Archive

It might look like house prices have stabilised, staying relatively flat over the first four months of 2024, but at least...

Savills has today upgraded its five-year UK mainstream house price forecast to reflect the stronger than expected start to the year...

Big demand for small properties has helped to drive growth in UK property prices in the early months of this year,...

The proportion of buy to let properties purchased in Southern England fell to a record low last year, continuing a trend...

Real estate finance and investment business TAB has launched a long-term lending service extending to all stages of a property’s life...

UK residents need an average salary of close to £54,000 to purchase a property, according to new research.  The study shows that...

New Financial Conduct Authority statistics display housing market turbulence over the past two years, raising concerns about buyers and lenders in...

Specialist lender Hodge has joined forces with Propflo, a PropTech startup, to help customers make their properties more energy-efficient and environmentally...

A new report reveals the latest trends  in UK lending and borrowing, compiled by lending software company Lenvi. The most notable trends include...

John Charcol’s` new owners say they will grow the adviser base and diversify and develop the product offering of the high-profile...

Shared ownership has failed to deliver an affordable route to home ownership for too many and for too long, says a...

Recent economic data was reassuringly predictable. We learned that core inflation fell by fractionally more than expected while services inflation proved slightly...

The Bank of England has signalled that more than one interest rate cut is likely this year - but the question...

High profile mortgage broker Paul Welch, founder of the MillionPlus Club, has signed to talent agency, Talent & Brands.  Welch has established...

The average volume of UK properties listed for sale month-on-month rose by 58% in 2023 compared to a year previously, underscoring...

The beleaguered construction sector - a good early indicator of later sales activity - has seen a welcome boost in some...

There’s been broad support for Santander’s decision that Universal Credit will be considered an acceptable form of secondary income for mortgage...

Leek Building Society has used its annual report and publication of accounts to mount a stout defence of its methodology regarding...

Since the start of September 2023, the average two-year fixed rate has fallen from 6.70% to 5.76% and the average five-year...

Kent Reliance for Intermediaries - part of the OSB Group - has refreshed products across their residential, buy to let, and...

A buying agency says stamp duty is one of the biggest obstacles to a healthy housing market driven. Recoco Property Search says...

The ‘average’ 25 year mortgage term is increasingly becoming a thing of the past says USwitch. A recent study of the data...

The buy to let mortgage sector has seen fixed rates fall to their lowest point since September 2022, according to analysis...

Hampshire Trust Bank has launched a limited edition two year discounted Flex tracker across its buy to let and semi-commercial offerings....

A survey of 2,000 adults by lender Together sheds light on parental help for first time buyers. It shows that a fifth...

Some 42 per cent of regulated firms are reporting a rise in financial crime attempts, while more than a quarter say...

Diverse views have emerged from financial services figures in response to last week’s news that the headline rate of inflation remained...

The number of mortgages offered to home buyers went up from 49,300 in November to 50,500 in December, against the normal...

New research indicates that the Bank of Mum and Dad may not be as prevalent as it once was, with the...

National brokerage Just Mortgages has opened nominations for its new leadership programme, which it claims is “designed to find and develop...

Shadow Chancellor Rachel Reeves says first time buyers could benefit from a "revolution in home ownership" with 25-year fixed-rate mortgages. Reeves says...

The Family Building Society has commissioned the London School of Economics to explore the UK’s housing. Its report - called A Road...

Latest Bank of England data released in recent days shows net mortgage approvals for house purchases rose from 47,900 in October...

High end estate agency Savills has issued an update on prime markets in and around London and south east England. And it...

Falling swap rates - already falling over the past month - have dropped further following better-than-expected inflation news, triggering speculation over...

UK Finance has published its housing and mortgage market forecasts for 2024 and 2025 together with projections for 2023 full year numbers. Key figures for 2023 In...

Mortgage rates are predicted to fall next year as lenders take advantage of cheaper funding, after figures show that average swap...

With the Bank of England maintaining base rate - as expected - at 5.25 per cent, the broker community ends 2023...

A new survey - going against the trend of other housing market studies - suggests that house prices could rise six...

London accounts for the highest proportion of homebuyers using family inheritance to fund property purchases, according to compliance platform Thirdfort.  Some 18...

There’s been a 46 per cent increase in ‘for sale’ stock hitting the market as sellers look forward to a Boxing...

Lenders are offering more fixed deals with incentives since the start of last month - November - but analysis by Moneyfactscompare...

Knight Frank says a reduction in mortgage costs as early as February - or perhaps more likely in Q2 next year...

A new analysis of the new build housing market for next year suggests that eventually there will be a bounce, triggered...

The average five-year fixed mortgage rate is now 5.21%, down from 5.62% a year ago The average two-year fixed mortgage rate is...

Contributors to a quarterly specialist finance publication have reported a 15.3 per cent increase in bridging loan transactions, totalling £191m, during...

There’s been an alarming set of figures in the Bank of England’s latest Money and Credit report, which relates to September. Net...

Landlords need greater support from mortgage advisers in order to navigate the best course through the current economic climate. That’s according to...

A range informal media briefings on behalf of the UK government suggest that an extension of the current mortgage guarantee scheme...

UK mortgage holders are repaying record amounts of mortgage debt, according to the  Equity Release Council. But the ERC claims high levels...

Analysts suggest that mortgage lending is likely to fall over the rest of 2023 with both demand and supply dropping thanks...

