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KEYWORD "Government" - 101 RESULTS
Record long mortgage terms for first time buyers

An analysis of government house price data by business consultancy Hargreaves Lansdown suggests the typical mortgage term for a first time...

17 April 2024

From: Breaking News

MPs To Probe Home Buyer Information - is it good enough?

MPs on the all-party Levelling Up, Housing and Communities Select Committee want to quiz representatives from across the house selling community about...

17 April 2024

From: Breaking News

Wealthier Home Movers Undeterred by General Election

The majority of buyers and sellers in the prime housing market will not be deterred by the upcoming General Election, claims...

17 April 2024

From: Breaking News

Over 120,000 borrowers slash payments via Mortgage Charter

Monthly payments on some 123,000 home loan accounts were cut in the first eight months of the government’s Mortgage Charter.   The...

15 April 2024

From: Breaking News

Shared Ownership has failed to deliver - MPs slam process and costs

Shared ownership has failed to deliver an affordable route to home ownership for too many and for too long, says a...

10 April 2024

From: Breaking News

Housing Market Revival down to high premiums on new builds - claim

A property software business says its research shows that the housing market revival is driven by the premiums levied on new...

10 April 2024

From: Breaking News

How Do First Time Buyers afford to get on the property ladder?

A 2,000-person survey has revealed the diverse financial routes that first time buyers take to get on the property ladder. The survey...

04 April 2024

From: Breaking News

Lender hires TV property guru to highlight empty homes scandal

Homes Under The Hammer property expert Lucy Alexander is fronting a new campaign to identify empty homes and bring them back...

27 March 2024

From: Breaking News

Construction: hope for long-term improvement as approvals rise

The beleaguered construction sector - a good early indicator of later sales activity - has seen a welcome boost in some...

27 March 2024

From: Breaking News

Mortgage Reforms urged to boost Home Ownership

A think tank is urging the UK government to initiate mortgage market reforms to promote higher home ownership. The Social Market Foundation...

27 March 2024

From: Breaking News

Budget Day - Rightmove pours cold water on 99% mortgage idea

Rightmove says the housing market needs a more innovative mortgage initiative than the 99 per cent idea floated by the government. The...

06 March 2024

From: Breaking News

Coupling Up - why so many mortgage applicants are duos

A property agency has analysed the lending and housing markets to work out why so many mortgage applicants are couples. Benham and...

21 February 2024

From: Breaking News

UK Finance lobbies government for new Help To Buy and less Stamp Duty

Lenders’ trade body UK Finance wants the government to use next month’s Budget to announce a new Help to Buy scheme...

14 February 2024

From: Breaking News

Lender’s internal data reveals shocking fast-growing arrears

Global intelligence company Pepper Advantage, which has a portfolio of over 100,000 UK residential mortgages, says there’s been a dramatic increase...

07 February 2024

From: Breaking News

Falling house prices and big mortgages – three major risks

Business consultancy Hargreaves Lansdown has identified three major risks associated with the current market, characterised by falling house prices and larger...

07 February 2024

From: Breaking News

House builders back Labour for long term construction growth

A Knight Frank survey of 50 house builders shows a staggering 70 per cent support for Labour to win the next...

07 February 2024

From: Breaking News

Shock government figure means likely delays to first rate cut

There are growing fears that the hoped-for Bank of England base rate cut this spring - the first off possibly several...

22 January 2024

From: Breaking News

Building Society demands stamp duty exemptions for downsizers

The Family Building Society has commissioned the London School of Economics to explore the UK’s housing. Its report - called A Road...

17 January 2024

From: Breaking News

First Time Buyers and mortgages - new study shows the help they get

A high proportion of first time buyers take advantage of some form of assistance when purchasing their initial home. That’s the verdict...

15 January 2024

From: Breaking News

Awareness of Green Mortgages plummets - new figures

Awareness of green mortgages is dipping among buyers, according to new research. Almost two thirds of mortgage advisers say their clients have...

10 January 2024

From: Breaking News

Crackdown on Property Sector Corruption announced by government

The government has launched a consultation setting out plans to improve the transparency of land trust information. Land ownership through a trust...

