The average five-year fixed mortgage rate is now 4.97%, down from 5.91 % a year ago; and the average two-year fixed...
Archive
![Boom for low deposit mortgages as shelf-lives increase - Moneyfacts](/upload/images/3%20shutterstock_1487630333.jpg)
The availability of deals at 95% loan-to-value has risen to its highest point in over two years. Overall, it was the fifth...
10 July 2024
From: Breaking News
![What’s Happened to Mortgage Rates Since 2010?](/upload/images/240617%20%2004.jpg)
Moneyfacts has analysed the movements in mortgage rates since the Conservatives came to office in 2010. Average two-year fixed mortgage rates fluctuated...
17 June 2024
From: Breaking News
![Mortgage Shelf Life Halved in just One Month - new figures](/upload/images/240612%20%2001.jpg)
oneyfacts data reveals the average shelf-life of a mortgage has dropped to 15 days, down from 28 days a month prior. Month-on-month...
12 June 2024
From: Breaking News
![Mortgage product choices boom with some at 16-year high](/upload/images/24%2005%2020%20%2003.jpg)
Independent mortgage monitor service Moneyfacts says rises to average two- and five-year fixed mortgage rates have gained pace month-on-month. The overall five-year...
20 May 2024
From: Breaking News
![Interest Rate impact on Mortgages - a six month analysis](/upload/images/24%2005%2013%20%2003.jpg)
Interest rates for borrowers have shown mixed signs of both rises and falls over the past six months. Moneyfactscompare has analysed...
13 May 2024
From: Breaking News
![Rates Continue to Fluctuate Across Mortgage Sectors](/upload/images/240325%20%2003.jpg)
Since the start of September 2023, the average two-year fixed rate has fallen from 6.70% to 5.76% and the average five-year...
25 March 2024
From: Breaking News
![Two year fixes fall by fastest rate since 2022 - Moneyfacts](/upload/images/24%2002%2019%20%2003.jpg)
Average mortgage rates on the overall two- and five-year fixed rate deals have now been falling for six consecutive months. The overall...
19 February 2024
From: Breaking News
![Choice of Mortgage Deals on the rise as rates dip](/upload/images/24%2001%2017%2001.jpg)
The UK’s residential mortgage market has started 2024 with the biggest choice of products for prospective borrowers in over 15 years. A...
17 January 2024
From: Breaking News
![Nationwide’s Warning - no housing market rebound likely in 2024](/upload/images/24%2001%2010%2003.jpg)
There’s no prospect of a rapid recovery for the housing market in 2024 despite some green shoots appearing. The warning comes from...
10 January 2024
From: Breaking News
![Twenty straight weeks of small but important rate drops](/upload/images/23%2012%2018%201.jpg)
Since the peak in July, the average five year fixed mortgage rate has reduced from 6.11 to 5.07 per cent while...
18 December 2023
From: Breaking News
![Rightmove’s Weekly Mortgage Tracker shows more falls](/upload/images/23%2011%2027%2002.jpg)
The average five-year fixed mortgage rate is now 5.21%, down from 5.62% a year ago The average two-year fixed mortgage rate is...
27 November 2023
From: Breaking News
![Average Mortgage Rates Continue To Drop](/upload/images/__thumbs/23%2010%2009%2002%20by%20Graham%20Norwood.jpg/23%2010%2009%2002%20by%20Graham%20Norwood__400x267.jpg)
It’s now the tenth week that average rates of dropped, as the slow but steady downward trend of fixed-mortgage rates continues. As...
09 October 2023
From: Breaking News
![Brokers Slam NatWest For 'Not Acting In Consumer Interest'](/upload/images/__thumbs/23%2009%2027%200.jpg/23%2009%2027%200__400x197.jpg)
Brokers have criticised NatWest for allegedly offering a sub-5.0 per cent 60 per cent LTV five -year fixed mortgage rate direct...
27 September 2023
From: Breaking News
![Six Weeks of Rate Cuts - and strong hopes of more to come soon](/upload/images/__thumbs/23%2009%2011%201.jpg/23%2009%2011%201__400x267.jpg)
After six consecutive weeks of mortgage rate reductions - and the expectation of more soon - there are hopes of sub-5.0...
11 September 2023
From: Breaking News
![Absolute Lunacy - mortgage industry responds to latest rate rise](/upload/images/5%20BankofEngland_4-400x310.png)
The Bank of England’s latest base rate rise - up 0.25 per cent to 5.25 per cent - has been poorly...
08 August 2023
From: Breaking News
![Interest rates WILL go up next week … and maybe after that](/upload/images/3%20Housing_Market-400x310.png)
There’s general agreement amongst brokers and other finance sector professionals that the Bank of England will next week raise interest rates...
25 July 2023
From: Breaking News
![Revealed - figures show scale of mortgage deals pull-out](/upload/images/__thumbs/Revealed%20-%20figures%20show%20scale%20of%20mortgage%20deals%20pull-out.jpg/Revealed%20-%20figures%20show%20scale%20of%20mortgage%20deals%20pull-out__400x258.jpg)
A new analysis by Moneyfactscompare - perhaps still better known by its old name, Moneyfacts - shows precisely how many mortgage...
06 June 2023
From: Breaking News
![Mortgage rises put squeeze on buyers](/upload/images/Shutterstock-only%20images/Property%20Market/3-MortgageRates1.png)
Mortgage interest rates increased by 2.56% in 2022, with a sharp increase from 1.51% in January to a record 4.07% on...
28 March 2023
From: Breaking News
![Finance expert offers spoonful of sugar to mortgage holders](/upload/images/Finance%20expert%20offers%20intro%20team%20Adrian%20Anderson%20-%20Anderson%20Harris.jpg)
Mortgage holders swallowed another bitter pill last week when the Bank of England raised interest rates for the tenth consecutive time. The...
07 February 2023
From: Breaking News
![Moving in a positive direction – expert reacts to interest rate rise](/upload/images/Housing%20Market%20%26%20Property%20Images/House-Percentage-MortgageRates-400x310.jpg)
Last week (June 16), the Bank of England increased the base rate by 0.25%, up from 1.00% to 1.25%. In response, Moneyfacts.co.uk...
21 June 2022
From: Breaking News
![Competition at higher LTVs benefits first-time buyers](/img/default/it.png)
Data from Moneyfacts UK found the average two-year fixed rate at max 95% loan-to-value (LTV) is at a record low, while...
14 December 2018
From: Breaking News
![Fixed-rate mortgages plunge to fresh lows](/img/default/it.png)
Two, three and five-year fixed rate mortgages have plunged to new lows despite speculation of a base rate rise next year. Comparison...