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KEYWORD "Borrowers" - 312 RESULTS
Green building sector supports energy efficient mortgages for Europe

The World Green Building Council (WorldGBC) Europe network has launched a new report to support the growth of the market so...

19 June 2019

From: Breaking News

Thousands miss out on finding a better mortgage by not speaking to an adviser

Thousands of borrowers could be missing out on a better mortgage deal by not speaking to an adviser, research from Legal...

14 June 2019

From: Breaking News

Self-employed ‘jumping through extra hoops’ to secure a mortgage

Nearly three quarters (71%) of the UK’s growing self-employed population believe their employment status makes it harder to get a mortgage,...

16 May 2019

From: Breaking News

Bridging loan interest rates drop to lowest level as lending rises

Bridging loan interest rates fell to the lowest level in Q1 2019, according to the latest data from Bridging Trends. It found...

14 May 2019

From: Breaking News

Hinckley offers exclusive retirement interest only mortgage through L&G

Hinckley & Rugby Building Society has launched a Retirement Interest Only (RIO) mortgage exclusively through Legal & General Mortgage Club. Members of...

03 May 2019

From: Breaking News

Spicerhaart partners with Excel and TLT to launch interest-only resolution

Asset management specialist Spicerhaart Corporate Sales has joined forces with fact-finding experts Excel and UK law firm TLT to create an...

30 April 2019

From: Breaking News

Over 250,000 homeowners expected to struggle to refinance their property

New research by Kensington Mortgages has revealed that interest-only mortgages are a significant problem in the financial system. The specialist mortgage lender...

25 April 2019

From: Breaking News

Knowledge Bank notes shift in broker searches

There has been a shift in broker searches regarding equity release, while searches for lenders that allow houses of multiple occupation...

11 April 2019

From: Breaking News

LendInvest secures £200m funding for entry into home loan mortgages

LendInvest has secured funding of up to £200 million from HSBC UK to bring further capital to its platform. With this new...

09 April 2019

From: Breaking News

Hinckley introduces four new joint borrower sole proprietor mortgages

Hinckley & Rugby Building Society has launched four exclusive mortgages for residential Joint Borrower Sole Proprietor (JBSP) applications. All four mortgages are...

22 March 2019

From: Breaking News

Hinckley & Rugby added over £50 million to mortgage book in 2018

Hinckley & Rugby Building Society added more than £50 million to its mortgage book in 2018, driven by high levels of...

05 March 2019

From: Breaking News

HLPartnership and Mortgage Support Network confirm later life lending seminars

HLPartnership (HLP) and Mortgage Support Network (MSN) will be hosting two seminars focusing on later life lending following their successful January...

13 February 2019

From: Breaking News

Lenders have too much power over borrowers, says report

Over two thirds (68%) of British people think lenders have too much power over borrowers. The findings come from new online polling...

01 February 2019

From: Breaking News

Pure Retirement launches new mobile app for advisers

Pure Retirement has announced the launch of its new adviser-facing mobile app. Believed to be the first of its kind in the...

30 January 2019

From: Breaking News

Brokers should prepare now to help mortgage prisoners

Mortgage brokerage CLS Money has warned advisers that it’s high time they revisit all of their customers who have struggled to...

25 January 2019

From: Breaking News

Newbury Building Society launches retirement interest-only mortgage

Newbury Building Society has launched its first retirement interest-only (RIO) mortgage to support borrowers in their later life. Applicants must be a...

25 January 2019

From: Breaking News

Hinckley introduces cashback mortgage for first time this century

Hinckley & Rugby Building Society has launched a new cashback mortgage with no completion fee. The new residential mortgage is a two-year...

23 January 2019

From: Breaking News

Pepper Money grows sales team with new business development manager

Pepper Money has increased its sales support for brokers with the appointment of a new regional development manager for the North...

23 January 2019

From: Breaking News

Hinckley & Rugby introduces two new later life mortgages

Hinckley & Rugby Building Society has launched two new residential mortgages for later life borrowers, with the option of interest-only for...

11 January 2019

From: Breaking News

Millions of mortgage holders underestimated time it took to be mortgage free

Nearly a third (32%) of current mortgage holders, which equates to approximately 4 million people, may have to re-evaluate their finances...

08 January 2019

From: Breaking News

Connect for Intermediaries starts packaging for Zephyr and Fleet Mortgages

Connect for Intermediaries has become one of the first distributors to package for Zephyr, the buy-to-let lender recently launched by Computershare...

08 January 2019

From: Breaking News

Three million borrowers may still be paying off their mortgage after retirement

A fifth of current mortgage holders believe they will still be paying off their mortgage beyond the age of 65 –...

28 November 2018

From: Breaking News

Fluctuating costs ‘unsettle’ BTL mortgage market

New figures released from Mortgage Brain show that the buy-to-let (BTL) mortgage market remains ‘unsettled’ with mixed movement seen in the...

28 November 2018

From: Breaking News

Borrowers pay £15.4 billion in ‘unnecessary’ SVR interest each year

A staggering £15.4 billion of annual interest is being paid by mortgage borrowers sitting on their lenders’ standard variable rate (SVR),...

23 November 2018

From: Breaking News

Leeds launches buy-to-let variable mortgages from 1.14%

Leeds Building Society has launched two new discounted but-to-let mortgages. The society aims to support landlords to actively manage their property portfolios...

23 November 2018

From: Breaking News

Growth in number of approvals to small deposit borrowers

First-time buyers and existing homeowners capitalised on low rates across the market in October, according to fresh research from e.surv. Its latest...

16 November 2018

From: Breaking News

Over half of borrowers rejected because the mortgage industry is ‘not fit for purpose’

The mortgage industry is failing to keep up with modern borrowers, according to a new study conducted by Together. It revealed that...

16 November 2018

From: Breaking News

Brightstar launches guide to help brokers tackle interest-only mortgages

Brightstar Financial has launched a guide for brokers to better advise their clients on interest-only mortgages and later life lending. The guide...

31 October 2018

From: Breaking News

Half of brokers see rise in bridging loan volume

Demand for bridging loans increased in the third quarter of 2018, according to bridging lender mtf. Its latest Broker Sentiment Survey found...

23 October 2018

From: Breaking News

New partnership aims to encourage growth in P2P lending market

Landbay has chosen Oracle NetSuite to create a more accessible buy-to-let mortgage marketplace for investors, borrowers and brokers. Through NetSuite, Landbay will...

23 October 2018

From: Breaking News

Larger deposit borrowers see market share squeezed

First-time buyers and others with small deposits took a greater share of the market last month than in August, according to...

17 October 2018

From: Breaking News

One in three homeowners unaware of their mortgage rate

As many as one in three UK homeowners don’t know what mortgage rate they are on, potentially costing them thousands of...

17 October 2018

From: Breaking News

More clarity is needed around future of Help to Buy scheme, says IMLA

The Intermediary Mortgage Lenders Association (IMLA) is urging government to provide clarity around the future of the Help to Buy Equity...

12 October 2018

From: Breaking News

Bluestone Mortgages launches new Help to Buy range

Bluestone Mortgages has announced the launch of its new Help to Buy range which will cover the England and London schemes. Available...

03 October 2018

From: Breaking News

Assetz Capital partners with Connect for Intermediaries

Assetz Capital has agreed a deal with Connect for Intermediaries to be the first network that it distributes its products through. The...

25 September 2018

From: Breaking News

Hinckley & Rugby cuts interest rates

Hinckley & Rugby Building Society has cut the interest rates on three of its 95% loan-to-value (LTV) residential mortgage products. Its five-year...

20 September 2018

From: Breaking News

HL Partnership embraces retirement interest-only lending

The launch of retirement interest only (RIO) products by lenders provides a valuable alternative to the growing number of later life...

