Archive

Suffolk Building Society has introduced a tiered approach to its Interest Cover Ratio assessment for buy to let and holiday let...

Mortgage Advice Bureau has developed a new tool to assess a customer’s financial resilience based on their level of protection. The financial...

Recent economic data was reassuringly predictable. We learned that core inflation fell by fractionally more than expected while services inflation proved slightly...

Yorkshire Building Society new fee-free offer will enable first-time buyers across England, Scotland or Wales with a £5,000 deposit to purchase...

The beleaguered construction sector - a good early indicator of later sales activity - has seen a welcome boost in some...

Rightmove says the housing market needs a more innovative mortgage initiative than the 99 per cent idea floated by the government. The...

FinTech supplier Mortgage Brain has partnered with HSBC UK to host a free online masterclass on self-employed lending.  Taking place on February...

A Knight Frank survey of 50 house builders shows a staggering 70 per cent support for Labour to win the next...

A new 10-point plan from the Home Builders Federation shows how policymakers could act fast to boost the supply of new,...

Global credit intelligence provider Pepper Advantage, which has a 100,000+ UK residential mortgage portfolio, says arrears in this country have seen...

Research published by the Home Builders Federation shows that the new homes owners will save an average of £135 on monthly...

We’re now under four weeks away from the start of the Financial Conduct Authority’s Consumer Duty regime. This introduces a new Consumer...

There seems to be some light at the end of the tunnel for UK citizens regarding tax as research from RIFT...

This article originally appeared on Estate Agent Today last week, but is reproduced here in full as is likely to be...

This week’s roundup takes a look at the latest in the mortgage market, from L&G’s latest addition to its lender panel...

Self-employed individuals are twice as likely to be rejected for a mortgage, a new report from The Mortgage Lender (TML) shows. Its...

Estate and lettings agent, Barrows and Forrester, has revealed the five biggest homebuyer turn-offs and how much money each of them...

Hometrack, the leading provider of insight, intelligence and decision automation to the UK mortgage market, has launched a brand new vision...

New research from Knowledge Bank has revealed that homeowners are utilising second charge mortgages to raise money to invest in buy-to-let...

Shawbrook Bank has strengthened its position in the residential and buy-to-let (BTL) markets with the acquisition of specialist intermediary mortgage business,...

Like most industries impacted by the Covid pandemic, the world of bridging finance has experienced a contradictory, sometimes stormy and altogether...

Broker searches for ‘Covid-19: temporary maximum LTV restrictions’ remain in the top five results for the sixth consecutive month, data from...

Here is a quick read focusing on 5 things you can check your business is doing while on your tea break....

Mortgages have not typically been viewed as a high-risk service when it comes to money laundering, but as the practice becomes...

Nucleus Commercial Finance has pledged to digitise the end-to-end user journey for all finance applications, including loans through the Coronavirus Business...

Equity release advisory service provider Equity Release Supermarket (ERS) has partnered with LiveMore Capital. Specialising in retirement interest only (RIO) mortgages for...

Shawbrook Bank has announced the return of some of its pre-pandemic criteria following the easing of lockdown. The specialist bank was among...

The British Business Bank has approved four new lenders for accreditation under the Coronavirus Business Interruption Loan Scheme (CBILS). The Co-operative Bank,...

Knowledge Bank’s criteria index for February has revealed some surprise results, with some sectors experiencing unprecedented change. It was all change in...

First 4 Bridging (F4B) has extended its services to the North West of England with the appointment of Simon Bancroft as...

Hinckley & Rugby Building Society has cut the interest rates on three mortgages particularly attractive to first-time buyers. The fee-free mortgages are...

The Financial Intermediary & Broker Association (FIBA) is asking members to consider the Bank of England’s (BoE’s) warning about lenders cutting...

The property finance industry is rapidly changing. Everyone who’s part of it wants to know where we are heading, what’s working...

Some 77% of lenders believe the number of loans they broker will increase, showing a positive outlook for the future of...

