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KEYWORD "Mortgage" - 101 RESULTS
Airbnb-Friendly Mortgages - campaign underway for more lenders

NatWest has announced it will introduce new Airbnb-friendly mortgage terms that embrace home sharing via short lets. And now Airbnb wants...

22 July 2024

From: Breaking News

Cash buyer activity reaches decade-high level

New research suggests that last year cash buyers accounted for the highest percentage of market activity seen in the last decade...

22 July 2024

From: Breaking News

Buy To Let mortgage borrowers are getting younger, data shows

The average age of landlords acquiring new rental property with a buy to let mortgage has fallen over the past decade,...

22 July 2024

From: Breaking News

Housing Market shows real signs of strength - Zoopla's new figures

Half of all UK homes have increased in value in the first half of 2024 by 1% or more, says Zoopla. This...

22 July 2024

From: Breaking News

Mortgage Choice booms for landlords and first time buyers

Growing mortgage product choice shows growing confidence in aspects of the housing market, even before anticipated rate cuts. That’s the view of ...

22 July 2024

From: Breaking News

Call for Labour to create life-long fixed-rate mortgages

A left-wing academic is suggesting that the new UK Labour government should emulate the US and introduce life-long fixed-rate mortgages. Some 90...

17 July 2024

From: Breaking News

Standard Life introduces new EPC scheme

UK lender Standard Life Home Finance has announced a new EPC scheme to encourage consumers to make their homes more sustainable.   Upon...

17 July 2024

From: Breaking News

Lenders' rate cuts so far this week

More rate cuts are being announced by lenders all the time as they vie for business and anticipate the Bank of...

17 July 2024

From: Breaking News

Rate cut hopes and housing optimism rise after Labour’s first week

The latest residential sentiment survey from the Royal Institution of Chartered Surveyors suggests a currently-subdued housing market but with a more...

15 July 2024

From: Breaking News

Unique energy-efficiency mortgage launched by Virgin and Hive

Virgin Money has launched The Retrofit Boost, a new mortgage product designed to help home owners improve their property’s energy efficiency. The...

15 July 2024

From: Breaking News

Lenders take too long on mortgage offers claims agent

Estate agents’ body Propertymark has issued a report called ‘A Dickensian Legal Process’ exploring why it takes long and longer to...

15 July 2024

From: Breaking News

Average first timer mortgage £100 cheaper than a year ago

The average five-year fixed mortgage rate is now 4.97%, down from 5.91 % a year ago; and the average two-year fixed...

15 July 2024

From: Breaking News

Lender enhances flexi range after broker feedback

Hinckley & Rugby for Intermediaries has enhanced its flexible mortgage range, cutting selected rates by up to 30bps and launching new...

10 July 2024

From: Breaking News

Boom for low deposit mortgages as shelf-lives increase - Moneyfacts

The availability of deals at 95% loan-to-value has risen to its highest point in over two years.  Overall, it was the fifth...

10 July 2024

From: Breaking News

Commercial mortgage FinTech bank wins lending accreditation

Atom, a UK app-based bank, has been accredited as a lender by the British Business Bank under the new Growth Guarantee...

10 July 2024

From: Breaking News

Mortgage Sale idea revived by troubled Metro Bank

It appears that Metro Bank has resuscitated a plan to sell much of its mortgage book after being rescued from potential...

10 July 2024

From: Breaking News

Buckle Up - two thirds of mortgage business coming in H2

Brokers can look forward to a strong second half of 2024, according to an industry leader. Rob Jupp, group chief executive at...

08 July 2024

From: Breaking News

Interest Rate and Labour Tax worries hit prime property market

Price growth in high-value prime areas has been put on hold given uncertainty surrounding the General Election, according to the latest...

08 July 2024

From: Breaking News

Mortgage Roadshow back in top gear this autumn

Mortgage Brain’s Mortgage Vision roadshow is back this autumn. The mortgage technology provider is heading to new locations with an expanded line-up...

08 July 2024

From: Breaking News

Buyers Go Green in bid to get Cheaper Mortgages

Almost a quarter of prospective homebuyers plan to make their homes more energy efficient in the hope of securing more favourable...