07 September 2018

From: Breaking News

M&S Bank introduces 95% LTV and 35-year products

M&S Bank has extended its maximum loan-to-value (LTV) to 95% on three new products in a bid to further assist first-time...

23 August 2018

From: Breaking News

L&G Home Finance launches new lifetime mortgage partnership with Virgin Money

Legal & General Home Finance has announced a new 5-year partnership agreement with Virgin Money. The alliance will see the retirement lender...

21 August 2018

From: Breaking News

Criteria activity tracker reveals brokers’ top searches

The most search criteria by brokers during July has been revealed by Knowledge Bank’s ‘Criteria Activity Tracker’. Knowledge Bank – the source...

16 August 2018

From: Breaking News

Hinckley & Rugby joins Legal & General panel

Legal & General Mortgage Club has welcomed Hinckley & Rugby Building Society to its panel. Hinckley & Rugby’s range of mortgage products...

09 August 2018

From: Breaking News

Customers of the ‘Big Six’ lenders are paying £900 over the odds

Borrowers opting for the ‘cheapest’ mortgage deal with one of the UK’s ‘Big Six’ lenders could be paying almost £900 over...

07 August 2018

From: Breaking News

L&G Mortgage Club partners with nine lenders

Legal & General Mortgage Club has announced the addition of nine new lenders to the Mortgage Club panel. Chorley Building Society, Newbury...

03 August 2018

From: Breaking News

Pepper Money slashes prices

Mortgage lender Pepper Money has revamped its pricing, cutting some rates by up to 0.55%. The biggest reductions are available on Pepper...

30 July 2018

From: Breaking News

Mortgage lender launches short-term loans to landlords using AirBnB

The Tipton & Coseley Building Society is now accepting applications for second homes and holiday lets. The launch enables borrowers to rent...

20 July 2018

From: Breaking News

3mc partners with Precise Mortgages to offer Help to Buy exclusives

Mortgage distributor 3mc has launched a range of exclusive Help to Buy products in partnership with Precise Mortgages. As a result,...

29 June 2018

From: Breaking News

Successful first-time buyer mortgage applications reach two-year high

Over three quarters (76%) of first-time buyers’ mortgage applications via intermediaries resulted in a completion in Q1 2018, the highest number...

15 June 2018

From: Breaking News

Brightstar launches specialist lending workshops

Brightstar Financial has launched a series of specialist lending workshops to help brokers engage with the market more effectively. Merging with some...

24 May 2018

From: Breaking News

One low rate

Lenders must say what they mean and mean what they say! And that includes not offering a silly low monthly rate...

17 May 2018

From: Sponsored Content

Landlords opt for five-year deals after PRA changes

Landlords have increasingly been switching to five-year fixed rate products over the past two years, new data from Commercial Trust Limited...

10 May 2018

From: Breaking News

Hanley Economic BS changes criteria across near prime product range

Hanley Economic Building Society has introduced two criteria changes across its near prime product range. Borrowers who have been in a Debt...

10 May 2018

From: Breaking News

Demand for five-year fixed deals drops to annual low

Demand for five-year fixed rate remortgages has fallen to the lowest level since July 2017, according to conveyancing service provider LMS. The...

27 April 2018

From: Breaking News

Secure Trust Bank secures 30 partners in first year

Secure Trust Bank continues to expand its service, having signed 30 new partnerships during its first 12 months of operation. Launched in...

20 April 2018

From: Breaking News

Pepper Money launches new limited edition range

Pepper Money has added Limited Edition pricing as part of its new range, with some rates slashed by up to 1%. Available...

20 April 2018

From: Breaking News

First digital mortgage registered at HM Land Registry

The first digital mortgage was entered into the Land Register by Enact Conveyancing and Coventry Building Society for a house in...

16 April 2018

From: Breaking News

Metro Bank expands to Scotland

Metro Bank has announced that from April 5 it will expand its mortgage business into Scotland both direct and via brokers. Scottish...

29 March 2018

From: Breaking News

Kensington and New Street launch full market in Scotland

Kensington Mortgages and New Street Mortgages have announced a successful market launch into Scotland. While Kensington now offers an extensive range of...

16 March 2018

From: Breaking News

Completion rates in first-time buyer mortgage applications rose in 2017

The majority (74%) of mortgage applications via intermediaries for first-time buyers resulted in a completion during Q4 2017, according to the...

09 March 2018

From: Breaking News

Masthaven joins Brilliant Solutions lender panel

Specialist provider of solutions for mortgage intermediaries, Brilliant Solutions, has added Masthaven to its panel of lenders. Brokers will now be able...

28 February 2018

From: Breaking News

Alternative Bridging hits the Midlands

Short-term lender Alternative Bridging has recently opened a Midlands office, further expanding its business in the region. With its existing broker network...

28 February 2018

From: Breaking News

Accord launches new remortgage options and reduces rates

Accord Mortgages has launched five competitive remortgage options for borrowers with a 25%, 20% or 10% deposit. The new remortgage range from...

22 February 2018

From: Breaking News

Masthaven teams up with Legal & General to launch second charge range

Masthaven has launched its second charge mortgage range with competitive rates available via Legal & General Mortgage Club. With this partnership, Masthaven...

21 February 2018

From: Breaking News

Over half a million households at risk of negative equity

Half a million households would be at risk of negative equity if there was a drop in the average UK house...

15 February 2018

From: Breaking News

Expat Packager partners with Marsden to bring competitive mortgage products

A new wave of residential products is being introduced to help mortgage brokers secure the best solution for their clients. Following the...

15 February 2018

From: Breaking News

Chorley becomes latest addition to TMA Club’s lender panel

TMA Club has announced the addition of Chorley Building Society to its lender panel – offering its members access to a...

13 February 2018

From: Breaking News

M&S Bank launches first mortgage range to assist FTBs

M&S Bank has launched its first mortgage range and developed a first-time buyer range to support first-time buyers (FTBs). The bank’s first...

06 February 2018

From: Breaking News

Vida launches pilot for second charge mortgage range

Intermediary-only specialist mortgage lender Vida Homeloans has announced the launch of a pilot scheme in the second charge mortgage market. The ‘test...

06 February 2018

From: Breaking News

'Brokers confident of successful 2018, despite Brexit' - Shawbrook Bank

Commercial mortgage brokers are 'overwhelmingly upbeat' about their prospects for 2018, according to Shawbrook Bank. The bank's annual Broker Barometer found that...

18 January 2018

From: Breaking News

More equity release options for ‘silver separators’

Many older divorcees are struggling to pay the mortgage post-split, according to figures from LEBC. The financial planning firm is placing greater...

16 January 2018

From: Breaking News

Legal & General and Shawbrook team up for new product launch

Legal & General Mortgage Club has added two Shawbrook Bank products to its lending panel.   The products cater for second charge and...

21 December 2017

From: Breaking News

Accord launches interest only repayment options for borrowers

Specialist lender Accord Mortgages has launched interest only repayment options to its residential mortgage range. New borrowers seeking up to 75% loan-to-value...

05 December 2017

From: Breaking News

Variable mortgage enquiries soar despite bank rate rise

Borrowers are still opting for variable mortgages despite the Bank of England base rate increase, new figures from Yorkshire Building Society...

14 November 2017

From: Breaking News

Hesitant borrowers turn to fixed rate mortgages

Yorkshire Building Society has seen a surge in fixed rate mortgage applications from borrowers ahead of a potential Bank of England...

31 October 2017

From: Breaking News

Metro Bank lowers rates across all ranges

Metro Bank has announced a variety of changes to its residential fixed, buy-to-let (BTL) and large loan product ranges. Rate reductions by...

31 October 2017

From: Breaking News

Demand for 35-year mortgages increases

Nearly seven in ten (69%) mortgage brokers saw an increasing demand for 35-year mortgages, according to the latest research from the...

