Paragon Bank is offering four new limited edition buy to let mortgages, with two products suitable for landlords with three or...
Archive
![Regional Housing Markets muted by high mortgage rates](/upload/images/shutterstock_1911445141(1).jpg)
The Nationwide regional house price indices are produced quarterly, with data for Q2 (the three months up to and incluingJune) showing...
03 July 2024
From: Breaking News
![First Time Buyers deterred by over-strict mortgage rules - claim](/upload/images/shutterstock_1015072978.jpg)
New research from the Intermediary Mortgage Landers Association suggests that the cumulative shortfall in first-time buyer numbers since the financial crisis...
01 July 2024
From: Breaking News
![Mortgage-backed transactions still far below normal](/upload/images/Introducer%20.png)
Mortgage-backed housing sales volumes over the last three months are still some 49% below this time last year. A new analysis by...
01 July 2024
From: Breaking News
![Refurb-To-Let loans target landlords improving properties](/upload/images/240617%20%2003.jpg)
Paragon Bank has launched a new refurb-to-let deal, offering landlords finance to upgrade their properties. The two refurb-to-let products are designed for...
17 June 2024
From: Breaking News
![Mortgage Moans - Watchdog asks why rates are so much higher](/upload/images/240612%20%2002.jpg)
Jersey's mortgage rates have been consistently higher than those in the UK, sparking concern among consumers and prompting our investigation, according...
12 June 2024
From: Breaking News
![Boost for owner occupation is key demand of UK Finance manifesto](/upload/images/240612%20%2004.jpg)
UK Finance has released its financial services manifesto, outlining key priorities the next government should focus on. David Postings, Chief Executive of...
12 June 2024
From: Breaking News
![Prices of flats rising faster than any other property type](/upload/images/24%2005%2007%20%2003.jpg)
Big demand for small properties has helped to drive growth in UK property prices in the early months of this year,...
07 May 2024
From: Breaking News
UK residents need an average salary of close to £54,000 to purchase a property, according to new research. The study shows that...
29 April 2024
From: Breaking News
![Lloyds and Barclays profits drop as mortgage competition surges](/upload/images/24%2004%2029%20%2005.jpg)
Lloyd’s pre-tax profits were just £1.6 billion between January and March, down from £2.3 billion for the same period last year. The bank...
29 April 2024
From: Breaking News
![How Do First Time Buyers afford to get on the property ladder?](/upload/images/240404%20%2004.jpg)
A 2,000-person survey has revealed the diverse financial routes that first time buyers take to get on the property ladder. The survey...
04 April 2024
From: Breaking News
![Jury’s Out - Is the YBS 99% mortgage a good idea?](/upload/images/240402%20%2001.jpg)
Yorkshire Building Society new fee-free offer will enable first-time buyers across England, Scotland or Wales with a £5,000 deposit to purchase...
02 April 2024
From: Breaking News
![Brokerage survey gives surprise result for first time buyers’ affordability](/upload/images/240313%2005.jpg)
A new study has revealed the best and worst UK regions for first-time buyers based on house affordability and earning potential. The...
13 March 2024
From: Breaking News
![Halifax explains why most first time buyer applications are in joint names](/upload/images/24%2002%2005%2005.jpg)
Almost two thirds of first time buyers mortgage completions are in joint names (with two or more people), according to the...
05 February 2024
From: Breaking News
![Mortgage costs push big jump in buy to let landlord incorporation](/upload/images/24%2001%2024%2002.jpg)
Despite a sharp fall in the number of homes bought by landlords in 2023, the number of limited companies set up...
24 January 2024
From: Breaking News
![First Time Buyers and mortgages - new study shows the help they get](/upload/images/24%2001%2015%2004.jpg)
A high proportion of first time buyers take advantage of some form of assistance when purchasing their initial home. That’s the verdict...
15 January 2024
From: Breaking News
![Buyers Increasingly Use Family Inheritance to fund Property Purchase](/upload/images/23%2012%2006%2004.jpg)
London accounts for the highest proportion of homebuyers using family inheritance to fund property purchases, according to compliance platform Thirdfort. Some 18...