08 July 2024

From: Breaking News

Mortgage rate hitting affordability and hurting market

The Nationwide has calculated that house buyers with mortgages are now pay far above the long term average. The lender, in its...

03 July 2024

From: Breaking News

Mortgage Approvals Dip - Gross Lending Up

Mortgage approvals for house purchases fell slightly from 60,800 in April to 60,000 in May, says the Bank of England. Approvals for...

03 July 2024

From: Breaking News

Regional Housing Markets muted by high mortgage rates

The Nationwide regional house price indices are produced quarterly, with data for Q2 (the three months up to and incluingJune) showing...

03 July 2024

From: Breaking News

Home Ownership Revolution thanks to election - agency's view

The Conservatives are set to lose nearly half of homeowner votes this week, latest polling from national estate agency Jackson-Stops reveals....

03 July 2024

From: Breaking News

First Time Buyers sceptical that politicians will improve their chances

Fewer than half (46%) of potential first-time buyers believe this week’s General Election will improve their buying prospects, despite manifesto pledges. Labour...

03 July 2024

From: Breaking News

Warning from Bank of England - mortgage payments up for millions

Some 3m UK households are to be hit with further increases in mortgage repayments over the next two years, the Bank...

01 July 2024

From: Breaking News

First Time Buyers deterred by over-strict mortgage rules - claim

New research from the Intermediary Mortgage Landers Association suggests that the cumulative shortfall in first-time buyer numbers since the financial crisis...

01 July 2024

From: Breaking News

Mortgage-backed transactions still far below normal

Mortgage-backed housing sales volumes over the last three months are still some 49% below this time last year. A new analysis by...

01 July 2024

From: Breaking News

Interest-only mortgage holders show no signs of undue stress

Data from UK Finance suggests that interest-only mortgage holders are showing no obvious signs of distress despite interest rates remaining high.  There...

01 July 2024

From: Breaking News

Big banks drop rates and likely to trigger copycat cuts

HSBC has made extensive cuts to rates levied on a vast range of residential and buy to let mortgages, coming into...

26 June 2024

From: Breaking News

First Time Buyer mortgage costs soar

 A new first-time buyer study from Rightmove reveals that the average first-time buyer mortgage payment has risen by 61% since the...

26 June 2024

From: Breaking News

Lender broadens flexible mortgage range for self-employed

Aldermore has expanded its mortgage range to appeal to self-employed contractors operating via a limited company or sole trader, enabling them...

26 June 2024

From: Breaking News

Intermediary claims ground-breaking Eco loan initiative

Intermediary the Mortgage Advice Bureau claims to be breaking new ground by partnering with Effective Home to transform the landscape of...

26 June 2024

From: Breaking News

Volatile Mortgage Rates hurt the Housing Market

Buyers and sellers had to process a series of different numbers starting with five last week. The crucial number was 5.7%. That...

26 June 2024

From: Breaking News

Mortgaged Homes Could Easily Improve Energy Efficiency - claim

The significant majority of mortgaged residential properties currently below Energy Performance Certificate band C could achieve band C or above by...

24 June 2024

From: Breaking News

New Fixed-Rate Products for buyers of new-build homes

The West Brom - the UK’s seventh largest building society - is now offering a range of fixed rate mortgages to...

24 June 2024

From: Breaking News

Sharp Criticism for obstinate Bank of England over rate hold

There’s been particularly sharp criticism for the Bank of England’s decision at the end of last week to hold base rate...

24 June 2024

From: Breaking News

Mortgage Lending plummets to 30-month low - but Better To Come

Total mortgage lending sat at just £50.5 billion during the first quarter of 2024, the lowest level seen since interest rates...

24 June 2024

From: Breaking News

Interest Rate Impact - why rates are volatile for mortgages

Interest rates for borrowers have been volatile over the past six months, despite no change to the Bank of England base...

24 June 2024

From: Breaking News

Bank of England slammed for interest rate attack on homeowners

The Bank of England has been sharply criticised for an “attack on homeowners” due to its refusal to cut rates. The Monetary...

