Archive

An estimated 1.26 million people with adverse credit are looking to buy a property in the next 12 months, according to...

Hinckley & Rugby has bolstered its later life lending offer with a new five-year fix and slashed the interest rates on...

Fluent for Advisers has reported an increase in home improvement secured loan requests from introducers. The latest second-charge figures for June from...

Intermediaries can now access a discount for term retirement interest-only (RIO) mortgage from Hinckley & Rugby. The building society is offering its...

Less than 5% of tracker rate mortgages are available on the market, which reflects the current ‘lack of appetite’ for variable...

The number of 40-year mortgages approved jumped over 20-fold in 2018, up from only 162 in 2017, according to ludlowthompson. The London...

The World Green Building Council (WorldGBC) Europe network has launched a new report to support the growth of the market so...

Thousands of borrowers could be missing out on a better mortgage deal by not speaking to an adviser, research from Legal...

Nearly three quarters (71%) of the UK’s growing self-employed population believe their employment status makes it harder to get a mortgage,...

Bridging loan interest rates fell to the lowest level in Q1 2019, according to the latest data from Bridging Trends. It found...

Hinckley & Rugby Building Society has launched a Retirement Interest Only (RIO) mortgage exclusively through Legal & General Mortgage Club. Members of...

Asset management specialist Spicerhaart Corporate Sales has joined forces with fact-finding experts Excel and UK law firm TLT to create an...

New research by Kensington Mortgages has revealed that interest-only mortgages are a significant problem in the financial system. The specialist mortgage lender...

There has been a shift in broker searches regarding equity release, while searches for lenders that allow houses of multiple occupation...

LendInvest has secured funding of up to £200 million from HSBC UK to bring further capital to its platform. With this new...

Hinckley & Rugby Building Society has launched four exclusive mortgages for residential Joint Borrower Sole Proprietor (JBSP) applications. All four mortgages are...

Hinckley & Rugby Building Society added more than £50 million to its mortgage book in 2018, driven by high levels of...

HLPartnership (HLP) and Mortgage Support Network (MSN) will be hosting two seminars focusing on later life lending following their successful January...

Over two thirds (68%) of British people think lenders have too much power over borrowers. The findings come from new online polling...

Pure Retirement has announced the launch of its new adviser-facing mobile app. Believed to be the first of its kind in the...

Mortgage brokerage CLS Money has warned advisers that it’s high time they revisit all of their customers who have struggled to...

Newbury Building Society has launched its first retirement interest-only (RIO) mortgage to support borrowers in their later life. Applicants must be a...

Hinckley & Rugby Building Society has launched a new cashback mortgage with no completion fee. The new residential mortgage is a two-year...

Pepper Money has increased its sales support for brokers with the appointment of a new regional development manager for the North...

Hinckley & Rugby Building Society has launched two new residential mortgages for later life borrowers, with the option of interest-only for...

Nearly a third (32%) of current mortgage holders, which equates to approximately 4 million people, may have to re-evaluate their finances...

Connect for Intermediaries has become one of the first distributors to package for Zephyr, the buy-to-let lender recently launched by Computershare...

A fifth of current mortgage holders believe they will still be paying off their mortgage beyond the age of 65 –...

New figures released from Mortgage Brain show that the buy-to-let (BTL) mortgage market remains ‘unsettled’ with mixed movement seen in the...

A staggering £15.4 billion of annual interest is being paid by mortgage borrowers sitting on their lenders’ standard variable rate (SVR),...

Leeds Building Society has launched two new discounted but-to-let mortgages. The society aims to support landlords to actively manage their property portfolios...

First-time buyers and existing homeowners capitalised on low rates across the market in October, according to fresh research from e.surv. Its latest...

The mortgage industry is failing to keep up with modern borrowers, according to a new study conducted by Together. It revealed that...

Brightstar Financial has launched a guide for brokers to better advise their clients on interest-only mortgages and later life lending. The guide...

Demand for bridging loans increased in the third quarter of 2018, according to bridging lender mtf. Its latest Broker Sentiment Survey found...

Landbay has chosen Oracle NetSuite to create a more accessible buy-to-let mortgage marketplace for investors, borrowers and brokers. Through NetSuite, Landbay will...

First-time buyers and others with small deposits took a greater share of the market last month than in August, according to...

