Archive

A new report reveals the latest trends  in UK lending and borrowing, compiled by lending software company Lenvi. The most notable trends include...

MPs on the all-party Levelling Up, Housing and Communities Select Committee want to quiz representatives from across the house selling community about...

UK house prices fell by 0.2% in March. Nevertheless, the annual rate of house price growth edged higher to 1.6% in...

Legal & General Mortgage Club has added April Mortgages to its lender panel, giving additional exposure to April’s long-term fixed-rate remortgage...

The Bank of England has signalled that more than one interest rate cut is likely this year - but the question...

The estate agents’ trade body has made the unexpected move of calling on banks to cut mortgage rates. Rates are typically decided...

Experts have lashed out at lenders who reprice products, sometimes with just a few hours’ notice. And many suggest that lenders are...

The negative effects of higher mortgage rates on affordability were overestimated throughout 2023 with house prices having dropped one one to...

There are growing fears that the hoped-for Bank of England base rate cut this spring - the first off possibly several...

Three years ago the Financial Conduct Authority banned discretionary commission arrangements in a bid to end the incentive for brokers to...

There’s no prospect of a rapid recovery for the housing market in 2024 despite some green shoots appearing. The warning comes from...

Latest Bank of England data released in recent days shows net mortgage approvals for house purchases rose from 47,900 in October...

Rightmove is launching its first broker product, which will allow customers to access mortgage advice through the property website.   The portal,...

Just Refer, a new referral portal for national brokerage Just Mortgages and financial services arm Just Wealth, has supported brokers in...

A new study shows a remarkably low number of people seeking professional financial advice. The report is called State of Flux and...

Many of the country’s major lenders - and quite a few smaller ones, too - have slashed mortgage rates in response...

Shawbrook Bank has seen a dramatic reduction in the time to process buy to let mortgage offers since rewriting legacy software...

End-to-end mortgage service Smartr365 has beefed up its platform to improve the experience of brokers sourcing protection packages for clients. These developments...

There’s been an alarming set of figures in the Bank of England’s latest Money and Credit report, which relates to September. Net...

The equity release market has seen growth for the first time in 12 months with quarterly increases in both new customers...

Rightmove claims that single first-time buyers on an average salary and with a 5.0 per cent deposit could not afford three-quarters...

HLPartnership - which describes itself as the country’s biggest privately-owned mortgage network - has revealed upgrades to its technology platform which...

There are growing fears of yet another Bank of England base rate rise next month following the surprise inflation figure released...

Analysts suggest that mortgage lending is likely to fall over the rest of 2023 with both demand and supply dropping thanks...

Is the mortgage price war really over? On the one hand there are good signs for the housing market - no substantial...

The number of three-year fixed mortgage products available from lenders has been rising over the last few months as borrowers coming...

Brokers have criticised NatWest for allegedly offering a sub-5.0 per cent 60 per cent LTV five -year fixed mortgage rate direct...

A consumer platform claims almost half of Londoners’ income goes on their mortgage or rent, with a third saying they pay...

Half a million mortgage-holders are facing an imminent financial shock as their fixed deals end in the run-up to Christmas or...

Almost 400 misleading promotions by later life mortgage firms have been binned or amended, thanks to the Financial Conduct Authority.   The...

Equifax data has found that 41 per cent of live mortgages in the UK are held by customers who will be...

This week sees the start of Mortgage Vision, the free regional mortgage industry roadshow. Now in its 15th year, Mortgage Vision opens...

The Bank of England says net mortgage approvals decreased from 54,600 in June to 49,400 in July, although approvals for remortgaging slightly increased...

A study of 7,000 people by a specialist predicts the UK specialist residential mortgage market will treble to £16 billion by...

The number of interest-only (750,000) and part-interest-only (245,000) mortgages has halved since 2015, new Financial Conduct Authority analysis has found.  The fall...

Plans to ban cold calls for financial products are the subject of a consultation marking the next step in delivering the...

The Bank of England’s monetary policy committee is warning that inflation - which is effectively determining base rate and interest rates...

PMS Mortgage Club, in partnership with compliance experts Bankhall, has rolled out a new support service to help mortgage and protection...

The latest house price index - this one from the Halifax - has triggered a huge wave of concern about the...

The OneDome Group, which for 20 years has operated its CMME Mortgages service, is launching a new consumer campaign in the...

We’re now under four weeks away from the start of the Financial Conduct Authority’s Consumer Duty regime. This introduces a new Consumer...

Nationwide says the sharp rise in the costs of mortgages is causing a "significant drag" on the housing market - but...

Trade body UK Finance has issued a timely reminder to the mortgage lending sector of its obligations to borrowers struggling following...

There’s almost complete unanimity amongst analysts that this week will see yet another Bank of England base rate rise - and...

Property portal OnTheMarket - the third major portal, behind clear market leaders Rightmove and Zoopla - has launched OnTheMarket Money, a...

A new analysis by Moneyfactscompare - perhaps still better known by its old name, Moneyfacts - shows precisely how many mortgage...

The Monetary Policy Committee of the Bank of England meets on Thursday with the market expecting them to announce 0.5% raise...

Capricorn Financial Consultancy has released its market expectations for 2023, predicting that the UK mortgage market will have to acclimatise to...

Technology firm, OneDome, has bought CMME Mortgage and Protection for an undisclosed sum. Describing itself as the world’s first eHomebuying platform, OneDome...

During these uncertain economic times, people are extra careful with their money, and to this end, new research reveals that 48%...

Older borrowers could be missing out on the best mortgage and equity release deals through fears about the security of their...

