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3mc partners with Precise Mortgages to offer Help to Buy exclusives

Mortgage distributor 3mc has launched a range of exclusive Help to Buy products in partnership with Precise Mortgages. As a result, the products will include enhanced service through 3mc’s New Build Priority Processing Team.

The new and exclusive products are up to 0.20% cheaper than Precise’s core Help to Buy range; available up to 75% loan-to-value (LTV), with two-year fixed rates from 3.99% and five-year fixed rates from 4.14%. The lender is prepared to consider customers with a less than perfect credit record as part of the range, while the products include refunded valuation fees and fixed fees to help consumers with their upfront costs.

“When it comes to new build, clients are often competing against other potential buyers and so time is of the essence,” Doug Hall, director of 3mc, commented.


“We launched our New Build Priority Processing Team to ensure that borrowers with specialist circumstances don’t have to miss out on the speed of service they need to secure the home they want.” 

He added: “With the launch of these Help to Buy exclusives from Precise Mortgages, we are making buying a new build home even more accessible to borrowers with less than perfect credit history and we are in discussions with other lenders to identify more products we can launch to benefit new build clients.”

Alan Cleary, managing director at Precise Mortgages, also offered his view on the partnership: “3mc has recognised the importance of service in the new build market and we have worked closely with Doug and his team to ensure that Precise is able to deliver specialist Help to Buy case assessments within 48 hours and offers within 21 days,” he said.


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