Crystal Specialist Finance has conducted its Annual Survey with over 10,000 brokers for the second year running. The point is to see...
Archive
![2024 - forecasts on lending, buy to let, arrears and possessions](/upload/images/23%2012%2020%202.jpg)
UK Finance has published its housing and mortgage market forecasts for 2024 and 2025 together with projections for 2023 full year numbers. Key figures for 2023 In...
20 December 2023
From: Breaking News
![Falling swap rates indicate lower mortgage rates - eventually](/upload/images/23%2012%2020%203.jpg)
Mortgage rates are predicted to fall next year as lenders take advantage of cheaper funding, after figures show that average swap...
20 December 2023
From: Breaking News
![Alarm Bells Ring as mortgage arrears shoot upwards](/upload/images/23%2012%2020%204.jpg)
The Bank of England says there was £18.8 billion of mortgage borrowing in arrears in the third quarter of this year. That’s...
20 December 2023
From: Breaking News
![Five-day roadshow begins for self-employed advisers](/upload/images/23%2012%2020%205.jpg)
National brokerage Just Mortgages hits the road in the New Year with roadshows to support its self-employed advisers. The in-person events are...
20 December 2023
From: Breaking News
![Twenty straight weeks of small but important rate drops](/upload/images/23%2012%2018%201.jpg)
Since the peak in July, the average five year fixed mortgage rate has reduced from 6.11 to 5.07 per cent while...
18 December 2023
From: Breaking News
![Interest Rates - year ends on optimistic note as brokers hope for better 2024](/upload/images/23%2012%2018%202.jpg)
With the Bank of England maintaining base rate - as expected - at 5.25 per cent, the broker community ends 2023...
18 December 2023
From: Breaking News
![Going Green - more eco-mortgages on the market now than a year ago](/upload/images/23%2012%2018%203.jpg)
More lenders have green mortgage deals on the market now compared to a year ago, according to the Mortgage Advice Bureau. Some...
18 December 2023
From: Breaking News
![Two year fixed rate mortgages sub-6%: A housing market boom?](/upload/images/23%2012%2018%204.jpg)
Two-year fixed rate mortgages have dipped below six per cent for the first time since June this year. Back in June there...
18 December 2023
From: Breaking News
![Landlords to expand portfolios in 2024 despite huge increase in costs](/upload/images/23%2012%2018%205.jpg)
Many landlords say they’re set to expand investments in 2024 despite facing up to 80 per cent higher costs in the...
18 December 2023
From: Breaking News
![Big Rise for 35-year-plus mortgages amongst first time buyers](/upload/images/23%2012%2013%201.jpg)
Some 20 per cent of first time buyers are snapping up mortgages of 35 years or more according to UK Finance. In...
13 December 2023
From: Breaking News
![Buy To Let arrears double in 12 months](/upload/images/23%2012%2013%202.jpg)
Cases of buy-to-let arrears have doubled in a single year, according to a new analysis. The research, from Octane Capital, analysed quarterly...
13 December 2023
From: Breaking News
![Google search topics reveal growing worries about repossessions](/upload/images/23%2012%2013%203.jpg)
Homeowners are increasingly researching into mortgage repossessions online, signalling that many are worried about falling behind on their payments. The research by...
13 December 2023
From: Breaking News
![Unpredictable interest rates could spell upheaval for housing market](/upload/images/23%2012%2013%204.jpg)
A new survey - going against the trend of other housing market studies - suggests that house prices could rise six...
13 December 2023
From: Breaking News
![Debt Crisis - a third of people struggling to meet repayments](/upload/images/23%2012%2013%205.jpg)
Approaching a third of people are struggling to meet loan repayments of all kinds because of the cost of living crisis. That’s...
13 December 2023
From: Breaking News
![Saga launches mortgage service in bid to be ‘over 50s one stop shop’](/upload/images/23%2012%2011%201.jpg)
Saga, the provider of products and services for the over-50s, has teamed up with digital broker Tembo to launch Saga Mortgages. The...
11 December 2023
From: Breaking News
![Accord cuts rates on buy to let range](/upload/images/23%2012%2011%202.jpg)
Accord Mortgages is cutting rates on its buy-to-let range in what it calls a bid to “offer better value to brokers...
11 December 2023
From: Breaking News
![Plea to lenders to understand more complex mortgage applicants](/upload/images/23%2012%2011%203.jpg)
Some 40 per cent of self-employed individuals think lenders need to be more understanding when it comes to those with complex...
