Archive

Nisha Vaidya, mortgage expert at Uswitch, explains how homeowners can use low-interest rates to their advantage and help make their mortgage more...

According to new research from estate agents Purplebricks, 43% of today’s first-time buyers (FTBs) have fully funded their own deposit. While...

Mortgage technology provider Twenty7Tec has completed an APPLY integration with Accord. The move will enable users of CloudTwenty7 to seamlessly submit applications...

Savings made during lockdown have allowed some borrowers to reduce their debt commitments, with a record £17.6 billion of mortgages repaid...

The total value of new mortgages set to be handed out in the coming months reached its highest level since 2007...

Over the last ten years, the mortgage market in the UK has changed significantly. Alongside increased regulation of the industry, stricter...

Clarion Events, Mortgage Business Expo’s parent company, has drafted a programme of enhanced safety measures to reduce the risk caused by...

Kent Reliance for Intermediaries, part of the specialist lending and retail savings group OneSavings Bank plc, has launched a new large...

The Financial Intermediary & Broker Association (FIBA) is asking members to consider the Bank of England’s (BoE’s) warning about lenders cutting...

The property finance industry is rapidly changing. Everyone who’s part of it wants to know where we are heading, what’s working...

Both the volume and value of flexible payments from pensions has hit a new high, according to Moneyfacts. Data from the money...

Less than 5% of tracker rate mortgages are available on the market, which reflects the current ‘lack of appetite’ for variable...

Mortgage Business Expo (MBE) London, taking place on October 16, will feature a keynote presentation by the Bank of England (BoE). Rob...

Data from Moneyfacts UK found the average two-year fixed rate at max 95% loan-to-value (LTV) is at a record low, while...

First-time buyers and existing homeowners capitalised on low rates across the market in October, according to fresh research from e.surv. Its latest...

Average property prices in the three months to October were 1.5% higher than in the same three months a year ago,...

First-time buyers and others with small deposits took a greater share of the market last month than in August, according to...

The Mortgage Alliance (TMA) has announced the launch of its Base Rate Hub for its advisers following the recent base rate...

Borrowers are still opting for variable mortgages despite the Bank of England base rate increase, new figures from Yorkshire Building Society...

Yorkshire Building Society has seen a surge in fixed rate mortgage applications from borrowers ahead of a potential Bank of England...

Freedom Finance has urged UK families to examine their finances after revealing that an average mortgage bill could increase more than...

Landlords are being urged to remortgage in order to prepare for the reformed buy-to-let lending criteria due to be introduced in...

The Association of Short Term Lenders has announced the first two speakers - Lorna O’Brien of the Financial Conduct Authority (FCA)...

Castle Trust Capital has announced the implementation of its PRA Phase 2 changes, which require a specialist approach to underwriting for...

Accord Mortgages has launched a new tracker mortgage with no early repayment charges. The lender says this new product will give borrowers...

Mortgage borrowers in Scotland are the most proactive when it comes to switching products, according to new research. A YouGov study, commissioned...

Homeowners remortgaged for an average of £15,000 more in 2016 than they did two years ago, with 57% of remortgage cases...

Two new five year fixed-rate buy-to-let products have been launched by Furness for Intermediaries, strengthening the firm's product range and its...

The latest product data analysis from Mortgage Brain has revealed that recent predictions about potential increases in mortgage costs are starting...

Just over two months since the Bank of England cut the base interest rate to 0.25%, an array of lenders are...

Following the Bank of England's decision to cut the base rate to 0.25%, a fifth of 18 to 34 year-olds could...

The NACFB’s annual survey results aren’t in yet but there is one prediction I feel I can safely make. The total business...

Despite intense speculation that interest rates would be cut, the Bank of England has confirmed that its base rate will remain...

Back in 1980 I took out my first mortgage to buy a flat in Birmingham. The flat was very affordable and...

Nine out 10 borrowers are opting to fix their mortgages despite little sign of forthcoming base rate hike. Historically low mortgage interest...

The average cost of tracker mortgages is on the increase as the result of falling demand from borrowers, according to Moneyfacts.co.uk. The...

The latest edition of the Bank of England’s Money and Credit Figures show mortgage lending was strong in the first quarter...

The Bank of England’s monetary policy committee has held interest rates again with a unanimous 9-0 vote yesterday and experts say there is...

The joint crackdown on buy-to-let by Chancellor George Osborne and the Bank of England is deterring just 14% of landlords from...

Brokers have welcomed latest Bank of England statistics that show a jump in mortgage approvals in February. The increase was partly down to...

Mortgage brokers and property experts are warning that the latest attempt to dampen the buy-to-let market could backfire. The Bank of England...

House purchase values rose 20% in the final quarter of 2015 yet there was also a worrying drop in higher-LTV lending. The...

The average buy-to-let investor could make a loss of £325 a year if the Bank of England lifted interest rates by...

Kent Reliance has launched a new mortgage proposition for one-year self-employed professionals. The specialist mortgage lender for intermediaries bolstered its proposition for...

The rush to complete buy-to-let purchases before April has driven mortgage approvals to a two-year high, property experts say. The number of...

Gross mortgage lending surged 38% in the past year to hit £13.6 billion last month, the highest figure for nearly eight...

Access to the mortgage market is widening as lenders rediscover their appetite for higher-LTV lending. Lenders have partly been encouraged by Government...

The Bank of England voted to hold interest rates by 9-0 yesterday which means they will stay at 0.5% for a full seven...