06 December 2023
From: Breaking News
![Surge in Homes Coming To Market for Boxing Day Bonanza](/upload/images/23%2012%2004%2001.jpg)
There’s been a 46 per cent increase in ‘for sale’ stock hitting the market as sellers look forward to a Boxing...
04 December 2023
From: Breaking News
![House Price Rises massively outstrip Earnings - shock new figures](/upload/images/23%2012%2004%2005.jpg)
Online Mortgage Advisor has conducted a research by looking at how much property prices have outgrown local wages during the past...
04 December 2023
From: Breaking News
![Landlord Sell Off Goes On - but it’s slowing](/upload/images/__thumbs/2023%2011%2022%205.jpg/2023%2011%2022%205__400x286.jpg)
The share of homes sold by a landlord in Great Britain fell from 15.7 per cent in 2022 to 14.0 per...
22 November 2023
From: Breaking News
![Lender gives dire warning about UK house price future](/upload/images/__thumbs/23%2011%2001%201.jpg/23%2011%2001%201__400x267.jpg)
The UK's largest mortgage lender expects house prices to fall this year and next before rising in 2025. Lloyds Banking Group -...
01 November 2023
From: Breaking News
![Interest Rate Damage - huge regional variations to housing market](/upload/images/__thumbs/23%2009%2006%202%20Interest%20Rate%20Damage%20-%20huge%20regional%20variations%20to%20housing%20market.jpg/23%2009%2006%202%20Interest%20Rate%20Damage%20-%20huge%20regional%20variations%20to%20housing%20market__400x272.jpg)
The impact of higher interest rates isn’t felt equally across the country, according to data from the Halifax. Despite recording one of...
06 September 2023
From: Breaking News
![Returning Homebuyer Show Scotland partners with Mortgage Advice Bureau](/upload/images/Shutterstock-only%20images/Property%20Market/Mortgage%20approvals%20down%20MortgageApplication_400x310.png)
Autumn 2023 will see the return of the Homebuyer Show Scotland in Glasgow, a dedicated show for Scottish homebuyers looking to...
18 April 2023
From: Breaking News
![Demand for new-build homes overshadow existing homes](/upload/images/Shutterstock-only%20images/Rental%20Market/BuildToRent1-400x310.png)
Although the property market is starting to slow, Stripe Property Group claims demand for new-build homes are taking the lead. In an analysis of...
01 December 2022
From: Breaking News
![Fewer homes sell within two weeks of hitting the market](/upload/images/Shutterstock-only%20images/Property%20Market/HousingMarket_400x310.png)
Barrows and Forrester reveal that the level of homes being snapped up within two weeks of being listed has fallen to 6.8%....
29 November 2022
From: Breaking News
![Revealed - £3bn worth of new homes sold in 2022](/upload/images/Shutterstock-only%20images/Property%20Market/MortgageCalculated_400x310.png)
The new homes sales progression and aftercare platform, Unlatch, reveals that Great Britain’s new-build housing market is worth almost £3 billion. In accordance...
06 October 2022
From: Breaking News
![Scotland dominates British new-build market](/upload/images/Housing%20Market%20%26%20Property%20Images/UK_Property_400x310.png)
Scotland is set to continue its domination over Britain’s new-build market, research by Warwick Estates claims, with the total number of...
27 September 2022
From: Breaking News
![Insight - 50-year mortgages pose high risk for the housing market](/upload/images/library/Mortgage-House-Keys-400x310.jpg)
According to a leading property firm, the latest announcement that a specialist lender has been given a license to off 50-year...
01 September 2022
From: Breaking News
![New-build house prices surpass existing homes by 20%](/upload/images/library/Housebuilders-400x310.jpg)
Homebuyers and professional property investors hoping to make a good return on investment might want to consider new build homes. New data...
11 August 2022
From: Breaking News
![Revealed - new-build homes increase by 22.1%](/upload/images/library/Housebuilders-400x310.jpg)
According to a new analysis by Warwick Estates new build house prices have substantially risen over the past 12 months. The construction...
