Overall, the total value of the UK housing market contracted by 21% in the year to March 2024, on the back...
Archive
![Popular lenders change rates and products for landlords](/upload/images/24%2004%2029%20%2002.jpg)
Keystone Property Finance has expanded its services by introducing further advances for landlords undergoing product transfers. As part of Keystone’s PT Plus...
29 April 2024
From: Breaking News
![Sales Up, Listings Up, Prices Up - great start to 2024 housing market](/upload/images/240422%20%2001.jpg)
The number of new sellers coming to the market is up by 12% compared to this time a year ago, and...
22 April 2024
From: Breaking News
![Wealthier Home Movers Undeterred by General Election](/upload/images/24%2004%2017%20%20%2005.jpg)
The majority of buyers and sellers in the prime housing market will not be deterred by the upcoming General Election, claims...
17 April 2024
From: Breaking News
![John Charcol set for more advisers and product diversity](/upload/images/24%2004%2015%20%20%2001.jpg)
John Charcol’s` new owners say they will grow the adviser base and diversify and develop the product offering of the high-profile...
15 April 2024
From: Breaking News
![How Do First Time Buyers afford to get on the property ladder?](/upload/images/240404%20%2004.jpg)
A 2,000-person survey has revealed the diverse financial routes that first time buyers take to get on the property ladder. The survey...
04 April 2024
From: Breaking News
![Was Halifax rate reduction just a cynical marketing ploy?](/upload/images/24%2003%2004%20%2002.jpg)
Last week Halifax - previously an outlier amongst major lenders - announced it was raising rates, following the likes of Santander,...
04 March 2024
From: Breaking News
![Halifax throws “a massive mortgage curveball” defying rivals](/upload/images/24%2002%2026%20%2001.jpg)
Halifax moved entirely in the opposite direction to its rivals at the very end of last week, cutting rates instead of...
26 February 2024
From: Breaking News
![Mortgage volumes plummet for older borrowers](/upload/images/24%2002%2026%2005.jpg)
There were 29,060 new mortgages taken out by older borrowers over 55 in the last three months of 2023 - down...
26 February 2024
From: Breaking News
![NatWest rates up and plenty of others to follow - warning](/upload/images/24%2002%2019%20%2001.jpg)
NatWest has made changes to its product ranges for both new business and existing customers. New borrowers can expect a rate increase...
19 February 2024
From: Breaking News
![Portfolio landlords eye capital raising to fund 2024 expansion plans](/upload/images/24%2002%2019%20%2002.jpg)
Nearly four in 10 portfolio landlords, those with four or more properties, plan to increase the size of their portfolios in...
19 February 2024
From: Breaking News
![UK Finance lobbies government for new Help To Buy and less Stamp Duty](/upload/images/240214%2004.jpg)
Lenders’ trade body UK Finance wants the government to use next month’s Budget to announce a new Help to Buy scheme...
14 February 2024
From: Breaking News
![Falling house prices and big mortgages – three major risks](/upload/images/24%2002%2007%2003.jpg)
Business consultancy Hargreaves Lansdown has identified three major risks associated with the current market, characterised by falling house prices and larger...
07 February 2024
From: Breaking News
![First Time Buyers and mortgages - new study shows the help they get](/upload/images/24%2001%2015%2004.jpg)
A high proportion of first time buyers take advantage of some form of assistance when purchasing their initial home. That’s the verdict...
15 January 2024
From: Breaking News
![New Mortgage Platform aims to grab share of growing investor market](/upload/images/24%2001%2008%2003.jpg)
Two organisations have joined forces to create a new platform dedicated to providing holiday let mortgages. Holiday Cottage Handbook Financial Services claims...
08 January 2024
From: Breaking News
![Tories float plan for more long-term mortgages to boost house buying](/upload/images/24%2001%2003%20%2001.jpg)
The Conservatives are working on a series of schemes to help first time buyers to be unveiled at the Budget in...
03 January 2024
From: Breaking News
![Mortgage Rates lead to fewer moves from London in 2023](/upload/images/23%2012%2027%205.jpg)
The number of Londoners leaving the capital to move elsewhere in Britain dropped back sharply in 2023, following two years of...