New figures show the housing market defying the traditional seasonal slowdown in December as mortgage approvals hit a two-year high. The number of...

Lenders shrugged off rumours of a base rate hike and continued to cut mortgage rates at the end of last year. Fixed...

The prospect of a base rate hike has receded even further after Bank of England governor Mark Carney said now is...

Mortgage rates look set to remain unchanged this year as the Bank of England held base rates once again yesterday. Analysts have pushed back...

Britons are unprepared for rising mortgage rates even though nearly three-quarters would see their monthly repayments rise if the base rate...

The besieged buy-to-let sector has enjoyed a rare piece of good news as a new study says landlords are displaying "considerable financial...

Mortgage approvals for house purchases rose again in November as the market defied a seasonal winter slowdown. Loan approvals for house purchases...

The number of first-time buyers rose by almost a quarter in 2015 despite growing fears that they are being squeezed out...

The Bank of England is in no rush to raise interest rates next year, rate setter Martin Weale has said. He said...

The Treasury has launched a consultation on giving the Bank of England more powers to control buy-to-let and could introduce new lending...

The crackdown on buy-to-let has already begun as banks voluntarily tighten their lending rules ahead of official action. Bank of England governor Mark...

The IMF has warned that the UK's unbalanced housing market could threaten future economic growth. It said the UK economy is on...

Buy-to-let is in the line of fire again with reports that officials at the Basel Committee are looking to get tough on...

Chancellor George Osborne isn't alone in launching an attack on buy-to-let, Bank of England governor Mark Carney is also muscling in on the act. Carney...

November has seen the smallest seasonal drop in new seller asking prices since 2011, setting the scene for higher prices in...

The Help to Buy mortgage guarantee scheme has boosted both first-time buyer lending and higher-LTV mortgages, new figures show. The number of...

The mortgage industry faces months or years of the increasingly tiresome "will they, won't they" interest rate hike game after a...

A dip in the number of mortgage approvals for house purchases in September was offset by a sharp rise in remortgaging. The Bank...

Mortgage approvals leapt 24% in the year to September driven by a resurgence in remortgaging. Remortgages jumped 40% over the year, against...

Brokers have criticised Chancellor George Osborne's hint that the Bank of England will be given new powers to regulate the buy-to-let...

Specialist mortgage lender Masthaven Finance has applied to become a bank offering home loans and fixed-interest savings. It has now submitted its banking...

NatWest Intermediary Solutions has reduced its loan-to-income (LTI) maximums for mortgage applications up to 85% LTV. It has reduced its maximum LTI...

Mortgage brokers could see business levels decline as the prospect of an early base rate hike recedes. Fears that the Bank of...

HSBC has announced a reduction in a wide range of home loan rates. The bank has cut the cost of a...

A new report from the Bank of England shows that approvals of loans for house purchases hit a 2015 high in...

Fears that the Bank of England will soon raise the base rate from its all-time low is driving a rise in...

The Bank of England has ruled out intervention in the UK buy-to-let market despite fears that its growth could pose a...

Potential increases in the Bank of England base rate and knock-on effects on mortgage costs should not worry most homeowners, a...

The prospect of an interest rate hike in the UK may be closer than markets realise, according to a Bank of...

Lenders have launched another round of "best ever" mortgage rates as the prospect of a Bank of England base rate hike recedes further...

Landlords with standard buy-to-let properties will lose money when interest rates start rising, new research shows. This would be a double blow...

Bank of England governor Mark Carney has said interest rates are likely to increase despite the deflationary impact of the Chinese...

Brokers are buzzing with confidence after new figures showed the mortgage market enjoyed its best July for seven years. Gross mortgage lending...

The Bank of England has dropped another hint that interest rates are set to rise with departing policy maker David Miles...

Yesterday's shock rise in core inflation could bring forward the date of the first Bank of England base rate hike, analysts...

Brokers and analysts don't expect base rates to rise until at least 2016 after the Bank of England held base rates...

New figures suggest that mortgage rates are continuing to fall despite growing expectations of a base rate hike. There was a further...

Lenders have started to push up the cost of their mortgage deals as the Bank of England moves a step closer to the first base...

Mortgage rates continue to fall despite reports that lenders are already pulling their cheapest deals in advance of the first Bank...

Official figures showing GDP rose a robust 0.7% in the second quarter will add to pressure on the Bank of England...

Lenders have started to withdraw their best mortgage deals in advance of the anticipated hike in base rates, threatening rising costs across the...

House price growth in the UK's leading cities is set to hit 10% this year as the market recovery continues. The Hometrack UK...

The Bank of England could be handed new powers to restrict buy-to-let lending and curb the property boom. Chancellor George Osborne is...

Brokers are urging borrowers to remortgage as the age of record low mortgage rates draws to a close. Last week, Bank of England governor...

The government and the Bank of England must not put too much of the blame for a lack of housing supply...

Demand for mortgage lending has risen to its highest level since the end of 2013, new figures from the Bank of...

The Bank of England is facing criticism for recent comments which warned of the dangers to the UK economy of the...

The Bank of England has warned that the booming buy-to-let market poses a threat to the financial stability of the UK. It...

Brokers have welcomed the absence of fresh controls on residential borrowing in latest Bank of England Financial Stability Report. That is in...

The number of remortgages grew strongly in May as homeowners took advantage of rising house prices and the lender price war...

Brokers have welcomed new official figures showing that house prices in England and Wales are within a whisker of their all-time high. House...