24 October 2017

From: Breaking News

Keystone bolsters lending criteria

Keystone Property Finance has announced the upgrade of its criteria for portfolio and non-portfolio landlords. The buy-to-let lending brand has increased the...

17 October 2017

From: Breaking News

Lending in England falls as house prices rise

The latest ‘bubble alert’ from One 77 Mortgages found lending in March 2017 was in decline compared to March last year...

17 October 2017

From: Breaking News

Gross specialist lending grows threefold since 2009

The value of specialist mortgage lenders’ annual lending has increased 19% per year since 2009, according to a new report from...

06 October 2017

From: Breaking News

Free legal advice is still a popular choice for borrowers

Free legal assistance is still a popular option among the majority of borrowers remortgaging with Accord Mortgages. Figures from the lender show...

02 October 2017

From: Breaking News

LendInvest and NACFB to launch first Broker Property Development Course

Property lender, LendInvest, has launched the first LendInvest Broker Property Development Course in partnership with the National Association of Commercial Finance...

02 October 2017

From: Breaking News

Accord launches lowest-ever 80% LTV two-year fix

Accord Mortgages is offering its lowest ever two-year fixed rate at 80% loan-to-value (LTV) with a 0.99% two-year fixed rate mortgage...

25 September 2017

From: Breaking News

The Northview Group announces changes to portfolio BTL propositions

The Northview Group has announced changes to its portfolio buy-to-let lending criteria for both Kensington and New Street Mortgages. The changes come...

18 September 2017

From: Breaking News

Bluestone appoints new sales director following ongoing expansion

Specialist lender Bluestone Mortgages has announced the appointment of Steve Seal as director of sales and distribution as part of its...

13 September 2017

From: Breaking News

Customer service remains top priority when choosing a mortgage provider

When choosing a mortgage lender, customer service remains a “definitive priority” for borrowers, results from a Computershare survey found. Computershare, an Australian...

08 September 2017

From: Breaking News

Accord figures show a remortgage rush

Figures from Accord Mortgages show a jump in remortgage applications over the summer, with borrowers grabbing competitive mortgage deals ahead of...

08 September 2017

From: Breaking News

First-time buyers turning to specialist lenders

New data from mortgage lender, Vida Homeloans, found more first-time buyers are seeking lenders for deals that cater to their needs...

08 September 2017

From: Breaking News

Darlington Building Society launches discount mortgage to L&G Mortgage Club

Legal & General Mortgage Club has joined Darlington Building Society to introduce exclusive discount mortgages, aimed at first-time buyers, homeowners or...

05 September 2017

From: Breaking News

more 2 life hits £1 billion lending milestone

Lifetime mortgage lender more 2 life has surpassed £1 billion of lending, along with a substantial total loan book value. According to...

05 September 2017

From: Breaking News

First-time buyers make up half of all property purchases in July

First-time buyers accounted for half of all home purchase valuations in July, according to the latest research from Connells Survey &...

29 August 2017

From: Breaking News

TMA launches remortgage product via The Melton Building Society

TMA Mortgage Club is giving its members an exclusive fee-free 75% LTV discount rate deal following its partnership with The Melton...

29 August 2017

From: Breaking News

The Nottingham members to receive cash back rewards

Approximately 1,500 members of The Nottingham Building Society (The Nottingham) are to receive a share of a £70,000 ‘cash back’ reward...

29 August 2017

From: Breaking News

Pepper joins forces with Intrinsic Network

Pepper Homeloans has been appointed to the mortgage lender panel of Intrinsic Network. Intrinsic will market Pepper Homeloans’ full range of residential...

25 August 2017

From: Breaking News

Accord launches £495 fee remortgage options

Accord Mortgages has revealed competitive remortgage options with a £495 fee and the benefit of additional features. The new products from the...

25 August 2017

From: Breaking News

OneSavings Bank outlines plans for PRA portfolio landlord changes

OneSavings Bank (OSB) has announced its new lending criteria for portfolio landlords to help brokers prepare for the PRA Phase 2...

21 August 2017

From: Breaking News

Mortgage arrears and possessions fall again during second quarter

The number of mortgages in arrears has declined in the second quarter (Q2) of this year, being the lowest level since...

16 August 2017

From: Breaking News

Accord reduces rates on residential mortgages

Accord Mortgages has now added more choice to its product range by reducing rates at most LTVs and offering a new...

07 August 2017

From: Breaking News

Bridging and development lender posts record results

Roma Finance, the Manchester-based bridging lender, has announced its most successful half year to 30 June 2017. Four of the six months...

07 August 2017

From: Breaking News

UK mortgage market surged in June

Fresh statistics suggest the UK’s mortgage market has been boosted again, with approvals for home lending up month on month and...

04 August 2017

From: Breaking News

Mortgage holders are at risk of losing £400 a year despite being loyal customers

Bank customers are at risk of paying an extra £400 if they chose not to remortgage after their fixed term deal...

01 August 2017

From: Breaking News

76% of advisers urge home buyers to take out a private survey

Over three quarters (76%) of advisers recommend taking out private surveys when purchasing or remortgaging a property, according to TMA Mortgage...

01 August 2017

From: Breaking News

Accord Buy to Let expands its fixed rate price

Accord Buy to Let has bolstered its range of fixed rate mortgages for landlords with deposits of 25% or more. The lender,...

28 July 2017

From: Breaking News

Accord says borrowers can benefit from additional features

Accord Mortgages has confirmed that it will continue to provide free legal assistance or cashback up to £500 to both residential...

25 July 2017

From: Breaking News

NACFB: Commercial lending update as new chief executive starts work

As I settle into my new role, my commute from Liverpool St Station to Hamilton House takes me right past Bucklersbury...

25 July 2017

From: Breaking News

Bank of Mum and Dad to lend 23% more in 2017

The so-called Bank of Mum and Dad will lend 23% more funds in 2017, putting it on a par with the...

10 May 2017

From: Breaking News

Vida Homeloans enhances buy-to-let criteria

Specialist mortgage lender Vida Homeloans has announced significant changes to its specialist buy-to-let range, enhancing its lending criteria and building on...

10 May 2017

From: Breaking News

Total gross mortgage lending to hit £260 billion this year

The mortgage market will reach its highest level of gross lending since the financial crisis during 2017, the Intermediary Mortgage Lenders...

02 May 2017

From: Breaking News

Are high street lenders failing mortgage borrowers?

A study has revealed that many British consumers are fed up of mortgage lenders' impersonal and 'computer says no' approach. Research found...

07 April 2017

From: Breaking News

Regulated mortgage ‘robo-adviser’ to launch in the UK

MortgageGym.com, which claims to be the world’s only regulated mortgage robo-adviser, will be launched in the UK in the coming months,...

07 April 2017

From: Breaking News

Average landlord LTVs continue to fall, reports Paragon

Gearing amongst landlords remained low in the first quarter of the year, according to Paragon Mortgages, with the average loan-to-value (LTV)...

07 April 2017

From: Breaking News

‘Mortgage accessibility at post-MMR high’ - IMLA

Brokers are encountering fewer difficulties when sourcing mortgages for clients than at any point since the introduction of the Mortgage Market...

05 April 2017

From: Breaking News

Fee-free and high LTV products launched by Hinckley & Rugby

Hinckley & Rugby Building Society has launched two new fee-free high LTV mortgages. The fix then discount products are completely fee-free and...

28 March 2017

From: Breaking News

Quarter of young Brits have given up on home ownership

A quarter of young people believe the only way they'll ever own a home is by inheriting cash, research by Halifax has...

22 March 2017

From: Breaking News

Tenet announces tie-up with Vida Homeloans

Tenet, a Leeds-based mortgage adviser support group, has announced a new partnership with specialist lender Vida Homeloans, the latest in a...

