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Mortgage Trust refreshes mortgage range

Mortgage Trust has refreshed its buy-to-let mortgage range.

It has unveiled new two, three and five-year fixed rate products at up to 80% LTV, plus a selection of tracker products.

The new range includes a two-year fixed rate at 3.05% to 75% LTV and 3.45% at 80% LTV.


It also features a five-year fixed rate product at 3.70% available up to 75% LTV.

Mortgage Trust and Paragon Mortgages are increasing their interest coverage ratio to 5.35%, for single self-contained property applications.

John Heron, director of mortgages, said: “Our refreshed Mortgage Trust product range is designed to give intermediaries as much variety as possible – whilst maintaining our competitive edge and high level of customer satisfaction.

“We already have market leading low levels of arrears but, in addition to maintaining the matrix approach to assessing affordability we already have in place, we are also moving to increase our minimum interest coverage ratio - building further sustainability into our loan book.”


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