Archive

A left-wing academic is suggesting that the new UK Labour government should emulate the US and introduce life-long fixed-rate mortgages. Some 90...

An estate agency’s research shows a regional breakdown of how the first time buyer market could change if the new government...

Lettings agency giant Connells says the private rental sector performed strongly in the second quarter of 2024 despite worries over future...

The latest residential sentiment survey from the Royal Institution of Chartered Surveyors suggests a currently-subdued housing market but with a more...

Estate agents’ body Propertymark has issued a report called ‘A Dickensian Legal Process’ exploring why it takes long and longer to...

Atom, a UK app-based bank, has been accredited as a lender by the British Business Bank under the new Growth Guarantee...

Price growth in high-value prime areas has been put on hold given uncertainty surrounding the General Election, according to the latest...

Fewer than half (46%) of potential first-time buyers believe this week’s General Election will improve their buying prospects, despite manifesto pledges. Labour...

A huge survey involving analysis of over 14,000 properties suggests an urgent need for the next government to help private rental...

 A new first-time buyer study from Rightmove reveals that the average first-time buyer mortgage payment has risen by 61% since the...

Buyers and sellers had to process a series of different numbers starting with five last week. The crucial number was 5.7%. That...

The significant majority of mortgaged residential properties currently below Energy Performance Certificate band C could achieve band C or above by...

oneyfacts data reveals the average shelf-life of a mortgage has dropped to 15 days, down from 28 days a month prior. Month-on-month...

UK Finance has released its financial services manifesto, outlining key priorities the next government should focus on. David Postings, Chief Executive of...

The industry is sceptical about the effectiveness of Labour’s nw ‘Freedom To Buy’ initiative, which effectively makes the current mortgage guarantee...

Rightmove says there should be a review of mortgage affordability criteria undertaken by the next government. The portal’s mortgages expert Matt Smith...

FinTech company Mortgage Brain has partnered with large scale buy to let lender The Mortgage Works to host a free Mortgage...

Large gaps remain between Mortgage Approval Prices and Asking Prices - even though there is some evidence of vendors and agents...

An analysis of government house price data by business consultancy Hargreaves Lansdown suggests the typical mortgage term for a first time...

MPs on the all-party Levelling Up, Housing and Communities Select Committee want to quiz representatives from across the house selling community about...

The majority of buyers and sellers in the prime housing market will not be deterred by the upcoming General Election, claims...

Monthly payments on some 123,000 home loan accounts were cut in the first eight months of the government’s Mortgage Charter.   The...

Shared ownership has failed to deliver an affordable route to home ownership for too many and for too long, says a...

A property software business says its research shows that the housing market revival is driven by the premiums levied on new...

A 2,000-person survey has revealed the diverse financial routes that first time buyers take to get on the property ladder. The survey...

Homes Under The Hammer property expert Lucy Alexander is fronting a new campaign to identify empty homes and bring them back...

The beleaguered construction sector - a good early indicator of later sales activity - has seen a welcome boost in some...

A think tank is urging the UK government to initiate mortgage market reforms to promote higher home ownership. The Social Market Foundation...

Rightmove says the housing market needs a more innovative mortgage initiative than the 99 per cent idea floated by the government. The...

A property agency has analysed the lending and housing markets to work out why so many mortgage applicants are couples. Benham and...

Lenders’ trade body UK Finance wants the government to use next month’s Budget to announce a new Help to Buy scheme...

Global intelligence company Pepper Advantage, which has a portfolio of over 100,000 UK residential mortgages, says there’s been a dramatic increase...

Business consultancy Hargreaves Lansdown has identified three major risks associated with the current market, characterised by falling house prices and larger...

A Knight Frank survey of 50 house builders shows a staggering 70 per cent support for Labour to win the next...

There are growing fears that the hoped-for Bank of England base rate cut this spring - the first off possibly several...

The Family Building Society has commissioned the London School of Economics to explore the UK’s housing. Its report - called A Road...

A high proportion of first time buyers take advantage of some form of assistance when purchasing their initial home. That’s the verdict...

Awareness of green mortgages is dipping among buyers, according to new research. Almost two thirds of mortgage advisers say their clients have...

The government has launched a consultation setting out plans to improve the transparency of land trust information. Land ownership through a trust...

The Conservatives are working on a series of schemes to help first time buyers to be unveiled at the Budget in...

Three high street lenders - Virgin Money, TSB and Skipton Building Society - have joined the commitment to offer mortgages on...

Mortgage rates are predicted to fall next year as lenders take advantage of cheaper funding, after figures show that average swap...

A new survey - going against the trend of other housing market studies - suggests that house prices could rise six...

Some 40 per cent of self-employed individuals think lenders need to be more understanding when it comes to those with complex...

Low loan to value ratios from mortgage lenders are leaving an estimated 90,000 new build homes empty across the UK as...

Hodge is removing height restrictions from its lending criteria, meaning it will accept applications for mortgages on homes in England that...

The Office for Budget Responsibility - part of the Treasury but operating independently of government - is forecasting house prices to...

The Nationwide wants greater government support for first-time buyers as rising costs delay owning a home. As one of the UK’s biggest...

A new 10-point plan from the Home Builders Federation shows how policymakers could act fast to boost the supply of new,...

The Mortgage Lander is warning that mortgages rates will need to come down more, and faster, to really kick-start the housing...

Homeowners in Wales who are struggling with their mortgages could get loans that are interest-free for the first five years under...