With votes in and Liz Truss elected as the new Prime Minister, many may have the question “what now”?  When it comes...

The government has plans to create the UK Digital Identity and Attributes Trust Framework (DIATF) and Credas Technologies, the leading identity...

PEXA has announced that Hinckley & Rugby Building Society and Shawbrook Bank will be the first lenders to transact remortgage cases...

In this guest piece, Jess Gerrow, vice president of marketing at Token provides insight into the human side of Open Banking. Driven...

The FCA’s new consumer duty requirements are set to be published at the end of July for implementation in April 2023. While...

The four-day work week has been a subject contemplated by many companies across the nation and Evolution Money has recently announced...

With a raft of new schemes coming to market ahead of the end of Help to Buy, questions are being asked...

This week’s mortgage roundup involves a month of firsts and milestones, with Proportunity and BuildLoan launching UK-first products for buyers. Meanwhile,...

In this guest piece, Adrian Plant, director of Shared Ownership at Leaders Romans Group and Calum Toone, mortgage advisor at Mortgage Scout, delve into the...

Last week (June 16), the Bank of England increased the base rate by 0.25%, up from 1.00% to 1.25%. In response, Moneyfacts.co.uk...

While the number of members hit with expulsion has declined steadily each year since a peak in 2018, the most recent...

Speaking to a financial adviser is more daunting for UK consumers than self-managing their finances, a YouGov study reveals. In a survey...

This week’s roundup takes a look at the latest in the mortgage market, from L&G’s latest addition to its lender panel...

Introducer Today returns with a bumper mortgage roundup, this time featuring the latest industry views on mortgage approvals, new and extended...

A recent study conducted by Mortgage Advice Bureau has found that one in four households plan to make improvements to reduce...

As a direct result of the rising cost of living, over half (57%) of Brits are already struggling financially, or expect...

With the interest rate rising from 0.25% to 0.5%, Brian Murphy, head of lending at Mortgage Advice Bureau, shares his top tips homeowners...

PEXA, the Australian-founded fintech, has announced its plans to launch in the UK this year, following significant progress in testing its...

Contemporary estate agent, Nested, recently carried out research about estate agent business expansion in 2022. The research involved a survey with 961 estate agents...

This week’s mortgage roundup is a range of reduced rates and new products across the mortgage market, with Furness Building Society’s...

In the first mortgage roundup of 2022, Introducer Today takes a look at the latest mortgage news, from Landay’s bolstered Green...

With the Bank of England raising interest rates for the first time in more than three years, Brian Murphy, head of lending...

A webinar poll conducted by Countrywide Surveying Services (CSS) has highlighted that four out of five consumers still confuse a mortgage...

COP26 saw ambitious global net-zero targets being promised and industries are having to adapt to meet the national targets. Mortgage Advice...

Recent research from leading later life lender more2life has found that 80% of equity release advisers are confident that the market...

Research from Mortgage Advice Bureau (MAB) has shown that only a quarter (24%) of consumers know what the Energy Performance Certificate...

New data has shown that millennials (25-44) are as unconfident in their ability to manage their finances as younger Gen Z...

Data released by independent equity release advisory service, Equity Release Supermarket (ERS), shows that there’s a continued desire amongst their customers to...

The mortgage roundup column returns to bring you the latest news on mortgage products coming to the market, featuring Furness Building...

Tembo, a London-based FinTech on a mission to transform consumer lending through the power of family, has announced that it has...

Roma Finance has launched new bridging and development ranges with improved rates and enhanced criteria. The new bridging range, called RomaPrime, is...

A recent study conducted by Hodge asked portfolio buy-to-let landlords and brokers for their opinions about finding the best loan. The...

Legal & General has announced the return of its Virtual Summer Conference which takes place today and tomorrow (July 6-7 2021). The...

According to new research by MetLife UK, 43% of prospective and current homeowners admitted to using a mortgage adviser or broker...

Climate change is one of the greatest threats humanity is facing today. The burning of fossil fuels such as coal and...

Only a quarter (27%) of UK adults have sought financial advice ahead of ‘freedom day’ despite Covid-19 causing financial uncertainty, according...

According to new research from estate agents Purplebricks, 43% of today’s first-time buyers (FTBs) have fully funded their own deposit. While...

An equity release advisory is reflecting on the shifts in equity release usage and behaviour in the first quarter of 2021. Research...

Existing and aspiring homeowners admit it takes a ‘radical change in circumstances’ before they’d consider purchasing a financial protection product, according...

Research from an all-in-one property platform suggests homebuyers do not sufficiently understand the processes which can contribute to a fast and...

The Equity Release Council (the Council) has launched a new Legal Forum to champion the unique role of legal advice in...

LiveMore has announced a reduction of its standard fixed rates from five-year up to lifetime. Launched last week, the seven, 10 and...

The Equity Release Council (the Council) has launched a member endorsement mark as part of a brand refresh that reflects the...

Some 26% of homeowners, or those buying a property, have missed a mortgage payment due to falling ill or having an...

Adviser-facing resources have been released in recognition of the equity market predicted to pick up in 2021. Pure Retirement has put together a...

An ‘industry-first’ app has been introduced to connect borrowers to brokers and introducers. Available for free on both iOS and Android, Smartr365’s...

Some 74% of people do not trust property documentation to be carried out safely and securely online, research from anti-money laundering...

Equity Release Supermarket (ERS) has reported the behavioural shifts and factors still influencing customers due to the ongoing effects of the...

Like most industries impacted by the Covid pandemic, the world of bridging finance has experienced a contradictory, sometimes stormy and altogether...