08 January 2024

From: Breaking News

Tories float plan for more long-term mortgages to boost house buying

The Conservatives are working on a series of schemes to help first time buyers to be unveiled at the Budget in...

03 January 2024

From: Breaking News

More Lenders offer Mortgages on Homes hit with Building Safety issues

Three high street lenders - Virgin Money, TSB and Skipton Building Society - have joined the commitment to offer mortgages on...

03 January 2024

From: Breaking News

Falling swap rates indicate lower mortgage rates - eventually

Mortgage rates are predicted to fall next year as lenders take advantage of cheaper funding, after figures show that average swap...

20 December 2023

From: Breaking News

Unpredictable interest rates could spell upheaval for housing market

A new survey - going against the trend of other housing market studies - suggests that house prices could rise six...

13 December 2023

From: Breaking News

Plea to lenders to understand more complex mortgage applicants

Some 40 per cent of self-employed individuals think lenders need to be more understanding when it comes to those with complex...

11 December 2023

From: Breaking News

Mortgage industry’s low LTVs blamed for homes being empty

Low loan to value ratios from mortgage lenders are leaving an estimated 90,000 new build homes empty across the UK as...

06 December 2023

From: Breaking News

Lender aims high by scrapping height restriction from lending criteria

Hodge is removing height restrictions from its lending criteria, meaning it will accept applications for mortgages on homes in England that...

06 December 2023

From: Breaking News

OBR warns house prices to fall further before market recovery

The Office for Budget Responsibility - part of the Treasury but operating independently of government - is forecasting house prices to...

29 November 2023

From: Breaking News

More help for first time buyers needed now, says leading mortgage lender

The Nationwide wants greater government support for first-time buyers as rising costs delay owning a home. As one of the UK’s biggest...

29 November 2023

From: Breaking News

Developers Outline Plan To Get More Buyers for More Homes

A new 10-point plan from the Home Builders Federation shows how policymakers could act fast to boost the supply of new,...

27 November 2023

From: Breaking News

Lender warns rates must drop further and faster to boost housing market

The Mortgage Lander is warning that mortgages rates will need to come down more, and faster, to really kick-start the housing...

20 November 2023

From: Breaking News

Amazing interest-free mortgage help  scheme introduced by government

Homeowners in Wales who are struggling with their mortgages could get loans that are interest-free for the first five years under...

13 November 2023

From: Breaking News

Single First-Time Buyers cannot afford 75% of homes using Mortgage Guarantee Scheme

Rightmove claims that single first-time buyers on an average salary and with a 5.0 per cent deposit could not afford three-quarters...

06 November 2023

From: Breaking News

King’s Speech This Week - leasehold reform backed by mortgage bosses

Tomorrow’s King’s Speech, setting out the legislative agenda for the coming year, looks certain to include leasehold reform - and the...

06 November 2023

From: Breaking News

Mortgage Advisers told to hard sell EPC upgrades to landlords

Jo Breeden, managing director of Crystal Specialist Finance, writes: In his recent speech, the Prime Minister scrapped the proposed changes to EPC...

30 October 2023

From: Breaking News

Mortgage Guarantee Extension in package of first time buyer help

A range informal media briefings on behalf of the UK government suggest that an extension of the current mortgage guarantee scheme...

30 October 2023

From: Breaking News

Mortgage Debt Prompts Think Tank To Demand Policy Overhaul

Britain’s macroeconomic policy framework needs an overhaul to tackle the risk of an unsustainable ratcheting up of debt. That’s the view of...

25 October 2023

From: Breaking News

Rate Rise Rumours - latest inflation data may trigger new hike

There are growing fears of yet another Bank of England base rate rise next month following the surprise inflation figure released...

23 October 2023

From: Breaking News

Going Green - cashback mortgage offer to landlords with good EPCs

A specialist business bank is strengthening its proposition for portfolio landlords with a new Green Reward cashback offer. Redwood Bank says it...