Rightmove claims that single first-time buyers on an average salary and with a 5.0 per cent deposit could not afford three-quarters...

Tomorrow’s King’s Speech, setting out the legislative agenda for the coming year, looks certain to include leasehold reform - and the...

Jo Breeden, managing director of Crystal Specialist Finance, writes: In his recent speech, the Prime Minister scrapped the proposed changes to EPC...

A range informal media briefings on behalf of the UK government suggest that an extension of the current mortgage guarantee scheme...

Britain’s macroeconomic policy framework needs an overhaul to tackle the risk of an unsustainable ratcheting up of debt. That’s the view of...

There are growing fears of yet another Bank of England base rate rise next month following the surprise inflation figure released...

A specialist business bank is strengthening its proposition for portfolio landlords with a new Green Reward cashback offer. Redwood Bank says it...

Atom bank has announced a partnership with climate tech business Kamma to give “an unparalleled view on both the physical and...

The head of a specialist buy to let mortgage broker has controversially told landlords that the scrapping of Section 21 eviction...

Molo Finance - which says it’s “the UK’s first fully digital mortgage lender” - has joined with a PropTech startup to...

Brokers are warning that dramatic council ‘effective bankruptcies’ will increase local residents’ tax bills and so hurt mortgage affordability. This follows the...

A body called the Landlord Leaders Community is pledging “to drive positive change for a sustainable and thriving private rented sector.” Set...

Brokers are up in arms about alleged profiteering by buy to let mortgage lenders’ arrangement fees. These jumped last autumn as a...

Plans to ban cold calls for financial products are the subject of a consultation marking the next step in delivering the...

From this week the banking and finance industry’s Reach Out campaign will be seen across out-of-home advertising, radio, print and digital,...

New figures relating to the government’s mortgage guarantee scheme shows significant numbers of people taking out high loan to value mortgage...

Legal & General’s new Ignite platform has seen a rise of 53 per cent in one month for broker searches for...

Research published by the Home Builders Federation shows that the new homes owners will save an average of £135 on monthly...

Companies representing some 85 per cent of all mortgage lending have signed up to a new charter.  The lenders claims they have...

Fleet Mortgages is offering landlord borrowers £1,000 cashback if they improve the Energy Performance Certificate of the property to a C...

The Intermediary Mortgage Lenders Association wants the government to give additional support to landlords It says the cumulative effects of regulatory and...

New research from bridging specialist and buy to let lender Mercantile Trust reveals an apparent lack of awareness among brokers and...

The latest market analysis by specialist property lending experts, Octane Capital, reveals that recent uncertainty in the property market during the...

The latest sentiment survey by Knight Frank saw the demand for electric vehicle charging points continue, and 35% of respondents rating...

Despite Energy Performance Certificate (EPC) changes slowly creeping up, the majority of landlords still have low ratings. If landlords do not comply...

Property maintenance solution provider, Help me Fix, revealed that 74% of homeowners determine that the energy efficiency of their home is important. By surveying...

Foreign buyers from the United States have been benefitting from a weakening pound to the greatest extent, the latest research by...

The latest research by Alliance Fund shows that the government’s decision to cut stamp duty could boost new housing delivery by 16%. The changes...

As a result of the current high rates of upward house price growth, research by property purchasing specialist, HBB Solutions, has...

As governmental changes sweep through the nation, countless elements within the property sector have been affected, including mortgages. Market analysis by specialist...

The government announced the SDLT will only be payable on property purchases over £250,000. First-time buyers will only pay the tax...

According to a leading property firm, the latest announcement that a specialist lender has been given a license to off 50-year...

The government has plans to create the UK Digital Identity and Attributes Trust Framework (DIATF) and Credas Technologies, the leading identity...

New research by the estate agent comparison website, GetAgent, suggests that there are major inconsistencies when it comes to the number...

Precise Mortgages, part of the leading specialist leader OSB Group, recently recognised a gap in the market and decided to expand...

The four-day work week has been a subject contemplated by many companies across the nation and Evolution Money has recently announced...

With a raft of new schemes coming to market ahead of the end of Help to Buy, questions are being asked...

Research carried out by Total Landlord Insurance shows that landlords all across the country are yet to reach a general consensus...

This week’s mortgage roundup involves a month of firsts and milestones, with Proportunity and BuildLoan launching UK-first products for buyers. Meanwhile,...

While tenancy disputes did see a year-on-year decline in volume during 2021, the latest industry insight from mydeposits show that there...

The average stamp duty payment on buy-to-let (BTL) homes has increased by £11,848 in England, and almost 1,000% higher than that...

The Prime Minister used a housing speech in Blackpool yesterday to outline plans for a wide-ranging review of the mortgage market and housing...

Throughout the years the government has pledged to deliver new homes to make more affordable properties available to the public.  New build-...

While the number of members hit with expulsion has declined steadily each year since a peak in 2018, the most recent...

This article originally appeared on Estate Agent Today last week, but is reproduced here in full as is likely to be...

Often, we are sold the dream of settling down with a partner and purchasing our dream house together – but, what...

Property purchasing specialist, HBB Solutions, has discovered that the vast majority of UK homebuyers want to see the practice of gazumping made...

As a direct result of the rising cost of living, over half (57%) of Brits are already struggling financially, or expect...

As far as the UK Government is concerned, the threat from COVID is over. In its wake, a new battle, the...