04 August 2022
From: Breaking News
![Roma Finance strengthens team with multiple appointments and promotions](/upload/images/Miscellaneous/TeamSelection2-400x310-min.jpeg)
Roma Finance has been actively growing and expanding its team and now boasts eight new appointments and three promotions following continuous record-breaking...
02 August 2022
From: Breaking News
![Need for speed – one in five homes sell within 14 days](/upload/images/Housing%20Market%20%26%20Property%20Images/PropertyPeople-400x310.jpg)
Limited housing stock is seeing one in 10 homes (11%) get snapped up within 14 days of entering the market –...
28 June 2022
From: Breaking News
![Stamp duty costs on BTL homes up £12k since Gov changes](/upload/images/Housing%20Market%20%26%20Property%20Images/StampDuty-3-400x310.jpg)
The average stamp duty payment on buy-to-let (BTL) homes has increased by £11,848 in England, and almost 1,000% higher than that...
14 June 2022
From: Breaking News
![Boris Johnson outlines 'comprehensive review' of mortgages in major speech](/upload/images/Politics%20(MPs%2C%20party%20logos%2C%20etc)/BorisJohnson-3-400x310.png)
The Prime Minister used a housing speech in Blackpool yesterday to outline plans for a wide-ranging review of the mortgage market and housing...
10 June 2022
From: Breaking News
![FTBs move to live near properties owned by The Queen – Jubilee](/upload/images/Locations/london.png)
A new analysis from the specialist lender Together finds that 24% of UK’s FTBs would prioritise and pay more than the...
31 May 2022
From: Breaking News
![Revealed – London worst region for property sector unprofessionalism](/upload/images/Locations/LondonMap400x310-min.png)
While the number of members hit with expulsion has declined steadily each year since a peak in 2018, the most recent...
31 May 2022
From: Breaking News
![Jubilee price jumps - rise in property values over last decade](/upload/images/library/Queen-400x310.png)
GetAgent.co.uk reveals that UK house prices have increased by as much as 123% in the decade since the Diamond Jubilee in...
31 May 2022
From: Breaking News
![Pandemic decline: demand for London flats is yet to subside](/upload/images/Housing%20Market%20%26%20Property%20Images/AdobeStock_345890261.jpeg)
Despite a move back to normality for those living and working within the capital, demand for apartment-style living across London is...
24 May 2022
From: Breaking News
![Bad news for FTBs – house prices are rising by £24 every day](/upload/images/Housing%20Market%20%26%20Property%20Images/Calculator-PoundCoins-2019-400x310.jpg)
The average first-time buyer (FTB) is spending £223,751 on their first property, 24% more than in 2016, according to new analysis...
19 May 2022
From: Breaking News
![Chain-free sales value rises by 43% as buyer demand soars](/upload/images/Housing%20Market%20%26%20Property%20Images/PropertyChain-1-400x310.jpg)
Demand for chain-free homes has skyrocketed as buyers continue to pay a significant premium for a fast, efficient purchase, research from...
17 March 2022
From: Breaking News
![Homebuyers could save big by heading to auction](/upload/images/new-story-stock-images/CourtImage-400x310.jpg)
A study by Barrows and Forrester has uncovered how much UK homebuyers could save by buying a property at auction, as...
15 March 2022
From: Breaking News
![Mortgage roundup – broker support, holiday lets and slashed rates](/upload/images/Site%20logos/MortgageRoundup-400x310.png)
This week, Introducer Today takes a look at the latest mortgage news, from Aldermore’s expansion to support more brokers, to Roma...
10 February 2022
From: Breaking News
![Mortgage roundup – lower rates, AVM integration and going green](/upload/images/Site%20logos/MortgageRoundup-400x310.png)
This week’s mortgage roundup is a range of reduced rates and new products across the mortgage market, with Furness Building Society’s...
01 February 2022
From: Breaking News
![Selling up in 2022? This is how much you’re likely to have made](/upload/images/Housing%20Market%20%26%20Property%20Images/UK-Cash-NEW-400x310.jpg)
A study by MoveStreets, the property portal designed for the mobile generation, has uncovered how much current home sellers are likely...
