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KEYWORD "mortgage rates" - 100 RESULTS
Worst Case Scenario - mortgage costs up hundreds per year

A specialist lender claims that first-time buyers could see annual mortgage costs climb by £398 per year, while landlords suffer a...

21 February 2024

From: Breaking News

Two year fixes fall by fastest rate since 2022 - Moneyfacts

Average mortgage rates on the overall two- and five-year fixed rate deals have now been falling for six consecutive months. The overall...

19 February 2024

From: Breaking News

Octane Capital issues a brutal warning on mortgage rates

By Jonathan Samuels, chief executive of specialist property lender Octane Capital, writes: The Bank of England’s decision to hold interest rates on...

14 February 2024

From: Breaking News

TSB raises some rates, reduces others; NatWest and Halifax increase

With the quick-fire mortgage rate cuts which characterised the past month now slipping into the rear-view mirror, the latest changes from...

12 February 2024

From: Breaking News

Falling house prices and big mortgages – three major risks

Business consultancy Hargreaves Lansdown has identified three major risks associated with the current market, characterised by falling house prices and larger...

07 February 2024

From: Breaking News

Nationwide’s shock rate rise may not be the only one - warning

At the middle of last week Nationwide slashed its rates to the most competitive of all in the current lenders price...

05 February 2024

From: Breaking News

Mortgage Market Bounce drives housing market recovery

The number of mortgages offered to home buyers went up from 49,300 in November to 50,500 in December, against the normal...

05 February 2024

From: Breaking News

House prices fragile but sentiment amongst buyers very strong - Savills

Respected estate agency and property consultancy Savills is warning that house prices may dip in 2024. In the run-up to Christmas it...

31 January 2024

From: Breaking News

Negative effects of mortgages on housing market “overstated” - claim

The negative effects of higher mortgage rates on affordability were overestimated throughout 2023 with house prices having dropped one one to...

29 January 2024

From: Breaking News

Mortgage costs push big jump in buy to let landlord incorporation

Despite a sharp fall in the number of homes bought by landlords in 2023, the number of limited companies set up...

24 January 2024

From: Breaking News

Promising start to 2024 House Buying Prospects - Rightmove

The average price of property coming onto the market for sale rises by 1.3 per cent (equivalent to £4,571 for an...

22 January 2024

From: Breaking News

Choice of Mortgage Deals on the rise as rates dip

The UK’s residential mortgage market has started 2024 with the biggest choice of products for prospective borrowers in over 15 years. A...

17 January 2024

From: Breaking News

Nationwide’s Warning - no housing market rebound likely in 2024

There’s no prospect of a rapid recovery for the housing market in 2024 despite some green shoots appearing. The warning comes from...

10 January 2024

From: Breaking News

Demand for Mortgages Soars as rates war draws in applicants

Latest Bank of England data released in recent days shows net mortgage approvals for house purchases rose from 47,900 in October...

08 January 2024

From: Breaking News

Bank of England Will Cut Rates sooner rather than later, say experts

A poll of leading economists for London-focussed business newspaper City AM reveals that some believe a Bank of England base cut...

08 January 2024

From: Breaking News

Prime Housing Market - Confidence creeps back into mortgaged sector

High end estate agency Savills has issued an update on prime markets in and around London and south east England. And it...

03 January 2024

From: Breaking News

Landlords hit hard by Soaring Mortgage Costs - new data

Monthly interest costs have surged by 283 per cent since 2021 for landlords using interest-only mortgages, research shows. Octane Capital compared rates...

03 January 2024

From: Breaking News

Swap Rate falls trigger speculation of early 2024 rate cut

Falling swap rates - already falling over the past month - have dropped further following better-than-expected inflation news, triggering speculation over...

27 December 2023

From: Breaking News

Building Societies warn on mortgages: “We’re not out of the woods yet”

A warning has been given to borrowers and the home owning public by Paul Broadhead, head of mortgage and housing policy...

27 December 2023

From: Breaking News

Mortgage Rates lead to fewer moves from London in 2023

The number of Londoners leaving the capital to move elsewhere in Britain dropped back sharply in 2023, following two years of...