As many as one in three UK homeowners don’t know what mortgage rate they are on, potentially costing them thousands of...

The Intermediary Mortgage Lenders Association (IMLA) is urging government to provide clarity around the future of the Help to Buy Equity...

Bluestone Mortgages has announced the launch of its new Help to Buy range which will cover the England and London schemes. Available...

Assetz Capital has agreed a deal with Connect for Intermediaries to be the first network that it distributes its products through. The...

Hinckley & Rugby Building Society has cut the interest rates on three of its 95% loan-to-value (LTV) residential mortgage products. Its five-year...

The launch of retirement interest only (RIO) products by lenders provides a valuable alternative to the growing number of later life...

M&S Bank has extended its maximum loan-to-value (LTV) to 95% on three new products in a bid to further assist first-time...

Legal & General Home Finance has announced a new 5-year partnership agreement with Virgin Money. The alliance will see the retirement lender...

The most search criteria by brokers during July has been revealed by Knowledge Bank’s ‘Criteria Activity Tracker’. Knowledge Bank – the source...

Legal & General Mortgage Club has welcomed Hinckley & Rugby Building Society to its panel. Hinckley & Rugby’s range of mortgage products...

Borrowers opting for the ‘cheapest’ mortgage deal with one of the UK’s ‘Big Six’ lenders could be paying almost £900 over...

Legal & General Mortgage Club has announced the addition of nine new lenders to the Mortgage Club panel. Chorley Building Society, Newbury...

Mortgage lender Pepper Money has revamped its pricing, cutting some rates by up to 0.55%. The biggest reductions are available on Pepper...

The Tipton & Coseley Building Society is now accepting applications for second homes and holiday lets. The launch enables borrowers to rent...

Mortgage distributor 3mc has launched a range of exclusive Help to Buy products in partnership with Precise Mortgages. As a result,...

Over three quarters (76%) of first-time buyers’ mortgage applications via intermediaries resulted in a completion in Q1 2018, the highest number...

Brightstar Financial has launched a series of specialist lending workshops to help brokers engage with the market more effectively. Merging with some...

Lenders must say what they mean and mean what they say! And that includes not offering a silly low monthly rate...

Landlords have increasingly been switching to five-year fixed rate products over the past two years, new data from Commercial Trust Limited...

Hanley Economic Building Society has introduced two criteria changes across its near prime product range. Borrowers who have been in a Debt...

Demand for five-year fixed rate remortgages has fallen to the lowest level since July 2017, according to conveyancing service provider LMS. The...

Secure Trust Bank continues to expand its service, having signed 30 new partnerships during its first 12 months of operation. Launched in...

Pepper Money has added Limited Edition pricing as part of its new range, with some rates slashed by up to 1%. Available...

The first digital mortgage was entered into the Land Register by Enact Conveyancing and Coventry Building Society for a house in...

Metro Bank has announced that from April 5 it will expand its mortgage business into Scotland both direct and via brokers. Scottish...

Kensington Mortgages and New Street Mortgages have announced a successful market launch into Scotland. While Kensington now offers an extensive range of...

The majority (74%) of mortgage applications via intermediaries for first-time buyers resulted in a completion during Q4 2017, according to the...

Specialist provider of solutions for mortgage intermediaries, Brilliant Solutions, has added Masthaven to its panel of lenders. Brokers will now be able...

Short-term lender Alternative Bridging has recently opened a Midlands office, further expanding its business in the region. With its existing broker network...

Accord Mortgages has launched five competitive remortgage options for borrowers with a 25%, 20% or 10% deposit. The new remortgage range from...

Masthaven has launched its second charge mortgage range with competitive rates available via Legal & General Mortgage Club. With this partnership, Masthaven...

Half a million households would be at risk of negative equity if there was a drop in the average UK house...

A new wave of residential products is being introduced to help mortgage brokers secure the best solution for their clients. Following the...

TMA Club has announced the addition of Chorley Building Society to its lender panel – offering its members access to a...

M&S Bank has launched its first mortgage range and developed a first-time buyer range to support first-time buyers (FTBs). The bank’s first...

Intermediary-only specialist mortgage lender Vida Homeloans has announced the launch of a pilot scheme in the second charge mortgage market. The ‘test...

