Halifax has reduced rates across first-time buyer, homemover and remortgage products by up to 0.3%.
The new deals include a two-year fixed rate for first-time buyers at 3.68% to 90% LTV and a five-year fixed rate home mover product at 4.49% also to 90% LTV, both with a £495 fee.
Craig McKinlay, mortgages director at Halifax, said: "The reduction of rates within our two and five-year range demonstrates our ongoing dedication to helping homemovers and customers planning to remortgage save money by taking out a mortgage with Halifax.
"In addition to our current 1% cashback offer, these reductions further supports our commitment to helping one in four first-time buyers in 2015."
Headline rates include:
Two-year fixes for first-time buyers:
75-85% LTV 2 year fixed rate products have been reduced by 0.2% with rates from 2.39% (£495 fee)
85-90% LTV 2 year fixed rate products have been reduced by 0.3% with rates from 3.68% (£495 fee)
90-95% LTV 2 year fixed rate products have been reduced by 0.3% with rates from 4.69% (£495 fee)
Two-year fixes for home movers:
75-85% LTV 2 year fixed rate products have been reduced by 0.2% with rates from 2.44% (£495 fee)
85-90% LTV 2 year fixed rate products have been reduced by 0.3% with rates from 3.68% (£495 fee)
90-95% LTV 2 year fixed rate products have been reduced by 0.3% with rates from 4.69% (£495 fee)
Two-year fix for remortgages:
75-85% LTV 2 year fixed rate products have been reduced by 0.2% with rates from 2.49% (£495 fee)
Five-year fixes for first-time buyers:
80-85% LTV 5 year fixed rate products have been reduced by 0.1% with rates from 4.14% (£495 fee)
85-90% LTV 5 year fixed rate products have been reduced by 0.2% with rates from 4.49% (£495 fee)
Five-year fixes for home movers:
80-85% LTV 5 year fixed rate products have been reduced by 0.1% with rates from 4.14% (£495 fee)
85-90% LTV 5 year fixed rate products have been reduced by 0.2% with rates from 4.49% (£495 fee)
Five-year fixed rate for remortgage products:
80-85% LTV 5 year fixed rate products have been reduced by 0.1% with rates from 4.09% (£495 fee).
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