27 December 2023
From: Breaking News
![New advisory service seeks to “redefine real estate finance”](/upload/images/23%2012%2011%204.jpg)
Karis Capital is launching as what it calls “a premier real estate debt advisory firm with plans to redefine how developers...
11 December 2023
From: Breaking News
![Mortgage industry’s low LTVs blamed for homes being empty](/upload/images/23%2012%2006%2001.jpg)
Low loan to value ratios from mortgage lenders are leaving an estimated 90,000 new build homes empty across the UK as...
06 December 2023
From: Breaking News
![FinTech: New Referral Portal passes 400-client threshold](/upload/images/23%2011%2027%2004.jpg)
Just Refer, a new referral portal for national brokerage Just Mortgages and financial services arm Just Wealth, has supported brokers in...
27 November 2023
From: Breaking News
![Landlords ‘Hit Harder Than Others’ by interest rate hikes - claim](/upload/images/__thumbs/2023%2011%2022%201.jpg/2023%2011%2022%201__400x253.jpg)
The research chief at lettings agency Hamptons says it’s likely that landlords have been hit harder by high interest rates than...
22 November 2023
From: Breaking News
![Cost of living crisis triggers wildly diverse Mortgage product demand](/upload/images/__thumbs/2023%2011%2022%203.jpg/2023%2011%2022%203__400x267.jpg)
New data from Legal & General - based on searches to its Ignite platform - suggests a diverse mortgage market during...
22 November 2023
From: Breaking News
![Amazing interest-free mortgage help scheme introduced by government](/upload/images/__thumbs/23%2011%2013%204%20shutterstock_2348525463.jpg/23%2011%2013%204%20shutterstock_2348525463__400x247.jpg)
Homeowners in Wales who are struggling with their mortgages could get loans that are interest-free for the first five years under...
13 November 2023
From: Breaking News
![Equity Release begins long haul back to normal market conditions](/upload/images/__thumbs/23%2011%2008%204.jpg/23%2011%2008%204__400x265.jpg)
The equity release market has seen growth for the first time in 12 months with quarterly increases in both new customers...
08 November 2023
From: Breaking News
![Record mortgage debt repayments as equity release “changes market”](/upload/images/__thumbs/23%2010%2025%2003.jpg/23%2010%2025%2003__400x254.jpg)
UK mortgage holders are repaying record amounts of mortgage debt, according to the Equity Release Council. But the ERC claims high levels...
25 October 2023
From: Breaking News
![FCA slams much late life mortgage advice as sub-standard](/upload/images/__thumbs/23%2009%2018%202.jpg/23%2009%2018%202__400x267.jpg)
Almost 400 misleading promotions by later life mortgage firms have been binned or amended, thanks to the Financial Conduct Authority. The...
18 September 2023
From: Breaking News
![Negative Equity risk grows - new mortgage guarantee stats](/upload/images/1%20Forecast-400x310.png)
New figures relating to the government’s mortgage guarantee scheme shows significant numbers of people taking out high loan to value mortgage...
25 July 2023
From: Breaking News
![Brokers warn on growing housing market crash fears](/upload/images/1%20HouseMarketConfusion-400x310.png)
The latest house price index - this one from the Halifax - has triggered a huge wave of concern about the...
11 July 2023
From: Breaking News
![Accord cuts rates at the double!](/upload/images/Shutterstock-only%20images/Property%20Market/BalancingPercentages-400x310.png)
Accord Mortgages is making further changes to its buy-to-let and residential rates. For the second time in as many weeks, buy to...
04 April 2023
From: Breaking News
![Mortgage rises put squeeze on buyers](/upload/images/Shutterstock-only%20images/Property%20Market/3-MortgageRates1.png)
Mortgage interest rates increased by 2.56% in 2022, with a sharp increase from 1.51% in January to a record 4.07% on...
28 March 2023
From: Breaking News
![Mortgage approvals down 20% year on year, but sunnier days ahead](/upload/images/Shutterstock-only%20images/Property%20Market/MortgageApplication_400x310.png)
The latest market analysis by specialist property lending experts, Octane Capital, reveals that recent uncertainty in the property market during the...