22 March 2017

From: Breaking News

Accord expands remortgage range

Two competitive fixed-rate mortgages with no upfront fees and added features have been launched by Accord Mortgages. The move has been...

16 March 2017

From: Breaking News

Magellan to distribute its products via Black Book Finance

Specialist mortgage lender Magellan Homeloans has announced that it will distribute its product range via Black Book Finance. Launched last November, Black...

10 March 2017

From: Breaking News

Landbay pairs up with Brilliant Solutions

Peer-to-peer mortgage lender Landbay has partnered with mortgage packaging and distribution experts Brilliant Solutions to provide a range of specialist lending...

10 March 2017

From: Breaking News

Small deposit buyers increase share of UK mortgage market

Small deposit buyers were given a New Year boost, with their share of the mortgage market increasing in January 2017. Small deposit...

03 March 2017

From: Breaking News

Magellan Homeloans announces partnership with 3mc

Specialist mortgage lender Magellan Homeloans has announced it will distribute its full range of mortgage products through the specialist distributor and...

03 March 2017

From: Breaking News

Together expands buy-to-let range

New products aimed at expats and a simplified buy-to-let range have been launched by specialist lender Together. The hatful of changes to...

01 March 2017

From: Breaking News

Hinckley & Rugby Building Society reports year of growth

The annual results published by Hinckley & Rugby Building Society has revealed robust growth in its mortgage lending and savings balances.  In...

01 March 2017

From: Breaking News

Magellan and PMS announce tie-up

Members of the PMS Mortgage Club will have access to Magellan Homeloans full range of products, after an agreement was reached...

01 March 2017

From: Breaking News

Accord to boost borrowers with new tracker mortgage

Accord Mortgages has launched a new tracker mortgage with no early repayment charges. The lender says this new product will give borrowers...

24 February 2017

From: Breaking News

Overseas buyers and expats routinely rejected for mortgages

Overseas buyers and British expats are finding it increasingly difficult to purchase property in the UK without correct advice, according to deVere...

24 February 2017

From: Breaking News

Paragon’s new broker portal launched

A new broker portal platform has been launched by lending specialist Paragon Group, assisted by financial sevices software provider BEP Systems. The portal,...

24 February 2017

From: Breaking News

Blue lights and sirens

A fall in the mean average value of leads from SMEs in the first six weeks of 2017 seems to suggest...

22 February 2017

From: Breaking News

Legal & General partners with Leeds Building Society to increase product range

Legal & General Mortgage Club has announced an exclusive deal with Leeds Building Society to help expand its shared ownership and...

22 February 2017

From: Breaking News

Scottish borrowers are most active mortgage switchers

Mortgage borrowers in Scotland are the most proactive when it comes to switching products, according to new research. A YouGov study, commissioned...

17 February 2017

From: Breaking News

NACFB: FSCS Levy is an expensive route to welcome destination

The £15 million supplementary levy imposed on mortgage brokers by the Financial Services Compensation Scheme (FSCS) will hit the best-qualified brokers...

10 February 2017

From: Breaking News

Pricing of short-term buy-to-let mortgage products hits all-time low

The average pricing of two and three-year fixed rate buy-to-let mortgages is at an all-time low. This is according to the latest Index...

10 February 2017

From: Breaking News

Kent Reliance partners up with TMA

Specialist mortgage lender Kent Reliance has partnered with The Mortgage Alliance (TMA) to offer a direct submission route for its brokers. The...

10 February 2017

From: Breaking News

Residential mortgage range enhanced by Pepper Homeloans

Specialist lender Pepper Homeloans has enhanced its entire range of residential mortgage products. It's done so by slashing most of its...

08 February 2017

From: Breaking News

Accord expands range of offset mortgages

Accord Mortgages used the beginning of February to launch five new options to its offset range. The intermediary-only lender’s new measures...

03 February 2017

From: Breaking News

Mortgage affordability on the rise as rates remain at record lows

Mortgage affordability is increasing for first-time buyers, home movers and remortgagors, according to the latest index from Mortgage Advice Bureau (MAB). The...

01 February 2017

From: Breaking News

Remortgage activity continues to increase, research reveals

Homeowners remortgaged for an average of £15,000 more in 2016 than they did two years ago, with 57% of remortgage cases...

01 February 2017

From: Breaking News

Furness launches two new buy-to-let products

Two new five year fixed-rate buy-to-let products have been launched by Furness for Intermediaries, strengthening the firm's product range and its...

01 February 2017

From: Breaking News

Lender extends lifetime mortgage range with flexible products

Financial mutual OneFamily has extended its lifetime mortgage range, increasing its number of products from four to six.  The two new additions...

01 February 2017

From: Breaking News

InterBay simplifies mortgage range for buy-to-let and HMO

InterBay Commercial, part of specialist lending group OneSavings Bank, has strengthened its buy-to-let proposition with simplified pricing and rate drops. By adopting...

01 February 2017

From: Breaking News

New lender partnership announced by Commercial Trust

A leading buy-to-let broker has partnered with a new lender to improve its selection of offerings. Commercial Trust has added Vida Homeloans...

27 January 2017

From: Breaking News

New Street Mortgages launches new reduced buy-to-let rates

New Street Mortgages has announced rate reductions across its buy-to-let mortgage range. It has reduced the rate for its two-year discount product...

25 January 2017

From: Breaking News

Mortgage proposition relaunched by Castle Trust

A relaunch of its mortgage proposition has been carried out by finance company Castle Trust. The relaunch includes a glossy new...

25 January 2017

From: Breaking News

Digital mortgage broker secures £5.5 million investment

Digital mortgage broker habito has raised £5.5 million in investment funding.  The firm says it will use the money to enhance the...

25 January 2017

From: Breaking News

Offset mortgage incentive extended by Accord

Borrowers taking out an offset mortgage have a few days left to be given a helping hand by Accord Mortgages. The...

25 January 2017

From: Breaking News

Mortgage costs on the rise, research reveals

The latest product data analysis from Mortgage Brain has revealed that recent predictions about potential increases in mortgage costs are starting...

18 January 2017

From: Breaking News

Why banks and building societies should be lending to the over 50s

Following the introduction of new lending rules in April 2016, under the Mortgage Market Review (MMR), many banks and building societies...

18 January 2017

From: Breaking News

Paragon Mortgages launches into residential market

Paragon Mortgages has entered the residential mortgage market after announcing the launch of a new range of products for owner-occupiers.  The lender,...

18 January 2017

From: Breaking News

Prospective buyers finding out about poor credit during mortgage applications

Poor credit scores are denying prospective property buyers from being granted mortgages, a new study has revealed. The research into the nation's...

18 January 2017

From: Breaking News

Lenders launch new high-LTV products aimed at first-timers

Two lenders have launched new mortgage products with LTVs of over 90%. Furness Building Society has introduced a range of five-year fixed...

21 October 2016

From: Breaking News

Mortgage Trust launches its 'most competitive' products for two decades

Mortgage Trust has launched a series of products catering for buy-to-let property purchases and remortgages. The lender says that the products, which...

21 October 2016

From: Breaking News

‘Mortgage costs continue to fall’ - Mortgage Brain

The latest quarterly data analysis from Mortgage Brain shows that the cost of mortgages continued to fall over the past three...

19 October 2016

From: Breaking News

Self-employed struggling to obtain mortgages

Self-employed borrowers are finding it difficult to get mortgages, according to research by the Nottingham Building Society. The firm's study found that...

07 October 2016

From: Breaking News

Lender launches product range for borrowers with credit 'blips'

Pepper Homeloans has announced the launch of a range of five-year fixed rate products for borrowers with blots on their credit...

07 October 2016

From: Breaking News

First Complete to host fifteen mortgage forums this month

First Complete, which is part of the LSL Property Services Group, is this month holding fifteen mortgage forums across the UK. The...

