Archive

Nearly a quarter of UK homes have no home insurance, according to Assurant Intermediary. The insurance company says advisers play a vital...

Over a third of people who purchased their mortgage direct from a lender have no protection policy in place, the latest...

The majority (61%) of current and soon-to-be homeowners in the UK don’t fully review their mortgage agreement before signing it, and...

Knight Frank Finance has launched a later life finance team, making it the first major player in the property sector to...

Thousands of borrowers could be missing out on a better mortgage deal by not speaking to an adviser, research from Legal...

Nearly three quarters (71%) of the UK’s growing self-employed population believe their employment status makes it harder to get a mortgage,...

New research by Kensington Mortgages has revealed that interest-only mortgages are a significant problem in the financial system. The specialist mortgage lender...

Trussle, the UK’s first online mortgage broker, is campaigning for fairer mortgages. The company has launched a manifesto which seeks to champion...

Over-55s now make up nearly 200,000 owner occupier housing transactions in England each year, according to the latest study from the...

LendInvest has secured funding of up to £200 million from HSBC UK to bring further capital to its platform. With this new...

One in six mortgage holders have been rejected for a mortgage in the past, according to new research from Which? Mortgage...

Nearly a third (32%) of current mortgage holders, which equates to approximately 4 million people, may have to re-evaluate their finances...

Almost half of homeowners are making overpayments on their mortgages, according to new research from Which? Mortgage Advisers. Those aged 18-24 led...

Data from Moneyfacts UK found the average two-year fixed rate at max 95% loan-to-value (LTV) is at a record low, while...

A fifth of current mortgage holders believe they will still be paying off their mortgage beyond the age of 65 –...

Since the Brexit vote, house prices have increased across the UK by 9.3%, with market uncertainty surrounding the exit being blamed...

First-time buyers and existing homeowners capitalised on low rates across the market in October, according to fresh research from e.surv. Its latest...

First-time buyers and others with small deposits took a greater share of the market last month than in August, according to...

As many as one in three UK homeowners don’t know what mortgage rate they are on, potentially costing them thousands of...

Tougher lending rules are surfacing after the expansion of the Bank of Mum and Dad (BOMAD) into one of the UK’s...

Pepper Money has finalised the terms to acquire 100% of the second charge lender, Optimum Credit Ltd. The purchase will see Pepper...

Accord Mortgages has announced a range of new or enhanced initiatives designed to support brokers with new-build cases. This includes a range...

Bluestone Mortgages has announced the launch of its new Help to Buy range which will cover the England and London schemes. Available...

Homeowners are ageing at a faster rate than the UK population as developments in post-retirement lending put a strain on the...

Legal & General Mortgage Club has announced the addition of nine new lenders to the Mortgage Club panel. Chorley Building Society, Newbury...

Across the UK adults are signing away the biggest financial contracts of their lives without fully reading or comprehending them, new...

The proportion of homeowners selling up increased in May, as sellers tried to secure offers before the housing market’s typical summer...

Some 81% of UK homeowners who purchased a home in the last year would consider a mortgage broker if they were...

A growing group of over-55s are using lifetime mortgages to fund property moves to more expensive homes, a study from OneFamily...

Demand for five-year fixed rate remortgages has fallen to the lowest level since July 2017, according to conveyancing service provider LMS. The...

The first digital mortgage was entered into the Land Register by Enact Conveyancing and Coventry Building Society for a house in...

Metro Bank has announced that from April 5 it will expand its mortgage business into Scotland both direct and via brokers. Scottish...

Hinckley & Rugby Building Society and Mortgage Advice Bureau (MAB) have launched an exclusive product for homeowners who want to pay...

Remortgaging has reached a record high, rising to 39% of all mortgages, according to The Mortgage Hut. The number of remortgages has...

Nationwide is the latest building society to join the Equity Release Council (The Council) following its introduction to the lifetime mortgage...

One in five British homeowners purchased a property prior to selling their existing home, a new study conducted by CoverBuilder has...

Over half (55%) of UK consumers are unaware that a mortgage broker could offer more product options than a bank or...

Nearly seven in ten (69%) mortgage brokers saw an increasing demand for 35-year mortgages, according to the latest research from the...

Keystone Property Finance has announced the upgrade of its criteria for portfolio and non-portfolio landlords. The buy-to-let lending brand has increased the...

Yorkshire Building Society is launching a range of two-year mortgages to help first-time buyers (FTBs) take their first steps on the...

New data from mortgage lender, Vida Homeloans, found more first-time buyers are seeking lenders for deals that cater to their needs...