Commercial mortgage brokers are 'overwhelmingly upbeat' about their prospects for 2018, according to Shawbrook Bank. The bank's annual Broker Barometer found that...

Many older divorcees are struggling to pay the mortgage post-split, according to figures from LEBC. The financial planning firm is placing greater...

Legal & General Mortgage Club has added two Shawbrook Bank products to its lending panel.   The products cater for second charge and...

Specialist lender Accord Mortgages has launched interest only repayment options to its residential mortgage range. New borrowers seeking up to 75% loan-to-value...

Borrowers are still opting for variable mortgages despite the Bank of England base rate increase, new figures from Yorkshire Building Society...

Yorkshire Building Society has seen a surge in fixed rate mortgage applications from borrowers ahead of a potential Bank of England...

Metro Bank has announced a variety of changes to its residential fixed, buy-to-let (BTL) and large loan product ranges. Rate reductions by...

Nearly seven in ten (69%) mortgage brokers saw an increasing demand for 35-year mortgages, according to the latest research from the...

Keystone Property Finance has announced the upgrade of its criteria for portfolio and non-portfolio landlords. The buy-to-let lending brand has increased the...

The latest ‘bubble alert’ from One 77 Mortgages found lending in March 2017 was in decline compared to March last year...

The value of specialist mortgage lenders’ annual lending has increased 19% per year since 2009, according to a new report from...

Free legal assistance is still a popular option among the majority of borrowers remortgaging with Accord Mortgages. Figures from the lender show...

Property lender, LendInvest, has launched the first LendInvest Broker Property Development Course in partnership with the National Association of Commercial Finance...

Accord Mortgages is offering its lowest ever two-year fixed rate at 80% loan-to-value (LTV) with a 0.99% two-year fixed rate mortgage...

The Northview Group has announced changes to its portfolio buy-to-let lending criteria for both Kensington and New Street Mortgages. The changes come...

Specialist lender Bluestone Mortgages has announced the appointment of Steve Seal as director of sales and distribution as part of its...

When choosing a mortgage lender, customer service remains a “definitive priority” for borrowers, results from a Computershare survey found. Computershare, an Australian...

Figures from Accord Mortgages show a jump in remortgage applications over the summer, with borrowers grabbing competitive mortgage deals ahead of...

New data from mortgage lender, Vida Homeloans, found more first-time buyers are seeking lenders for deals that cater to their needs...

Legal & General Mortgage Club has joined Darlington Building Society to introduce exclusive discount mortgages, aimed at first-time buyers, homeowners or...

Lifetime mortgage lender more 2 life has surpassed £1 billion of lending, along with a substantial total loan book value. According to...

First-time buyers accounted for half of all home purchase valuations in July, according to the latest research from Connells Survey &...

TMA Mortgage Club is giving its members an exclusive fee-free 75% LTV discount rate deal following its partnership with The Melton...

Approximately 1,500 members of The Nottingham Building Society (The Nottingham) are to receive a share of a £70,000 ‘cash back’ reward...

Pepper Homeloans has been appointed to the mortgage lender panel of Intrinsic Network. Intrinsic will market Pepper Homeloans’ full range of residential...

Accord Mortgages has revealed competitive remortgage options with a £495 fee and the benefit of additional features. The new products from the...

OneSavings Bank (OSB) has announced its new lending criteria for portfolio landlords to help brokers prepare for the PRA Phase 2...

The number of mortgages in arrears has declined in the second quarter (Q2) of this year, being the lowest level since...

Accord Mortgages has now added more choice to its product range by reducing rates at most LTVs and offering a new...

Roma Finance, the Manchester-based bridging lender, has announced its most successful half year to 30 June 2017. Four of the six months...

Fresh statistics suggest the UK’s mortgage market has been boosted again, with approvals for home lending up month on month and...

Bank customers are at risk of paying an extra £400 if they chose not to remortgage after their fixed term deal...

Over three quarters (76%) of advisers recommend taking out private surveys when purchasing or remortgaging a property, according to TMA Mortgage...

Accord Buy to Let has bolstered its range of fixed rate mortgages for landlords with deposits of 25% or more. The lender,...

Accord Mortgages has confirmed that it will continue to provide free legal assistance or cashback up to £500 to both residential...

As I settle into my new role, my commute from Liverpool St Station to Hamilton House takes me right past Bucklersbury...