27 December 2023

From: Breaking News

Falling swap rates indicate lower mortgage rates - eventually

Mortgage rates are predicted to fall next year as lenders take advantage of cheaper funding, after figures show that average swap...

20 December 2023

From: Breaking News

Twenty straight weeks of small but important rate drops

Since the peak in July, the average five year fixed mortgage rate has reduced from 6.11 to 5.07 per cent while...

18 December 2023

From: Breaking News

Two year fixed rate mortgages sub-6%: A housing market boom?

Two-year fixed rate mortgages have dipped below six per cent for the first time since June this year. Back in June there...

18 December 2023

From: Breaking News

Buy To Let arrears double in 12 months

Cases of buy-to-let arrears have doubled in a single year, according to a new analysis. The research, from Octane Capital, analysed quarterly...

13 December 2023

From: Breaking News

Google search topics reveal growing worries about repossessions

Homeowners are increasingly researching into mortgage repossessions online, signalling that many are worried about falling behind on their payments. The research by...

13 December 2023

From: Breaking News

Unpredictable interest rates could spell upheaval for housing market

A new survey - going against the trend of other housing market studies - suggests that house prices could rise six...

13 December 2023

From: Breaking News

Falling mortgage costs could trigger 2024 housing bounce - claim

Knight Frank says a reduction in mortgage costs as early as February - or perhaps more likely in Q2 next year...

29 November 2023

From: Breaking News

New Build Market in 2024 - a mortgage industry perspective

A new analysis of the new build housing market for next year suggests that eventually there will be a bounce, triggered...

29 November 2023

From: Breaking News

Nationwide’s slashed rates means price war goes on to end of year

Nationwide has reduced selected mortgage rates by up to 0.43 per cent across its New Business, Switcher, Additional Borrowing, Existing Customers...

27 November 2023

From: Breaking News

Thriving Choice of Small-Deposit Mortgage Options - Moneyfacts

Moneyfacts is reporting that there’s what it calls a “thriving choice” of mortgage options.  Its latest UK Mortgage Trends Treasury Report shows the number...

22 November 2023

From: Breaking News

It’s War - Lenders compete on price as sub-4% rates look likely

Many of the country’s major lenders - and quite a few smaller ones, too - have slashed mortgage rates in response...

20 November 2023

From: Breaking News

Lender warns rates must drop further and faster to boost housing market

The Mortgage Lander is warning that mortgages rates will need to come down more, and faster, to really kick-start the housing...

20 November 2023

From: Breaking News

Single First-Time Buyers cannot afford 75% of homes using Mortgage Guarantee Scheme

Rightmove claims that single first-time buyers on an average salary and with a 5.0 per cent deposit could not afford three-quarters...

06 November 2023

From: Breaking News

Lender gives dire warning about UK house price future

The UK's largest mortgage lender expects house prices to fall this year and next before rising in 2025. Lloyds Banking Group -...

01 November 2023

From: Breaking News

Base Rate Decision Week - will the pause turn into an interlude?

The Bank of England is expected to hold base rate at 5.25 per cent this week with many analysts expecting this...

30 October 2023

From: Breaking News

Mortgage Crisis for Landlords With 40% Higher Payments

Landlords in the UK are paying 40 per cent more mortgage interest than in August 2022, which equates to an extra...

23 October 2023

From: Breaking News

Skipton in “unprecedented move” to shake up residential mortgages

Skipton Building Society has made what some brokers call an “unprecedented move” by offering rates for existing borrowers switching products starting...

16 October 2023

From: Breaking News

Mortgage Defaults Rising - and there’s likely to be worse to come

Analysts suggest that mortgage lending is likely to fall over the rest of 2023 with both demand and supply dropping thanks...

16 October 2023

From: Breaking News

Average Mortgage Rates Continue To Drop

It’s now the tenth week that average rates of dropped, as the slow but steady downward trend of fixed-mortgage rates continues.  As...

09 October 2023

From: Breaking News

Average rate on five-year fixed deal is sub-6% for first time in months

The interest rate on the average five-year fixed mortgage has dropped below 6.0 per cent for the first time in nearly...

