Over the last ten years, the mortgage market in the UK has changed significantly. Alongside increased regulation of the industry, stricter...
Archive
30 October 2020
From: Legislation, Regulation & Compliance

Clarion Events, Mortgage Business Expo’s parent company, has drafted a programme of enhanced safety measures to reduce the risk caused by...
14 August 2020
From: Breaking News

Kent Reliance for Intermediaries, part of the specialist lending and retail savings group OneSavings Bank plc, has launched a new large...
12 August 2020
From: Breaking News

The Financial Intermediary & Broker Association (FIBA) is asking members to consider the Bank of England’s (BoE’s) warning about lenders cutting...
06 November 2019
From: Breaking News

The property finance industry is rapidly changing. Everyone who’s part of it wants to know where we are heading, what’s working...
02 October 2019
From: Breaking News

Both the volume and value of flexible payments from pensions has hit a new high, according to Moneyfacts. Data from the money...
29 August 2019
From: Breaking News

Less than 5% of tracker rate mortgages are available on the market, which reflects the current ‘lack of appetite’ for variable...
14 August 2019
From: Breaking News

Mortgage Business Expo (MBE) London, taking place on October 16, will feature a keynote presentation by the Bank of England (BoE). Rob...
26 June 2019
From: Breaking News

Data from Moneyfacts UK found the average two-year fixed rate at max 95% loan-to-value (LTV) is at a record low, while...
14 December 2018
From: Breaking News

First-time buyers and existing homeowners capitalised on low rates across the market in October, according to fresh research from e.surv. Its latest...
16 November 2018
From: Breaking News

Average property prices in the three months to October were 1.5% higher than in the same three months a year ago,...
09 November 2018
From: Breaking News

First-time buyers and others with small deposits took a greater share of the market last month than in August, according to...
17 October 2018
From: Breaking News

The Mortgage Alliance (TMA) has announced the launch of its Base Rate Hub for its advisers following the recent base rate...
21 November 2017
From: Breaking News

Borrowers are still opting for variable mortgages despite the Bank of England base rate increase, new figures from Yorkshire Building Society...
14 November 2017
From: Breaking News

Yorkshire Building Society has seen a surge in fixed rate mortgage applications from borrowers ahead of a potential Bank of England...
31 October 2017
From: Breaking News

Freedom Finance has urged UK families to examine their finances after revealing that an average mortgage bill could increase more than...
18 September 2017
From: Breaking News

Landlords are being urged to remortgage in order to prepare for the reformed buy-to-let lending criteria due to be introduced in...
31 August 2017
From: Breaking News

The Association of Short Term Lenders has announced the first two speakers - Lorna O’Brien of the Financial Conduct Authority (FCA)...
16 August 2017
From: Breaking News

Castle Trust Capital has announced the implementation of its PRA Phase 2 changes, which require a specialist approach to underwriting for...
14 August 2017
From: Breaking News

Accord Mortgages has launched a new tracker mortgage with no early repayment charges. The lender says this new product will give borrowers...
24 February 2017
From: Breaking News

Mortgage borrowers in Scotland are the most proactive when it comes to switching products, according to new research. A YouGov study, commissioned...
17 February 2017
From: Breaking News

Homeowners remortgaged for an average of £15,000 more in 2016 than they did two years ago, with 57% of remortgage cases...
01 February 2017
From: Breaking News

Two new five year fixed-rate buy-to-let products have been launched by Furness for Intermediaries, strengthening the firm's product range and its...
01 February 2017
From: Breaking News

The latest product data analysis from Mortgage Brain has revealed that recent predictions about potential increases in mortgage costs are starting...
18 January 2017
From: Breaking News

Just over two months since the Bank of England cut the base interest rate to 0.25%, an array of lenders are...
21 October 2016
From: Breaking News

Following the Bank of England's decision to cut the base rate to 0.25%, a fifth of 18 to 34 year-olds could...
24 August 2016
From: Breaking News

The NACFB’s annual survey results aren’t in yet but there is one prediction I feel I can safely make. The total business...
19 July 2016
From: Breaking News

Despite intense speculation that interest rates would be cut, the Bank of England has confirmed that its base rate will remain...
14 July 2016
From: Breaking News

Back in 1980 I took out my first mortgage to buy a flat in Birmingham. The flat was very affordable and...
13 June 2016
From: Breaking News

Nine out 10 borrowers are opting to fix their mortgages despite little sign of forthcoming base rate hike. Historically low mortgage interest...
26 May 2016
From: Breaking News