The so-called Bank of Mum and Dad will lend 23% more funds in 2017, putting it on a par with the...

Specialist mortgage lender Vida Homeloans has announced significant changes to its specialist buy-to-let range, enhancing its lending criteria and building on...

The mortgage market will reach its highest level of gross lending since the financial crisis during 2017, the Intermediary Mortgage Lenders...

A study has revealed that many British consumers are fed up of mortgage lenders' impersonal and 'computer says no' approach. Research found...

MortgageGym.com, which claims to be the world’s only regulated mortgage robo-adviser, will be launched in the UK in the coming months,...

Gearing amongst landlords remained low in the first quarter of the year, according to Paragon Mortgages, with the average loan-to-value (LTV)...

Brokers are encountering fewer difficulties when sourcing mortgages for clients than at any point since the introduction of the Mortgage Market...

Hinckley & Rugby Building Society has launched two new fee-free high LTV mortgages. The fix then discount products are completely fee-free and...

A quarter of young people believe the only way they'll ever own a home is by inheriting cash, research by Halifax has...

Tenet, a Leeds-based mortgage adviser support group, has announced a new partnership with specialist lender Vida Homeloans, the latest in a...

Two competitive fixed-rate mortgages with no upfront fees and added features have been launched by Accord Mortgages. The move has been...

Specialist mortgage lender Magellan Homeloans has announced that it will distribute its product range via Black Book Finance. Launched last November, Black...

Peer-to-peer mortgage lender Landbay has partnered with mortgage packaging and distribution experts Brilliant Solutions to provide a range of specialist lending...

Small deposit buyers were given a New Year boost, with their share of the mortgage market increasing in January 2017. Small deposit...

Specialist mortgage lender Magellan Homeloans has announced it will distribute its full range of mortgage products through the specialist distributor and...

New products aimed at expats and a simplified buy-to-let range have been launched by specialist lender Together. The hatful of changes to...

The annual results published by Hinckley & Rugby Building Society has revealed robust growth in its mortgage lending and savings balances.  In...

Members of the PMS Mortgage Club will have access to Magellan Homeloans full range of products, after an agreement was reached...

Accord Mortgages has launched a new tracker mortgage with no early repayment charges. The lender says this new product will give borrowers...

Overseas buyers and British expats are finding it increasingly difficult to purchase property in the UK without correct advice, according to deVere...

A new broker portal platform has been launched by lending specialist Paragon Group, assisted by financial sevices software provider BEP Systems. The portal,...

A fall in the mean average value of leads from SMEs in the first six weeks of 2017 seems to suggest...

Legal & General Mortgage Club has announced an exclusive deal with Leeds Building Society to help expand its shared ownership and...

Mortgage borrowers in Scotland are the most proactive when it comes to switching products, according to new research. A YouGov study, commissioned...

The £15 million supplementary levy imposed on mortgage brokers by the Financial Services Compensation Scheme (FSCS) will hit the best-qualified brokers...

The average pricing of two and three-year fixed rate buy-to-let mortgages is at an all-time low. This is according to the latest Index...

Specialist mortgage lender Kent Reliance has partnered with The Mortgage Alliance (TMA) to offer a direct submission route for its brokers. The...

Specialist lender Pepper Homeloans has enhanced its entire range of residential mortgage products. It's done so by slashing most of its...

Accord Mortgages used the beginning of February to launch five new options to its offset range. The intermediary-only lender’s new measures...

Mortgage affordability is increasing for first-time buyers, home movers and remortgagors, according to the latest index from Mortgage Advice Bureau (MAB). The...

Homeowners remortgaged for an average of £15,000 more in 2016 than they did two years ago, with 57% of remortgage cases...

Two new five year fixed-rate buy-to-let products have been launched by Furness for Intermediaries, strengthening the firm's product range and its...

Financial mutual OneFamily has extended its lifetime mortgage range, increasing its number of products from four to six.  The two new additions...

InterBay Commercial, part of specialist lending group OneSavings Bank, has strengthened its buy-to-let proposition with simplified pricing and rate drops. By adopting...

A leading buy-to-let broker has partnered with a new lender to improve its selection of offerings. Commercial Trust has added Vida Homeloans...

New Street Mortgages has announced rate reductions across its buy-to-let mortgage range. It has reduced the rate for its two-year discount product...