02 October 2023

From: Breaking News

Huge Increase in Three Year Fixed Mortgage Products

The number of three-year fixed mortgage products available from lenders has been rising over the last few months as borrowers coming...

02 October 2023

From: Breaking News

Brokers Slam NatWest For 'Not Acting In Consumer Interest'

Brokers have criticised NatWest for allegedly offering a sub-5.0 per cent 60 per cent LTV five -year fixed mortgage rate direct...

27 September 2023

From: Breaking News

High Mortgage Rates are bad for your health (literally)

Pressure on mortgage holders is leaving Briton struggling to cope with their mental and physical health according to a wellbeing service...

20 September 2023

From: Breaking News

Mortgage affordability to be hit by council mayhem - claim

Brokers are warning that dramatic council ‘effective bankruptcies’ will increase local residents’ tax bills and so hurt mortgage affordability. This follows the...

20 September 2023

From: Breaking News

Top lender reveals how rate hikes have hurt housing market

High interest rates are worsening the affordability issues at play in the housing market, the Halifax admits. It says that downward pressure...

28 August 2023

From: Breaking News

Absolute Lunacy - mortgage industry responds to latest rate rise

The Bank of England’s latest base rate rise - up 0.25 per cent to 5.25 per cent - has been poorly...

08 August 2023

From: Breaking News

Interest rates WILL go up next week … and maybe after that

There’s general agreement amongst brokers and other finance sector professionals that the Bank of England will next week raise interest rates...

25 July 2023

From: Breaking News

Brokers warn on growing housing market crash fears

The latest house price index - this one from the Halifax - has triggered a huge wave of concern about the...

11 July 2023

From: Breaking News

Mortgage costs not deterring housing market - at least not yet

Nationwide says the sharp rise in the costs of mortgages is causing a "significant drag" on the housing market - but...

04 July 2023

From: Breaking News

Mortgage experts tell government: ‘Cut landlords some slack’

The Intermediary Mortgage Lenders Association wants the government to give additional support to landlords It says the cumulative effects of regulatory and...

20 June 2023

From: Breaking News

Warning: UK mortgage rates set to rise further

The Bank of England’s monetary policy committee does not meet until June 22 but that doesn’t mean there’s any let up...

13 June 2023

From: Breaking News

Will There Be A Housing Crash?

Mortgage lenders and brokers have rarely had a higher profile than right now, when they are seen as key to the...

13 June 2023

From: Breaking News

Revealed - figures show scale of mortgage deals pull-out

A new analysis by Moneyfactscompare - perhaps still better known by its old name, Moneyfacts - shows precisely how many mortgage...

06 June 2023

From: Breaking News

Mortgage rises put squeeze on buyers

Mortgage interest rates increased by 2.56% in 2022, with a sharp increase from 1.51% in January to a record 4.07% on...

28 March 2023

From: Breaking News

Bank of Mum and Dad forks out £8.8 bn

Gifts and loans from the Bank of Mum & Dad (BOMAD) totalled £8.8 billion in 2022, according to the latest analysis...

21 March 2023

From: Breaking News

Mortgage approvals down 20% year on year, but sunnier days ahead

The latest market analysis by specialist property lending experts, Octane Capital, reveals that recent uncertainty in the property market during the...

14 February 2023

From: Breaking News

Young people more likely to opt for trackers, says Uswitch study

People aged 18-24 are more than twice as likely to choose a tracker mortgage than any other age group Those 55 or...

07 February 2023

From: Breaking News

Finance expert offers spoonful of sugar to mortgage holders

Mortgage holders swallowed another bitter pill last week when the Bank of England raised interest rates for the tenth consecutive time. The...

07 February 2023

From: Breaking News

Homebuyers more buoyant than expected, says Rose Capital

Homebuyer confidence is higher than was expected at the end of 2022, according to a leading mortgage broker. Richard Campo, founder of...

31 January 2023

From: Breaking News

Impact of cheaper mortgages may eclipse house price declines

Staying close to a mortgage broker will be an important part of timing a house purchase correctly in 2023. Mortgage rates will...