18 October 2023

From: Breaking News

Mortgages and Climate Change - Bank makes pioneering partnership

Atom bank has announced a partnership with climate tech business Kamma to give “an unparalleled view on both the physical and...

02 October 2023

From: Breaking News

Broker says Renters Reform Bill not the threat some believe

The head of a specialist buy to let mortgage broker has controversially told landlords that the scrapping of Section 21 eviction...

27 September 2023

From: Breaking News

Bad Timing? New product for landlords committing to EPC improvements

Molo Finance - which says it’s “the UK’s first fully digital mortgage lender” - has joined with a PropTech startup to...

25 September 2023

From: Breaking News

Mortgage affordability to be hit by council mayhem - claim

Brokers are warning that dramatic council ‘effective bankruptcies’ will increase local residents’ tax bills and so hurt mortgage affordability. This follows the...

20 September 2023

From: Breaking News

Financial Services Firms set up Landlord Support Body

A body called the Landlord Leaders Community is pledging “to drive positive change for a sustainable and thriving private rented sector.” Set...

13 September 2023

From: Breaking News

Brokers angry at lenders’ “brutal” buy to let arrangement fees

Brokers are up in arms about alleged profiteering by buy to let mortgage lenders’ arrangement fees. These jumped last autumn as a...

23 August 2023

From: Breaking News

Ban The Scams! Consultation requires broker input

Plans to ban cold calls for financial products are the subject of a consultation marking the next step in delivering the...

16 August 2023

From: Breaking News

Reach Out! New public awareness campaign launched by lenders

From this week the banking and finance industry’s Reach Out campaign will be seen across out-of-home advertising, radio, print and digital,...

01 August 2023

From: Breaking News

Negative Equity risk grows - new mortgage guarantee stats

New figures relating to the government’s mortgage guarantee scheme shows significant numbers of people taking out high loan to value mortgage...

25 July 2023

From: Breaking News

Broker searches for interest-free mortgages soar

Legal & General’s new Ignite platform has seen a rise of 53 per cent in one month for broker searches for...

18 July 2023

From: Breaking News

Mortgage Eligibility Overhaul - should criteria include EPC ratings?

Research published by the Home Builders Federation shows that the new homes owners will save an average of £135 on monthly...

11 July 2023

From: Breaking News

Mortgage Charter - Have You Read It?

Companies representing some 85 per cent of all mortgage lending have signed up to a new charter.  The lenders claims they have...

04 July 2023

From: Breaking News

Lender launches industry-first 'EPC Incentive' buy to let product

Fleet Mortgages is offering landlord borrowers £1,000 cashback if they improve the Energy Performance Certificate of the property to a C...

27 June 2023

From: Breaking News

Mortgage experts tell government: ‘Cut landlords some slack’

The Intermediary Mortgage Lenders Association wants the government to give additional support to landlords It says the cumulative effects of regulatory and...

20 June 2023

From: Breaking News

Why do so few brokers understand EPC changes?

New research from bridging specialist and buy to let lender Mercantile Trust reveals an apparent lack of awareness among brokers and...

20 June 2023

From: Breaking News

Mortgage approvals down 20% year on year, but sunnier days ahead

The latest market analysis by specialist property lending experts, Octane Capital, reveals that recent uncertainty in the property market during the...

14 February 2023

From: Breaking News

Buyers looking for lower energy costs in new homes

The latest sentiment survey by Knight Frank saw the demand for electric vehicle charging points continue, and 35% of respondents rating...

31 January 2023

From: Breaking News

70% of landlords own rental properties with D-grade or below EPCs

Despite Energy Performance Certificate (EPC) changes slowly creeping up, the majority of landlords still have low ratings. If landlords do not comply...

08 November 2022

From: Breaking News

What homeowners want - 78% of homeowners want more energy efficient property

Property maintenance solution provider, Help me Fix, revealed that 74% of homeowners determine that the energy efficiency of their home is important. By surveying...

25 October 2022

From: Breaking News

Foreign homebuyers benefit from a weak pound

Foreign buyers from the United States have been benefitting from a weakening pound to the greatest extent, the latest research by...