07 October 2016

From: Breaking News

Precise Mortgages enters Right to Buy market

Specialist lender Precise Mortgages has announced a new range of products for tenants using the Right to Buy Scheme.  Highlights of the...

07 October 2016

From: Breaking News

Lending should be based on affordability, not age

The one area in which a proper affordability assessment is ignored is lending to older borrowers, according to findings from The...

24 August 2016

From: Breaking News

New lender receives FCA approval

A new lender, which is aiming to target older borrowers, has received full regulatory approval from the Financial Conduct Authority (FCA). Mortgages4Life,...

24 August 2016

From: Breaking News

Shared ownership range launched by Tipton

Tipton has launched a new shared ownership range, including mortgages available throughout England and Wales up to 90% of the share...

11 August 2016

From: Breaking News

Precise Mortgages revamps buy-to-let offering

Precise Mortgages has recently announced a number of changes to its product range, particularly focusing on its buy-to-let offering.  HMO and Limited...

11 August 2016

From: Breaking News

Pepper Homeloans added to SimplyBiz panel

SimplyBiz Mortgages has added Pepper Homeloans to its distribution panel. Pepper Homeloans' products will now be accessible to over 6,500 financial advisers...

11 August 2016

From: Breaking News

Delays causing brokers most difficulty since introduction of MCD

The latest Broker Sentiment Survey by bridging lender MTF has found that delays to mortgage applications have caused brokers the most...

26 July 2016

From: Breaking News

Society of Mortgage Professionals announces record membership

The Society of Mortgage Professionals has confirmed that membership has broken through the 8,000-barrier for the first time. “It’s an affirmation of...

19 July 2016

From: Breaking News

Precise Mortgages launches retention program

Lender Precise Mortgages has launched a retention program for customers coming to the end of their initial fixed or discount deals...

19 July 2016

From: Breaking News

Santander and Legal & General announce lifetime mortgages partnership

Santander and Legal & General have announced a new five year agreement to offer lifetime mortgages to Santander customers. The arrangement aims...

14 July 2016

From: Breaking News

Five year fixed rate mortgages cut by Accord

Rates for borrowers looking to secure a longer-term deal have been slashed by Accord Mortgages, with a 0.15% reduction on selected...

17 June 2016

From: Breaking News

Long-term interest rates hit a further new low

Back in 1980 I took out my first mortgage to buy a flat in Birmingham. The flat was very affordable and...

13 June 2016

From: Breaking News

Shared ownership calculator enables buyers to 'stress test' their loans

A new mortgage calculator is to allow prospective buyers considering shared ownership to work out the total cost of purchasing a...

08 June 2016

From: Breaking News

Annual house price growth stable at 9.2%

House prices in the three months to May were 9.2% higher than in the same three months a year earlier, according...

08 June 2016

From: Breaking News

Kent Reliance launches proc fee for switches

Kent Reliance has launched a new mortgage retention product that pays a broker procuration fee. The lender, part of specialist lending group...

02 June 2016

From: Breaking News

Brokers negative about seven-day switching

Brokers and mortgage experts have given a thumbs down to Government proposals to introduce seven-day mortgage switching. The proposal, outlined in the...

27 May 2016

From: Breaking News

Remortgaging hits seven-year high in April

Remortgage lending leapt 48% by value in the year to April to hit £6.4 billion, the largest sum recorded since November...

26 May 2016

From: Breaking News

Nine out of 10 opt for fixed rates

Nine out 10 borrowers are opting to fix their mortgages despite little sign of forthcoming base rate hike. Historically low mortgage interest...

26 May 2016

From: Breaking News

Property transactions plummet in April

Residential property transactions plunged by almost half in April in the wake of a bumper March. The seasonally adjusted estimate fell by 45.2% last...

25 May 2016

From: Breaking News

Mortgage gap closes as high-LTV loans get cheaper

The gap between mortgage rates at different LTVs has narrowed dramatically, making life easier for borrowers with small deposits. Mortgage rates for borrowers...

24 May 2016

From: Breaking News

Family and National Counties commit to older borrowers

Family Building Society and National Counties Building Society have re-affirmed their longstanding commitment to lending to older borrowers. While many lenders have...

20 May 2016

From: Breaking News

Buy-to-let to avoid stress test “Armageddon”

Increases in buy-to-let lenders’ stress test levels should not be viewed as an ‘Armageddon moment’ for the sector, an industry expert...

19 May 2016

From: Breaking News

Buyers race to beat Brexit uncertainty

One in seven mortgage and remortgage customers are racing to complete their application before the EU referendum on 23 June. More than...

18 May 2016

From: Breaking News

Yorkshire launches lowest fixed rate on market

Yorkshire Building Society has launched the lowest fixed rate mortgage on the market, a two-year deal charging 1.17%. It is available to borrowers...

13 May 2016

From: Breaking News

Mortgage fees hit two-year high

New research shows that mortgage fees are starting to increase with the average fee increasing by £40 in the last six...

10 May 2016

From: Breaking News

Nationwide hikes maximum lending age to 85

Nationwide Building Society is increasing its maximum age for mortgage maturity from 75 to 85. This follows last week's move by the...

09 May 2016

From: Breaking News

First-time buyers ‘must act fast’ to get top deals

The cost of servicing a mortgage for buyers with small deposits has fallen sharply over the past 12 months, according to...

06 May 2016

From: Breaking News

Halifax offers switchers £750 cashback

Halifax bank is offering a £750 incentive to mortgage borrowers who move their loan from a rival lender. The deal was...

06 May 2016

From: Breaking News

Fall in demand pushes up tracker rates

The average cost of tracker mortgages is on the increase as the result of falling demand from borrowers, according to Moneyfacts.co.uk. The...

05 May 2016

From: Breaking News

Mortgage products fly to record high

Brokers have more choice than ever before with the number of mortgage products hitting an all-time high in March. However, new mortgage application...

28 April 2016

From: Breaking News

Outlook is bright for remortgaging

The average amount of equity withdrawn through remortgaging has hit a new high with borrowers taking out £31,887 on average. This is...

28 April 2016

From: Breaking News

Brokers hail “bumper” March for lending

Brokers and lenders are celebrating a "bumper month" which saw borrowing in March 64% higher than one year earlier. Gross mortgage borrowing...

27 April 2016

From: Breaking News

Halifax launches 1% cashback offer

Halifax has launched a 1% cashback offer for first-time buyers and home movers across its mortgage range. First-time buyers and home movers...

26 April 2016

From: Breaking News

Accord launches new fee-free mortgages

Accord Mortgages has launched a new fee-free mortgage for borrowers with a 35% deposit, with added incentives. The intermediary-only lender, part of...

21 April 2016

From: Breaking News

Surge in limited company buy-to-let mortgages

The number of buy-to-let mortgages available to borrowers has increased significantly due to a surge in deals aimed at limited company borrowers. Average...

15 April 2016

From: Breaking News

Brexit looms over interest rate decision

The Bank of England’s monetary policy committee has held interest rates again with a unanimous 9-0 vote yesterday and experts say there is...

15 April 2016

From: Breaking News

Residential and buy-to-let mortgage rates continue to fall

Rates on mainstream and buy-to-let mortgages have fallen by as much as 10% over the past three months. This should spell further...

14 April 2016

From: Breaking News

Chelsea unveils fee-free offset range

Chelsea Building Society has launched a competitive new fee-free offset range aimed at borrowers who want to reduce the upfront costs...

07 April 2016

From: Breaking News

Surge in three-year fixed mortgages

There has been a surge in three-year fixed rate mortgages with number of deals on the market rising 16% in the last...

06 April 2016

From: Breaking News

Leeds BS eases interest-only criteria

Leeds Building Society has eased its interest-only criteria and will now accept sale of property as a repayment strategy up to...

05 April 2016

From: Breaking News

Lloyds launches online remortgaging

Lloyds Bank has launched an online remortgage service in a bid to make it easier to switch to a better deal. More...