14 February 2023
From: Breaking News
![Home buying platform, OneDome, buys broker CMME Mortgage](/upload/images/OneDome%20Intro%201%20ShakingHands-400x310.png)
Technology firm, OneDome, has bought CMME Mortgage and Protection for an undisclosed sum. Describing itself as the world’s first eHomebuying platform, OneDome...
17 January 2023
From: Breaking News
![Data security concerns makes over 55s reluctant to go online](/upload/images/Back-link-images/lifetime%20mortgage.jpg)
Older borrowers could be missing out on the best mortgage and equity release deals through fears about the security of their...
30 September 2022
From: Breaking News
![Equity Release wealth predicted to reach £6.5 billion by 2025](/upload/images/Housing%20Market%20%26%20Property%20Images/calculator.png)
Equity release allows homeowners aged 55 and over to gain access to the value of their property by turning it into...
06 September 2022
From: Breaking News
![Insight - 50-year mortgages pose high risk for the housing market](/upload/images/library/Mortgage-House-Keys-400x310.jpg)
According to a leading property firm, the latest announcement that a specialist lender has been given a license to off 50-year...
01 September 2022
From: Breaking News
![More2life launch new high LTV product](/upload/images/library/MortgageDepositImage-400x310.jpg)
More2life announced that a sixth product will be added to its innovative range of services. The new product goes by the name...
18 August 2022
From: Breaking News
![Revealed – what happens to equity release plans when you die?](/upload/images/library/EquityRelease-400x310-min.jpeg)
Equity release allows the older generation to release some of the money from the value of their home through a series...
02 August 2022
From: Breaking News
![Later Life pension pot boosted by 181% via equity release](/upload/images/Housing%20Market%20%26%20Property%20Images/RetirementLiving-1-400x310.jpg)
Everyone will eventually age, which means we’re all going to be faced with Later Life mortgages, but how exactly are they...
19 July 2022
From: Breaking News
![Home values – ways homeowners are increasing their property values](/upload/images/library/EquityRelease-400x310-min.jpeg)
New research by mortgage broker, Henry Dannell, reveals that equity release can help homeowners add serious value to their property. By analysing...
12 July 2022
From: Breaking News
![Mortgage roundup – a month of firsts in the mortgage sphere](/upload/images/Site%20logos/MortgageRoundup-400x310.png)
This week’s mortgage roundup involves a month of firsts and milestones, with Proportunity and BuildLoan launching UK-first products for buyers. Meanwhile,...
05 July 2022
From: Breaking News
![Five expert tips to get on the property ladder on your own](/upload/images/Housing%20Market%20%26%20Property%20Images/MillennialPayingLaptop-400x310.jpg)
Often, we are sold the dream of settling down with a partner and purchasing our dream house together – but, what...
10 May 2022
From: Breaking News
![Mortgage roundup – and the market continues to thrive…](/upload/images/Site%20logos/MortgageRoundup-400x310.png)
Introducer Today returns with a bumper mortgage roundup, this time featuring the latest industry views on mortgage approvals, new and extended...
05 May 2022
From: Breaking News
![Revealed – How the Help to Buy market is changing](/upload/images/Housing%20Market%20%26%20Property%20Images/Balgores20.07.jpg)
New research by sales optimisation platform, Unlatch, shows that within the new-build sector help to buy homes has declined. Since 2013 Help to...
12 April 2022
From: Breaking News
![First-time buyer’s fortnight: Getting a mortgage](/upload/images/Housing%20Market%20%26%20Property%20Images/MillennialOnPhone-400x310.jpg)
First Time Buyer’s Fortnight aims to give potential homebuyers the information they need to make more informed decisions about the home...
08 March 2022
From: Breaking News
![Housing equity hotspots - Britain’s most valuable property market revealed](/upload/images/Housing%20Market%20%26%20Property%20Images/UK-Cash-NEW-400x310.jpg)
A study from specialist property lending firm, Octane Capital, estimates that homeowners across England have accumulated over £2.547 trillion worth of equity within...
17 February 2022
From: Breaking News
![Mortgage roundup – new year, new products, new rates](/upload/images/Site%20logos/MortgageRoundup-400x310.png)
In the first mortgage roundup of 2022, Introducer Today takes a look at the latest mortgage news, from Landay’s bolstered Green...