06 January 2022
From: Breaking News
![Revealed - 6.5% of pandemic property purchases are new builds](/upload/images/Coronavirus/AdobeStock_422573796.jpeg)
Throughout the pandemic, people across Britain have purchased new homes. Changes in lifestyle trends and schemes that make purchasing a new...
09 December 2021
From: Breaking News
![UK house prices predicted to climb by 5% in 2022](/upload/images/library/ClientMoneyProtection-1-400x310.jpg)
In a recent UK housing market forecast, Rightmove uncovers what changes the industry can expect throughout 2022. The UK's leading online real estate portal...
02 December 2021
From: Breaking News
![Deposit Unlock mortgages launches nationally](/upload/images/library/UK-Housing-1-400x310.jpg)
Deposit Unlock, a mortgage scheme that allows new build buyers to purchase with a 5% deposit, has launched nationally with 17...
02 December 2021
From: Breaking News
![Portal problems – sellers overpricing by up to 41% across major portals](/upload/images/library/PropertyPortal1-400x310.jpg)
British house sellers are overpricing by as much as 41% when it comes to the price at which they list their...
11 November 2021
From: Breaking News
![Mortgage roundup – “Outstanding” products for lenders and consumers](/upload/images/library/House-Percentage-MortgageRates-400x310.jpg)
The mortgage roundup column returns to bring you the latest news on mortgage products coming to the market, featuring Furness Building...
12 October 2021
From: Breaking News
![Over-55s in the South are three times as likely to use equity release](/upload/images/Miscellaneous/old%20people.png)
A new study from equity release lender more2life has uncovered the UK regions where using equity release to fund a house...
12 October 2021
From: Breaking News
![Tier One Capital secures £6.5m additional funding for investment fund](/img/default/it.png)
Wealth management and property lending specialist Tier One Capital has secured a £6.5 million revolving credit facility from Shawbrook Bank for...
24 June 2021
From: Breaking News
![Mortgage roundup – exclusive products, lower rates and increased LTVs](/img/default/it.png)
LiveMore has announced a reduction of its standard fixed rates from five-year up to lifetime. Launched last week, the seven, 10 and...
15 April 2021
From: Breaking News
![Mortgage roundup – a diverse range of products just in time for Easter…](/img/default/it.png)
Vernon Building Society has announced a new competitively priced mortgage, available up to 90% of the property’s value. The mortgage is designed...
01 April 2021
From: Breaking News
![Mortgage roundup – five-year fixed products prove popular](/img/default/it.png)
The Nottingham has rolled out a new five-year fixed product as an option for people looking to remortgage in light of...
18 February 2021
From: Breaking News
![The Mortgage Lender increases LTV for capital-raising landlords](/img/default/it.png)
The Mortgage Lender has increased its loan-to-value (LTV) for capital-raising landlords from 65% to 75% on all remortgage products. The rise means...
19 August 2020
From: Breaking News
![Roma Finance slashes bridging and development rates](/img/default/it.png)
Roma Finance, the bridging, buy-to-let and development finance lender, has cut rates across its product range. This follows further funding lines with...
14 February 2020
From: Breaking News
![Money Advice Scotland to pilot open banking tool](/img/default/it.png)
Money Advice Scotland is piloting open banking technology from Experian which could help it to significantly speed up the early stages...
16 January 2020
From: Breaking News
![House price growth has slowed by half since Brexit](/img/default/it.png)
Brexit has caused UK house price growth to half since June 2016, according to property management company Apropos. The digital platform, designed...
19 December 2019
From: Breaking News
![Many UK homeowners don’t have home insurance](/img/default/it.png)
Nearly a quarter of UK homes have no home insurance, according to Assurant Intermediary. The insurance company says advisers play a vital...
14 August 2019
From: Breaking News
![Home movers remain committed despite summer slowdown](/img/default/it.png)
Many key indicators for home movers and first-time buyers remained either stable or only marginally changed when compared to the previous...
31 July 2019
From: Breaking News
![Pure Retirement launches new product range for later life lending](/img/default/it.png)
Pure Retirement has announced the launch of its new product suite for advisers, named the Heritage range. The product, which is available...
30 May 2019
From: Breaking News
![Young homeowners are paying off their mortgage faster than planned](/img/default/it.png)
Almost half of homeowners are making overpayments on their mortgages, according to new research from Which? Mortgage Advisers. Those aged 18-24 led...