Legal & General Mortgage Club has joined Darlington Building Society to introduce exclusive discount mortgages, aimed at first-time buyers, homeowners or...

Lifetime mortgage lender more 2 life has surpassed £1 billion of lending, along with a substantial total loan book value. According to...

Up to 18% of homeowner’s ready to climb the property ladder find it harder than buying their first home, according to...

The latest property renovation hotspots list revealed that Barking and Dagenham is the top location for an increase in renovation applications...

Bank customers are at risk of paying an extra £400 if they chose not to remortgage after their fixed term deal...

Over three quarters (76%) of advisers recommend taking out private surveys when purchasing or remortgaging a property, according to TMA Mortgage...

The so-called Bank of Mum and Dad will lend 23% more funds in 2017, putting it on a par with the...

The latest House Price Sentiment Index (HPSI) from Knight Frank and IHS Markit has revealed that households throughout the UK perceive...

An online mortgage broker has announced that it has received backing from fintech investors all over Europe to the tune of...

Homeowners remortgaged for an average of £15,000 more in 2016 than they did two years ago, with 57% of remortgage cases...

Following the introduction of new lending rules in April 2016, under the Mortgage Market Review (MMR), many banks and building societies...

Saffron For Intermediaries, part of Saffron Building Society, has announced the launch of three new fixed rate deals for homeowners and...

More than 1.6m homeowners have bought home insurance from their mortgage lender and many mistakenly believe they cannot switch for a...

Fewer homeowners are remortgaging to increase the size of their loan, with less than a quarter doing so in April. However, the...

First-time buyers are "increasingly desperate" to buy a place of their own as the housing crisis deepens, new research shows. Today, 73%...

The Bank of England’s monetary policy committee has held interest rates again with a unanimous 9-0 vote yesterday and experts say there is...

Lending to both residential buyers and property investors soared over the last year but experts warn there is a slowdown in...

UK house prices rose 7.6% in the year to February and property experts expect the "unrelenting" growth to continue. This marked a...

Chancellor George Osborne's eighth Budget delivered another blow to buy-to-let investors by excluding property from cuts to capital gains tax (CGT) rates. Investors...

More than 150,000 people have become homeowners through the Government’s flagship Help to Buy housing scheme. New official figures show that 80%...

House purchase values rose 20% in the final quarter of 2015 yet there was also a worrying drop in higher-LTV lending. The...

Leeds Building Society is launching the lowest ever 10-year fixed rate mortgage charging just 2.75%. The best buy deal, available from Thursday,...

Almost half of young home movers plan to wait until after the Brexit referendum to complete their property transactions. Most also believe...

New evidence suggests that only high-earning first-time buyers are able to afford their first properties, leaving the rest behind. The gap between...

House prices leapt by 2.5% in January to mark the biggest monthly upswing for 14 years, Land Registry figures show. The average...

The Brexit referendum is adding to housing market uncertainty which has seen a 2% drop in sales in major UK cities,...

UK house prices could drop by 5% if the UK votes to leave the EU in the referendum on 23 June. Prime...

The North/South divide in house price expectations has now widened to record levels, new figures show. Households in all UK regions perceive...

Property agencies report a surge in demand for London buy-to-let property ahead of the looming surcharge on stamp duty. But some fear...

With the scale of devastation from flooding witnessed recently, anxiety about purchasing a property in a flood risk area is heightened....

Fears of an affordability crisis are likely to grow as new figures show property prices increasing at twice the pace of...

New figures show the housing market defying the traditional seasonal slowdown in December as mortgage approvals hit a two-year high. The number of...

NatWest and RBS have unveiled their plans to help more people get a foot on the capital's property ladder through the...

UK house prices leapt by 7.7% in the year to November after rising at the fastest rate for eight months. This compares...

2016 will be a critical year for the property market as we see the impact of the global economic slowdown and...

House prices in England and Wales have risen by nearly £18,000 in the last year, an average rise of nearly £1,500...

Britons are unprepared for rising mortgage rates even though nearly three-quarters would see their monthly repayments rise if the base rate...

The average house hunter takes just 53 minutes to decide to buy a home, 15 minutes more than one year ago. Online...

The surcharge on stamp duty for investors and second homeowners will spark a mini-boom in property prices, a new survey says. Six out...

The average amount of equity withdrawn via remortgaging hit a new record of nearly £37,000 per borrower in November. This is a...

Mortgage brokers are urging borrowers to fix their mortgage repayments in the wake of the US Federal Reserve decision to increase...