18 January 2022
From: Breaking News
![80% of advisers confident that the equity release market will grow in 2022](/upload/images/Miscellaneous/old%20people.png)
Recent research from leading later life lender more2life has found that 80% of equity release advisers are confident that the market...
16 December 2021
From: Breaking News
![Deposit Unlock mortgages launches nationally](/upload/images/library/UK-Housing-1-400x310.jpg)
Deposit Unlock, a mortgage scheme that allows new build buyers to purchase with a 5% deposit, has launched nationally with 17...
02 December 2021
From: Breaking News
![Good news for advisors – tech prevails and business bounces back](/upload/images/library/Digital-Online-400x310.jpg)
Data released by independent equity release advisory service, Equity Release Supermarket (ERS), shows that there’s a continued desire amongst their customers to...
04 November 2021
From: Breaking News
![Over-55s in the South are three times as likely to use equity release](/upload/images/Miscellaneous/old%20people.png)
A new study from equity release lender more2life has uncovered the UK regions where using equity release to fund a house...
12 October 2021
From: Breaking News
![Advisers believe more clients will look to equity release to meet basic needs](/img/default/it.png)
Research from equity release lender, more2life, shows that 78% of advisers think more of their customers will look to equity release to...
01 July 2021
From: Breaking News
![Study – Bank of Gran and Grandad gift almost £1 million a day](/img/default/it.png)
According to new research from equity adviser Key, the Bank of Gran and Grandad has gifted nearly £1 million a day...
24 June 2021
From: Breaking News
![PropTech – new desktop application and hybrid brokering services](/img/default/it.png)
Advise Wise has launched a desktop application to allow advisers to access its platform directly from their desktop, with just a...
22 June 2021
From: Breaking News
![Mortgage market levels out as adviser search activity surges in May](/img/default/it.png)
The latest mortgage search activity data from Legal & General Mortgage Club (L&G) shows signs that the market is beginning to...
17 June 2021
From: Breaking News
![Mortgage roundup – revamped products and the highest LTV available](/img/default/it.png)
Roma Finance completed a record month in May, reporting a 50% increase in pipeline business on top of the 100% increase...
15 June 2021
From: Breaking News
![Later Life Symposium Attendees increase by 151%](/img/default/it.png)
Equity release lender, more2life, revealed that the number of advisers who attended its 2021 Later Life Lending Symposium was 151% higher than...
15 June 2021
From: Breaking News
![Mortgage roundup – helping brokers, borrowers, lenders and advisers](/img/default/it.png)
Pure Retirement has announced the launch of its new flexible pricing methodology on the Classic lifetime mortgage product range. The new initiative...
04 June 2021
From: Breaking News
![Pure launches new adviser resources to develop the later-life market](/img/default/it.png)
Mortgage lender, Pure Retirement has announced the launch of several key market insight resources that will help advisers to best serve...
26 May 2021
From: Breaking News
![Brokers tread gently with ‘soft footprints’ most searched April criteria](/img/default/it.png)
Brokers are searching for applications that will not leave a lasting mark on a client's credit score, new research from Knowledge Bank...
13 May 2021
From: Breaking News
![New customer-facing literature for advisers now available](/img/default/it.png)
Pure Retirement has created a new guide for financial advisers to further support My Care Consultant’s Care Box platform. The literature –...
11 May 2021
From: Breaking News
![Whopping 123% rise in house purchases – has the market bounced back?](/img/default/it.png)
An equity release advisory is reflecting on the shifts in equity release usage and behaviour in the first quarter of 2021. Research...
06 May 2021
From: Breaking News
![Mortgage roundup – PropTech, innovation and smart tools](/img/default/it.png)
Advise Wise has introduced a bespoke, customisable Equity Release Fact Find on its platform. Members can now manage a large number of...
06 May 2021
From: Breaking News
![Legal forum launched to champion safeguards in later-life lending](/img/default/it.png)
The Equity Release Council (the Council) has launched a new Legal Forum to champion the unique role of legal advice in...
27 April 2021
From: Breaking News
![Debate – closing the gender retirement gap with female advisers](/img/default/it.png)
Action must be taken to encourage greater gender diversity in the adviser community and help support female clients, as part of...