24 January 2023

From: Breaking News

Mortgage crisis – 90% of arts and culture employees can’t remortgage

Mortgage rates in the UK have risen significantly during 2022, which appears to have proven an issue for homeowners hoping to switch...

01 November 2022

From: Breaking News

Revealed - how to add some serious value to your property

Research by property maintenance solution provider, Help me Fix, has revealed that by adding an additional bedroom to your home could...

18 October 2022

From: Breaking News

MPowered Mortgages strengthened with a launch of 85% LTV mortgages

The FinTech mortgage lender using AI to simplify the mortgage journey for homebuyers and re-mortgagers, MPowered Mortgages, has recently expanded its...

13 October 2022

From: Breaking News

Revealed - mortgage costs increase up to 21.5%

New findings by Revolution Brokers reveal exactly how much more money homeowners and buyers can expect to pay for their mortgage...

15 September 2022

From: Breaking News

Revealed - mortgage shelf life drops to new low

Provider of retail financial product data, Moneyfacts, announced that although average rates have risen for a 10th consecutive month the average...

09 August 2022

From: Breaking News

Revealed – how to get a mortgage with adverse credit

As interest and mortgage rates rise, mortgage providers are becoming stricter when it comes to who they will and will not...

26 July 2022

From: Breaking News

Mortgage roundup – a month of firsts in the mortgage sphere

This week’s mortgage roundup involves a month of firsts and milestones, with Proportunity and BuildLoan launching UK-first products for buyers. Meanwhile,...

05 July 2022

From: Breaking News

Insight - Bank of England drops mortgage affordability tests

A recent change in mortgage rules that required lenders to check whether homeowners could afford repayments at higher interest rates has...

23 June 2022

From: Breaking News

Moving in a positive direction – expert reacts to interest rate rise

Last week (June 16), the Bank of England increased the base rate by 0.25%, up from 1.00% to 1.25%. In response, Moneyfacts.co.uk...

21 June 2022

From: Breaking News

Mortgage roundup – and the market continues to thrive…

Introducer Today returns with a bumper mortgage roundup, this time featuring the latest industry views on mortgage approvals, new and extended...

05 May 2022

From: Breaking News

Home movers: Tips for spring cleaning your mortgage

As the weather begins to warm up, many will be starting to think about giving their homes a seasonal spring clean....

05 April 2022

From: Breaking News

UK homeowners borrowing more than ever to fund home improvements

According to new figures released by Mojo Mortgages, UK homeowners are now borrowing more money from mortgage lenders than ever before...

09 September 2021

From: Breaking News

Mortgage roundup – slashing rates, partnerships and green mortgages

The Nottingham has introduced a new larger lending mortgage aimed at those looking to borrow over £350,000. Priced at 1.85%, the two-year...

29 June 2021

From: Breaking News

Mortgage roundup – A full rebrand and lowered mortgage rates

Roma Finance has rebranded across all channels to providing lending less ordinary as standard. As part of its ambitious growth strategy, the...

09 March 2021

From: Breaking News

Mortgage roundup – five-year fixed products prove popular

The Nottingham has rolled out a new five-year fixed product as an option for people looking to remortgage in light of...

18 February 2021

From: Breaking News

Pure Retirement expands classic range distribution

Pure Retirement has decided to expand its ‘Classic Lifetime Mortgage’ range to a wider selection of the equity release market. The latest...

03 September 2020

From: Breaking News

Growth in number of approvals to small deposit borrowers

First-time buyers and existing homeowners capitalised on low rates across the market in October, according to fresh research from e.surv. Its latest...

16 November 2018

From: Breaking News

Larger deposit borrowers see market share squeezed

First-time buyers and others with small deposits took a greater share of the market last month than in August, according to...

17 October 2018

From: Breaking News

Five-year fixed buy-to-let mortgage rates still falling

The average cost of five-year fixed rate buy-to-let (BTL) mortgage products declined in the first quarter of 2018 despite the steady...

24 May 2018

From: Breaking News

Mortgage costs drop during Q1 2018

The cost of most mainstream mortgages were down when compared to the start of last year, according to the latest quarterly...