11 December 2023
From: Breaking News
![New advisory service seeks to “redefine real estate finance”](/upload/images/23%2012%2011%204.jpg)
Karis Capital is launching as what it calls “a premier real estate debt advisory firm with plans to redefine how developers...
11 December 2023
From: Breaking News
![Grinch! No Christmas cheer in Q3 UK Finance sentiment survey](/upload/images/23%2012%2011%205.jpg)
There’s been a sharp decline in household financial confidence in the UK according to the latest UK Finance sentiment survey. The Q3...
11 December 2023
From: Breaking News
![Mortgage industry’s low LTVs blamed for homes being empty](/upload/images/23%2012%2006%2001.jpg)
Low loan to value ratios from mortgage lenders are leaving an estimated 90,000 new build homes empty across the UK as...
06 December 2023
From: Breaking News
![Lender aims high by scrapping height restriction from lending criteria](/upload/images/23%2012%2006%2002.jpg)
Hodge is removing height restrictions from its lending criteria, meaning it will accept applications for mortgages on homes in England that...
06 December 2023
From: Breaking News
![Winner! Best Buy To Let Mortgage Lender honoured at awards](/upload/images/23%2012%2006%2003.jpg)
The 2023/24 Your Mortgage Awards’ ‘Best Buy to Let Mortgage Lender’ has been named. It’s The Mortgage Works, and this is not...
06 December 2023
From: Breaking News
![Buyers Increasingly Use Family Inheritance to fund Property Purchase](/upload/images/23%2012%2006%2004.jpg)
London accounts for the highest proportion of homebuyers using family inheritance to fund property purchases, according to compliance platform Thirdfort. Some 18...
06 December 2023
From: Breaking News
![Demand for Family Homes keeping Prime London market active says agency](/upload/images/23%2012%2006%2005.jpg)
A growing appetite amongst buyers for family homes is helping to drive London’s high value prime market, an agency claims. Benham and...
06 December 2023
From: Breaking News
![Surge in Homes Coming To Market for Boxing Day Bonanza](/upload/images/23%2012%2004%2001.jpg)
There’s been a 46 per cent increase in ‘for sale’ stock hitting the market as sellers look forward to a Boxing...
04 December 2023
From: Breaking News
![It’s Been a Boom Month for Fixed Deals and Incentives](/upload/images/23%2012%2004%2002.jpg)
Lenders are offering more fixed deals with incentives since the start of last month - November - but analysis by Moneyfactscompare...
04 December 2023
From: Breaking News
![Barclays likely to bag Metro Bank mortgage book ‘by year end’](/upload/images/23%2012%2004%2003.jpg)
A report on Sky News says talks are underway for Barclays hto acquire the £3 billion mortgage book of the troubled...
04 December 2023
From: Breaking News
![Rightmove launching its first broker mortgage product](/upload/images/23%2012%2004%2004.jpg)
Rightmove is launching its first broker product, which will allow customers to access mortgage advice through the property website. The portal,...
04 December 2023
From: Breaking News
![House Price Rises massively outstrip Earnings - shock new figures](/upload/images/23%2012%2004%2005.jpg)
Online Mortgage Advisor has conducted a research by looking at how much property prices have outgrown local wages during the past...
04 December 2023
From: Breaking News
![Falling mortgage costs could trigger 2024 housing bounce - claim](/upload/images/23%2011%2029%2001.jpg)
Knight Frank says a reduction in mortgage costs as early as February - or perhaps more likely in Q2 next year...
29 November 2023
From: Breaking News
![OBR warns house prices to fall further before market recovery](/upload/images/23%2011%2029%2002.jpg)
The Office for Budget Responsibility - part of the Treasury but operating independently of government - is forecasting house prices to...
29 November 2023
From: Breaking News
![New Build Market in 2024 - a mortgage industry perspective](/upload/images/23%2011%2029%2003.jpg)
A new analysis of the new build housing market for next year suggests that eventually there will be a bounce, triggered...
29 November 2023
From: Breaking News
![SPF Private Clients takes its mortgage expertise to the Far East](/upload/images/23%2011%2029%2004.jpg)
SPF Private Clients has opened new offices in Hong Kong and Singapore. The Singapore office is to be headed by Scott Mitchell,...