15 April 2021
From: Breaking News
![Brand refresh – Equity Release Council launches member endorsement mark](/img/default/it.png)
The Equity Release Council (the Council) has launched a member endorsement mark as part of a brand refresh that reflects the...
06 April 2021
From: Breaking News
![Mortgage roundup – a diverse range of products just in time for Easter…](/img/default/it.png)
Vernon Building Society has announced a new competitively priced mortgage, available up to 90% of the property’s value. The mortgage is designed...
01 April 2021
From: Breaking News
![Revealed - top reasons why equity release cases are declined](/img/default/it.png)
Despite only 8% of equity release cases being rejected, lender more2life has tracked the reasons that cases are declined to help advisers better...
01 April 2021
From: Breaking News
![New Help to Buy scheme could help 55% of new-build homebuyers](/img/default/it.png)
The latest government Help to Buy (H2B) scheme could benefit over a half of all new-build homebuyers to get a foot...
25 March 2021
From: Breaking News
![Debt begone! Lockdown savings fuel record mortgage repayments](/img/default/it.png)
Savings made during lockdown have allowed some borrowers to reduce their debt commitments, with a record £17.6 billion of mortgages repaid...
18 March 2021
From: Breaking News
![New adviser-friendly events revealed as equity market picks up](/img/default/it.png)
Adviser-facing resources have been released in recognition of the equity market predicted to pick up in 2021. Pure Retirement has put together a...
16 March 2021
From: Breaking News
![Make way BoMaD – Bank of Gran and Grandad boosts FTB deposit funds](/img/default/it.png)
Older homeowners gifted an average of £42,500 to younger relatives to help them get on the property ladder in 2020, new...
25 February 2021
From: Breaking News
![Revealed – Covid’s ongoing effect on the housing market](/img/default/it.png)
Equity Release Supermarket (ERS) has reported the behavioural shifts and factors still influencing customers due to the ongoing effects of the...
04 February 2021
From: Breaking News
![Fluent Lifetime breaks into UK’s top five brokers](/img/default/it.png)
Fluent Lifetime, the equity release and later life subsidiary of Fluent Money Group, is celebrating after breaking into the top five...
04 February 2021
From: Breaking News
![Advise Wise launches webinar series with Equity Release Council](/img/default/it.png)
Advise Wise has unveiled a brand-new live webinar series in collaboration with the Equity Release Council. The initiative – Good Practice Checklist...
02 February 2021
From: Breaking News
![The Nottingham relaunches 90% LTV mortgages for borrowers](/img/default/it.png)
The Nottingham has announced the relaunch of 90% loan-to-value (LTV) mortgages for potential borrowers. In what is described as more good news...
28 January 2021
From: Breaking News
![Brilliant Solutions adds Pure Retirement to equity release partners](/img/default/it.png)
Mortgage club and specialist mortgage distributor, Brilliant Solutions, has announced the addition of lifetime mortgage lender Pure Retirement to its equity...
19 January 2021
From: Breaking News
![‘Self-employed’ and ‘defaults’ the most searched terms by brokers](/img/default/it.png)
Searches for ‘self-employed’ and ‘defaults’ became the most popular in December, according to new research from criteria search specialist Knowledge Bank. Knowledge...
12 January 2021
From: Breaking News
![MCI adds more2life to its later life proposition](/img/default/it.png)
more2life has become the sixth lender to join MCI mortgage club’s later life lending panel. The addition means more2life will give the...
15 December 2020
From: Breaking News
![Pure Retirement launches equity release sub-brand](/img/default/it.png)
Pure Retirement has announced the launch of its new Pure Servicing Solutions equity release sub-brand. The new project offers partners two levels...
29 October 2020
From: Breaking News
![Key boosts estate planning team with new appointment](/img/default/it.png)
Equity release advisory firm Key has strengthened its estate planning team with the hire of Andrew Parkinson as head of sales...
29 September 2020
From: Breaking News
![Number of agreed lifetime mortgages jumps 52%](/img/default/it.png)
Responsible Life, a later life lending specialist, is reporting a 52% annual surge in lifetime mortgage sales, as retirees increasingly look...
