Archive

Rightmove says the housing market needs a more innovative mortgage initiative than the 99 per cent idea floated by the government. The...

The Nationwide wants greater government support for first-time buyers as rising costs delay owning a home. As one of the UK’s biggest...

The share of homes sold by a landlord in Great Britain fell from 15.7 per cent in 2022 to 14.0 per...

Jo Breeden, managing director of Crystal Specialist Finance, writes: In his recent speech, the Prime Minister scrapped the proposed changes to EPC...

The crisis hit Metro Bank is in talks to sell off at least a £3 billion portion of its mortgage book. The...

Atom bank has announced a partnership with climate tech business Kamma to give “an unparalleled view on both the physical and...

There’s been a backlash from the mortgage industry following Prime Minister Rishi Sunak’s Eco U-turn last week.  In recent months a growing...

A body called the Landlord Leaders Community is pledging “to drive positive change for a sustainable and thriving private rented sector.” Set...

Aldermore is to allow brokers greater flexibility to appoint conveyancers to support on complex buy to let transactions. The lender is to...

The Intermediary Mortgage Lenders Association wants the government to give additional support to landlords It says the cumulative effects of regulatory and...

Mortgage lenders and brokers have rarely had a higher profile than right now, when they are seen as key to the...

In this guest piece, Jess Gerrow, vice president of marketing at Token provides insight into the human side of Open Banking. Driven...

A recent change in mortgage rules that required lenders to check whether homeowners could afford repayments at higher interest rates has...

This article originally appeared on Estate Agent Today last week, but is reproduced here in full as is likely to be...

Over the weekend, Nat Daniels - CEO of Angels Media, the founder of the Today sites - penned this piece in...

In this guest piece, WFW London real estate partner Richard Hughes and senior associate Alexander Collis explain in-depth about green sustainable loans....

Hometrack, the leading provider of insight, intelligence and decision automation to the UK mortgage market, has launched a brand new vision...

Anti-money laundering specialist SmartSearch has launched a ‘new weapon’ in the ongoing fight against dirty cash being cleaned around the world...

Anti-money laundering specialist SmartSearch has warned property agents are in serious danger of non-compliance with new regulations, unless they ditch documents...

When it comes to meeting anti-money laundering (AML) obligations and compliance with the relevant regulation, brokers need to do more. That...

The Equity Release Council (the Council) has launched a member endorsement mark as part of a brand refresh that reflects the...

Financial institutions in the UK continue to invent new ways to enable their clients to access their products and services online....

Over the last ten years, the mortgage market in the UK has changed significantly. Alongside increased regulation of the industry, stricter...

Mortgages have not typically been viewed as a high-risk service when it comes to money laundering, but as the practice becomes...

Knowledge Bank is partnering with the Financial Intermediary and Broker Association (FIBA) to offer its criteria search system to FIBA’s members. The...

The Right Mortgage & Protection Network has created a new hub to assist its members during the coronavirus outbreak. Created by the...

The increase in portfolio and complex buy-to-let business seen over the past two years is set to continue in 2020, according...

Mortgage applications will soon be as simple as buying car insurance for many borrowers, as technology begins to revolutionise the housing...

Eleven new brokers will begin training with Just Mortgages’ broker academy in the New Year. The new members will join the firm’s...

A free pilot seminar has been launched to demonstrate how advisers can use websites and social media channels positively. Launched by financial...

Paragon is expanding its specialist buy-to-let mortgage range with new short-term finance products for property acquisition and refurbishment. The products are designed...

Pepper Money has finalised the terms to acquire 100% of the second charge lender, Optimum Credit Ltd. The purchase will see Pepper...

Landlords have increasingly been switching to five-year fixed rate products over the past two years, new data from Commercial Trust Limited...

Specialist mortgage marketplace lender Landbay has lent a total of £100 million to buy-to-let landlords since its 2014 launch. Recent regulatory changes...

TMA Club has unveiled an online platform containing useful guides, infographics and FAQs regarding the General Data Protection Regulation (GDPR) changes...