10 May 2018

From: Breaking News

Variable mortgage enquiries soar despite bank rate rise

Borrowers are still opting for variable mortgages despite the Bank of England base rate increase, new figures from Yorkshire Building Society...

14 November 2017

From: Breaking News

Shawbrook drops rates on 55 Plus Interest-Only Mortgage

Shawbrook’s Residential Mortgages team announced that it has lowered the fixed and variable rates on its 55 Plus Interest-Only Mortgage. With interest-only...

31 August 2017

From: Breaking News

First-time buyers make up half of all property purchases in July

First-time buyers accounted for half of all home purchase valuations in July, according to the latest research from Connells Survey &...

29 August 2017

From: Breaking News

Record low in equity release leads to switching plans

A record low in lifetime mortgage rates is driving enquiries about switching plans from existing customers, Bower Retirement say. The specialist retirement...

25 August 2017

From: Breaking News

Mortgage costs drop during second quarter

According to the latest data from mortgage technology provider, Mortgage Brain, the majority of mainstream mortgages have steadily decreased over the...

25 July 2017

From: Breaking News

Total gross mortgage lending to hit £260 billion this year

The mortgage market will reach its highest level of gross lending since the financial crisis during 2017, the Intermediary Mortgage Lenders...

02 May 2017

From: Breaking News

Are high street lenders failing mortgage borrowers?

A study has revealed that many British consumers are fed up of mortgage lenders' impersonal and 'computer says no' approach. Research found...

07 April 2017

From: Breaking News

Landbay reduces BTL rates and refreshes landlord criteria

Buy-to-let mortgage lender Landbay has announced that it has refreshed its product range aimed at both amateur and professional landlords, reducing...

07 April 2017

From: Breaking News

Digital Mortgage range expanded by Atom Bank

The UK’s first bank built exclusively for mobile customers has extended its Digital Mortgage range, with 80% LTV and 85% LTV...

27 January 2017

From: Breaking News

New Street Mortgages launches new reduced buy-to-let rates

New Street Mortgages has announced rate reductions across its buy-to-let mortgage range. It has reduced the rate for its two-year discount product...

25 January 2017

From: Breaking News

Offset mortgage incentive extended by Accord

Borrowers taking out an offset mortgage have a few days left to be given a helping hand by Accord Mortgages. The...

25 January 2017

From: Breaking News

Mortgage costs on the rise, research reveals

The latest product data analysis from Mortgage Brain has revealed that recent predictions about potential increases in mortgage costs are starting...

18 January 2017

From: Breaking News

‘Mortgage costs continue to fall’ - Mortgage Brain

The latest quarterly data analysis from Mortgage Brain shows that the cost of mortgages continued to fall over the past three...

19 October 2016

From: Breaking News

Saffron announces new fixed rates for owners and FTBs

Saffron For Intermediaries, part of Saffron Building Society, has announced the launch of three new fixed rate deals for homeowners and...

19 October 2016

From: Breaking News

Lending to first-time buyers at its highest since 2007

A new report from the Council of Mortgage Lenders (CML) has shown that more mortgages were handed to first-time buyers in...

11 August 2016

From: Breaking News

Long-term interest rates hit a further new low

Back in 1980 I took out my first mortgage to buy a flat in Birmingham. The flat was very affordable and...

13 June 2016

From: Breaking News

Mortgage gap closes as high-LTV loans get cheaper

The gap between mortgage rates at different LTVs has narrowed dramatically, making life easier for borrowers with small deposits. Mortgage rates for borrowers...

24 May 2016

From: Breaking News

Bank statistics show strong mortgage lending

The latest edition of the Bank of England’s Money and Credit Figures show mortgage lending was strong in the first quarter...

03 May 2016

From: Breaking News

Mortgage costs fall by £1,000 a year

Mortgage rates continue to fall with the majority of residential and buy-to-let rates coming down in cost over the past three...

27 April 2016

From: Breaking News

Brexit looms over interest rate decision

The Bank of England’s monetary policy committee has held interest rates again with a unanimous 9-0 vote yesterday and experts say there is...

15 April 2016

From: Breaking News

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