House prices are set to soar 50% and rents more than 25% over the next 10 years, new figures suggest. The proportion...

Life is getting easier for first-time buyers as barriers to homeownership fall and government schemes help more climb on the property...

Lenders rejected one in seven homeowners who tried to remortgage in the past two years. One in four of those who could...

One in three mortgage holders have no idea what rate of interest they are paying, new research shows. This is despite growing...

Homeowners aged over 55 are sitting on £90,000 more property wealth than they realise thanks to soaring house prices. This extra housing wealth...

Chancellor George Osborne’s stamp duty surcharge could backfire by slashing tax revenues as investors desert the market, experts have warned. Steve Bolton,...

Property market experts have warned that the forthcoming buy-to-let surcharge on stamp duty will trigger a shortlived scramble for property in...

November has seen the smallest seasonal drop in new seller asking prices since 2011, setting the scene for higher prices in...

Half of UK homeowners are now interested in becoming a buy-to-let landlord as returns on rival investments plummet. Stock market volatility is...

Two, three and five-year fixed rate mortgages have plunged to new lows despite speculation of a base rate rise next year. Comparison...

More than half of UK homeowners believe leaving the EU will have an impact on property prices, new research shows. Some 34%...

Equity release has posted the biggest quarterly rise for 11 years as over-55s withdraw a record £5 million of housing wealth...

Nearly half of Britons believe that homeownership is now an unrealistic dream, a new study shows. One in 10 Brits expects to be...

Loss of higher rate tax relief and tighter regulation on buy-to-let could harm tenants more than landlords by constraining the supply of rented...

Just 12% of UK adults believe access to mortgages has improved in the past five years, despite recent moves to open...

Wealthy homeowners are twice as likely to use equity release to treat family and friends, new research shows. As property wealth increases...

HSBC has announced a reduction in a wide range of home loan rates. The bank has cut the cost of a...

Fears that the Bank of England will soon raise the base rate from its all-time low is driving a rise in...

The amount of money locked up in homes owned by the over-65s has grown by almost £17.5 billion in the past...

Potential increases in the Bank of England base rate and knock-on effects on mortgage costs should not worry most homeowners, a...

The Bank of England has ruled out intervention in the UK buy-to-let market despite fears that its growth could pose a...

The British public remains divided over impact of interest rate rise with almost one in three welcoming the prospect. That rises to more...

Brokers have welcomed new figures showing a sharp decline in the number of interest-only loans over the past year. Over the past...

New research suggests that now is the perfect time to remortgage as more products hit the market and rates fall significantly. As...

The price of property coming onto the market has hit a new high after the biggest September rise for 13 years. New...

Metro Bank has launched a brand new portal designed to help intermediaries switch their customers’ mortgage deals online. The portal has been...

One in seven homeowners aged 70 and over are still paying off their mortgage, with the average debt a hefty £40,000. New figures...

Nearly one in five landlords plan to buy more buy-to-let properties despite the looming threat of Chancellor George Osborne's tax crackdown. New...

Homeowners with variable rate mortgages remain dangerously exposed to rising interest rates, new research suggests. Three out of four homeowners on a...

Nearly one million homeowners with interest-only mortgages are a "ticking timebomb" because they have made no plans for paying off their debt. The...

The over-55s are set to go on a property buying spree, new research suggests. More than a third of homeowners over the age...

Homeowners rushed to remortgage in July amid signs that fixed-rate mortgages are now starting to creep up in price. Remortgaging jumped 29%...

Repossession rates have fallen to another new low but brokers warn that will quickly reverse when interest rates finally start rising. Repossessions...

New families can't afford to move up the property ladder in more than 95% of UK towns. New research published today shows they...

Official figures showing GDP rose a robust 0.7% in the second quarter will add to pressure on the Bank of England...

Equity release lending has surged to an all-time high in the second quarter of this year. The £384.3 million of lending is...

The amount of money generated by equity release deals in the first half of 2015 rose by almost a fifth according...

A fall in the number and value of mortgage deals taken out by first-time buyers in May is a sign this...

Government plans to raise the inheritance tax (IHT) allowance could inflate the housing market by putting greater restrictions on the supply...

Brokers remain confident that house prices will continue to rise this year despite new figures showing a fall of 0.2% in June. The surprise price...

The number of remortgages grew strongly in May as homeowners took advantage of rising house prices and the lender price war...

Help to Buy schemes have created 131 new homeowners every day since April 2013, Housing Minister Brandon Lewis has said. More than...

The property market shrugged off pre-election jitters to jump 1% in April, according to Nationwide. Experts say the housing market is now "a...