29 November 2023
From: Breaking News
![More help for first time buyers needed now, says leading mortgage lender](/upload/images/23%2011%2029%2005.jpg)
The Nationwide wants greater government support for first-time buyers as rising costs delay owning a home. As one of the UK’s biggest...
29 November 2023
From: Breaking News
![Nationwide’s slashed rates means price war goes on to end of year](/upload/images/23%2011%2027%2001.jpg)
Nationwide has reduced selected mortgage rates by up to 0.43 per cent across its New Business, Switcher, Additional Borrowing, Existing Customers...
27 November 2023
From: Breaking News
![Rightmove’s Weekly Mortgage Tracker shows more falls](/upload/images/23%2011%2027%2002.jpg)
The average five-year fixed mortgage rate is now 5.21%, down from 5.62% a year ago The average two-year fixed mortgage rate is...
27 November 2023
From: Breaking News
![Opportunity for Brokers as first timers rely on family and friends](/upload/images/23%2011%2027%2003.jpg)
First time buyers aged 18 to 34 are primarily relying on advice from family and friends rather than a broker for support on the homebuying process, according to Coventry for...
27 November 2023
From: Breaking News
![FinTech: New Referral Portal passes 400-client threshold](/upload/images/23%2011%2027%2004.jpg)
Just Refer, a new referral portal for national brokerage Just Mortgages and financial services arm Just Wealth, has supported brokers in...
27 November 2023
From: Breaking News
![Developers Outline Plan To Get More Buyers for More Homes](/upload/images/23%2011%2027%2005.jpg)
A new 10-point plan from the Home Builders Federation shows how policymakers could act fast to boost the supply of new,...
27 November 2023
From: Breaking News
![Landlords ‘Hit Harder Than Others’ by interest rate hikes - claim](/upload/images/__thumbs/2023%2011%2022%201.jpg/2023%2011%2022%201__400x253.jpg)
The research chief at lettings agency Hamptons says it’s likely that landlords have been hit harder by high interest rates than...
22 November 2023
From: Breaking News
![Thriving Choice of Small-Deposit Mortgage Options - Moneyfacts](/upload/images/__thumbs/2023%2011%2022%202.jpg/2023%2011%2022%202__400x267.jpg)
Moneyfacts is reporting that there’s what it calls a “thriving choice” of mortgage options. Its latest UK Mortgage Trends Treasury Report shows the number...
22 November 2023
From: Breaking News
![Cost of living crisis triggers wildly diverse Mortgage product demand](/upload/images/__thumbs/2023%2011%2022%203.jpg/2023%2011%2022%203__400x267.jpg)
New data from Legal & General - based on searches to its Ignite platform - suggests a diverse mortgage market during...
22 November 2023
From: Breaking News
![Why do so few people seek professional financial advice?](/upload/images/__thumbs/2023%2011%2022%204.jpg/2023%2011%2022%204__400x267.jpg)
A new study shows a remarkably low number of people seeking professional financial advice. The report is called State of Flux and...
22 November 2023
From: Breaking News
![Landlord Sell Off Goes On - but it’s slowing](/upload/images/__thumbs/2023%2011%2022%205.jpg/2023%2011%2022%205__400x286.jpg)
The share of homes sold by a landlord in Great Britain fell from 15.7 per cent in 2022 to 14.0 per...
22 November 2023
From: Breaking News
![It’s War - Lenders compete on price as sub-4% rates look likely](/upload/images/__thumbs/2023%2011%2020%201.jpg/2023%2011%2020%201__400x267.jpg)
Many of the country’s major lenders - and quite a few smaller ones, too - have slashed mortgage rates in response...
20 November 2023
From: Breaking News
![Pressure on Hunt to deliver mortgage help for landlords this week](/upload/images/__thumbs/2023%2011%2020%202.jpg/2023%2011%2020%202__400x267.jpg)
Following analysis of its 2023 buy to let mortgage market data, Twenty7tec has reported a significant fall in searches for buy...
20 November 2023
From: Breaking News
![FinTech triggers dramatic reduction in mortgage processing time by bank](/upload/images/__thumbs/2023%2011%2020%203.jpg/2023%2011%2020%203__400x267.jpg)
Shawbrook Bank has seen a dramatic reduction in the time to process buy to let mortgage offers since rewriting legacy software...