19 June 2024

From: Breaking News

Today! Webinar on Starting and Growing a Mortgage Business

HLPartnership, the UK’s largest privately owned mortgage and protection network, is hosting a webinar event today to help entrepreneurs decide whether...

19 June 2024

From: Breaking News

Mortgage Debt reduces despite Housing Market Bounce-back

Overall, the total value of the UK housing market contracted by 21% in the year to March 2024, on the back...

19 June 2024

From: Breaking News

High Mortgage Rates and Sluggish Sales Process threaten market

Rightmove reports that the average price of property coming to the market for sale drops by £21 this month to £375,110...

19 June 2024

From: Breaking News

Reform UK policies dismissed by mortgage chiefs as 'Truss Mark 2'

Mortgage experts have criticised the Reform UK housing and tax policies as being superficially appealing but risking a return to the...

19 June 2024

From: Breaking News

Higher Mortgage Rates sucking life out of the housing market

A number of major mortgage lenders have announced rate increases just as the election campaign enters its second half. Barclays has increased...

17 June 2024

From: Breaking News

Lender blames slow mortgage approvals for gazumping

Homebuyers are being gazumped due to lengthy property chains and delays in getting a mortgage, new research from Market Financial Solutions...

17 June 2024

From: Breaking News

Refurb-To-Let loans target landlords improving properties

Paragon Bank has launched a new refurb-to-let deal, offering landlords finance to upgrade their properties. The two refurb-to-let products are designed for...

17 June 2024

From: Breaking News

What’s Happened to Mortgage Rates Since 2010?

Moneyfacts has analysed the movements in mortgage rates since the Conservatives came to office in 2010. Average two-year fixed mortgage rates fluctuated...

17 June 2024

From: Breaking News

Adverse-Credit BTL mortgage launched to meet broker demand

Buckinghamshire Building Society has launched a new non-standard credit buy to let mortgage, following what it calls “significant broker demand.”   The BTL...

17 June 2024

From: Breaking News

Mortgage Shelf Life Halved in just One Month - new figures

oneyfacts data reveals the average shelf-life of a mortgage has dropped to 15 days, down from 28 days a month prior. Month-on-month...

12 June 2024

From: Breaking News

Mortgage Moans - Watchdog asks why rates are so much higher

Jersey's mortgage rates have been consistently higher than those in the UK, sparking concern among consumers and prompting our investigation, according...

12 June 2024

From: Breaking News

Lender returns to 95% mortgage market with new deals

After a brief absence for what it calls “operational reasons” the Suffolk Building Society has returned to the 95% market with...

12 June 2024

From: Breaking News

Later life mortgage lending falls, but still casts a shadow over retirement

New figures from UK Finance show a drop off in later life mortgage lending in recent months. There were 28,840 new loans...

12 June 2024

From: Breaking News

Industry sceptical about Labour's Mortgage Guarantee scheme

The industry is sceptical about the effectiveness of Labour’s nw ‘Freedom To Buy’ initiative, which effectively makes the current mortgage guarantee...

10 June 2024

From: Breaking News

New broker tool launched by The Mortgage Works

The Mortgage Works is launching a new tool that provides brokers with the opportunity to support portfolio landlords.   With the buy...

10 June 2024

From: Breaking News

New mortgage platform claims to benefit broker partners

Newcastle for Intermediaries has launched a new mortgage platform for its broker partners.   Following the announcement of its new broker website and...

10 June 2024

From: Breaking News

Mortgage market will see off General Election instability - expert's view

The mortgage market is resilient enough to endure temporary political uncertainty created by next month’s General Election. That’s the view of Jonathan...

10 June 2024

From: Breaking News

Call for review of mortgage affordability criteria by new government

Rightmove says there should be a review of mortgage affordability criteria undertaken by the next government. The portal’s mortgages expert Matt Smith...

05 June 2024

From: Breaking News

Lenders start to pull high LTV mortgage products

Despite a more subdued period for the mortgage market, analysis by Moneyfacts shows a handful of lenders pulled higher loan-to-value deals.   Last...

05 June 2024

From: Breaking News

Nationwide-Virgin mortgage mega-deal probed by CMA

The proposed merger between mortgage and financial service providers Nationwide and Virgin Money is to be investigated by the UK's competition...