30 March 2016

From: Breaking News

CML warns against further buy-to-let changes

The Council of Mortgage Lenders (CML) has warned against further intervention in the buy-to-let market as the forthcoming tax crackdown looks...

22 March 2016

From: Breaking News

Lending hits eight-year high in February

Gross mortgage lending in February hit its highest level for eight years after leaping 30% year-on-year. Lending totalled £17.6 billion which marks a fall from £18.5...

18 March 2016

From: Breaking News

Sharp rise in mortgage freebies

There has been a sharp rise in "mortgage freebies" as lenders increasingly compete on incentive packages rather than just price. New research...

16 March 2016

From: Breaking News

MCD could bar cheap loans to accidental landlords

The Mortgage Credit Directive (MCD), could bar accidental landlords from switching to cheaper mortgage deals on affordability grounds. Many could be told they...

11 March 2016

From: Breaking News

Higher-LTV lending squeezed as purchases soar

House purchase values rose 20% in the final quarter of 2015 yet there was also a worrying drop in higher-LTV lending. The...

09 March 2016

From: Breaking News

Leeds launches lowest ever 10-year fix

Leeds Building Society is launching the lowest ever 10-year fixed rate mortgage charging just 2.75%. The best buy deal, available from Thursday,...

09 March 2016

From: Breaking News

Seven years of low rates won’t last forever

Tomorrow will mark the seventh anniversary of 0.5% interest rates but property experts warn that cheap money won't last forever. The average...

04 March 2016

From: Breaking News

Mortgage lending soars 38% in a year

Gross mortgage lending surged 38% in the past year to hit £13.6 billion last month, the highest figure for nearly eight...

25 February 2016

From: Breaking News

Over-40s locked out of mortgage market

Mortgage brokers say it is increasingly difficult for clients over 40 to find a mortgage because of their age. Two out of brokers...

24 February 2016

From: Breaking News

First-time buyer deals near pre-crash levels

The number of high-LTV deals aimed at first-time buyers is almost back at pre-financial crisis levels. Mortgages at 90% and 95% LTV...

24 February 2016

From: Breaking News

First-time buyer lending hits eight-year high

First-time buyers returned in force in December to borrow £4.5 billion, a rise of 18% on one year ago. This also marked a rise of...

17 February 2016

From: Breaking News

Accord and Leeds unveil five-year fixes

Accord Mortgages and Leeds Building Society have launched new five-year fixed-rate mortgages with added incentives. Intermediary-only lender Accord’s deals are aimed at borrowers...

17 February 2016

From: Breaking News

L&G unveils lifetime mortgage at 4.99%

Legal & General has launched a lifetime mortgage charging a market leading 4.99% APR on larger loans. Its Premier Flexible deal is a...

16 February 2016

From: Breaking News

Mortgage arrangement fees hit £7,500

Headline mortgage rates have hit an all-time low but rising arrangement fees mean that deals aren't always as cheap as they...

09 February 2016

From: Breaking News

Newcastle launches 95% LTV fix at 3.59%

Newcastle Intermediaries has launched a two-year fixed rate charging 3.59% up to 95% LTV. This product also comes with no completion fee...

09 February 2016

From: Breaking News

Will interest rates ever rise?

The Bank of England voted to hold interest rates by 9-0 yesterday which means they will stay at 0.5% for a full seven...

05 February 2016

From: Breaking News

Accord widens two-year mortgage range

Accord Mortgages has extended its two-year mortgage range by launching new deals for borrowers with higher loan sizes. The intermediary-only lender, part of Yorkshire Building...

03 February 2016

From: Breaking News

Mortgage approvals hit two-year high

New figures show the housing market defying the traditional seasonal slowdown in December as mortgage approvals hit a two-year high. The number of...

02 February 2016

From: Breaking News

Keystone cuts buy-to-let rates

Keystone Buy to Let Mortgages has streamlined its Classic Range to make product selection more straightforward for brokers and landlords. All rates...

02 February 2016

From: Breaking News

Mortgage approvals leap 24% in December

Monthly mortgage approvals soared 24% year-on-year to £12.4 billion in December but brokers deny lending is getting out of control. Across 2015,...

28 January 2016

From: Breaking News

Interest rate cuts save borrowers £22 billion a year

Interest rate cuts following the financial crisis have reduced annual mortgage costs by more than £22 billion, new figures show. The 4.5 percentage...

28 January 2016

From: Breaking News

Average deposit tops £80,000 for first time

The average house purchase deposit jumped 15% in a year to more than £80,000 in December. This is its highest point since the...

27 January 2016

From: Breaking News

Leeds BS unveils Help to Buy London mortgages

Leeds Building Society will launch its first Help to Buy London mortgages from on Monday 1 February. The society is among the first...

27 January 2016

From: Breaking News

Mortgage rates continue to fall

Lenders shrugged off rumours of a base rate hike and continued to cut mortgage rates at the end of last year. Fixed...

26 January 2016

From: Breaking News

Newcastle launches long-term intermediary deals

Newcastle Intermediaries has launched two competitive deals for borrowers looking to take advantage of today's low base rate to lock in for...

22 January 2016

From: Breaking News

Surge in limited company buy-to-let loans

The number of investors purchasing buy-to-let properties through a limited company rose sharply in the final quarter of 2015, new figures...

08 January 2016

From: Breaking News

2015: the year mortgage rates plummeted

2015 will be remembered as the year time mortgage price war reached "boiling point", as lenders battled for borrowers. The result was...

24 December 2015

From: Breaking News

Leeds improves buy-to-let mortgage range

Leeds Building Society has launched a new range of buy-to-let mortgages with cashback for existing borrowers. Existing borrowers wanting to add to...

24 December 2015

From: Breaking News

Borrowers urged to fix before UK rates rise

Mortgage brokers are urging borrowers to fix their mortgage repayments in the wake of the US Federal Reserve decision to increase...

18 December 2015

From: Breaking News

95% LTV mortgages hit post-recession high

The number of 95% LTV mortgages rose by 84% in the last year after a surge of product launches over the...

17 December 2015

From: Breaking News

Older borrowers desperately need help now

The Council of mortgage lenders has urged action to make it easier for older and retired people to take out mortgages. The...

04 December 2015

From: Breaking News

Stafford Railway BS lends up to age 85

Stafford Railway Building Society is reminding older borrowers that they can take advantage of its standard variable rate mortgage up to...

27 November 2015

From: Breaking News

Brokers celebrate early Christmas as lending hits new high

Christmas has come early for the mortgage industry which is celebrating the highest monthly lending figure for more than seven years. Gross mortgage lending...

20 November 2015

From: Breaking News

UK prices leap as average London home hits £531,000

UK house prices increased by 6.1% in the year to September 2015 with London and the South once again leading the...

18 November 2015

From: Breaking News

Co-operative Bank slashes rates across its range

The Co-operative Bank has cut rates across its range of more than 80 mortgage options for both new and existing borrowers...

16 November 2015

From: Breaking News

BSA reviews mortgage lending age limits

The Building Societies Association (BSA) has committed to review its maximum age limits for mortgage borrowers to help those who need...

13 November 2015

From: Breaking News

Arrears fall again but brokers warn against complacency

Mortgage arrears and repossessions hit a new low in the third quarter but brokers have warned against borrower complacency. They fear borrowers...

13 November 2015

From: Breaking News

Buy-to-let investors shrug off tax crackdown

Buy-to-let lending continued to race ahead of the mortgage market in September as investors ignore Chancellor George Osborne's forthcoming tax crackdown. Investors drove large quarterly and...

12 November 2015

From: Breaking News

Now Accord and Coventry both cut rates

Broker-only lender Accord and Coventry for Intermediaries are the latest to cut mortgage rates as the lender price war continues. Accord is...

