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Peter Merrick
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Annualised cost over 2 years is 3.35% + 2.5% = 5.85%, which is quite competitive at the moment. The option of adding the fee to the loan effectively allows the owner to have reduced capital repayments for a time, thus temporarily relieving the pressure on finances until they can afford higher payments again.
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From: Peter Merrick
18 October 2023 15:19 PM