06 October 2022

From: Breaking News

How will the stamp duty cut impact new-build stock levels?

The latest research by Alliance Fund shows that the government’s decision to cut stamp duty could boost new housing delivery by 16%. The changes...

03 October 2022

From: Breaking News

SDLT cut benefit to be wiped out within a month - insight

As a result of the current high rates of upward house price growth, research by property purchasing specialist, HBB Solutions, has...

30 September 2022

From: Breaking News

Devastating hit for homebuyers as mortgage costs climb

As governmental changes sweep through the nation, countless elements within the property sector have been affected, including mortgages. Market analysis by specialist...

27 September 2022

From: Breaking News

Revealed - stamp duty cut estimated to save homebuyers £1bn per year

The government announced the SDLT will only be payable on property purchases over £250,000. First-time buyers will only pay the tax...

27 September 2022

From: Breaking News

Insight - 50-year mortgages pose high risk for the housing market

According to a leading property firm, the latest announcement that a specialist lender has been given a license to off 50-year...

01 September 2022

From: Breaking News

Revealed - UK consumers welcome plans for a digital passport

The government has plans to create the UK Digital Identity and Attributes Trust Framework (DIATF) and Credas Technologies, the leading identity...

23 August 2022

From: Breaking News

Number of new homes required is inconsistent with housing volumes

New research by the estate agent comparison website, GetAgent, suggests that there are major inconsistencies when it comes to the number...

04 August 2022

From: Breaking News

Precise Mortgages offers support to energy efficient landlords

Precise Mortgages, part of the leading specialist leader OSB Group, recently recognised a gap in the market and decided to expand...

02 August 2022

From: Breaking News

A process of change: Four-day work week trial launched by Evolution Money

The four-day work week has been a subject contemplated by many companies across the nation and Evolution Money has recently announced...

21 July 2022

From: Breaking News

Brokers urged to offer new alternatives to best support clients

With a raft of new schemes coming to market ahead of the end of Help to Buy, questions are being asked...

14 July 2022

From: Breaking News

1 in 5 landlords to reduce BTL portfolio as white paper gets mixed response

Research carried out by Total Landlord Insurance shows that landlords all across the country are yet to reach a general consensus...

05 July 2022

From: Breaking News

Mortgage roundup – a month of firsts in the mortgage sphere

This week’s mortgage roundup involves a month of firsts and milestones, with Proportunity and BuildLoan launching UK-first products for buyers. Meanwhile,...

05 July 2022

From: Breaking News

Shocking £27m deposits still held in rental disputes since 2021

While tenancy disputes did see a year-on-year decline in volume during 2021, the latest industry insight from mydeposits show that there...

14 June 2022

From: Breaking News

Stamp duty costs on BTL homes up £12k since Gov changes

The average stamp duty payment on buy-to-let (BTL) homes has increased by £11,848 in England, and almost 1,000% higher than that...

14 June 2022

From: Breaking News

Boris Johnson outlines 'comprehensive review' of mortgages in major speech

The Prime Minister used a housing speech in Blackpool yesterday to outline plans for a wide-ranging review of the mortgage market and housing...

10 June 2022

From: Breaking News

Below target - the Government is 120,000 homes short of the target

Throughout the years the government has pledged to deliver new homes to make more affordable properties available to the public.  New build-...

07 June 2022

From: Breaking News

Revealed – London worst region for property sector unprofessionalism

While the number of members hit with expulsion has declined steadily each year since a peak in 2018, the most recent...

31 May 2022

From: Breaking News

HMRC shows its teeth with bumper AML fines for agents

This article originally appeared on Estate Agent Today last week, but is reproduced here in full as is likely to be...

26 May 2022

From: Breaking News

Five expert tips to get on the property ladder on your own

Often, we are sold the dream of settling down with a partner and purchasing our dream house together – but, what...

10 May 2022

From: Breaking News

UK homebuyers call for gazumping to be made illegal

Property purchasing specialist, HBB Solutions, has discovered that the vast majority of UK homebuyers want to see the practice of gazumping made...