A relaunch of its mortgage proposition has been carried out by finance company Castle Trust. The relaunch includes a glossy new...

Digital mortgage broker habito has raised £5.5 million in investment funding.  The firm says it will use the money to enhance the...

Borrowers taking out an offset mortgage have a few days left to be given a helping hand by Accord Mortgages. The...

The latest product data analysis from Mortgage Brain has revealed that recent predictions about potential increases in mortgage costs are starting...

Following the introduction of new lending rules in April 2016, under the Mortgage Market Review (MMR), many banks and building societies...

Paragon Mortgages has entered the residential mortgage market after announcing the launch of a new range of products for owner-occupiers.  The lender,...

Poor credit scores are denying prospective property buyers from being granted mortgages, a new study has revealed. The research into the nation's...

Two lenders have launched new mortgage products with LTVs of over 90%. Furness Building Society has introduced a range of five-year fixed...

Mortgage Trust has launched a series of products catering for buy-to-let property purchases and remortgages. The lender says that the products, which...

The latest quarterly data analysis from Mortgage Brain shows that the cost of mortgages continued to fall over the past three...

Self-employed borrowers are finding it difficult to get mortgages, according to research by the Nottingham Building Society. The firm's study found that...

Pepper Homeloans has announced the launch of a range of five-year fixed rate products for borrowers with blots on their credit...

First Complete, which is part of the LSL Property Services Group, is this month holding fifteen mortgage forums across the UK. The...

Specialist lender Precise Mortgages has announced a new range of products for tenants using the Right to Buy Scheme.  Highlights of the...

The one area in which a proper affordability assessment is ignored is lending to older borrowers, according to findings from The...

A new lender, which is aiming to target older borrowers, has received full regulatory approval from the Financial Conduct Authority (FCA). Mortgages4Life,...

Tipton has launched a new shared ownership range, including mortgages available throughout England and Wales up to 90% of the share...

Precise Mortgages has recently announced a number of changes to its product range, particularly focusing on its buy-to-let offering.  HMO and Limited...

SimplyBiz Mortgages has added Pepper Homeloans to its distribution panel. Pepper Homeloans' products will now be accessible to over 6,500 financial advisers...

The latest Broker Sentiment Survey by bridging lender MTF has found that delays to mortgage applications have caused brokers the most...

The Society of Mortgage Professionals has confirmed that membership has broken through the 8,000-barrier for the first time. “It’s an affirmation of...

Lender Precise Mortgages has launched a retention program for customers coming to the end of their initial fixed or discount deals...

Santander and Legal & General have announced a new five year agreement to offer lifetime mortgages to Santander customers. The arrangement aims...

Rates for borrowers looking to secure a longer-term deal have been slashed by Accord Mortgages, with a 0.15% reduction on selected...

Back in 1980 I took out my first mortgage to buy a flat in Birmingham. The flat was very affordable and...

A new mortgage calculator is to allow prospective buyers considering shared ownership to work out the total cost of purchasing a...

House prices in the three months to May were 9.2% higher than in the same three months a year earlier, according...

Kent Reliance has launched a new mortgage retention product that pays a broker procuration fee. The lender, part of specialist lending group...

Brokers and mortgage experts have given a thumbs down to Government proposals to introduce seven-day mortgage switching. The proposal, outlined in the...

Remortgage lending leapt 48% by value in the year to April to hit £6.4 billion, the largest sum recorded since November...

Nine out 10 borrowers are opting to fix their mortgages despite little sign of forthcoming base rate hike. Historically low mortgage interest...

Residential property transactions plunged by almost half in April in the wake of a bumper March. The seasonally adjusted estimate fell by 45.2% last...

The gap between mortgage rates at different LTVs has narrowed dramatically, making life easier for borrowers with small deposits. Mortgage rates for borrowers...

Family Building Society and National Counties Building Society have re-affirmed their longstanding commitment to lending to older borrowers. While many lenders have...

Increases in buy-to-let lenders’ stress test levels should not be viewed as an ‘Armageddon moment’ for the sector, an industry expert...

One in seven mortgage and remortgage customers are racing to complete their application before the EU referendum on 23 June. More than...

Yorkshire Building Society has launched the lowest fixed rate mortgage on the market, a two-year deal charging 1.17%. It is available to borrowers...

