The lenders’ trade body, UK Finance, has published a report examining why some landlords are falling into mortgage arrears and why the sector generally is so...

Paragon Bank is offering four new limited edition buy to let mortgages, with two products suitable for landlords with three or fewer mortgaged buy to let...

Landbay has announced a raft of rate reductions across its buy to let product range, with rates falling by as much as 0.25%. The lender has reduced...

A new lettings market index has been launched by the Skipton Group, parent company of Connells, the country’s largest lettings and sales agency. The Skipton Group Home...

Nationwide has joined a year-old campaign to speed up the home buying process through increased digitisation. The society has joined the Open Property Data Association which wants...

NatWest has announced it will introduce new Airbnb-friendly mortgage terms that embrace home sharing via short lets. And now Airbnb wants other lenders to follow suit. The...

New research suggests that last year cash buyers accounted for the highest percentage of market activity seen in the last decade and, so far in 2024,...

The average age of landlords acquiring new rental property with a buy to let mortgage has fallen over the past decade, driven by strong growth in...

Half of all UK homes have increased in value in the first half of 2024 by 1% or more, says Zoopla. This is the highest amount of...

Growing mortgage product choice shows growing confidence in aspects of the housing market, even before anticipated rate cuts. That’s the view of  Octane Capital chief executive Jonathan...

A left-wing academic is suggesting that the new UK Labour government should emulate the US and introduce life-long fixed-rate mortgages. Some 90 years ago then-US President Franklin...

An estate agency’s research shows a regional breakdown of how the first time buyer market could change if the new government does not continue the current...

UK lender Standard Life Home Finance has announced a new EPC scheme to encourage consumers to make their homes more sustainable.   Upon completion of their Horizon or...

More rate cuts are being announced by lenders all the time as they vie for business and anticipate the Bank of England base rate fall, which...

Lettings agency giant Connells says the private rental sector performed strongly in the second quarter of 2024 despite worries over future legislation from the new government. The...

The latest residential sentiment survey from the Royal Institution of Chartered Surveyors suggests a currently-subdued housing market but with a more promising outlook for sales activity...

Virgin Money has launched The Retrofit Boost, a new mortgage product designed to help home owners improve their property’s energy efficiency. The new mortgage, arranged in collaboration...

Prime London demand climbed in Q2, reversing downward trend seen so far this year The latest Prime London Demand Index by lettings agency Benham and Reeves shows...

Estate agents’ body Propertymark has issued a report called ‘A Dickensian Legal Process’ exploring why it takes long and longer to exchange contracts on a property...

The average five-year fixed mortgage rate is now 4.97%, down from 5.91 % a year ago; and the average two-year fixed mortgage rate is now 5.35%,...

One of the Bank of England monetary policy committee members has advised against a cut in base rate on August 1. Jonathan Haskel - in a speech...

Hinckley & Rugby for Intermediaries has enhanced its flexible mortgage range, cutting selected rates by up to 30bps and launching new fixed-rate options. These changes apply to...

The availability of deals at 95% loan-to-value has risen to its highest point in over two years.  Overall, it was the fifth consecutive month of rate rises...

Atom, a UK app-based bank, has been accredited as a lender by the British Business Bank under the new Growth Guarantee Scheme. The GGS is the successor...

It appears that Metro Bank has resuscitated a plan to sell much of its mortgage book after being rescued from potential collapse. There is now word yet...

Brokers can look forward to a strong second half of 2024, according to an industry leader. Rob Jupp, group chief executive at the Brightstar Group, says there’s...

More than a quarter of people are in the dark about interest rates and how much they pay, a new survey shows. Some 2,000 people were questioned...

Price growth in high-value prime areas has been put on hold given uncertainty surrounding the General Election, according to the latest analysis from Savills. “Despite the short...

Mortgage Brain’s Mortgage Vision roadshow is back this autumn. The mortgage technology provider is heading to new locations with an expanded line-up of industry expert speakers. The firm...

Almost a quarter of prospective homebuyers plan to make their homes more energy efficient in the hope of securing more favourable mortgage deals, according to new...

The Nationwide has calculated that house buyers with mortgages are now pay far above the long term average. The lender, in its latest house price index, says...

Mortgage approvals for house purchases fell slightly from 60,800 in April to 60,000 in May, says the Bank of England. Approvals for remortgaging, which only include remortgaging...

The Nationwide regional house price indices are produced quarterly, with data for Q2 (the three months up to and incluingJune) showing a mixed picture, with some...

The Conservatives are set to lose nearly half of homeowner votes this week, latest polling from national estate agency Jackson-Stops reveals. In 2019’s General Election, homeowners...

Fewer than half (46%) of potential first-time buyers believe this week’s General Election will improve their buying prospects, despite manifesto pledges. Labour plans to extend the Mortgage...

Some 3m UK households are to be hit with further increases in mortgage repayments over the next two years, the Bank of England is warning. Its latest...

New research from the Intermediary Mortgage Landers Association suggests that the cumulative shortfall in first-time buyer numbers since the financial crisis reached 3.1m by the end...

A huge survey involving analysis of over 14,000 properties suggests an urgent need for the next government to help private rental sector properties become greener.  Rightmove, which...

Mortgage-backed housing sales volumes over the last three months are still some 49% below this time last year. A new analysis by Octane Capital assessed mortgage sales...

Data from UK Finance suggests that interest-only mortgage holders are showing no obvious signs of distress despite interest rates remaining high.  There were 664,000 pure interest-only homeowner...

HSBC has made extensive cuts to rates levied on a vast range of residential and buy to let mortgages, coming into effect today. The bank’s changes are...

 A new first-time buyer study from Rightmove reveals that the average first-time buyer mortgage payment has risen by 61% since the last election year of 2019.   Over...

Aldermore has expanded its mortgage range to appeal to self-employed contractors operating via a limited company or sole trader, enabling them to be assessed for affordability...

Intermediary the Mortgage Advice Bureau claims to be breaking new ground by partnering with Effective Home to transform the landscape of homeowner energy efficiency.  This collaboration will...

Buyers and sellers had to process a series of different numbers starting with five last week. The crucial number was 5.7%. That was the annual rise in...

The significant majority of mortgaged residential properties currently below Energy Performance Certificate band C could achieve band C or above by investing less than 5% of...

The West Brom - the UK’s seventh largest building society - is now offering a range of fixed rate mortgages to customers looking to own a...

There’s been particularly sharp criticism for the Bank of England’s decision at the end of last week to hold base rate at 5.25%. The concern is that...

Total mortgage lending sat at just £50.5 billion during the first quarter of 2024, the lowest level seen since interest rates started to climb in December...

Interest rates for borrowers have been volatile over the past six months, despite no change to the Bank of England base rate according to a new...