The average cost of tracker mortgages is on the increase as the result of falling demand from borrowers, according to Moneyfacts.co.uk. The...
05 May 2016
From: Breaking News

The latest edition of the Bank of England’s Money and Credit Figures show mortgage lending was strong in the first quarter...
03 May 2016
From: Breaking News

The Bank of England’s monetary policy committee has held interest rates again with a unanimous 9-0 vote yesterday and experts say there is...
15 April 2016
From: Breaking News

The joint crackdown on buy-to-let by Chancellor George Osborne and the Bank of England is deterring just 14% of landlords from...
01 April 2016
From: Breaking News

Brokers have welcomed latest Bank of England statistics that show a jump in mortgage approvals in February. The increase was partly down to...
01 April 2016
From: Breaking News

Mortgage brokers and property experts are warning that the latest attempt to dampen the buy-to-let market could backfire. The Bank of England...
31 March 2016
From: Breaking News

House purchase values rose 20% in the final quarter of 2015 yet there was also a worrying drop in higher-LTV lending. The...
09 March 2016
From: Breaking News

The average buy-to-let investor could make a loss of £325 a year if the Bank of England lifted interest rates by...
03 March 2016
From: Breaking News

Kent Reliance has launched a new mortgage proposition for one-year self-employed professionals. The specialist mortgage lender for intermediaries bolstered its proposition for...
02 March 2016
From: Breaking News

The rush to complete buy-to-let purchases before April has driven mortgage approvals to a two-year high, property experts say. The number of...
01 March 2016
From: Breaking News

Gross mortgage lending surged 38% in the past year to hit £13.6 billion last month, the highest figure for nearly eight...
25 February 2016
From: Breaking News

Access to the mortgage market is widening as lenders rediscover their appetite for higher-LTV lending. Lenders have partly been encouraged by Government...
11 February 2016
From: Breaking News

The Bank of England voted to hold interest rates by 9-0 yesterday which means they will stay at 0.5% for a full seven...
05 February 2016
From: Breaking News

New figures show the housing market defying the traditional seasonal slowdown in December as mortgage approvals hit a two-year high. The number of...
02 February 2016
From: Breaking News

Lenders shrugged off rumours of a base rate hike and continued to cut mortgage rates at the end of last year. Fixed...
26 January 2016
From: Breaking News

The prospect of a base rate hike has receded even further after Bank of England governor Mark Carney said now is...
20 January 2016
From: Breaking News

Mortgage rates look set to remain unchanged this year as the Bank of England held base rates once again yesterday. Analysts have pushed back...
15 January 2016
From: Breaking News

Britons are unprepared for rising mortgage rates even though nearly three-quarters would see their monthly repayments rise if the base rate...
14 January 2016
From: Breaking News

The besieged buy-to-let sector has enjoyed a rare piece of good news as a new study says landlords are displaying "considerable financial...
07 January 2016
From: Breaking News

Mortgage approvals for house purchases rose again in November as the market defied a seasonal winter slowdown. Loan approvals for house purchases...
05 January 2016
From: Breaking News

The number of first-time buyers rose by almost a quarter in 2015 despite growing fears that they are being squeezed out...
05 January 2016
From: Breaking News

The Bank of England is in no rush to raise interest rates next year, rate setter Martin Weale has said. He said...
22 December 2015
From: Breaking News

The Treasury has launched a consultation on giving the Bank of England more powers to control buy-to-let and could introduce new lending...
18 December 2015
From: Breaking News

The crackdown on buy-to-let has already begun as banks voluntarily tighten their lending rules ahead of official action. Bank of England governor Mark...
15 December 2015
From: Breaking News

The IMF has warned that the UK's unbalanced housing market could threaten future economic growth. It said the UK economy is on...
14 December 2015
From: Breaking News

Buy-to-let is in the line of fire again with reports that officials at the Basel Committee are looking to get tough on...
11 December 2015
From: Breaking News

Chancellor George Osborne isn't alone in launching an attack on buy-to-let, Bank of England governor Mark Carney is also muscling in on the act. Carney...
02 December 2015
From: Breaking News

November has seen the smallest seasonal drop in new seller asking prices since 2011, setting the scene for higher prices in...
16 November 2015
From: Breaking News

The Help to Buy mortgage guarantee scheme has boosted both first-time buyer lending and higher-LTV mortgages, new figures show. The number of...
10 November 2015
From: Breaking News

The mortgage industry faces months or years of the increasingly tiresome "will they, won't they" interest rate hike game after a...
06 November 2015
From: Breaking News

A dip in the number of mortgage approvals for house purchases in September was offset by a sharp rise in remortgaging. The Bank...
30 October 2015
From: Breaking News