New research shows that mortgage fees are starting to increase with the average fee increasing by £40 in the last six...

Nationwide Building Society is increasing its maximum age for mortgage maturity from 75 to 85. This follows last week's move by the...

The cost of servicing a mortgage for buyers with small deposits has fallen sharply over the past 12 months, according to...

Halifax bank is offering a £750 incentive to mortgage borrowers who move their loan from a rival lender. The deal was...

The average cost of tracker mortgages is on the increase as the result of falling demand from borrowers, according to Moneyfacts.co.uk. The...

Brokers have more choice than ever before with the number of mortgage products hitting an all-time high in March. However, new mortgage application...

The average amount of equity withdrawn through remortgaging has hit a new high with borrowers taking out £31,887 on average. This is...

Brokers and lenders are celebrating a "bumper month" which saw borrowing in March 64% higher than one year earlier. Gross mortgage borrowing...

Halifax has launched a 1% cashback offer for first-time buyers and home movers across its mortgage range. First-time buyers and home movers...

Accord Mortgages has launched a new fee-free mortgage for borrowers with a 35% deposit, with added incentives. The intermediary-only lender, part of...

The number of buy-to-let mortgages available to borrowers has increased significantly due to a surge in deals aimed at limited company borrowers. Average...

The Bank of England’s monetary policy committee has held interest rates again with a unanimous 9-0 vote yesterday and experts say there is...

Rates on mainstream and buy-to-let mortgages have fallen by as much as 10% over the past three months. This should spell further...

Chelsea Building Society has launched a competitive new fee-free offset range aimed at borrowers who want to reduce the upfront costs...

There has been a surge in three-year fixed rate mortgages with number of deals on the market rising 16% in the last...

Leeds Building Society has eased its interest-only criteria and will now accept sale of property as a repayment strategy up to...

Lloyds Bank has launched an online remortgage service in a bid to make it easier to switch to a better deal. More...

The Council of Mortgage Lenders (CML) has warned against further intervention in the buy-to-let market as the forthcoming tax crackdown looks...

Gross mortgage lending in February hit its highest level for eight years after leaping 30% year-on-year. Lending totalled £17.6 billion which marks a fall from £18.5...

There has been a sharp rise in "mortgage freebies" as lenders increasingly compete on incentive packages rather than just price. New research...

The Mortgage Credit Directive (MCD), could bar accidental landlords from switching to cheaper mortgage deals on affordability grounds. Many could be told they...

House purchase values rose 20% in the final quarter of 2015 yet there was also a worrying drop in higher-LTV lending. The...

Leeds Building Society is launching the lowest ever 10-year fixed rate mortgage charging just 2.75%. The best buy deal, available from Thursday,...

Tomorrow will mark the seventh anniversary of 0.5% interest rates but property experts warn that cheap money won't last forever. The average...

Gross mortgage lending surged 38% in the past year to hit £13.6 billion last month, the highest figure for nearly eight...

Mortgage brokers say it is increasingly difficult for clients over 40 to find a mortgage because of their age. Two out of brokers...

The number of high-LTV deals aimed at first-time buyers is almost back at pre-financial crisis levels. Mortgages at 90% and 95% LTV...

First-time buyers returned in force in December to borrow £4.5 billion, a rise of 18% on one year ago. This also marked a rise of...

Accord Mortgages and Leeds Building Society have launched new five-year fixed-rate mortgages with added incentives. Intermediary-only lender Accord’s deals are aimed at borrowers...

Legal & General has launched a lifetime mortgage charging a market leading 4.99% APR on larger loans. Its Premier Flexible deal is a...

Headline mortgage rates have hit an all-time low but rising arrangement fees mean that deals aren't always as cheap as they...

Newcastle Intermediaries has launched a two-year fixed rate charging 3.59% up to 95% LTV. This product also comes with no completion fee...

The Bank of England voted to hold interest rates by 9-0 yesterday which means they will stay at 0.5% for a full seven...

Accord Mortgages has extended its two-year mortgage range by launching new deals for borrowers with higher loan sizes. The intermediary-only lender, part of Yorkshire Building...

New figures show the housing market defying the traditional seasonal slowdown in December as mortgage approvals hit a two-year high. The number of...