20 November 2023
From: Breaking News
![Lender warns rates must drop further and faster to boost housing market](/upload/images/__thumbs/2023%2011%2020%204.jpg/2023%2011%2020%204__399x210.jpg)
The Mortgage Lander is warning that mortgages rates will need to come down more, and faster, to really kick-start the housing...
20 November 2023
From: Breaking News
![Mortgage Interest Tax Relief must be reinstated - agency boss speaks out](/upload/images/__thumbs/2023%2011%2020%205.jpg/2023%2011%2020%205__400x267.jpg)
The chief executive of Winkworth estate agency chain says this week’s Autumn Statement must see the reinstatement of Mortgage Interest Tax...
20 November 2023
From: Breaking News
![Buy-to-let landlords reduce borrowing amidst rising rates](/upload/images/__thumbs/23%2011%2015%201%20shutterstock_1640429362.jpg/23%2011%2015%201%20shutterstock_1640429362__400x267.jpg)
The nation’s landlords are responding to higher levels of mortgage interest rates by cutting their borrowing. The research comes from specialist property...
15 November 2023
From: Breaking News
![Are lawyers holding up housing transactions?](/upload/images/23%2011%2015%202.jpg)
Some 45 per cent of homebuyers cited in a survey say slow property lawyer response time is a key pain point...
15 November 2023
From: Breaking News
![Mortgage insurance initiative aimed at professional landlords at risk](/upload/images/__thumbs/23%2011%2015%203%20shutterstock_2135288951.jpg/23%2011%2015%203%20shutterstock_2135288951__399x266.jpg)
A new personal guarantee insurance protection service has been launched for professional landlords - triggered by a surge in incorporation. Purbeck Personal Guarantee...
15 November 2023
From: Breaking News
![A third of Britons waiting for inheritance before buying property](/upload/images/__thumbs/23%2011%2015%204%20shutterstock_2341672773.jpg/23%2011%2015%204%20shutterstock_2341672773__400x267.jpg)
A new study by a price comparison platform suggests that many younger Britons are waiting to inherit before buying a home. In...
15 November 2023
From: Breaking News
![Warning: Mortgage growth to hit 10-year low amid economic headwinds](/upload/images/__thumbs/23%2011%2013%201%20shutterstock_98277620.jpg/23%2011%2013%201%20shutterstock_98277620__400x267.jpg)
The EY Item Club is warning that the UK is set to experience the slowest two-year mortgage growth in a decade. EY...
13 November 2023
From: Breaking News
![Enhanced mortgage service platform beefs up Consumer Duty compliance](/upload/images/__thumbs/23%2011%2013%202%20shutterstock_1318349732.jpg/23%2011%2013%202%20shutterstock_1318349732__399x246.jpg)
End-to-end mortgage service Smartr365 has beefed up its platform to improve the experience of brokers sourcing protection packages for clients. These developments...
13 November 2023
From: Breaking News
![Bridging Lending Bounces Back in Q3 2023](/upload/images/__thumbs/23%2011%2013%203%20shutterstock_244903099.jpg/23%2011%2013%203%20shutterstock_244903099__400x267.jpg)
Contributors to a quarterly specialist finance publication have reported a 15.3 per cent increase in bridging loan transactions, totalling £191m, during...
13 November 2023
From: Breaking News
![Amazing interest-free mortgage help scheme introduced by government](/upload/images/__thumbs/23%2011%2013%204%20shutterstock_2348525463.jpg/23%2011%2013%204%20shutterstock_2348525463__400x247.jpg)
Homeowners in Wales who are struggling with their mortgages could get loans that are interest-free for the first five years under...
13 November 2023
From: Breaking News
![Buy To Let mortgage arrears start to rise](/upload/images/__thumbs/23%2011%2013%205%20shutterstock_2034672503.jpg/23%2011%2013%205%20shutterstock_2034672503__400x267.jpg)
Lenders’ trade body UK Finance says there were 11,540 buy to let mortgages in arrears of 2.5 per cent or more of...
13 November 2023
From: Breaking News
![Unique mortgage affordability tool launched by digital broker](/upload/images/__thumbs/23%2011%2008%201.jpg/23%2011%2008%201__400x268.jpg)
A digital mortgage broker has launched an online tool aggregating data from over 50 Buy to Let lenders to calculate what...
