first time buyers to be unveiled at the Budget in...

03 January 2024

From: Breaking News

Swap Rate falls trigger speculation of early 2024 rate cut

Falling swap rates - already falling over the past month - have dropped further following better-than-expected inflation news, triggering speculation over...

27 December 2023

From: Breaking News

2024 - forecasts on lending, buy to let, arrears and possessions

UK Finance has published its housing and mortgage market forecasts for 2024 and 2025 together with projections for 2023 full year numbers. Key figures for 2023 In...

20 December 2023

From: Breaking News

Falling swap rates indicate lower mortgage rates - eventually

Mortgage rates are predicted to fall next year as lenders take advantage of cheaper funding, after figures show that average swap...

20 December 2023

From: Breaking News

Twenty straight weeks of small but important rate drops

Since the peak in July, the average five year fixed mortgage rate has reduced from 6.11 to 5.07 per cent while...

18 December 2023

From: Breaking News

Interest Rates - year ends on optimistic note as brokers hope for better 2024

With the Bank of England maintaining base rate - as expected - at 5.25 per cent, the broker community ends 2023...

18 December 2023

From: Breaking News

Going Green - more eco-mortgages on the market now than a year ago

More lenders have green mortgage deals on the market now compared to a year ago, according to the Mortgage Advice Bureau. Some...

18 December 2023

From: Breaking News

Plea to lenders to understand more complex mortgage applicants

Some 40 per cent of self-employed individuals think lenders need to be more understanding when it comes to those with complex...

11 December 2023

From: Breaking News

It’s Been a Boom Month for Fixed Deals and Incentives

Lenders are offering more fixed deals with incentives since the start of last month - November - but analysis by Moneyfactscompare...

04 December 2023

From: Breaking News

Nationwide’s slashed rates means price war goes on to end of year

Nationwide has reduced selected mortgage rates by up to 0.43 per cent across its New Business, Switcher, Additional Borrowing, Existing Customers...

27 November 2023

From: Breaking News

Cost of living crisis triggers wildly diverse Mortgage product demand

New data from Legal & General - based on searches to its Ignite platform - suggests a diverse mortgage market during...

22 November 2023

From: Breaking News

Pressure on Hunt to deliver mortgage help for landlords this week

Following analysis of its 2023 buy to let mortgage market data, Twenty7tec has reported a significant fall in searches for buy...

20 November 2023

From: Breaking News

Mortgage Guarantee Extension in package of first time buyer help

A range informal media briefings on behalf of the UK government suggest that an extension of the current mortgage guarantee scheme...

30 October 2023

From: Breaking News

Artificial Intelligence deployed to help brokers attract new business

A residential mortgage lender is using AI to help brokers attract more customers as well as engage existing customers. MPowered Mortgages says...

25 October 2023

From: Breaking News

Record mortgage debt repayments as equity release “changes market”

UK mortgage holders are repaying record amounts of mortgage debt, according to the  Equity Release Council. But the ERC claims high levels...

25 October 2023

From: Breaking News

Buy To Let Mortgage Market Booms - new analysis

A new analysis of the UK’s buy to let mortgage market shows just how much it’s grown over the past decade,...

18 October 2023

From: Breaking News

What Next After A Year Of Mortgage Mayhem?

It’s now one year since former Prime Minister Liz Truss and Chancellor Kwasi Kwarteng’s ill-fated mini-budget, which acted as a catalyst...

04 October 2023

From: Breaking News

Huge Increase in Three Year Fixed Mortgage Products

The number of three-year fixed mortgage products available from lenders has been rising over the last few months as borrowers coming...

02 October 2023

From: Breaking News

Spike in Demand for Interest Only due to Mortgage Charter

Data from mortgage research and sourcing platform Legal & General Ignite reveals a significant spike in searches for Interest Only products...

13 September 2023

From: Breaking News

First Time Buyer Mortgage Market Snapshot - three trends

First Direct has crunched market data to give an insight into FTB activity over the summer just gone. There are three...

13 September 2023

From: Breaking News

Financial Services Firms set up Landlord Support Body

A body called the Landlord Leaders Community is pledging “to drive positive change for a sustainable and thriving private rented sector.” Set...

13 September 2023

From: Breaking News

Six Weeks of Rate Cuts - and strong hopes of more to come soon

After six consecutive weeks of mortgage rate reductions - and the expectation of more soon - there are hopes of sub-5.0...

11 September 2023

From: Breaking News

Two acquisitions for fast-growing mortgage sector player

Belvoir - fast becoming as big a force in financial services as in property - has snapped up a regional mortgage...

11 September 2023

From: Breaking News

Specialist lender calls for drastic rethink of mainstream mortgage market

A study of 7,000 people by a specialist predicts the UK specialist residential mortgage market will treble to £16 billion by...

04 September 2023

From: Breaking News

Second big acquisition as Howden Group expansion plans go on

The Howden Group, which acquired leading UK mortgage broker SPF Private Clients last year, is expanding further into the mortgage market...