08 January 2019
From: Breaking News
![Half of brokers see rise in bridging loan volume](/img/default/it.png)
Demand for bridging loans increased in the third quarter of 2018, according to bridging lender mtf. Its latest Broker Sentiment Survey found...
23 October 2018
From: Breaking News
![Pepper Money to acquire Optimum Credit Ltd](/img/default/it.png)
Pepper Money has finalised the terms to acquire 100% of the second charge lender, Optimum Credit Ltd. The purchase will see Pepper...
10 October 2018
From: Breaking News
![Summer sales on the up in UK property market](/img/default/it.png)
The national month-on-month figures for new listings ‘for sale’ reached 9.4%, while the amount of properties sold sat at 6.2% in...
10 July 2018
From: Breaking News
![UK property market activity remained consistent in April](/img/default/it.png)
April saw significant purchasing and remortgaging activity following forecasts suggesting an interest rate rise in May, according to the Mortgage Advice...
15 June 2018
From: Breaking News
![New head of intermediaries for Furness](/img/default/it.png)
Furness Building Society has appointed Alasdair McDonald as head of intermediaries McDonald has over 25 years of experience in the financial services...
06 June 2018
From: Breaking News
![Metro Bank expands to Scotland](/img/default/it.png)
Metro Bank has announced that from April 5 it will expand its mortgage business into Scotland both direct and via brokers. Scottish...
29 March 2018
From: Breaking News
![Kensington and New Street launch full market in Scotland](/img/default/it.png)
Kensington Mortgages and New Street Mortgages have announced a successful market launch into Scotland. While Kensington now offers an extensive range of...
16 March 2018
From: Breaking News
![Furness enhances its criteria for UK brokers](/img/default/it.png)
After listening to feedback from brokers, Furness Building Society has increased the maximum LTV in Scotland to 95% on standard residential...
09 January 2018
From: Breaking News
![LendInvest launches BTL loans for specialist lenders](/img/default/it.png)
Specialist property finance lender LendInvest has announced its new buy-to-let (BTL) loan products for the specialist lending market. Targeted at professional property...
21 November 2017
From: Breaking News
![Together secures new funding with £275m RMBS](/img/default/it.png)
Specialist lender, Together, has issued £275 million to support the successful completion of its debut public residential mortgage-backed security (RMBS) transaction. Credit-rating...
02 October 2017
From: Breaking News
![TMA Mortgage Club and Skipton Building Society launch fixed rate BTL product](/img/default/it.png)
TMA Mortgage Club (TMA) has announced a two-year fixed rate of 2.49%, which will be available to appointed representatives of the...
18 September 2017
From: Breaking News
![SMP announces autumn mortgage and protection roadshows](/img/default/it.png)
The Society of Mortgage Professionals (SMP) has revealed the dates and venues for its autumn mortgage and protection roadshows, beginning in...
13 September 2017
From: Breaking News
![Amicus Property Finance strengthens Manchester team](/img/default/it.png)
Amicus Property Finance recently announced that it has appointed three new senior underwriters with long-standing banking experience. Alan Dorrington, Mark Heckles and...
04 August 2017
From: Breaking News
![Scottish borrowers are most active mortgage switchers](/img/default/it.png)
Mortgage borrowers in Scotland are the most proactive when it comes to switching products, according to new research. A YouGov study, commissioned...
17 February 2017
From: Breaking News
![The fall in ownership – it’s about affordability rather than the cost of mortgages](/img/default/it.png)
Data published this week by the Resolution Foundation confirms the continuation of the downward trend in home ownership in the UK. Since 2003...
04 August 2016
From: Breaking News
![Positivity about future of buy-to-let remains high in Scotland](/img/default/it.png)
New research carried out by Legal & General has revealed that brokers in Scotland are more confident about the future of...
26 July 2016
From: Breaking News
![New appointment for Pepper Homeloans](/img/default/it.png)
Specialist lender Pepper Homeloans have added Ryan Brailsford to their team as Regional Development Manager for the North. Brailsford, whose role involves...