08 November 2023
From: Breaking News
![Brokers’ advice crucial for first time buyers says new report](/upload/images/__thumbs/23%2011%2008%202.jpg/23%2011%2008%202__400x267.jpg)
The first time buyer economy, comprised of lending and spending, will reach £74.1 billion by 2025, according to research by Coventry...
08 November 2023
From: Breaking News
![Dire borrowing and credit data from Bank of England](/upload/images/__thumbs/23%2011%2008%203.jpg/23%2011%2008%203__400x193.jpg)
There’s been an alarming set of figures in the Bank of England’s latest Money and Credit report, which relates to September. Net...
08 November 2023
From: Breaking News
![Equity Release begins long haul back to normal market conditions](/upload/images/__thumbs/23%2011%2008%204.jpg/23%2011%2008%204__400x265.jpg)
The equity release market has seen growth for the first time in 12 months with quarterly increases in both new customers...
08 November 2023
From: Breaking News
![Single First-Time Buyers cannot afford 75% of homes using Mortgage Guarantee Scheme](/upload/images/__thumbs/23%2011%2006%201.jpg/23%2011%2006%201__400x254.jpg)
Rightmove claims that single first-time buyers on an average salary and with a 5.0 per cent deposit could not afford three-quarters...
06 November 2023
From: Breaking News
![Mortgage arrears soar in UK according to global credit service](/upload/images/__thumbs/23%2011%2006%202.jpg/23%2011%2006%202__399x266.jpg)
Global credit intelligence provider Pepper Advantage, which has a 100,000+ UK residential mortgage portfolio, says arrears in this country have seen...
06 November 2023
From: Breaking News
![King’s Speech This Week - leasehold reform backed by mortgage bosses](/upload/images/__thumbs/23%2011%2006%203.jpg/23%2011%2006%203__400x267.jpg)
Tomorrow’s King’s Speech, setting out the legislative agenda for the coming year, looks certain to include leasehold reform - and the...
06 November 2023
From: Breaking News
![Base Rate on Hold - what it means for mortgages](/upload/images/__thumbs/23%2011%2006%204.jpg/23%2011%2006%204__399x266.jpg)
The Bank of England has held base rate at 5.25 per cent, with most analysts saying this is likely to be...
06 November 2023
From: Breaking News
![Lender gives dire warning about UK house price future](/upload/images/__thumbs/23%2011%2001%201.jpg/23%2011%2001%201__400x267.jpg)
The UK's largest mortgage lender expects house prices to fall this year and next before rising in 2025. Lloyds Banking Group -...
01 November 2023
From: Breaking News
![Brokers ‘need to offer more support to hard-pressed landlords’](/upload/images/__thumbs/23%2011%2001%202.jpg/23%2011%2001%202__400x267.jpg)
Landlords need greater support from mortgage advisers in order to navigate the best course through the current economic climate. That’s according to...
01 November 2023
From: Breaking News
![Privately-owned Mortgage Network reveals tech upgrade](/upload/images/__thumbs/23%2011%2001%203.jpg/23%2011%2001%203__400x243.jpg)
HLPartnership - which describes itself as the country’s biggest privately-owned mortgage network - has revealed upgrades to its technology platform which...
01 November 2023
From: Breaking News
![Property data providers to mortgage sector in M&A deal](/upload/images/__thumbs/23%2011%2001%204.jpg/23%2011%2001%204__400x267.jpg)
PriceHubble, a supplier of data solutions for real estate and finance, has acquired WhenFresh, delivering data and decision engines to banks,...
01 November 2023
From: Breaking News
![Base Rate Decision Week - will the pause turn into an interlude?](/upload/images/__thumbs/23%2010%2030%201.jpg/23%2010%2030%201__400x267.jpg)
The Bank of England is expected to hold base rate at 5.25 per cent this week with many analysts expecting this...
30 October 2023
From: Breaking News
![Mortgage Advisers told to hard sell EPC upgrades to landlords](/upload/images/23%2010%2030%202.png)
Jo Breeden, managing director of Crystal Specialist Finance, writes: In his recent speech, the Prime Minister scrapped the proposed changes to EPC...
30 October 2023
From: Breaking News
![Mortgage Guarantee Extension in package of first time buyer help](/upload/images/__thumbs/23%2010%2030%203.jpg/23%2010%2030%203__400x267.jpg)
A range informal media briefings on behalf of the UK government suggest that an extension of the current mortgage guarantee scheme...