Half a million households would be at risk of negative equity if there was a drop in the average UK house...

The vast majority of mortgage advisers are at risk of failing to comply with the new rules and regulations set in...

The number of expats looking for buy-to-let (BTL) mortgages to buy property in the UK has soared over the past year,...

The value of specialist mortgage lenders’ annual lending has increased 19% per year since 2009, according to a new report from...

Legal & General Mortgage Club has updated its buy-to-let (BTL) matrix so it now includes lenders that have recently updated their...

The imminent Prudential Regulation Authority (PRA) changes grant brokers and advisors more opportunity to provide guidance for buy-to-let landlords who are struggling...

The implementation of General Data Protection Regulation (GDPR) in May 2018 offers significant benefits for advisers, according to The Society of...

Landlords are being urged to remortgage in order to prepare for the reformed buy-to-let lending criteria due to be introduced in...

The Association of Short Term Lenders has announced the first two speakers - Lorna O’Brien of the Financial Conduct Authority (FCA)...

TMA has launched a website to support advisers ahead of the Prudential Regulation Authority (PRA) changes coming into action on September...

Accord Buy to Let has announced details of its lending criteria for portfolio landlords, set to come into effect on 30...

Legal & General Mortgage Club has updated its ‘Buy to Let Matrix’ to include lending criteria on buy-to-let portfolios ahead of...

Brokers are encountering fewer difficulties when sourcing mortgages for clients than at any point since the introduction of the Mortgage Market...

TMBC, a lender specialising in the buy-to-let market, has announced the launch of new functionality for its sourcing and quotation system. Intermediaries...

Buy-to-let mortgages are becoming increasingly hard to secure, new research has revealed. The majority of brokers surveyed in the latest Broker...

Sourcing systems have been around for so long now that it's easy to think they have the same features and capabilities...

The Council of Mortgage Lenders (CML) has warned against further intervention in the buy-to-let market as the forthcoming tax crackdown looks...

Business Secretary Sajid Javid promised 2016 would be a year of dialling back the bureaucracy. The government, he said, is committed...

The Council of mortgage lenders has urged action to make it easier for older and retired people to take out mortgages. The...

Loss of higher rate tax relief and tighter regulation on buy-to-let could harm tenants more than landlords by constraining the supply of rented...

Specialist mortgage lender Masthaven Finance has applied to become a bank offering home loans and fixed-interest savings. It has now submitted its banking...

Property letting is becoming a "legal minefield" as new legislation tips the balance of power against landlords, lenders have warned. New legislation has come...

The large majority of brokers and lenders fear that new EU regulations may hit UK mortgage lending. New research shows that 74% of...

Homeowners rushed to remortgage in July amid signs that fixed-rate mortgages are now starting to creep up in price. Remortgaging jumped 29%...

The National Association of Commercial Finance Brokers (NACFB) is holding an interim conference to support the next set of changes that...

Brokers are buzzing with confidence after new figures showed the mortgage market enjoyed its best July for seven years. Gross mortgage lending...

The Personal Finance Society (PFS) is urging advisers to contribute to the Treasury's Financial Advice Market Review. It said this is a...

The Financial Conduct Authority (FCA) will discuss the impact of the EU Mortgage Credit Directive (MCD) on borrowers and brokers at...

Brokers have welcomed the absence of fresh controls on residential borrowing in latest Bank of England Financial Stability Report. That is in...

It wasn’t exactly springtime in Paris, but our day in Brussels at the start of May was nonetheless a welcome trip...

The Forum of Private Business (FPB) has reported that nearly two thirds of businesses are operating with cash reserves of under...

Mortgage sourcing systems – it’s all about accuracy Since the first mortgage sourcing system was built in 1986, their capabilities, not to...

Mortgage approvals hit a 14-month high in May after rising 4% year-on-year, according to new figures from the British Bankers' Association. It said 42,530 mortgages...

TMA is kicking off this year’s round of business conferences for directly authorised (DA) advisers.  The five conferences will take place in...