Keystone Buy to Let Mortgages has streamlined its Classic Range to make product selection more straightforward for brokers and landlords. All rates...

Monthly mortgage approvals soared 24% year-on-year to £12.4 billion in December but brokers deny lending is getting out of control. Across 2015,...

Interest rate cuts following the financial crisis have reduced annual mortgage costs by more than £22 billion, new figures show. The 4.5 percentage...

The average house purchase deposit jumped 15% in a year to more than £80,000 in December. This is its highest point since the...

Leeds Building Society will launch its first Help to Buy London mortgages from on Monday 1 February. The society is among the first...

Lenders shrugged off rumours of a base rate hike and continued to cut mortgage rates at the end of last year. Fixed...

Newcastle Intermediaries has launched two competitive deals for borrowers looking to take advantage of today's low base rate to lock in for...

The number of investors purchasing buy-to-let properties through a limited company rose sharply in the final quarter of 2015, new figures...

2015 will be remembered as the year time mortgage price war reached "boiling point", as lenders battled for borrowers. The result was...

Leeds Building Society has launched a new range of buy-to-let mortgages with cashback for existing borrowers. Existing borrowers wanting to add to...

Mortgage brokers are urging borrowers to fix their mortgage repayments in the wake of the US Federal Reserve decision to increase...

The number of 95% LTV mortgages rose by 84% in the last year after a surge of product launches over the...

The Council of mortgage lenders has urged action to make it easier for older and retired people to take out mortgages. The...

Stafford Railway Building Society is reminding older borrowers that they can take advantage of its standard variable rate mortgage up to...

Christmas has come early for the mortgage industry which is celebrating the highest monthly lending figure for more than seven years. Gross mortgage lending...

UK house prices increased by 6.1% in the year to September 2015 with London and the South once again leading the...

The Co-operative Bank has cut rates across its range of more than 80 mortgage options for both new and existing borrowers...

The Building Societies Association (BSA) has committed to review its maximum age limits for mortgage borrowers to help those who need...

Mortgage arrears and repossessions hit a new low in the third quarter but brokers have warned against borrower complacency. They fear borrowers...

Buy-to-let lending continued to race ahead of the mortgage market in September as investors ignore Chancellor George Osborne's forthcoming tax crackdown. Investors drove large quarterly and...

Broker-only lender Accord and Coventry for Intermediaries are the latest to cut mortgage rates as the lender price war continues. Accord is...

Mortgage lenders are increasingly using freebies to attract customers as it gets harder to compete on price. The number of mortgage products...

The interest-only time bomb is set to explode as almost three-quarters of affected borrowers fear they may not be able to repay their loan. Some...

Ipswich Building Society has reviewed its mortgage range and is introducing six new deals with immediate effect. It aims to continue its...

The popularity of fixed mortgage rates is hitting new heights with 96% of homebuyers opting to fix during September for the second successive...

The true cost of the lowest-price mortgages on the market is "frightening", according to new research from Moneyfacts.co.uk. It said too many...

Mortgage approvals leapt 24% in the year to September driven by a resurgence in remortgaging. Remortgages jumped 40% over the year, against...

The mortgage price war for higher-LTV loans has intensified with Yorkshire Building Society launching a 3.78% two-year fixed rate mortgage for...

Mortgage lending is enjoying its best spell for seven years after surging 12% year-on-year to £61.4 billion in the third quarter. The...

The property market continued to tick over in September with activity up 5.4% on the same month last year. There were 106,030...

The number of people using an independent adviser to help with a remortgage has dropped by 28% this year, new figures...

Loss of higher rate tax relief and tighter regulation on buy-to-let could harm tenants more than landlords by constraining the supply of rented...

Newcastle Intermediaries has launched what it claims is a unique “no fees and no hassle” mortgage covering all set-up fees including legal...

Fleet Mortgages has announced a series of criteria changes offering increased flexibility for brokers and their clients. The buy-to-let and specialist lender has...

Specialist mortgage lender Masthaven Finance has applied to become a bank offering home loans and fixed-interest savings. It has now submitted its banking...

The cost of fixed rate mortgages is set to plummet as lenders rush to meet 2015 lending targets. London estate agent Portico.com...

Three lenders have launched new residential mortgages aimed at buyers needing higher loan-to-value (LTV) deals. Yorkshire, Leeds and Teachers building societies have...

