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Graham Awards


New Mortgage Platform aims to grab share of growing investor market

Two organisations have joined forces to create a new platform dedicated to providing holiday let mortgages.

Holiday Cottage Handbook Financial Services claims it will offer access to a comprehensive range of holiday let mortgage products, in addition to providing all types of life insurance, will writing, and other services.

Its partner - HD Consultants - describes itself as an award-winning, multi-adviser firm operating across several markets, including holiday lets, residential mortgages, buy to let, commercial finance, bridging finance, equity release, life insurance, wills, and estate planning.


HCH Financial Services aims to cater for the buoyant holiday let sector in the UK – which has experienced rapid growth in recent years.

Founder James Varley says: “We are delighted to launch HCH Financial Services in partnership with HD Consultants. Over the last three decades, Howard Reuben and his team have developed an award-winning service that is renowned for delivering outstanding value for its clients.

“This new partnership will specifically cater for holiday let investors – a sector of the market we are dedicated to supporting with valuable free education, including tips, trends, and best practices. We are certain our growing audience will find exceptional value in working with HCH Financial Services.”

And the owner of HD Consultants, Howard Reuben, comments: “Combining James’s expertise and experience as a property investor in the holiday let sector, and his outstanding knowledge and skills in the world of publishing and media, together with the sector specific knowledge that my team of qualified, trained, and professional mortgage and insurance advisers provide, we are excited to unveil HCH Financial Services.

“This alliance is founded on a common objective to help, support, guide, and plan a holiday let property and finance strategy for our clients. We’ve been a company of advisers for more than 30 years and we prioritise long-term relationships, starting with arranging finance and continuing with regular reviews and advice.”

Samantha Turmaine will be heading up HCH Financial Services and says: “This collaboration reflects our ongoing commitment to enhancing services and expanding

our range for both current and prospective clients – which is testament to our market-driven approach.

“With more than a decade of expertise aiding holiday let purchasers and current owners, my experience spans first-time buyers, first-time landlords, and the occasional second home renter, all the way through to seasoned landlords managing multiple properties. This positions me perfectly to assist clients in securing tailored solutions while offering comprehensive financial guidance.”


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