08 June 2016
From: Breaking News
![House prices surge beside the seaside](/img/default/it.png)
House prices in British seaside towns have increased by an average £440 every month for the last decade, new figures show. Prices...
31 May 2016
From: Breaking News
![Broker mortgages soar 40% in just one month](/img/default/it.png)
Intermediary mortgage sales exceeded all expectations in February to hit the highest level since the 2008 market crash. Residential and buy-to-let sales...
23 March 2016
From: Breaking News
![House price growth continues to accelerate](/img/default/it.png)
UK house prices continue to accelerate increasing by 7.9% in the year to January, up from 6.7% in December. Prices were driven...
23 March 2016
From: Breaking News
![150,000 now own through Help to Buy](/img/default/it.png)
More than 150,000 people have become homeowners through the Government’s flagship Help to Buy housing scheme. New official figures show that 80%...
11 March 2016
From: Breaking News
![Skipton unveils London and Scotland Help to Buy deals](/img/default/it.png)
Skipton Building Society has unveiled its new product ranges for both the Help to Buy London and Help to Buy Scotland...
08 March 2016
From: Breaking News
![Property investors turn against Brexit](/img/default/it.png)
Property investors say the UK would be a less attractive place to invest if voters decide to leave the EU, new...
25 February 2016
From: Breaking News
![North/South property divide widens](/img/default/it.png)
The North/South divide in house price expectations has now widened to record levels, new figures show. Households in all UK regions perceive...
22 February 2016
From: Breaking News
![Property millionaires set to triple](/img/default/it.png)
The number of million pound properties in the UK will more than triple by 2030, new research suggests By that date, one...
18 February 2016
From: Breaking News
![Help to Buy Isa rates flop](/img/default/it.png)
Two thirds of prospective homebuyers are likely to take advantage of the new Help to Buy Isa yet rates so far...
02 December 2015
From: Breaking News
![Housing market slows despite low mortgage rates](/img/default/it.png)
Latest figures show UK house prices slowed in the year to August with annual growth of 5.2%. That is unchanged from July,...
14 October 2015
From: Breaking News
![North-south house price divide widens](/img/default/it.png)
Figures published yesterday by Nationwide Building Society show the widening gap between in property values in London and the South-east and...
01 October 2015
From: Breaking News
![Pensioner equity rises to new high](/img/default/it.png)
The amount of money locked up in homes owned by the over-65s has grown by almost £17.5 billion in the past...
29 September 2015
From: Breaking News
![UK house prices climb and outlook brightens](/img/default/it.png)
UK house prices rose by 5.2% over the last year helped by the return of the first-time buyer. The annual pace of...
15 September 2015
From: Breaking News
![Now another Bank policymaker hints at early rate hike](/img/default/it.png)
The prospect of an interest rate hike in the UK may be closer than markets realise, according to a Bank of...
15 September 2015
From: Breaking News
![Lloyds remains top mortgage lender](/img/default/it.png)
Lloyds Banking Group has held onto its lead as the UK's biggest mortgage lender despite losing market share. Santander hopped above Nationwide to...
07 September 2015
From: Breaking News
![Scottish rent controls could hit buy-to-let](/img/default/it.png)
Plans to introduce rent controls in Scotland could hit buy-to-let investment north of the border. No-fault evictions may also be banned in a...
04 September 2015
From: Breaking News
![Bank of Scotland gives cause for complaint](/img/default/it.png)
The Bank of Scotland attracted more complaints than any other mortgage lender in the first half of the year, just as...
26 August 2015
From: Breaking News
![Buy-to-let income soars 12% to nearly £1,000 a month](/img/default/it.png)
Buy-to-let rental income has surged ahead of both inflation and house price growth to hit an average of £977 a month. The...
10 August 2015
From: Breaking News
![Average home up £7,000 this year](/img/default/it.png)
The price of average British home leapt by more than £7,000 in the first half of this year to hit £270,674. That...
23 July 2015
From: Breaking News
![Buy-to-let rents rise as supply falls](/img/default/it.png)
Landlord income from buy-to-let income is rising again as demand from tenants outstrips the plunging supply of rental property. The number of...