05 June 2024

From: Breaking News

Interest Rates depress mortgage approvals in spring market

Official Bank of England figures shows that net mortgage approvals for house purchases totalled 61,100 in April, little changed from 61,300...

05 June 2024

From: Breaking News

First Time Buyer loan applications soar - now biggest sector of mortgage market

Applications from first time buyers have grown by 33% so far this year with FTBs now making up a higher proportion...

03 June 2024

From: Breaking News

Election unlikely to impact property market revival - new figures

Analysis by an estate agency shows that since the 1980s, house prices have climbed by an average of 5.4% in the...

03 June 2024

From: Breaking News

Housing Market hit by sell off of holiday lets and Airbnbs - Zoopla

This accounts for some of the big rise seen recently in the supply of homes for sale - 20% up on...

03 June 2024

From: Breaking News

Building Societies' mortgage lending booms ahead of banks

Building societies' mortgage balances grew in the six months between October 2023 and March 2024, when they had declined across the...

03 June 2024

From: Breaking News

FinTech invite to brokers to free Mortgage and Rental Masterclass

FinTech company Mortgage Brain has partnered with large scale buy to let lender The Mortgage Works to host a free Mortgage...

30 May 2024

From: Breaking News

Boost for First Time Buyer lending as last-gasp law change approved

The Building Societies Act 1986 (Amendment Bill) successfully passed its legislative stages as part of the last minute ‘wash up’ of...

30 May 2024

From: Breaking News

Lender opens large-loan mortgage range to all brokers

Dudley Building Society has made its residential large loan mortgage range accessible to all brokers. Up until now, access to the building...

30 May 2024

From: Breaking News

LRG's financial services division rebranded as part of Mortgage Scout

Leaders. Romans Group, one of the UK's leading property services groups, has rebranded and amalgamated Start Financial Services into Mortgage Scout. Start...

30 May 2024

From: Breaking News

Election Warning - Rate Cut on Ice and Lending Slows

There’s a warning that the general election campaign will probably mean that the interest rate cuts hoped for in June will...

28 May 2024

From: Breaking News

Huge rise in Mortgages paid off by borrowers in retirement

A Freedom of Information (FoI) request from a former pensions minister has revealed a significant increase in the proportion of home...

28 May 2024

From: Breaking News

Digital bank buys out specialist buy to let mortgage lender

UK digital bank Chetwood Financial has completed the acquisition of the buy to let mortgage lender CHL Mortgages for Intermediaries from...

28 May 2024

From: Breaking News

Buyers stung by high hidden costs when moving home

New research from Compare the Market has revealed that nearly seven in 10 households have been caught out by surprise costs...

28 May 2024

From: Breaking News

April Mortgages launches Dutch-style house purchase product range

April Mortgages has launched its new unique house purchase mortgage range. Now all registered firms will be able to offer the entire...

22 May 2024

From: Breaking News

Emerging Market Identified - many more first time buyers aged 50-plus

There was a 13% increase in Q1 2024 of 56-65 year-olds searching for their first property compared to the same period...

22 May 2024

From: Breaking News

Mortgage adviser deal will help streamline property transactions - claim

Optimus has renewed its long-term partnership with fee-free mortgage adviser London & Country (L&C). Optimus claims that the new contract “will further...

22 May 2024

From: Breaking News

Debt Consolidation Range from lender  targets older borrowers

LiveMore, the mortgage lender for people aged 50 to 90 plus, has launched a new up to 100% standalone debt consolidation...

22 May 2024

From: Breaking News

At last! Mortgages market confidence finally recover from Liz Truss disaster

The latest report from the Intermediary Mortgage Lenders Association (IMLA) reveals that intermediary confidence in the industry increased in Q1 2024. Some...

20 May 2024

From: Breaking News

Good news as High Street borrowers cut rates once again

There was good news over the weekend as rates reductions announced late last week kicked in. Barclays has cut a number of...

20 May 2024

From: Breaking News

Mortgage product choices boom with some at 16-year high

Independent mortgage monitor service Moneyfacts says rises to average two- and five-year fixed mortgage rates have gained pace month-on-month. The overall five-year...