Mortgage approvals leapt 24% in the year to September driven by a resurgence in remortgaging. Remortgages jumped 40% over the year, against...
27 October 2015
From: Breaking News

Brokers have criticised Chancellor George Osborne's hint that the Bank of England will be given new powers to regulate the buy-to-let...
26 October 2015
From: Breaking News

Specialist mortgage lender Masthaven Finance has applied to become a bank offering home loans and fixed-interest savings. It has now submitted its banking...
15 October 2015
From: Breaking News

NatWest Intermediary Solutions has reduced its loan-to-income (LTI) maximums for mortgage applications up to 85% LTV. It has reduced its maximum LTI...
13 October 2015
From: Breaking News

Mortgage brokers could see business levels decline as the prospect of an early base rate hike recedes. Fears that the Bank of...
09 October 2015
From: Breaking News

HSBC has announced a reduction in a wide range of home loan rates. The bank has cut the cost of a...
02 October 2015
From: Breaking News

A new report from the Bank of England shows that approvals of loans for house purchases hit a 2015 high in...
01 October 2015
From: Breaking News

Fears that the Bank of England will soon raise the base rate from its all-time low is driving a rise in...
30 September 2015
From: Breaking News

The Bank of England has ruled out intervention in the UK buy-to-let market despite fears that its growth could pose a...
28 September 2015
From: Breaking News

Potential increases in the Bank of England base rate and knock-on effects on mortgage costs should not worry most homeowners, a...
28 September 2015
From: Breaking News

The prospect of an interest rate hike in the UK may be closer than markets realise, according to a Bank of...
15 September 2015
From: Breaking News

Lenders have launched another round of "best ever" mortgage rates as the prospect of a Bank of England base rate hike recedes further...
11 September 2015
From: Breaking News

Landlords with standard buy-to-let properties will lose money when interest rates start rising, new research shows. This would be a double blow...
01 September 2015
From: Breaking News

Bank of England governor Mark Carney has said interest rates are likely to increase despite the deflationary impact of the Chinese...
01 September 2015
From: Breaking News

Brokers are buzzing with confidence after new figures showed the mortgage market enjoyed its best July for seven years. Gross mortgage lending...
21 August 2015
From: Breaking News

The Bank of England has dropped another hint that interest rates are set to rise with departing policy maker David Miles...
20 August 2015
From: Breaking News

Yesterday's shock rise in core inflation could bring forward the date of the first Bank of England base rate hike, analysts...
19 August 2015
From: Breaking News

Brokers and analysts don't expect base rates to rise until at least 2016 after the Bank of England held base rates...
07 August 2015
From: Breaking News

New figures suggest that mortgage rates are continuing to fall despite growing expectations of a base rate hike. There was a further...
06 August 2015
From: Breaking News

Lenders have started to push up the cost of their mortgage deals as the Bank of England moves a step closer to the first base...
05 August 2015
From: Breaking News

Mortgage rates continue to fall despite reports that lenders are already pulling their cheapest deals in advance of the first Bank...
30 July 2015
From: Breaking News

Official figures showing GDP rose a robust 0.7% in the second quarter will add to pressure on the Bank of England...
29 July 2015
From: Breaking News

Lenders have started to withdraw their best mortgage deals in advance of the anticipated hike in base rates, threatening rising costs across the...
27 July 2015
From: Breaking News

House price growth in the UK's leading cities is set to hit 10% this year as the market recovery continues. The Hometrack UK...
24 July 2015
From: Breaking News

The Bank of England could be handed new powers to restrict buy-to-let lending and curb the property boom. Chancellor George Osborne is...
22 July 2015
From: Breaking News

Brokers are urging borrowers to remortgage as the age of record low mortgage rates draws to a close. Last week, Bank of England governor...
20 July 2015
From: Breaking News

The government and the Bank of England must not put too much of the blame for a lack of housing supply...
16 July 2015
From: Breaking News

Demand for mortgage lending has risen to its highest level since the end of 2013, new figures from the Bank of...
14 July 2015
From: Breaking News

The Bank of England is facing criticism for recent comments which warned of the dangers to the UK economy of the...
07 July 2015
From: Breaking News

The Bank of England has warned that the booming buy-to-let market poses a threat to the financial stability of the UK. It...
03 July 2015
From: Breaking News

Brokers have welcomed the absence of fresh controls on residential borrowing in latest Bank of England Financial Stability Report. That is in...
02 July 2015
From: Breaking News

The number of remortgages grew strongly in May as homeowners took advantage of rising house prices and the lender price war...