Pepper Money has launched a range of five-year fixed rate buy-to-let limited edition products. The range features a special flat fee option,...

Hinckley & Rugby Building Society has launched buy-to-let (BTL) mortgages for limited companies that are exclusively available through the specialist mortgage...

A new 5-year fixed-rate buy-to-let range with reduced rates and product fees to support brokers and customers has been launched by...

Commercial Trust Limited is urging landlords to speak with specialist buy-to-let mortgage broker firms as many are considering remortgaging options once...

Existing customers will benefit from an efficient and simplified transferring experience as part of Accord Mortgages' vast number of product improvements,...

Hinckley & Rugby Building Society has launched an online buy-to-let (BTL) calculator for landlords and lower reference rates for like-for-like BTL...

Specialist lender Bluestone Mortgage has announced the launch of a new facility from National Australia Bank (NAB) with funding provided by...

Right Mortgage Company (RMC) has agreed to a new five-year contract with Mortgage Brain following an evaluation of the industry’s mortgage...

New Street Mortgages has announced an update to its buy-to-let range with numerous changes. The Northview Group lender has upgraded its five-year...

The number of mortgages in arrears has declined in the second quarter (Q2) of this year, being the lowest level since...

MortgageGym.com, which claims to be the world’s only regulated mortgage robo-adviser, will be launched in the UK in the coming months,...

HSBC has signed a one-year contract extension with property analytics business Hometrack, securing the delivery of valuation and risk services for...

A fall in the mean average value of leads from SMEs in the first six weeks of 2017 seems to suggest...

Over a third of brokers working in the property finance sector have said they think builders and developers will find it...

If the weakened pound and unrest around the continent we sometimes claim to be a part of have combined to put...

The one area in which a proper affordability assessment is ignored is lending to older borrowers, according to findings from The...

Buy-to-let mortgage sales surged by 163% in the year to March as landlords raced to beat the new stamp duty surcharge...

Lending to both residential buyers and property investors soared over the last year but experts warn there is a slowdown in...

Newcastle Intermediaries has launched two new competitive products to meet continued growth in the self-employed market. It said this will help meet the...

Mortgage lending for house purchases slumped nearly 10% to £10.7 billion in November as the winter slowdown set in. Despite the dip...

The property market is set for a strong finish to 2015 after a healthy 8% rise in house purchase lending in...

Business Secretary Sajid Javid promised 2016 would be a year of dialling back the bureaucracy. The government, he said, is committed...

Ipswich Building Society has launched five new mortgage products to increase its support for “mortgage misfits”, specifically the self-employed and contractors.   The...

Buy-to-let lending continued to race ahead of the mortgage market in September as investors ignore Chancellor George Osborne's forthcoming tax crackdown. Investors drove large quarterly and...

How much money does a small business need to borrow? “We’re looking into the idea of taking out a loan,” they...

UK house prices rose by 5.2% over the last year helped by the return of the first-time buyer. The annual pace of...

Repossession rates have fallen to another new low but brokers warn that will quickly reverse when interest rates finally start rising. Repossessions...

The Treasury has recently proposed that a new type of Isa will be launched that’s dedicated solely to peer-to-peer funding. This is...

The government and the Bank of England must not put too much of the blame for a lack of housing supply...

Would-be borrowers should ensure they are “mortgage ready” before applying for a loan, according to credit-reference firm Equifax. The company said that,...

Barclays has eased its loan-to-income (LTI) criteria and will now lend up to five times earnings for those borrowing smaller sums. The...

It wasn’t exactly springtime in Paris, but our day in Brussels at the start of May was nonetheless a welcome trip...

The Forum of Private Business (FPB) has reported that nearly two thirds of businesses are operating with cash reserves of under...

The British Bankers’ Association is working on a project that ensures small businesses won’t be left out in the cold. Banks will...

Ipswich Building Society is rolling out new products for contractors and the self-employed as it looks to offer further support for...

Young borrowers increasingly expect to be paying their mortgage into retirement as they stretch themselves to get on the housing ladder. Around half of...