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Lower rates and increased LTVs across Roma’s product range

Roma Finance has slashed rates and increased loan-to-values (LTVs) and loan amounts across its product range.

The bridging, buy-to-let and development finance lender has reduced the standard rate for residential investment property bridging to 0.65% per month with no exit fee, and a maximum LTV of 70%. Loan terms are three to 12 months.

Refurbishment rates have also been cut, now starting at 0.85% with an LTV up to 70%.


The recently launched development finance product now has rates available from 1.00% per month for sites of up to six units, with a maximum term of 18 months.

The commercial bridging solution – introduced at the same time – is now available with rates from 1.10% and an increased LTV of 60%.

Meanwhile, maximum loan sizes have been increased to £3 million and exit fees have been removed from the majority of the range.

Nick Jones, commercial director at Roma Finance, comments: “With increasing distribution and support from our funding lines to help us keep pace with the growing demand, now is the time to ensure to we have the right criteria and solutions to meet the appetite for growth within the business.”

“Business levels have grown significantly and we are maintaining the upwards trajectory. We are continuing to expand the Roma Finance team and the new lower rates will further stimulate our business in a focused and strategic way and we will continue to deliver excellent service to our intermediary partners and customers.”


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