07 September 2020
From: Breaking News
![Pure Retirement expands classic range distribution](/img/default/it.png)
Pure Retirement has decided to expand its ‘Classic Lifetime Mortgage’ range to a wider selection of the equity release market. The latest...
03 September 2020
From: Breaking News
![Knowledge Bank expands with three new appointments](/img/default/it.png)
Knowledge Bank, a market-leading criteria search system, is expanding with the appointment of three new roles. An increasing number of mortgage brokers...
03 September 2020
From: Breaking News
![Equity Release Supermarket joins forces with LiveMore Capital](/img/default/it.png)
Equity release advisory service provider Equity Release Supermarket (ERS) has partnered with LiveMore Capital. Specialising in retirement interest only (RIO) mortgages for...
26 August 2020
From: Breaking News
![Pure Retirement launches new sales team postcode search for advisers](/img/default/it.png)
Pure Retirement has launched its latest tech innovation in a bid to simplify the adviser journey. Its new postcode finder tool enables...
26 August 2020
From: Breaking News
![Second lockdown beats Brexit as top property market worry](/img/default/it.png)
More than twice as many principals, advisers and administrators worry about the impact of a second coronavirus lockdown than about Brexit,...
24 August 2020
From: Breaking News
![MCI Club extends later life lending panel with LiveMore Capital](/img/default/it.png)
The MCI Mortgage Club has added LiveMore Capital to its panel, expanding its range of products to include retirement interest-only (RIO)...
12 August 2020
From: Breaking News
![Legal & General invests in Australian lifetime mortgage business](/img/default/it.png)
Legal & General has acquired a 20% stake in the Australian lifetime mortgage business, Household Capital, through its ‘Retail Retirement’ division...
24 March 2020
From: Breaking News
![All change in the latest broker criteria search database](/img/default/it.png)
Knowledge Bank’s criteria index for February has revealed some surprise results, with some sectors experiencing unprecedented change. It was all change in...
18 March 2020
From: Breaking News
![Advise Wise launches specialist solicitor panel for its members](/img/default/it.png)
Advise Wise Mortgage Club has launched a specialist solicitor panel for its members to refer to regarding their case completion. The firm...
11 March 2020
From: Breaking News
![Equity release customers ‘value repayments and drawdown’ most](/img/default/it.png)
The ability to make interest payments and capital repayments are becoming increasingly important for equity release customers as products develop, according...
20 February 2020
From: Breaking News
![Hodge offers ‘Early Repayment Promise’ across mortgage product range](/img/default/it.png)
Hodge has announced the extension of its Early Repayment Promise (ERP) feature across all of its residential mortgage products. The move follows...
20 February 2020
From: Breaking News
![Advise Wise launches mortgage club for later life market](/img/default/it.png)
Later life lending specialist Advise Wise has announced the launch of its mortgage club to complement its services for the later...
06 February 2020
From: Breaking News
![‘All change’ in broker criteria searches in the run-up to 2020](/img/default/it.png)
There is evidence of continuing volatility in the mortgage market, with different criteria searches among brokers reaching the top five, according...
22 January 2020
From: Breaking News
![Pure Retirement launches changes to its ‘heritage’ range](/img/default/it.png)
Pure Retirement has started the new year by making changes to its heritage range criteria, aiming to give consumers more choice...
16 January 2020
From: Breaking News
![Brilliant Solutions partners with Knowledge Bank](/img/default/it.png)
Brilliant Solutions has teamed up with Knowledge Bank as its exclusive criteria search provider. Members of Brilliant Solutions – which helps brokers...
13 November 2019
From: Breaking News
![HLPartnership opens its autumn later life lending seminars to advisers](/img/default/it.png)
Mortgage and protection network HLPartnership has announced new dates and venues in September for later life lending seminars. Following its successful spring...
04 September 2019
From: Breaking News
![New Dudley BS scheme to tackle HTB and shared ownership](/img/default/it.png)
Dudley Building Society is giving customers the chance to consolidate their mortgage and rental payments from a shared ownership or Help...
07 August 2019
From: Breaking News
![Roma Finance launches five-year mortgage for property investors](/img/default/it.png)
Bridging and development finance lender Roma Finance has launched a five-year mortgage to allow investors to purchase or refinance investment property. Through...