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Halifax launches 1% cashback offer

Halifax has launched a 1% cashback offer for first-time buyers and home movers across its mortgage range.

First-time buyers and home movers taking out a qualifying mortgage with the Halifax will receive payment of 1% of their loan as cashback into their bank account within 30 days of their mortgage completing.

The offers also includes its affordable housing and new build products up to the value of £2,000. 


The offer is also available in conjunction with Help to Buy products, which means borrowers can purchase a home from a minimum of 5% deposit and also receive 1% cashback on the whole mortgage balance.

Craig McKinlay, mortgages director, Halifax, said: “This shows our ongoing commitment to first-time buyers and gives practical help with things like moving costs.

“One of the Halifax’s key priorities is to help more first-time buyers get on the property ladder, and with this offer the Halifax is giving extra cash to help them at what is an expensive time.”

The offer includes shared ownership and shared equity but excludes product transfer, further advances and home mover application through Halifax Intermediaries

The cashback is calculated as 1% of the whole mortgage balance including fees, such as mortgage account fee and product fee, added to the mortgage.


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