30 August 2023

From: Breaking News

Brokers angry at lenders’ “brutal” buy to let arrangement fees

Brokers are up in arms about alleged profiteering by buy to let mortgage lenders’ arrangement fees. These jumped last autumn as a...

23 August 2023

From: Breaking News

Good News - market sentiment strong across all mortgage sectors

The latest Mortgage Market Tracker from the Intermediary Mortgage Lenders Association shows surprisingly upbeat market sentiment among advisers during the second...

21 August 2023

From: Breaking News

Mortgage Market Snapshot: not all bad news

Finance tech company Twenty7tec has produced mortgage market statistics for July 2023 - and it’s not all bad news… July was the...

16 August 2023

From: Breaking News

The Co-Op goes shopping and buys Sainsbury’s mortgage portfolio

The Co-operative Bank has bagged the entire Sainsbury’s Bank mortgage portfolio of some 3,500 customers with balances of £479m.  Sainsbury’s customers are...

14 August 2023

From: Breaking News

Lender quits buy to let to focus on owner occupiers

Bluestone Mortgages is quitting the buy to let sector and says it will focus entirely on the owner-occupied mortgage market. It has...

14 August 2023

From: Breaking News

Metro Bank tech-revamp as it enters new mortgage markets

Metro Bank has undertaken what it calls “a major transformation of its mortgage origination platform” to streamline the process for both...

25 July 2023

From: Breaking News

Broker searches for interest-free mortgages soar

Legal & General’s new Ignite platform has seen a rise of 53 per cent in one month for broker searches for...

18 July 2023

From: Breaking News

New bid to help self-employed mortgage applications win approval

Saffron for Intermediaries has launched a campaign to help and support broker partners get more self-employed mortgage applications approved first time...

18 July 2023

From: Breaking News

Mortgage Charter - Have You Read It?

Companies representing some 85 per cent of all mortgage lending have signed up to a new charter.  The lenders claims they have...

04 July 2023

From: Breaking News

Leading lender partners with one of ’big three’ property portals

Property portal OnTheMarket - the third major portal, behind clear market leaders Rightmove and Zoopla - has launched OnTheMarket Money, a...

20 June 2023

From: Breaking News

Mortgage market confidence recovers in Q1, says IMLA

There’s a growing optimism about the outlook for the mortgage market, according to the latest Mortgage Market Tracker report from the...

16 May 2023

From: Breaking News

Bank of Mum and Dad forks out £8.8 bn

Gifts and loans from the Bank of Mum & Dad (BOMAD) totalled £8.8 billion in 2022, according to the latest analysis...

21 March 2023

From: Breaking News

Mortgage market will see a new normal, says Capricorn

Capricorn Financial Consultancy has released its market expectations for 2023, predicting that the UK mortgage market will have to acclimatise to...

24 January 2023

From: Breaking News

Home buying platform, OneDome, buys broker CMME Mortgage

Technology firm, OneDome, has bought CMME Mortgage and Protection for an undisclosed sum. Describing itself as the world’s first eHomebuying platform, OneDome...

17 January 2023

From: Breaking News

Mortgage products drop by 41% this Christmas

A new mortgage market analysis by Octane Capital claims that the number of mortgage products available have dropped 41%, compared to...

13 December 2022

From: Breaking News

MPowered Mortgages strengthened with a launch of 85% LTV mortgages

The FinTech mortgage lender using AI to simplify the mortgage journey for homebuyers and re-mortgagers, MPowered Mortgages, has recently expanded its...

13 October 2022

From: Breaking News

61% of brokers say tech is essential for future mortgage market

End-to-end mortgage platform, Smartr365, reveals that the majority of brokers believe tech to be fundamental to the future of the mortgage industry. Smartr365's...

27 September 2022

From: Breaking News

Devastating hit for homebuyers as mortgage costs climb

As governmental changes sweep through the nation, countless elements within the property sector have been affected, including mortgages. Market analysis by specialist...

27 September 2022

From: Breaking News

Mortgage transactions dip as interest rate hikes put strangle hold on borrowing

We don’t like being the bearer of bad news, but a market analysis carried out by mortgage broker, Henry Dannell, reveals...

18 August 2022

From: Breaking News

More2life launch new high LTV product

More2life announced that a sixth product will be added to its innovative range of services. The new product goes by the name...

18 August 2022

From: Breaking News

Fluent Money to offer MPowered Mortgages’ prime residential range to homebuyers and remortgages

Recently, MPowered Mortgages, the fintech mortgage lender using AI to enhance the mortgage journey for homebuyers and re-mortgages, announced it has...

09 August 2022

From: Breaking News

Moneyfacts enhances products to search and filter for Green Mortgages

There has been some significant developments internally for Moneyfacts Analyser, the UK’s leading online residential mortgage analysis system. The recent update has...

04 August 2022

From: Breaking News

Insight - Bank of England drops mortgage affordability tests

A recent change in mortgage rules that required lenders to check whether homeowners could afford repayments at higher interest rates has...

23 June 2022

From: Breaking News

Moving in a positive direction – expert reacts to interest rate rise

Last week (June 16), the Bank of England increased the base rate by 0.25%, up from 1.00% to 1.25%. In response, Moneyfacts.co.uk...