The number of mortgages for £1million or more has jumped by one-fifth in the last year. The sharp increase has been driven...

HSBC has announced a reduction in a wide range of home loan rates. The bank has cut the cost of a...

A new report from the Bank of England shows that approvals of loans for house purchases hit a 2015 high in...

The government-backed Help to Buy home-loan scheme continues to offer vital support to the mortgage market two years after its launch,...

How much money does a small business need to borrow? “We’re looking into the idea of taking out a loan,” they...

The amount of money withdrawn by the typical remortgage customer has hit a new high, according to property service firm LMS. In...

Potential increases in the Bank of England base rate and knock-on effects on mortgage costs should not worry most homeowners, a...

Brokers have welcomed new figures showing a sharp decline in the number of interest-only loans over the past year. Over the past...

New research suggests that now is the perfect time to remortgage as more products hit the market and rates fall significantly. As...

Santander has announced that it will lend at 95% loan-to-value outside of the Government’s Help to Buy mortgage guarantee scheme. The scheme...

The large majority of brokers and lenders fear that new EU regulations may hit UK mortgage lending. New research shows that 74% of...

Two thirds of potential homebuyers have been left in the dark by new mortgage affordability rules, research reveals. Some 35% of potential...

Fleet Mortgages has launched a new standard buy-to-let product with a limited tranche of funding. The new product is a two-year fixed...

Specialist buy-to-let lender Fleet Mortgages has unveiled a product with lower completion fees for loans up to £150,000. The two-year, fixed-rate product...

Homeowners rushed to remortgage in July amid signs that fixed-rate mortgages are now starting to creep up in price. Remortgaging jumped 29%...

Four out of five new mortgages are fixed rates as borrowers increasingly turn their back on tracker deals. Borrowers are also fixing for...

Leeds Building Society is changing its buy-to-let criteria to increase the maximum number of properties per borrower. The society has increased the...

Applicants with smaller deposits are increasingly securing mortgages as lenders offer more high-LTV loans, new research suggests. Nearly half of all homebuyers...

Banks are set to launch a new clampdown on buy-to-let in a bid to stop the boom getting out of control. They are looking...

Brokers and analysts don't expect base rates to rise until at least 2016 after the Bank of England held base rates...

The Financial Conduct Authority (FCA) will discuss the impact of the EU Mortgage Credit Directive (MCD) on borrowers and brokers at...

Chancellor George Osborne's crackdown on buy-to-let tax relief is set to curb lending and temper house price growth. Despite this short-term setback, 2015...

Yorkshire Building Society has launched a new scheme allowing borrowers to gain a mortgage approval in principle via its website. Borrowers can...

Halifax has this week introduced a new online service which will allow potential customers to receive a mortgage agreement in principle...

More than 100 mortgages are available for landlords who buy properties through a limited company, allowing them to retain current levels...

Platform has revised its mainstream mortgage range for brokers by cutting fixed rates at 80% and 90% LTV. The intermediary lender of...

As mortgages plunge to record lows borrowers no longer have to pay more for the security of a fixed rate. The difference...

The Treasury has recently proposed that a new type of Isa will be launched that’s dedicated solely to peer-to-peer funding. This is...

Lenders have started to withdraw their best mortgage deals in advance of the anticipated hike in base rates, threatening rising costs across the...

The salary of the average homebuyer fell 16% year-on-year in June to £34,584, as improved mortgage affordability boosted lower income borrowers. The...

Remortgage customers are withdrawing record amounts of equity despite the threat that rising base rates will force up mortgage costs. Borrowers have...

The Bank of England could be handed new powers to restrict buy-to-let lending and curb the property boom. Chancellor George Osborne is...

Lloyds Bank is looking to spread some early seasonal cheer with its latest remortgage offer. It will refund a standard monthly mortgage...

Coventry for Intermediaries has launched a new mortgage to 90% LTV with rates starting from just 2.99%. The deal has been reduced...

Brokers are urging borrowers to remortgage as the age of record low mortgage rates draws to a close. Last week, Bank of England governor...

Lender Kensington Mortgages has revealed details of a new range of loans aimed at landlords. The company said it was removing minimum...

Lender Virgin Money has announced improvements to its range of residential mortgages, along with the temporary removal of its £99 application...