05 November 2015

From: Breaking News

Sharp rise in mortgage freebies

Mortgage lenders are increasingly using freebies to attract customers as it gets harder to compete on price. The number of mortgage products...

04 November 2015

From: Breaking News

Interest-only time bomb set to explode

The interest-only time bomb is set to explode as almost three-quarters of affected borrowers fear they may not be able to repay their loan. Some...

03 November 2015

From: Breaking News

Ipswich BS revamps “mortgage misfits” range

Ipswich Building Society has reviewed its mortgage range and is introducing six new deals with immediate effect. It aims to continue its...

02 November 2015

From: Breaking News

Rush to fix as mortgage rates edge up

The popularity of fixed mortgage rates is hitting new heights with 96% of homebuyers opting to fix during September for the second successive...

28 October 2015

From: Breaking News

Cheap mortgages come with frightening costs

The true cost of the lowest-price mortgages on the market is "frightening", according to new research from Moneyfacts.co.uk. It said too many...

28 October 2015

From: Breaking News

Mortgage lending leaps 25% in a year

Mortgage approvals leapt 24% in the year to September driven by a resurgence in remortgaging. Remortgages jumped 40% over the year, against...

27 October 2015

From: Breaking News

Yorkshire BS launches cheap 95% LTV fix

The mortgage price war for higher-LTV loans has intensified with Yorkshire Building Society launching a 3.78% two-year fixed rate mortgage for...

26 October 2015

From: Breaking News

Lending surge gathers pace in September

Mortgage lending is enjoying its best spell for seven years after surging 12% year-on-year to £61.4 billion in the third quarter. The...

22 October 2015

From: Breaking News

Strong buyer demand drives market activity

The property market continued to tick over in September with activity up 5.4% on the same month last year. There were 106,030...

22 October 2015

From: Breaking News

Remortgagers shun broker help

The number of people using an independent adviser to help with a remortgage has dropped by 28% this year, new figures...

21 October 2015

From: Breaking News

Buy-to-let crackdown “harms tenants more than landlords”

Loss of higher rate tax relief and tighter regulation on buy-to-let could harm tenants more than landlords by constraining the supply of rented...

20 October 2015

From: Breaking News

Newcastle Intermediaries launches ‘All In One’ mortgage

Newcastle Intermediaries has launched what it claims is a unique “no fees and no hassle” mortgage covering all set-up fees including legal...

20 October 2015

From: Breaking News

Fleet Mortgages changes buy-to-let criteria

Fleet Mortgages has announced a series of criteria changes offering increased flexibility for brokers and their clients. The buy-to-let and specialist lender has...

16 October 2015

From: Breaking News

Masthaven Finance applies to become a bank

Specialist mortgage lender Masthaven Finance has applied to become a bank offering home loans and fixed-interest savings. It has now submitted its banking...

15 October 2015

From: Breaking News

Mortgage rates set to plunge even lower

The cost of fixed rate mortgages is set to plummet as lenders rush to meet 2015 lending targets. London estate agent Portico.com...

07 October 2015

From: Breaking News

Lenders compete to offer cheap high-LTV loans

Three lenders have launched new residential mortgages aimed at buyers needing higher loan-to-value (LTV) deals. Yorkshire, Leeds and Teachers building societies have...

07 October 2015

From: Breaking News

Dramatic surge in £1m mortgages

The number of mortgages for £1million or more has jumped by one-fifth in the last year. The sharp increase has been driven...

05 October 2015

From: Breaking News

HSBC cuts mortgage prices

HSBC has announced a reduction in a wide range of home loan rates. The bank has cut the cost of a...

02 October 2015

From: Breaking News

Mortgage approvals reach 2015 high

A new report from the Bank of England shows that approvals of loans for house purchases hit a 2015 high in...

01 October 2015

From: Breaking News

Help to Buy continues to drive mortgage market

The government-backed Help to Buy home-loan scheme continues to offer vital support to the mortgage market two years after its launch,...

01 October 2015

From: Breaking News

Adam Tyler Blog: Flexible Figures

How much money does a small business need to borrow? “We’re looking into the idea of taking out a loan,” they...

30 September 2015

From: 60 Second Interview

Remortgaging levels rise to new record high

The amount of money withdrawn by the typical remortgage customer has hit a new high, according to property service firm LMS. In...

28 September 2015

From: Breaking News

Higher rates 'should not be cause for concern’

Potential increases in the Bank of England base rate and knock-on effects on mortgage costs should not worry most homeowners, a...

28 September 2015

From: Breaking News

Interest-only ticking timebomb is being defused

Brokers have welcomed new figures showing a sharp decline in the number of interest-only loans over the past year. Over the past...

23 September 2015

From: Breaking News

Why now is perfect time to remortgage

New research suggests that now is the perfect time to remortgage as more products hit the market and rates fall significantly. As...

22 September 2015

From: Breaking News

Santander offers 95% LTV loans outside Help to Buy

Santander has announced that it will lend at 95% loan-to-value outside of the Government’s Help to Buy mortgage guarantee scheme. The scheme...

14 September 2015

From: Breaking News

Brokers fear new EU rules will hit mortgage lending

The large majority of brokers and lenders fear that new EU regulations may hit UK mortgage lending. New research shows that 74% of...

14 September 2015

From: Breaking News

Mortgage affordability rules leave buyers baffled

Two thirds of potential homebuyers have been left in the dark by new mortgage affordability rules, research reveals. Some 35% of potential...

10 September 2015

From: Breaking News

Fleet launches limited tranche buy-to-let deal

Fleet Mortgages has launched a new standard buy-to-let product with a limited tranche of funding. The new product is a two-year fixed...

09 September 2015

From: Breaking News

Fleet Mortgages cuts buy-to-let completion fee

Specialist buy-to-let lender Fleet Mortgages has unveiled a product with lower completion fees for loans up to £150,000. The two-year, fixed-rate product...

03 September 2015

From: Breaking News

Rush to remortgage as fixed rates creep upwards

Homeowners rushed to remortgage in July amid signs that fixed-rate mortgages are now starting to creep up in price. Remortgaging jumped 29%...

27 August 2015

From: Breaking News

Four out of five opt to fix as tracker sales slump

Four out of five new mortgages are fixed rates as borrowers increasingly turn their back on tracker deals. Borrowers are also fixing for...

14 August 2015

From: Breaking News

Leeds BS updates buy-to-let criteria

Leeds Building Society is changing its buy-to-let criteria to increase the maximum number of properties per borrower. The society has increased the...

12 August 2015

From: Breaking News

More buyers with smaller deposits able to buy

Applicants with smaller deposits are increasingly securing mortgages as lenders offer more high-LTV loans, new research suggests. Nearly half of all homebuyers...

11 August 2015

From: Breaking News

Banks to impose tough new buy-to-let tests

Banks are set to launch a new clampdown on buy-to-let in a bid to stop the boom getting out of control. They are looking...

10 August 2015

From: Breaking News

No bank rate hike this year, brokers say

Brokers and analysts don't expect base rates to rise until at least 2016 after the Bank of England held base rates...

07 August 2015

From: Breaking News

FCA to speak at ASTL conference

The Financial Conduct Authority (FCA) will discuss the impact of the EU Mortgage Credit Directive (MCD) on borrowers and brokers at...

07 August 2015

From: Breaking News

Buy-to-let crackdown to hit house price growth

Chancellor George Osborne's crackdown on buy-to-let tax relief is set to curb lending and temper house price growth. Despite this short-term setback, 2015...

05 August 2015

From: Breaking News

Yorkshire BS launches DIY online applications

Yorkshire Building Society has launched a new scheme allowing borrowers to gain a mortgage approval in principle via its website. Borrowers can...

05 August 2015

From: Breaking News

Halifax launches tool for instant mortgage decisions

Halifax has this week introduced a new online service which will allow potential customers to receive a mortgage agreement in principle...