29 March 2022

From: Breaking News

Rising interest rates pose ‘financial misery’ for 57% of buyers

As a direct result of the rising cost of living, over half (57%) of Brits are already struggling financially, or expect...

24 March 2022

From: Breaking News

Opinion: What do the cost of living and interest rates mean for mortgages?

As far as the UK Government is concerned, the threat from COVID is over. In its wake, a new battle, the...

22 March 2022

From: Breaking News

Russian homebuyers spent £190m on London property last year

Recent property market analysis by London lettings and estate agent, Benham and Reeves, has found that Russian residential property purchases contributed...

10 March 2022

From: Breaking News

First-time buyer’s fortnight: Getting a mortgage

First Time Buyer’s Fortnight aims to give potential homebuyers the information they need to make more informed decisions about the home...

08 March 2022

From: Breaking News

Bad news? One in three borrowers could face mortgage rejections

New research from The Mortgage Lender (TML) reveals that 34% of UK adults planning to buy a home in the next...

01 March 2022

From: Breaking News

Australian fintech launches in UK to ‘shorten remortgaging process’

PEXA, the Australian-founded fintech, has announced its plans to launch in the UK this year, following significant progress in testing its...

17 February 2022

From: Breaking News

New-build market transactions drop during the pandemic

New build transactions have fallen over the last year in cities and towns across England and Wales, according to a recent...

15 February 2022

From: Breaking News

Revealed - The top London boroughs homebuyers are flocking to

London lettings and estate agent, Benham and Reeves, recently revealed which boroughs in the capital have the highest levels of homebuyer...

10 February 2022

From: Breaking News

Mortgage roundup – lower rates, AVM integration and going green

This week’s mortgage roundup is a range of reduced rates and new products across the mortgage market, with Furness Building Society’s...

01 February 2022

From: Breaking News

New-build stock plunges while buyers prioritise buying schemes

New-build sales optimisation platform, Unlatch, recently revealed that over the last year the new-build property stock currently listed on the market...

27 January 2022

From: Breaking News

Revealed – the top searched market trends of the last three years

Legal & General has unveiled the top search trends that have driven activity in the market over the past three years,...

27 January 2022

From: Breaking News

Waste of space – homeowners sitting on £791.5bn in spare room value

The value of the nation’s spare rooms is estimated at around £791.5 billion, and that’s just those of homeowners that admit...

25 January 2022

From: Breaking News

London’s busiest housing markets where the most homes have sold

A study from London lettings and estate agent Benham and Reeves uncovered which London boroughs have been the busiest in the past...

20 January 2022

From: Breaking News

Zero carbon chaos – period homeowners struggle to reach net-zero

More than three-quarters of the UK’s period homeowners admit they are unsure of how to improve their properties as part of...

13 January 2022

From: Breaking News

Revealed - one third of landlords aim to increase their portfolios in 2022

In a new report put forward by Shawbrook Bank, it was revealed that landlord confidence is at a high level.  Covid-19 continues...

23 December 2021

From: Breaking News

Going green goes wrong – 41% of homeowners unaware of their EPC rating

Research from Mortgage Advice Bureau (MAB) has shown that only a quarter (24%) of consumers know what the Energy Performance Certificate...

02 December 2021

From: Breaking News

The stamp duty holiday leaves homebuyers up to £120k worse off

In July 2020 the stamp duty holiday was kickstarted by chancellor Rishi Sunak. It gave first-time buyers and home movers up...

25 November 2021

From: Breaking News

New homebuyers across England experience 1.6m snagging issues

A snag is a slight issue or defect in a property that occurs once building work has been completed. A broken,...

18 November 2021

From: Breaking News

Building Britain - Cities where the most homes are being built

Across the UK property demand continues to outweigh supply. To overcome this issue house building targets have recently been revealed. During...

11 November 2021

From: Breaking News

Homeowners – five cost-cutting steps for mortgage repayments

Nisha Vaidya, mortgage expert at Uswitch, explains how homeowners can use low-interest rates to their advantage and help make their mortgage more...

28 October 2021

From: Breaking News

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