30 October 2023
From: Breaking News
![Innovative buy to let mortgage product launched by digital lender](/upload/images/__thumbs/23%2010%2030%204.jpg/23%2010%2030%204__400x267.jpg)
Molo, which calls itself the UK’s first fully digital mortgage lender, has launched a Non-Resident Buy-to-Let Mortgages, unlocking investment opportunities for...
30 October 2023
From: Breaking News
![Interest Only - another surge in demand online](/upload/images/__thumbs/23%2010%2025%2001.jpg/23%2010%2025%2001__400x291.jpg)
Searches for interest-only mortgages rose a hefty 51 per cent in the past month as buyers seek to improve affordability. Research data...
25 October 2023
From: Breaking News
![Artificial Intelligence deployed to help brokers attract new business](/upload/images/__thumbs/23%2010%2025%2002.jpg/23%2010%2025%2002__400x243.jpg)
A residential mortgage lender is using AI to help brokers attract more customers as well as engage existing customers. MPowered Mortgages says...
25 October 2023
From: Breaking News
![Record mortgage debt repayments as equity release “changes market”](/upload/images/__thumbs/23%2010%2025%2003.jpg/23%2010%2025%2003__400x254.jpg)
UK mortgage holders are repaying record amounts of mortgage debt, according to the Equity Release Council. But the ERC claims high levels...
25 October 2023
From: Breaking News
![Mortgage Debt Prompts Think Tank To Demand Policy Overhaul](/upload/images/__thumbs/23%2010%2025%2004.jpg/23%2010%2025%2004__400x242.jpg)
Britain’s macroeconomic policy framework needs an overhaul to tackle the risk of an unsustainable ratcheting up of debt. That’s the view of...
25 October 2023
From: Breaking News
![Halifax Heads Cluster of Lenders Scrambling for Business](/upload/images/__thumbs/23%2010%2023%2001.jpg/23%2010%2023%2001__400x300.jpg)
A host of lenders have announced cuts to their rates in recent days, with Halifax arguably the most significant. It’s launched three-year...
23 October 2023
From: Breaking News
![Mortgage Crisis for Landlords With 40% Higher Payments](/upload/images/__thumbs/23%2010%2023%2002.jpg/23%2010%2023%2002__399x266.jpg)
Landlords in the UK are paying 40 per cent more mortgage interest than in August 2022, which equates to an extra...
23 October 2023
From: Breaking News
![Rate Rise Rumours - latest inflation data may trigger new hike](/upload/images/__thumbs/23%2010%2023%2003.jpg/23%2010%2023%2003__400x267.jpg)
There are growing fears of yet another Bank of England base rate rise next month following the surprise inflation figure released...
23 October 2023
From: Breaking News
![Big Drop In House Building Volumes as mortgage affordability bites](/upload/images/__thumbs/23%2010%2023%2004.jpg/23%2010%2023%2004__400x266.jpg)
Two prominent UK house builders have warned of sharply reduced volumes in the next year or so as buyers struggle to...
23 October 2023
From: Breaking News
![Going Green - cashback mortgage offer to landlords with good EPCs](/upload/images/23%2010%2018%2001.png)
A specialist business bank is strengthening its proposition for portfolio landlords with a new Green Reward cashback offer. Redwood Bank says it...
18 October 2023
From: Breaking News
![Buy To Let Mortgage Market Booms - new analysis](/upload/images/__thumbs/23%2010%2018%2002.jpg/23%2010%2018%2002__400x267.jpg)
A new analysis of the UK’s buy to let mortgage market shows just how much it’s grown over the past decade,...
18 October 2023
From: Breaking News
![Bank of England Fears Grow Over Huge Longer-Term Mortgages](/upload/images/__thumbs/23%2010%2018%2003.jpg/23%2010%2018%2003__400x267.jpg)
A Bank of England report has expressed concern at the number of homeowners - especially young first time buyers - taking...
18 October 2023
From: Breaking News
![Mortgage Fraudster spent £115,000 on ….. pottery](/upload/images/__thumbs/23%2010%2018%2004.jpg/23%2010%2018%2004__400x267.jpg)
An internationally-ranked chess player who swindled £750,000 through mortgage and tax fraud has been jailed. Robin Moss spent more than £115,000 of...