20 May 2024

From: Breaking News

Mortgage Costs make buying in much of London hugely dearer than renting

Londoners looking to buy a home can expect to spend 42% more on monthly mortgage payments than tenants pay on rent,...

20 May 2024

From: Breaking News

New mortgages aimed at Healthcare and skilled Foreign Visa Holders

Hinckley & Rugby Building Society has launched a range of mortgages to help skilled foreign workers in the UK own their...

20 May 2024

From: Breaking News

House Sales stagnate as mortgage rates dampen buyer enthusiasm

The latest RICS UK Residential Survey results shows the recent recovery in buyer demand has mellowed slightly, with the market impacted...

15 May 2024

From: Breaking News

Landlords Make Radical Mortgage Changes to Ease Rising Costs

Many buy to let landlords have made financial changes during the cost of living crisis to mitigate the rising costs of...

15 May 2024

From: Breaking News

Landbay cuts stress testing requirements on like-for-like remortgages

Buy to let lender Landbay has enhanced its like-for-like remortgage range with new lower stress testing, alongside new rate reductions. For landlords...

15 May 2024

From: Breaking News

PropTech Big Hitter to head mortgage broker platform training

Property Circle, which calls itself “the growth platform for mortgage brokers, estate agents and letting agents” has appointed a PropTech high-flyer...

15 May 2024

From: Breaking News

Mortgage Lending set to double next year - new figures

UK mortgage lending is forecast to grow just 1.5% (net) in 2024, according to the latest EY ITEM Club Outlook for...

13 May 2024

From: Breaking News

Interest Rate impact on Mortgages - a six month analysis

Interest rates for borrowers have shown mixed signs of both rises and falls over the past six months. Moneyfactscompare has analysed...

13 May 2024

From: Breaking News

Arrears edge upwards - latest official figures from UK Finance

UK Finance’s latest arrears and possessions data shows a modest three per cent rise in homeowner mortgages in arrears to 96,580...

13 May 2024

From: Breaking News

Base Rate Held Again - what this really means for mortgages this summer

Bank of England base rate has been held at 5.25% - where it has been for nine months. The Bank’s monetary policy...

13 May 2024

From: Breaking News

High Street lenders: Most hike rates, one reduces them

HSBC has made a slew of changes and increases to its residential and buy to let mortgage products. The bank is introducing...

09 May 2024

From: Breaking News

Building Societies target first time buyers with affordability issues

Research from independent mortgage monitor Moneyfactscompare suggests that building societies are working hard to support first-time buyers, for whom affordability has...

09 May 2024

From: Breaking News

Mortgage costs push housing market into north-south divide

It might look like house prices have stabilised, staying relatively flat over the first four months of 2024, but at least...

09 May 2024

From: Breaking News

Mortgage costs trigger sales surge, more demand for small units

The average selling price of property across Edinburgh, the Lothians, Fife and the Borders during February-April was £269,963, some 1.5% higher...

09 May 2024

From: Breaking News

Brokers can educate young borrowers on eco-improvements - claim

Almost three quarters of Millennial and Gen Z buyers - those aged 18 to 34 - think energy efficiency improvements will...

09 May 2024

From: Breaking News

Mortgage Rate changes prompts housing market rethink by Savills

Savills has today upgraded its five-year UK mainstream house price forecast to reflect the stronger than expected start to the year...

07 May 2024

From: Breaking News

Mutual cuts rates twice in a week, against the trend

The Hinckley & Rugby building society has announced two cuts to rates across its mortgage range in short order.  After rate cuts...

07 May 2024

From: Breaking News

Prices of flats rising faster than any other property type

Big demand for small properties has helped to drive growth in UK property prices in the early months of this year,...

07 May 2024

From: Breaking News

Stark figures show mortgage repayment burden for borrowers

Higher mortgage rates are a drag on house price growth says Zoopla - and it’s produced startling figures to prove it. The...

07 May 2024

From: Breaking News

Nationwide mortgages dry up for highest flood risk applicants

A report on there Bloomberg news agency suggests that the Nationwide Building Society is using new technology to identify areas at...

07 May 2024

From: Breaking News

25 June 2015

From: Video Articles

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