A depressing 64 per cent of people have taken out a mortgage or personal loan without fully understanding how it works,...

It’s now the tenth week that average rates of dropped, as the slow but steady downward trend of fixed-mortgage rates continues.  As...

The number of three-year fixed mortgage products available from lenders has been rising over the last few months as borrowers coming...

Atom bank has announced a partnership with climate tech business Kamma to give “an unparalleled view on both the physical and...

The head of a specialist buy to let mortgage broker has controversially told landlords that the scrapping of Section 21 eviction...

There’s been a backlash from the mortgage industry following Prime Minister Rishi Sunak’s Eco U-turn last week.  In recent months a growing...

Molo Finance - which says it’s “the UK’s first fully digital mortgage lender” - has joined with a PropTech startup to...

A body called the Landlord Leaders Community is pledging “to drive positive change for a sustainable and thriving private rented sector.” Set...

After six consecutive weeks of mortgage rate reductions - and the expectation of more soon - there are hopes of sub-5.0...

This week sees the start of Mortgage Vision, the free regional mortgage industry roadshow. Now in its 15th year, Mortgage Vision opens...

The impact of higher interest rates isn’t felt equally across the country, according to data from the Halifax. Despite recording one of...

Brokers are wanting that the recent Rightmove asking price index does not mean that sellers are necessarily in a position to...

The latest Mortgage Market Tracker from the Intermediary Mortgage Lenders Association shows surprisingly upbeat market sentiment among advisers during the second...

Beverley Building Society has entered the buy to let market with two new products. Its variable rate BTL for UK customers is...

The Bank of England’s latest base rate rise - up 0.25 per cent to 5.25 per cent - has been poorly...

A series of financial experts give their prediction for next week’s Bank of England monetary policy committee decision - No rise?...

The Bank of England’s latest stress test of the financial system suggests that UK's eight largest lenders could survive a worst...

The latest house price index - this one from the Halifax - has triggered a huge wave of concern about the...

Research published by the Home Builders Federation shows that the new homes owners will save an average of £135 on monthly...

The Mortgage Brain platform is staging a 10-stop roadshow this autumn with the mission to, in its words, “educate and empower...

Trade body UK Finance has issued a timely reminder to the mortgage lending sector of its obligations to borrowers struggling following...

The latest monthly criteria index from Knowledge Bank highlights the pressing financial difficulties for many in the UK - and with...

Support appears to be growing for a campaign to improve lender communication and increase the notice given about withdrawn mortgage products.  Brokers...

Mortgage lenders and brokers have rarely had a higher profile than right now, when they are seen as key to the...

Nationwide Building Society has launched a new Home Energy Efficiency Tool to coincide with the debut of new green loan products. The...

New seller asking prices rise by just 0.2% (+£890) this month to £366,247, which is notably lower than the average increase...

Accord Mortgages is making further changes to its buy-to-let and residential rates. For the second time in as many weeks, buy to...

SHW has announced that it has promoted two of its Directors to Partner level, taking its Partner total to 25. Gemma Quinn...

Research from eXp UK, the network of personal estate agents, has revealed that in 22 UK cities, house prices are continuing to...

Mortgage interest rates increased by 2.56% in 2022, with a sharp increase from 1.51% in January to a record 4.07% on...

The latest market analysis by specialist property lending experts, Octane Capital, reveals that recent uncertainty in the property market during the...

MPowered Mortgages, the fintech mortgage lender using AI to speed up and simplify the mortgage journey for homebuyers and re-mortgagers, has...

People aged 18-24 are more than twice as likely to choose a tracker mortgage than any other age group Those 55 or...

Homebuyer confidence is higher than was expected at the end of 2022, according to a leading mortgage broker. Richard Campo, founder of...

The Mortgage Lender has announced rate cuts across its entire residential range, including purchasing and re-mortgaging products. The specialist lender’s rate reductions...

Staying close to a mortgage broker will be an important part of timing a house purchase correctly in 2023. Mortgage rates will...

Capricorn Financial Consultancy has released its market expectations for 2023, predicting that the UK mortgage market will have to acclimatise to...

Technology firm, OneDome, has bought CMME Mortgage and Protection for an undisclosed sum. Describing itself as the world’s first eHomebuying platform, OneDome...

A new mortgage market analysis by Octane Capital claims that the number of mortgage products available have dropped 41%, compared to...

A new market analysis from Ocasa, the specialist rental platform, warns that the average rent bill could reach as much as...

With Halloween around the corner, new research by GetAgent.co.uk looks into the value of Halloween-related road names. An in-depth analysis of sold price data...

Ever wondered how your tax money is distributed? Research from RIFT Tax Refunds has disclosed exactly where your tax goes, with the...

New research by money.co.uk has revealed the areas in the UK with the most new-build properties – perfect for those looking...

What is a forever home you ask? Typically, this would be a property the buyer sees themselves living in for a long...

Luxury asset short-term lender, Suros Capital, has reportedly been seeing an increase in buoyant new business with its loan book now...

The latest market analysis by Unlatch, the new home sales progression and aftercare platform for developers and housebuilders, reveals where Birmingham’s...

A new golden hello scheme has recently been launched by leading national broker firm Just Money, to help principal firms attract...

Hertfordshire-based bridging lender TAB completed an impressive £34 million of loans back in August – up from £30 million in June...

New findings by Revolution Brokers reveal exactly how much more money homeowners and buyers can expect to pay for their mortgage...