18 October 2023
From: Breaking News
![Skipton in “unprecedented move” to shake up residential mortgages](/upload/images/__thumbs/23%2010%2016%2001.jpg/23%2010%2016%2001__400x267.jpg)
Skipton Building Society has made what some brokers call an “unprecedented move” by offering rates for existing borrowers switching products starting...
16 October 2023
From: Breaking News
![Mortgage Defaults Rising - and there’s likely to be worse to come](/upload/images/__thumbs/23%2010%2016%2002.jpg/23%2010%2016%2002__399x266.jpg)
Analysts suggest that mortgage lending is likely to fall over the rest of 2023 with both demand and supply dropping thanks...
16 October 2023
From: Breaking News
![Boom! Big increase in mortgage choice for investor borrowers](/upload/images/__thumbs/23%2010%2016%2003.jpg/23%2010%2016%2003__400x254.jpg)
The buy-to-let sector has seen fixed rates fall and product choice grow month-on-month, according to the latest analysis by Moneyfactscompare. Overall buy-to-let...
16 October 2023
From: Breaking News
![New tech partnership aims to make brokers’ lives easier](/upload/images/__thumbs/23%2010%2016%2004.jpg/23%2010%2016%2004__400x267.jpg)
Prominent independent brokerage The Mortgage Hut has partnered with Property Circle to adopt its automated lead generation system and client app. Nicola...
16 October 2023
From: Breaking News
![Interest Rates Are Redefining Housing Market - Nationwide](/upload/images/__thumbs/23%2010%2011%2001%20by%20Graham%20Norwood.jpg/23%2010%2011%2001%20by%20Graham%20Norwood__400x267.jpg)
The Nationwide says high interest rates are helping to redefine the housing market in terms of transaction volumes and choices of...
11 October 2023
From: Breaking News
![Borrowers Show Low Level Of Understanding Their Debt - survey](/upload/images/__thumbs/23%2010%2011%2002%20by%20Graham%20Norwood.jpg/23%2010%2011%2002%20by%20Graham%20Norwood__400x267.jpg)
A depressing 64 per cent of people have taken out a mortgage or personal loan without fully understanding how it works,...
11 October 2023
From: Breaking News
![Many More 35-Year Mortgages - new figures show surge](/upload/images/__thumbs/23%2010%2011%2003%20by%20Graham%20Norwood.jpg/23%2010%2011%2003%20by%20Graham%20Norwood__399x266.jpg)
New data from Experian reveals that one in four mortgages lent to those under 30 now have a term of 35...
11 October 2023
From: Breaking News
![Busy Season for Home Buyers Despite Market Slowdown](/upload/images/__thumbs/23%2010%2011%2004%20by%20Graham%20Norwood.jpg/23%2010%2011%2004%20by%20Graham%20Norwood__400x267.jpg)
Despite the housing market slowdown, brokers are being warned that the autumn months of September, October and November have typically seen...
11 October 2023
From: Breaking News
![Crisis-hit Metro Bank in £3 billion mortgage book sell-off](/upload/images/__thumbs/23%2010%2009%2001%20by%20Graham%20Norwood.jpg/23%2010%2009%2001%20by%20Graham%20Norwood__400x360.jpg)
The crisis hit Metro Bank is in talks to sell off at least a £3 billion portion of its mortgage book. The...
09 October 2023
From: Breaking News
![Average Mortgage Rates Continue To Drop](/upload/images/__thumbs/23%2010%2009%2002%20by%20Graham%20Norwood.jpg/23%2010%2009%2002%20by%20Graham%20Norwood__400x267.jpg)
It’s now the tenth week that average rates of dropped, as the slow but steady downward trend of fixed-mortgage rates continues. As...
09 October 2023
From: Breaking News
![Is The Mortgage Price War Really Over?](/upload/images/__thumbs/23%2010%2009%2003%20by%20Graham%20Norwood.jpg/23%2010%2009%2003%20by%20Graham%20Norwood__399x266.jpg)
Is the mortgage price war really over? On the one hand there are good signs for the housing market - no substantial...
09 October 2023
From: Breaking News
![State of the art Mortgage Originations system launched](/upload/images/__thumbs/23%2010%2009%2004%20by%20Graham%20Norwood.jpg/23%2010%2009%2004%20by%20Graham%20Norwood__400x267.jpg)
Target Group is officially launching the Mortgage Hub, its state-of-the-art mortgage originations system. Over two years in development, Target claims it is...