21 June 2022

From: Breaking News

Boris Johnson outlines 'comprehensive review' of mortgages in major speech

The Prime Minister used a housing speech in Blackpool yesterday to outline plans for a wide-ranging review of the mortgage market and housing...

10 June 2022

From: Breaking News

Winner! UK leads Europe in mortgage market race

The UK is leading the way when it comes to the might of the mortgage sector and the number of properties...

02 June 2022

From: Breaking News

Mortgage roundup – industry firsts and product enhancements

This week’s roundup takes a look at the latest in the mortgage market, from L&G’s latest addition to its lender panel...

26 May 2022

From: Breaking News

Opinion: What do the cost of living and interest rates mean for mortgages?

As far as the UK Government is concerned, the threat from COVID is over. In its wake, a new battle, the...

22 March 2022

From: Breaking News

Bad news? One in three borrowers could face mortgage rejections

New research from The Mortgage Lender (TML) reveals that 34% of UK adults planning to buy a home in the next...

01 March 2022

From: Breaking News

Mortgage roundup – lower rates, AVM integration and going green

This week’s mortgage roundup is a range of reduced rates and new products across the mortgage market, with Furness Building Society’s...

01 February 2022

From: Breaking News

80% of consumers still confuse a mortgage valuation with a survey

A webinar poll conducted by Countrywide Surveying Services (CSS) has highlighted that four out of five consumers still confuse a mortgage...

23 December 2021

From: Breaking News

Hometrack's new Broker AVM set to boost the mortgage market

Hometrack, the leading provider of insight and intelligence to the UK mortgage market, has launched a Broker AVM, building on its 20-year...

16 December 2021

From: Breaking News

Brand-new mortgage decision automation launched by Hometrack

Hometrack, the leading provider of insight, intelligence and decision automation to the UK mortgage market, has launched a brand new vision...

21 October 2021

From: Breaking News

Home improvements lead demand for financing in lockdown, brokers say

There has been an increase in demand for financing to fund home refurbishment projects over the past six months. That is according...

24 September 2021

From: Breaking News

Marketing forum launches for mortgage professionals

A new membership-based community has launched for marketing professionals in the mortgage sector. The Mortgage Marketing Forum promises to provide knowledge, support...

27 August 2021

From: Breaking News

92% of brokers confident about their prospects over the coming year

Broker optimism has increased since the beginning of 2021, according to a recent survey from savings accounts, bridging loans, development finance,...

22 July 2021

From: Breaking News

Mortgage roundup – entering the mortgage market and slashing rates

Roma Finance has launched new bridging and development ranges with improved rates and enhanced criteria. The new bridging range, called RomaPrime, is...

22 July 2021

From: Breaking News

Legal & General announces second virtual event for brokers

Legal & General has announced the return of its Virtual Summer Conference which takes place today and tomorrow (July 6-7 2021). The...

06 July 2021

From: Breaking News

Mortgage roundup – power products and lowered rates

West One Loans’ buy-to-let (BTL) division has released new products to meet increased demand in the market. The raft of new product...

01 July 2021

From: Breaking News

Mortgage market levels out as adviser search activity surges in May

The latest mortgage search activity data from Legal & General Mortgage Club (L&G) shows signs that the market is beginning to...

17 June 2021

From: Breaking News

Mortgage roundup – revamped products and the highest LTV available

Roma Finance completed a record month in May, reporting a 50% increase in pipeline business on top of the 100% increase...

15 June 2021

From: Breaking News

Twenty7Tec rolls out key integrations for mortgage market

Mortgage technology provider Twenty7Tec has completed an APPLY integration with Accord. The move will enable users of CloudTwenty7 to seamlessly submit applications...

18 May 2021

From: Breaking News

Legal & General – new partnership and top mortgage searches revealed

Legal & General has integrated with mortgage and protection network HLPartnership to simplify access for advisers using the SmartrCriteria and SmartrFit...

25 March 2021

From: Breaking News

New adviser-friendly events revealed as equity market picks up

Adviser-facing resources have been released in recognition of the equity market predicted to pick up in 2021. Pure Retirement has put together a...

16 March 2021

From: Breaking News

Hodge goes live with EQ’s digital mortgage platform

EQ Credit Services (EQCS), a UK credit technology and outsourced services provider, has announced the ‘Go Live’ of its mortgage servicing...

05 March 2021

From: Breaking News

‘Securing debt’ the most searched criteria in second charges

2021 looks set to be another year of change in the mortgage market, with the second charge market seeing the biggest...

16 February 2021

From: Breaking News

‘Self-employed’ and ‘defaults’ the most searched terms by brokers

Searches for ‘self-employed’ and ‘defaults’ became the most popular in December, according to new research from criteria search specialist Knowledge Bank. Knowledge...

12 January 2021

From: Breaking News

Together enhances its mortgage range amidst market resilience

Specialist lender Together has raised the maximum loan-to-value (LTV) across its first and second charge mortgage products to 70%. The finance firm...

22 December 2020

From: Breaking News

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