03 August 2015

From: Breaking News

Limited company mortgages beat buy-to-let tax crackdown

More than 100 mortgages are available for landlords who buy properties through a limited company, allowing them to retain current levels...

03 August 2015

From: Breaking News

Platform cuts rates for borrowers with small deposits

Platform has revised its mainstream mortgage range for brokers by cutting fixed rates at 80% and 90% LTV. The intermediary lender of...

31 July 2015

From: Breaking News

Fixed rates now cheaper than variable rates

As mortgages plunge to record lows borrowers no longer have to pay more for the security of a fixed rate. The difference...

29 July 2015

From: Breaking News

First humans on Mars

The Treasury has recently proposed that a new type of Isa will be launched that’s dedicated solely to peer-to-peer funding. This is...

27 July 2015

From: Sponsored Content

The great mortgage rate hike finally begins

Lenders have started to withdraw their best mortgage deals in advance of the anticipated hike in base rates, threatening rising costs across the...

27 July 2015

From: Breaking News

Affordability improves sharply over the last year

The salary of the average homebuyer fell 16% year-on-year in June to £34,584, as improved mortgage affordability boosted lower income borrowers. The...

24 July 2015

From: Breaking News

Borrowers withdraw record equity despite rate hike threat

Remortgage customers are withdrawing record amounts of equity despite the threat that rising base rates will force up mortgage costs. Borrowers have...

23 July 2015

From: Breaking News

Bank of England to unleash fresh buy-to-let crackdown

The Bank of England could be handed new powers to restrict buy-to-let lending and curb the property boom. Chancellor George Osborne is...

22 July 2015

From: Breaking News

Lloyds offers early Christmas mortgage bonus

Lloyds Bank is looking to spread some early seasonal cheer with its latest remortgage offer. It will refund a standard monthly mortgage...

21 July 2015

From: Breaking News

New 90% LTV deal charges below 3%

Coventry for Intermediaries has launched a new mortgage to 90% LTV with rates starting from just 2.99%. The deal has been reduced...

20 July 2015

From: Breaking News

Base rate threat spells end to record low mortgages

Brokers are urging borrowers to remortgage as the age of record low mortgage rates draws to a close. Last week, Bank of England governor...

20 July 2015

From: Breaking News

Kensington overhauls buy-to-let range

Lender Kensington Mortgages has revealed details of a new range of loans aimed at landlords. The company said it was removing minimum...

16 July 2015

From: Breaking News

Virgin Money cuts price of fixed-rate loans

Lender Virgin Money has announced improvements to its range of residential mortgages, along with the temporary removal of its £99 application...

14 July 2015

From: Breaking News

Preparation is key to best mortgage deals, Equifax says

Would-be borrowers should ensure they are “mortgage ready” before applying for a loan, according to credit-reference firm Equifax. The company said that,...

10 July 2015

From: Breaking News

‘Scope for improvement’ in mortgage advice, watchdog says

The Financial Conduct Authority says that, although most borrowers receive suitable advice, lenders and brokers still have room to improve. The FCA’s...

10 July 2015

From: Breaking News

Purchase approvals reach 18-month high

The number of house-purchase approvals soared past 72,000 in June, the highest level since January 2014. Figures from chartered surveyor e.surv’s Mortgage Monitor...

10 July 2015

From: Breaking News

Buy-to-let threatens UK economy

The Bank of England has warned that the booming buy-to-let market poses a threat to the financial stability of the UK. It...

03 July 2015

From: Breaking News

Remortgagers dash to raise cash

Almost one third of borrowers who remortgaged in May increased the size of their mortgage to release cash for spending or...

02 July 2015

From: Breaking News

Dramatic surge in fee-free mortgages

The number of fee-free mortgages has quadrupled in the last five years and could shortly break the 1,000 mark, new figures...

30 June 2015

From: Breaking News

Remortgage market springs back into life

The number of remortgages grew strongly in May as homeowners took advantage of rising house prices and the lender price war...

30 June 2015

From: Breaking News

Nationwide cuts two-year fixed rates

Nationwide has cut its two-year fixed rates for borrowers with smaller deposits by up to 0.25%. And it has made further reductions...

29 June 2015

From: Breaking News

Barclays cuts residential rates again

Barclays has cut its residential mortgage rates for deals running over terms of two, three and five years. Highlights from the new...

26 June 2015

From: Breaking News

Adam Tyler Blog: Finance Sans Frontières

It wasn’t exactly springtime in Paris, but our day in Brussels at the start of May was nonetheless a welcome trip...

25 June 2015

From: 60 Second Interview

Adam Tyler blog: Getting a second chance

The British Bankers’ Association is working on a project that ensures small businesses won’t be left out in the cold. Banks will...

25 June 2015

From: 60 Second Interview

Adam Tyler

Bending over backwards to help borrowers A lot of Introducer Today readers will already be aware of the recent FCA ruling on...

25 June 2015

From: 60 Second Interview

Housing market riding high

Mortgage approvals hit a 14-month high in May after rising 4% year-on-year, according to new figures from the British Bankers' Association. It said 42,530 mortgages...

25 June 2015

From: Breaking News

Chelsea cuts first-time buyer rates

Chelsea Building Society has reduced rates for customers with 10% and 5% deposits, in what it says is a bid to...

25 June 2015

From: Breaking News

Platform launches new broker range

Platform has launched a new mortgage range for brokers and with cuts to selected fixed rate mortgages of up to 0.25%. The new rates...

25 June 2015

From: Breaking News

Pension freedoms drive buy-to-let growth

The number of buy-to-let mortgages increased sharply in the first month following Chancellor George Osborne's pension freedom revolution. The choice of deals has...

24 June 2015

From: Breaking News

Yorkshire BS unveils four-year offset

Yorkshire Building Society has launched the only range of four-year offset mortgages available on the market today. It said this followed a...

24 June 2015

From: Breaking News

Barclays improves interest-only criteria

Barclays has improved its criteria for interest-only borrowers who are using the sale of their property as a repayment vehicle. Mortgage customers...

19 June 2015

From: Breaking News

Kensington helps out the self-employed

Specialist lender Kensington Mortgages has launched a new mortgage range targeted at self-employed customers who can't get a standard deal. The new...

18 June 2015

From: Breaking News

Sharp falls in lending and house price growth

Record low interest rates couldn't prevent a decline in lending and house prices in April. UK house prices increased by 5.5% in...

17 June 2015

From: Breaking News

Young borrowers face lifetime of debt

Young borrowers increasingly expect to be paying their mortgage into retirement as they stretch themselves to get on the housing ladder. Around half of...

17 June 2015

From: Breaking News

Co-op takes two-year fixes to new low

The Co-operative bank has launched the UK's lowest ever two-year fixed-rate mortgage rate at just 1.09%. The loan, available up to 60%...

01 May 2015

From: Breaking News

Lazy lenders overcharge older borrowers

Lazy lenders are charging the over-50s more for their mortgages because of their age, according to new research from Saga Personal...

30 April 2015

From: Breaking News

Remortgaging hits two-year low

The value of remortgage lending slumped to a two-year low in March after falling 8% over the last 12 months. Total gross...

29 April 2015

From: Breaking News

Cheaper deals help low-income borrowers

Improve mortgage affordability is helping borrowers on lower incomes to climb the property ladder. Mortgage applications surged 18% in March in response to...

28 April 2015

From: Breaking News

Investec adds fixes to Professional range

Private bank and wealth manager Investec has added a range of three and five-year fixed rates to its mortgages for qualified...

28 April 2015

From: Breaking News

First Direct unveils three-year fix at 1.68%

Lender First Direct is launching a market leading three-year fixed rate charging 1.68% from today. The mortgage has a £1,450 fee and...

27 April 2015

From: Breaking News

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